feat: 新增 account 和 plan 目录

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

account/admin/skills/theme-factory/themes/tech-innovation.md

@@ -0,0 +1,19 @@
+# Tech Innovation
+
+A bold and modern theme with high-contrast colors perfect for cutting-edge technology presentations.
+
+## Color Palette
+
+- **Electric Blue**: `#0066ff` - Vibrant primary accent
+- **Neon Cyan**: `#00ffff` - Bright highlight color
+- **Dark Gray**: `#1e1e1e` - Deep backgrounds
+- **White**: `#ffffff` - Clean text and contrast
+
+## Typography
+
+- **Headers**: DejaVu Sans Bold
+- **Body Text**: DejaVu Sans
+
+## Best Used For
+
+Tech startups, software launches, innovation showcases, AI/ML presentations, digital transformation content.