feat: 新增 account 和 plan 目录

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

account/admin/skills/theme-factory/themes/forest-canopy.md

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+# Forest Canopy
+
+A natural and grounded theme featuring earth tones inspired by dense forest environments.
+
+## Color Palette
+
+- **Forest Green**: `#2d4a2b` - Primary dark green
+- **Sage**: `#7d8471` - Muted green accent
+- **Olive**: `#a4ac86` - Light accent color
+- **Ivory**: `#faf9f6` - Backgrounds and text
+
+## Typography
+
+- **Headers**: FreeSerif Bold
+- **Body Text**: FreeSans
+
+## Best Used For
+
+Environmental presentations, sustainability reports, outdoor brands, wellness content, organic products.