X-Financial/server/rules/risk-rules/risk.expense.travel.generated_20260526101144234987.json

{
  "schema_version": "2.0",
  "rule_code": "risk.expense.travel.generated_20260526101144234987",
  "name": "差旅目的地与票据城市不一致",
  "description": "当差旅费业务满足“差旅报销时，先检查是否已上传交通票据、住宿票据或其他能识别城市的附件；再读取申报目的地、明细发生地点、交通票行程城市和住宿发票城市。若交通票或住宿票据中的城市均无法与申报目的地、明细地点形成一致关系，且报销事由中没有说明绕行、跨城办事或临时改签原因，则标记为高风险，要求补充行程说明或退回修改。”时，系统会按高风险进行提示，并要求经办人或审核人补充核对依据。",
  "enabled": true,
  "requires_attachment": false,
  "risk_dimension": "natural_language_rule",
  "risk_category": "差旅费",
  "ontology_signal": "natural_language_risk",
  "evaluator": "template_rule",
  "template_key": "field_compare_v1",
  "semantic_type": null,
  "applies_to": {
    "domains": [
      "expense"
    ],
    "expense_categories": [
      "travel"
    ]
  },
  "inputs": {
    "fields": [
      {
        "key": "attachment.hotel_city",
        "label": "住宿城市",
        "type": "text",
        "source": "attachment"
      },
      {
        "key": "claim.location",
        "label": "申报地点",
        "type": "text",
        "source": "claim"
      },
      {
        "key": "attachment.route_cities",
        "label": "行程城市",
        "type": "list",
        "source": "attachment"
      },
      {
        "key": "item.item_location",
        "label": "明细地点",
        "type": "text",
        "source": "item"
      }
    ]
  },
  "params": {
    "template_key": "field_compare_v1",
    "field_keys": [
      "attachment.hotel_city",
      "claim.location",
      "attachment.route_cities",
      "item.item_location"
    ],
    "condition_summary": "对比住宿城市、申报地点、行程城市之间是否一致或存在交集",
    "natural_language": "差旅报销时，先检查是否已上传交通票据、住宿票据或其他能识别城市的附件；再读取申报目的地、明细发生地点、交通票行程城市和住宿发票城市。若交通票或住宿票据中的城市均无法与申报目的地、明细地点形成一致关系，且报销事由中没有说明绕行、跨城办事或临时改签原因，则标记为高风险，要求补充行程说明或退回修改。",
    "conditions": [
      {
        "left": "attachment.hotel_city",
        "operator": "overlap",
        "right": "claim.location"
      }
    ]
  },
  "outcomes": {
    "pass": {
      "severity": "none",
      "action": "continue"
    },
    "fail": {
      "severity": "high",
      "action": "manual_review",
      "risk_score": 78
    }
  },
  "metadata": {
    "owner": "admin",
    "stability": "generated_draft",
    "source_ref": "自然语言风险规则",
    "created_at": "2026-05-26T10:11:44.234987+08:00",
    "created_by": "admin",
    "requires_attachment": false,
    "risk_score": 78,
    "risk_level": "high",
    "risk_level_label": "高风险",
    "risk_score_model": "risk_score_v3",
    "risk_score_detail": {
      "score": 78,
      "level": "high",
      "level_label": "高风险",
      "model": "risk_score_v3",
      "weights": {
        "impact": 0.35,
        "certainty": 0.25,
        "evidence": 0.15,
        "exception": 0.1,
        "action": 0.1,
        "sensitivity": 0.05
      },
      "components": {
        "impact": 78,
        "certainty": 80,
        "evidence": 82,
        "exception": 66,
        "action": 78,
        "sensitivity": 88
      },
      "calibration": {
        "raw_score": 78,
        "rules": []
      },
      "ai_evidence": {},
      "basis": {
        "template_key": "field_compare_v1",
        "field_count": 4,
        "condition_count": 1,
        "expense_category": "travel",
        "expense_category_label": "差旅费",
        "requires_attachment": false
      }
    },
    "rule_title": "差旅目的地与票据城市不一致",
    "expense_category": "travel",
    "expense_category_label": "差旅费",
    "natural_language": "差旅报销时，先检查是否已上传交通票据、住宿票据或其他能识别城市的附件；再读取申报目的地、明细发生地点、交通票行程城市和住宿发票城市。若交通票或住宿票据中的城市均无法与申报目的地、明细地点形成一致关系，且报销事由中没有说明绕行、跨城办事或临时改签原因，则标记为高风险，要求补充行程说明或退回修改。",
    "business_explanation": "当差旅费业务满足“差旅报销时，先检查是否已上传交通票据、住宿票据或其他能识别城市的附件；再读取申报目的地、明细发生地点、交通票行程城市和住宿发票城市。若交通票或住宿票据中的城市均无法与申报目的地、明细地点形成一致关系，且报销事由中没有说明绕行、跨城办事或临时改签原因，则标记为高风险，要求补充行程说明或退回修改。”时，系统会按高风险进行提示，并要求经办人或审核人补充核对依据。",
    "condition_summary": "对比住宿城市、申报地点、行程城市之间是否一致或存在交集",
    "rule_ir": {},
    "flow": {
      "start": "差旅费单据提交",
      "evidence": "读取住宿城市、申报地点、行程城市",
      "decision": "对比住宿城市、申报地点、行程城市之间是否一致或存在交集",
      "pass": "未命中风险，继续业务流转",
      "fail": "命中高风险，提示复核"
    }
  },
  "flow_diagram_svg": "<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"860\" height=\"360\" viewBox=\"0 0 860 360\" data-risk-flow-style=\"review-node-only\" data-risk-flow-detail=\"logic-v2\" role=\"img\" aria-labelledby=\"risk-flow-title risk-flow-desc\">\n  <title id=\"risk-flow-title\">差旅目的地与票据城市不一致流程说明</title>\n  <desc id=\"risk-flow-desc\">风险规则只读流程图，展示字段事实、集合交集、日期范围、例外说明和命中路径。</desc>\n  <defs>\n    <marker id=\"arrow-neutral\" markerWidth=\"10\" markerHeight=\"7\" refX=\"9\" refY=\"3.5\" orient=\"auto\">\n      <polygon points=\"0 0, 10 3.5, 0 7\" fill=\"#cbd5e1\"/>\n    </marker>\n    <marker id=\"arrow-risk\" markerWidth=\"10\" markerHeight=\"7\" refX=\"9\" refY=\"3.5\" orient=\"auto\">\n      <polygon points=\"0 0, 10 3.5, 0 7\" fill=\"#dc2626\"/>\n    </marker>\n  </defs>\n  <rect width=\"860\" height=\"360\" fill=\"#ffffff\"/>\n  <rect x=\"18\" y=\"18\" width=\"824\" height=\"324\" rx=\"8\" ry=\"8\" fill=\"none\" stroke=\"#e2e8f0\" stroke-width=\"1\" stroke-dasharray=\"4,3\"/>\n  <text x=\"34\" y=\"43\" fill=\"#6e6e80\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"500\">RULE FLOW</text>\n  <g>\n    <rect x=\"38\" y=\"142\" width=\"120\" height=\"62\" rx=\"7\" ry=\"7\" fill=\"#ffffff\" stroke=\"#e2e8f0\" stroke-width=\"1.2\"/>\n    <rect x=\"38\" y=\"142\" width=\"3.5\" height=\"62\" rx=\"1.75\" ry=\"1.75\" fill=\"#cbd5e1\"/>\n    <text x=\"98\" y=\"166\" text-anchor=\"middle\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"13\" font-weight=\"600\">业务输入</text>\n    <text x=\"98\" y=\"185\" text-anchor=\"middle\" fill=\"#6e6e80\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"400\">差旅费单据提交</text>\n  </g>\n  <g>\n    <rect x=\"196\" y=\"64\" width=\"240\" height=\"128\" rx=\"7\" ry=\"7\" fill=\"#ffffff\" stroke=\"#e2e8f0\" stroke-width=\"1.2\"/>\n    <text x=\"212\" y=\"90\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"13\" font-weight=\"650\">字段事实</text>\n    <text x=\"212\" y=\"112\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"400\">A=住宿城市[attachment.hotel_city]</text>\n    <text x=\"212\" y=\"130\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"400\">B=申报地点[claim.location]</text>\n    <text x=\"212\" y=\"148\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"400\">C=行程城市[attachment.route_cities]</text>\n    <text x=\"212\" y=\"166\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"400\">D=明细地点[item.item_location]</text>\n  </g>\n  <g>\n    <rect x=\"196\" y=\"216\" width=\"382\" height=\"104\" rx=\"7\" ry=\"7\" fill=\"#ffffff\" stroke=\"#e2e8f0\" stroke-width=\"1.2\"/>\n    <text x=\"212\" y=\"242\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"13\" font-weight=\"650\">判断条件</text>\n    <text x=\"212\" y=\"264\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"400\">C1: 字段集合 ∩ 字段集合 ≠ ∅</text>\n  </g>\n  <g>\n    <polygon points=\"555.0,80 616,141.0 555.0,202 494,141.0\" fill=\"#ffffff\" stroke=\"#e2e8f0\" stroke-width=\"1.25\"/>\n    <text x=\"555\" y=\"131\" text-anchor=\"middle\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"12.5\" font-weight=\"600\">命中逻辑</text>\n    <text x=\"555\" y=\"152\" text-anchor=\"middle\" fill=\"#6e6e80\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"10.2\" font-weight=\"400\">对比住宿城市、申</text>\n    <text x=\"555\" y=\"167\" text-anchor=\"middle\" fill=\"#6e6e80\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"10.2\" font-weight=\"400\">报地点、行程城…</text>\n  </g>\n  <g>\n    <rect x=\"688\" y=\"76\" width=\"122\" height=\"60\" rx=\"7\" ry=\"7\" fill=\"#ffffff\" stroke=\"#e2e8f0\" stroke-width=\"1.2\"/>\n    <rect x=\"688\" y=\"76\" width=\"3.5\" height=\"60\" rx=\"1.75\" ry=\"1.75\" fill=\"#cbd5e1\"/>\n    <text x=\"749\" y=\"100\" text-anchor=\"middle\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"13\" font-weight=\"600\">继续流转</text>\n    <text x=\"749\" y=\"119\" text-anchor=\"middle\" fill=\"#6e6e80\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"400\">未命中风险，继续业…</text>\n  </g>\n  <g>\n    <rect x=\"688\" y=\"226\" width=\"122\" height=\"68\" rx=\"7\" ry=\"7\" fill=\"#fef2f2\" stroke=\"#fecaca\" stroke-width=\"1.2\"/>\n    <rect x=\"688\" y=\"226\" width=\"3.5\" height=\"68\" rx=\"1.75\" ry=\"1.75\" fill=\"#dc2626\"/>\n    <text x=\"749\" y=\"250\" text-anchor=\"middle\" fill=\"#0d0d0d\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"13\" font-weight=\"600\">进入复核</text>\n    <text x=\"749\" y=\"269\" text-anchor=\"middle\" fill=\"#6e6e80\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"11\" font-weight=\"400\">命中高风险，提示复核</text>\n  </g>\n  <path d=\"M 158 173 H 176 V 128 H 196\" fill=\"none\" stroke=\"#cbd5e1\" stroke-width=\"1.45\" stroke-linecap=\"round\" stroke-linejoin=\"round\" marker-end=\"url(#arrow-neutral)\"/>\n  <line x1=\"316\" y1=\"192\" x2=\"316\" y2=\"216\" stroke=\"#cbd5e1\" stroke-width=\"1.45\" stroke-linecap=\"round\" marker-end=\"url(#arrow-neutral)\"/>\n  <path d=\"M 436 128 H 466 V 141 H 494\" fill=\"none\" stroke=\"#cbd5e1\" stroke-width=\"1.45\" stroke-linecap=\"round\" stroke-linejoin=\"round\" marker-end=\"url(#arrow-neutral)\"/>\n  <line x1=\"555\" y1=\"216\" x2=\"555\" y2=\"202\" stroke=\"#cbd5e1\" stroke-width=\"1.35\" stroke-linecap=\"round\" marker-end=\"url(#arrow-neutral)\"/>\n  <path d=\"M 616 125 H 648 V 106 H 688\" fill=\"none\" stroke=\"#cbd5e1\" stroke-width=\"1.35\" stroke-linecap=\"round\" stroke-linejoin=\"round\" marker-end=\"url(#arrow-neutral)\"/>\n  <text x=\"651\" y=\"119\" text-anchor=\"middle\" fill=\"#6e6e80\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"10.5\" font-weight=\"500\">否</text>\n  <path d=\"M 616 166 H 648 V 260 H 688\" fill=\"none\" stroke=\"#dc2626\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" marker-end=\"url(#arrow-risk)\"/>\n  <text x=\"651\" y=\"214\" text-anchor=\"middle\" fill=\"#b91c1c\" font-family=\"-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica Neue, 'PingFang SC', 'Microsoft YaHei', 'Microsoft JhengHei', 'SimHei', sans-serif\" font-size=\"10.5\" font-weight=\"700\">是</text>\n</svg>",
  "severity": "high",
  "risk_score": 78,
  "risk_level": "high",
  "risk_level_label": "高风险",
  "risk_score_detail": {
    "score": 78,
    "level": "high",
    "level_label": "高风险",
    "model": "risk_score_v3",
    "weights": {
      "impact": 0.35,
      "certainty": 0.25,
      "evidence": 0.15,
      "exception": 0.1,
      "action": 0.1,
      "sensitivity": 0.05
    },
    "components": {
      "impact": 78,
      "certainty": 80,
      "evidence": 82,
      "exception": 66,
      "action": 78,
      "sensitivity": 88
    },
    "calibration": {
      "raw_score": 78,
      "rules": []
    },
    "ai_evidence": {},
    "basis": {
      "template_key": "field_compare_v1",
      "field_count": 4,
      "condition_count": 1,
      "expense_category": "travel",
      "expense_category_label": "差旅费",
      "requires_attachment": false
    }
  }
}