X-Financial/server/rules/risk-rules/risk.travel.low.local_transport_detail_missing.json

{
  "schema_version": "2.0",
  "rule_code": "risk.travel.low.local_transport_detail_missing",
  "name": "市内交通路线说明不足低风险",
  "description": "差旅行程中出现打车、网约车、出租车等市内交通表达，但未说明起点、终点或路线。",
  "enabled": true,
  "requires_attachment": false,
  "risk_dimension": "travel_reimbursement_control",
  "risk_category": "差旅费-市内交通",
  "ontology_signal": "travel_local_transport_detail_missing",
  "evaluator": "template_rule",
  "finance_rule_code": "rule.expense.company_travel_transport_class",
  "finance_rule_sheet": "交通工具等级标准",
  "business_stage": [
    "expense_application",
    "reimbursement"
  ],
  "expense_types": [
    "travel"
  ],
  "applies_to": {
    "domains": [
      "expense",
      "travel"
    ],
    "expense_types": [
      "travel"
    ],
    "business_stages": [
      "expense_application",
      "reimbursement"
    ]
  },
  "inputs": {
    "fields": [
      {
        "key": "claim.reason",
        "label": "报销/申请事由",
        "type": "text",
        "source": "claim"
      },
      {
        "key": "item.item_reason",
        "label": "明细说明",
        "type": "text",
        "source": "item"
      },
      {
        "key": "attachment.ocr_text",
        "label": "票据 OCR 全文",
        "type": "text",
        "source": "attachment"
      }
    ]
  },
  "params": {
    "template_key": "composite_rule_v1",
    "field_keys": [
      "claim.reason",
      "item.item_reason",
      "attachment.ocr_text"
    ],
    "conditions": [
      {
        "id": "has_local_transport",
        "operator": "contains_any",
        "fields": [
          "claim.reason",
          "item.item_reason",
          "attachment.ocr_text"
        ],
        "keywords": [
          "打车",
          "出租车",
          "网约车",
          "滴滴",
          "市内交通"
        ]
      },
      {
        "id": "missing_route_detail",
        "operator": "not_contains_any",
        "fields": [
          "claim.reason",
          "item.item_reason",
          "attachment.ocr_text"
        ],
        "keywords": [
          "起点",
          "终点",
          "路线",
          "从",
          "到",
          "往返"
        ]
      }
    ],
    "hit_logic": {
      "all": [
        "has_local_transport",
        "missing_route_detail"
      ]
    },
    "condition_summary": "存在市内交通关键词，但文本中缺少起点、终点或路线说明。",
    "message_template": "市内交通路线说明不足，请补充起点、终点或业务地点。",
    "finance_rule_code": "rule.expense.company_travel_transport_class",
    "finance_rule_sheet": "交通工具等级标准",
    "basic_rule_code": "rule.expense.company_travel_transport_class",
    "basic_rule_sheet": "交通工具等级标准",
    "basic_rule_refs": [
      {
        "code": "rule.expense.company_travel_transport_class",
        "sheet": "交通工具等级标准",
        "name": "交通工具等级标准",
        "component": "transport"
      }
    ]
  },
  "outcomes": {
    "pass": {
      "severity": "none",
      "action": "continue"
    },
    "fail": {
      "severity": "low",
      "action": "warning",
      "risk_score": 36
    }
  },
  "metadata": {
    "owner": "admin",
    "stability": "admin_configured",
    "source_ref": "拆分基础规则：交通工具等级标准",
    "created_at": "2026-05-26T07:06:27.746703+00:00",
    "created_by": "admin",
    "risk_score": 36,
    "risk_level": "low",
    "rule_title": "市内交通路线说明不足低风险",
    "finance_rule_code": "rule.expense.company_travel_transport_class",
    "finance_rule_sheet": "交通工具等级标准",
    "business_stage": [
      "expense_application",
      "reimbursement"
    ],
    "expense_types": [
      "travel"
    ],
    "implementation_note": "使用当前规则中心 JSON 风险规则执行器可识别的字段与模板配置。",
    "risk_level_label": "低风险",
    "risk_score_model": "risk_score_v3",
    "risk_score_detail": {
      "score": 36,
      "level": "low",
      "level_label": "低风险",
      "model": "risk_score_v3",
      "source": "admin_manual_travel_risk_catalog",
      "reason": "按差旅费报销高/中/低风险分层手工设定。"
    },
    "basic_rule_code": "rule.expense.company_travel_transport_class",
    "basic_rule_sheet": "交通工具等级标准",
    "basic_rule_refs": [
      {
        "code": "rule.expense.company_travel_transport_class",
        "sheet": "交通工具等级标准",
        "name": "交通工具等级标准",
        "component": "transport"
      }
    ]
  },
  "severity": "low",
  "risk_score": 36,
  "risk_level": "low",
  "template_key": "composite_rule_v1",
  "risk_level_label": "低风险",
  "risk_score_detail": {
    "score": 36,
    "level": "low",
    "level_label": "低风险",
    "model": "risk_score_v3",
    "source": "admin_manual_travel_risk_catalog",
    "reason": "按差旅费报销高/中/低风险分层手工设定。"
  },
  "basic_rule_code": "rule.expense.company_travel_transport_class",
  "basic_rule_sheet": "交通工具等级标准",
  "basic_rule_refs": [
    {
      "code": "rule.expense.company_travel_transport_class",
      "sheet": "交通工具等级标准",
      "name": "交通工具等级标准",
      "component": "transport"
    }
  ]
}