X-Financial/server/rules/risk-rules/risk.travel.medium.title_mismatch.json

{
  "schema_version": "2.0",
  "rule_code": "risk.travel.medium.title_mismatch",
  "name": "差旅票据抬头不一致中风险",
  "description": "票据抬头、乘车人或购买方与报销人不一致，且不属于公司抬头或允许例外。",
  "enabled": true,
  "requires_attachment": true,
  "risk_dimension": "travel_reimbursement_control",
  "risk_category": "差旅费-票据主体",
  "ontology_signal": "travel_invoice_title_mismatch",
  "evaluator": "identity_consistency",
  "finance_rule_code": "rule.expense.company_travel_expense_reimbursement",
  "finance_rule_sheet": "差旅住宿费标准",
  "business_stage": [
    "reimbursement"
  ],
  "expense_types": [
    "travel"
  ],
  "applies_to": {
    "domains": [
      "expense",
      "travel"
    ],
    "expense_types": [
      "travel"
    ],
    "business_stages": [
      "reimbursement"
    ]
  },
  "inputs": {
    "fields": [
      {
        "key": "claim.employee_name",
        "label": "申请/报销人",
        "type": "text",
        "source": "claim"
      },
      {
        "key": "attachment.buyer_name",
        "label": "票据抬头/购买方",
        "type": "text",
        "source": "attachment"
      },
      {
        "key": "attachment.ocr_text",
        "label": "票据 OCR 全文",
        "type": "text",
        "source": "attachment"
      }
    ]
  },
  "params": {
    "allow_keywords": [
      "公司",
      "远光",
      "远光软件"
    ],
    "condition_summary": "票据抬头/购买方不包含报销人姓名，也不包含公司抬头关键词。",
    "message_template": "票据抬头或乘车人与报销人不一致，请补充代订、同行或公司抬头说明。",
    "finance_rule_code": "rule.expense.company_travel_expense_reimbursement",
    "finance_rule_sheet": "差旅住宿费标准",
    "basic_rule_code": "rule.expense.company_travel_expense_reimbursement",
    "basic_rule_sheet": "差旅住宿费标准",
    "basic_rule_refs": [
      {
        "code": "rule.expense.company_travel_expense_reimbursement",
        "sheet": "差旅住宿费标准",
        "name": "差旅住宿报销标准",
        "component": "lodging"
      },
      {
        "code": "rule.expense.company_travel_season_mapping",
        "sheet": "地区淡旺季映射表",
        "name": "地区淡旺季映射表",
        "component": "season_mapping"
      },
      {
        "code": "rule.expense.company_travel_transport_class",
        "sheet": "交通工具等级标准",
        "name": "交通工具等级标准",
        "component": "transport"
      }
    ]
  },
  "outcomes": {
    "pass": {
      "severity": "none",
      "action": "continue"
    },
    "fail": {
      "severity": "medium",
      "action": "manual_review",
      "risk_score": 64
    }
  },
  "metadata": {
    "owner": "admin",
    "stability": "admin_configured",
    "source_ref": "拆分基础规则：差旅住宿费标准、地区淡旺季映射表、交通工具等级标准",
    "created_at": "2026-05-26T07:06:27.746703+00:00",
    "created_by": "admin",
    "risk_score": 64,
    "risk_level": "medium",
    "rule_title": "差旅票据抬头不一致中风险",
    "finance_rule_code": "rule.expense.company_travel_expense_reimbursement",
    "finance_rule_sheet": "差旅住宿费标准",
    "business_stage": [
      "reimbursement"
    ],
    "expense_types": [
      "travel"
    ],
    "implementation_note": "使用当前规则中心 JSON 风险规则执行器可识别的字段与模板配置。",
    "risk_level_label": "中风险",
    "risk_score_model": "risk_score_v3",
    "risk_score_detail": {
      "score": 64,
      "level": "medium",
      "level_label": "中风险",
      "model": "risk_score_v3",
      "source": "admin_manual_travel_risk_catalog",
      "reason": "按差旅费报销高/中/低风险分层手工设定。"
    },
    "basic_rule_code": "rule.expense.company_travel_expense_reimbursement",
    "basic_rule_sheet": "差旅住宿费标准",
    "basic_rule_refs": [
      {
        "code": "rule.expense.company_travel_expense_reimbursement",
        "sheet": "差旅住宿费标准",
        "name": "差旅住宿报销标准",
        "component": "lodging"
      },
      {
        "code": "rule.expense.company_travel_season_mapping",
        "sheet": "地区淡旺季映射表",
        "name": "地区淡旺季映射表",
        "component": "season_mapping"
      },
      {
        "code": "rule.expense.company_travel_transport_class",
        "sheet": "交通工具等级标准",
        "name": "交通工具等级标准",
        "component": "transport"
      }
    ]
  },
  "severity": "medium",
  "risk_score": 64,
  "risk_level": "medium",
  "risk_level_label": "中风险",
  "risk_score_detail": {
    "score": 64,
    "level": "medium",
    "level_label": "中风险",
    "model": "risk_score_v3",
    "source": "admin_manual_travel_risk_catalog",
    "reason": "按差旅费报销高/中/低风险分层手工设定。"
  },
  "basic_rule_code": "rule.expense.company_travel_expense_reimbursement",
  "basic_rule_sheet": "差旅住宿费标准",
  "basic_rule_refs": [
    {
      "code": "rule.expense.company_travel_expense_reimbursement",
      "sheet": "差旅住宿费标准",
      "name": "差旅住宿报销标准",
      "component": "lodging"
    },
    {
      "code": "rule.expense.company_travel_season_mapping",
      "sheet": "地区淡旺季映射表",
      "name": "地区淡旺季映射表",
      "component": "season_mapping"
    },
    {
      "code": "rule.expense.company_travel_transport_class",
      "sheet": "交通工具等级标准",
      "name": "交通工具等级标准",
      "component": "transport"
    }
  ]
}