{ "schema_version": "2.0", "rule_code": "risk.expense.travel.generated_20260526101826456519", "name": "差旅事由过于笼统", "description": "当差旅费业务满足“差旅费报销时，先读取报销事由、明细事由、申报目的地、费用类型和明细地点；再判断是否能说明出差目的、客户或项目背景、发生城市和费用构成。若报销事由只填写“出差”“差旅”“项目支持”“工作安排”等笼统描述，且明细事由也无法补充业务背景，则标记为高风险，提示经办人补充出差目的、项目名称或业务对象。”时，系统会按高风险进行提示，并要求经办人或审核人补充核对依据。", "enabled": true, "requires_attachment": false, "risk_dimension": "natural_language_rule", "risk_category": "差旅费", "ontology_signal": "natural_language_risk", "evaluator": "template_rule", "template_key": "field_required_v1", "semantic_type": null, "applies_to": { "domains": [ "expense" ], "expense_categories": [ "travel" ] }, "inputs": { "fields": [ { "key": "claim.location", "label": "申报地点", "type": "text", "source": "claim" }, { "key": "item.item_type", "label": "费用类型", "type": "enum", "source": "item" }, { "key": "claim.reason", "label": "报销事由", "type": "text", "source": "claim" }, { "key": "item.item_reason", "label": "明细事由", "type": "text", "source": "item" } ] }, "params": { "template_key": "field_required_v1", "field_keys": [ "claim.location", "item.item_type", "claim.reason", "item.item_reason" ], "condition_summary": "检查申报地点、费用类型、报销事由是否满足必填和完整性要求", "natural_language": "差旅费报销时，先读取报销事由、明细事由、申报目的地、费用类型和明细地点；再判断是否能说明出差目的、客户或项目背景、发生城市和费用构成。若报销事由只填写“出差”“差旅”“项目支持”“工作安排”等笼统描述，且明细事由也无法补充业务背景，则标记为中风险，提示经办人补充出差目的、项目名称或业务对象。", "required_fields": [ "claim.location", "item.item_type", "claim.reason", "item.item_reason" ] }, "outcomes": { "pass": { "severity": "none", "action": "continue" }, "fail": { "severity": "high", "action": "manual_review", "risk_score": 72 } }, "metadata": { "owner": "admin", "stability": "generated_draft", "source_ref": "自然语言风险规则", "created_at": "2026-05-26T10:18:26.456519+08:00", "created_by": "admin", "requires_attachment": false, "risk_score": 72, "risk_level": "high", "risk_level_label": "高风险", "risk_score_model": "risk_score_v3", "risk_score_detail": { "score": 72, "level": "high", "level_label": "高风险", "model": "risk_score_v3", "weights": { "impact": 0.35, "certainty": 0.25, "evidence": 0.15, "exception": 0.1, "action": 0.1, "sensitivity": 0.05 }, "components": { "impact": 78, "certainty": 86, "evidence": 62, "exception": 35, "action": 65, "sensitivity": 70 }, "calibration": { "raw_score": 72, "rules": [] }, "ai_evidence": {}, "basis": { "template_key": "field_required_v1", "field_count": 4, "condition_count": 0, "expense_category": "travel", "expense_category_label": "差旅费", "requires_attachment": false } }, "rule_title": "差旅事由过于笼统", "expense_category": "travel", "expense_category_label": "差旅费", "natural_language": "差旅费报销时，先读取报销事由、明细事由、申报目的地、费用类型和明细地点；再判断是否能说明出差目的、客户或项目背景、发生城市和费用构成。若报销事由只填写“出差”“差旅”“项目支持”“工作安排”等笼统描述，且明细事由也无法补充业务背景，则标记为中风险，提示经办人补充出差目的、项目名称或业务对象。", "business_explanation": "当差旅费业务满足“差旅费报销时，先读取报销事由、明细事由、申报目的地、费用类型和明细地点；再判断是否能说明出差目的、客户或项目背景、发生城市和费用构成。若报销事由只填写“出差”“差旅”“项目支持”“工作安排”等笼统描述，且明细事由也无法补充业务背景，则标记为高风险，提示经办人补充出差目的、项目名称或业务对象。”时，系统会按高风险进行提示，并要求经办人或审核人补充核对依据。", "condition_summary": "检查申报地点、费用类型、报销事由是否满足必填和完整性要求", "rule_ir": {}, "flow": { "start": "差旅费单据提交", "evidence": "读取申报地点、费用类型、报销事由", "decision": "检查申报地点、费用类型、报销事由是否满足必填和完整性要求", "pass": "未命中风险，继续业务流转", "fail": "命中高风险，提示复核" } }, "flow_diagram_svg": "\n 差旅事由过于笼统流程说明\n 风险规则只读流程图，展示字段事实、集合交集、日期范围、例外说明和命中路径。\n \n \n \n \n \n \n \n \n \n \n RULE FLOW\n \n \n \n 业务输入\n 差旅费单据提交\n \n \n \n 字段事实\n A=申报地点[claim.location]\n B=费用类型[item.item_type]\n C=报销事由[claim.reason]\n D=明细事由[item.item_reason]\n \n \n \n 判断条件\n 检查申报地点、费用类型、报销事由是否满足必填和完整性要求\n \n \n \n 命中逻辑\n 检查申报地点、费\n 用类型、报销事…\n \n \n \n \n 继续流转\n 未命中风险，继续业…\n \n \n \n \n 进入复核\n 命中高风险，提示复核\n \n \n \n \n \n \n 否\n \n 是\n", "severity": "high", "risk_score": 72, "risk_level": "high", "risk_level_label": "高风险", "risk_score_detail": { "score": 72, "level": "high", "level_label": "高风险", "model": "risk_score_v3", "weights": { "impact": 0.35, "certainty": 0.25, "evidence": 0.15, "exception": 0.1, "action": 0.1, "sensitivity": 0.05 }, "components": { "impact": 78, "certainty": 86, "evidence": 62, "exception": 35, "action": 65, "sensitivity": 70 }, "calibration": { "raw_score": 72, "rules": [] }, "ai_evidence": {}, "basis": { "template_key": "field_required_v1", "field_count": 4, "condition_count": 0, "expense_category": "travel", "expense_category_label": "差旅费", "requires_attachment": false } } }