feat: 新增预算后端服务与差旅风险规则库

后端新增预算模型、端点和服务模块，支持预算 CRUD 和余额
查询，清理旧生成规则文件并替换为按严重等级分类的差旅风
险规则库，优化认证权限和报销单访问策略，新增财务规则目
录和演示数据构建脚本，前端预算中心增加对话框交互，完善
审计页面运行时模型和元数据展示，补充单元测试。

server/tests/test_agent_asset_service.py

@@ -32,6 +32,7 @@ from app.schemas.agent_asset import (
     AgentAssetVersionCreate,
 )
 from app.schemas.reimbursement import TravelReimbursementCalculatorRequest
+from app.services import agent_foundation as agent_foundation_module
 from app.services.agent_asset_spreadsheet import (
     COMPANY_COMMUNICATION_EXPENSE_RULE_CODE,
     COMPANY_COMMUNICATION_EXPENSE_RULE_FILENAME,
@@ -43,6 +44,9 @@ from app.services.agent_assets import AgentAssetService
 from app.services.agent_runs import AgentRunService
 from app.services.audit import AuditLogService
 from app.services.expense_rule_runtime import ExpenseRuleRuntimeService
+from app.services.finance_rule_catalog import (
+    DEPRECATED_FINANCE_RULE_CODES,
+)
 from app.services.settings import OnlyOfficeRuntimeConfig
 from app.services.travel_reimbursement_calculator import TravelReimbursementCalculatorService
 
@@ -80,6 +84,7 @@ def isolate_rule_file_storage(tmp_path, monkeypatch) -> None:
 
 
 def build_session() -> Session:
+    agent_foundation_module._foundation_ready_keys.clear()
     engine = create_engine(
         "sqlite+pysqlite:///:memory:",
         connect_args={"check_same_thread": False},
@@ -163,12 +168,59 @@ def test_finance_rules_use_risk_rule_scenario_categories() -> None:
         travel_config = travel_rule.config_json or {}
         communication_config = communication_rule.config_json or {}
 
-        assert travel_rule.scenario_json == ["差旅"]
-        assert travel_config["scenario_category"] == "差旅"
-        assert travel_config["ai_review_category"] == "差旅"
-        assert communication_rule.scenario_json == ["费用科目"]
-        assert communication_config["scenario_category"] == "费用科目"
-        assert communication_config["ai_review_category"] == "费用科目"
+        assert travel_rule.scenario_json == ["差旅费"]
+        assert travel_config["scenario_category"] == "差旅费"
+        assert travel_config["ai_review_category"] == "差旅费"
+        assert communication_rule.scenario_json == ["通信费"]
+        assert communication_config["scenario_category"] == "通信费"
+        assert communication_config["ai_review_category"] == "通信费"
+
+
+def test_non_standard_finance_rule_spreadsheets_are_not_seeded() -> None:
+    with build_session() as db:
+        service = AgentAssetService(db)
+        service.list_assets(asset_type=AgentAssetType.RULE.value)
+
+        for code in DEPRECATED_FINANCE_RULE_CODES:
+            asset = db.scalar(select(AgentAsset).where(AgentAsset.code == code))
+            assert asset is None or asset.config_json["tag"] == "废弃规则"
+
+
+def test_demo_budget_risk_rules_sync_with_finance_rule_references() -> None:
+    with build_session() as db:
+        service = AgentAssetService(db)
+        service.list_assets(asset_type=AgentAssetType.RULE.value)
+
+        budget_rule = db.scalar(
+            select(AgentAsset).where(
+                AgentAsset.code == "risk.budget.available_balance_insufficient"
+            )
+        )
+        marketing_rule = db.scalar(
+            select(AgentAsset).where(
+                AgentAsset.code == "risk.application.marketing_without_campaign"
+            )
+        )
+
+        assert budget_rule is not None
+        assert "差旅费" in budget_rule.scenario_json
+        assert "市场推广费" in budget_rule.scenario_json
+        assert "软件服务费" in budget_rule.scenario_json
+        assert budget_rule.config_json["budget_required"] is True
+        assert "marketing" in budget_rule.config_json["expense_types"]
+        assert budget_rule.config_json["business_stage"] == [
+            "expense_application",
+            "reimbursement",
+            "budget_execution",
+        ]
+        assert budget_rule.config_json["finance_rule_code"] == "budget.execution.policy"
+
+        assert marketing_rule is not None
+        assert marketing_rule.scenario_json == ["市场推广费"]
+        assert marketing_rule.config_json["finance_rule_code"] == "expense.application.policy"
+        assert marketing_rule.config_json["finance_rule_sheet"] == "费用申请前置规则"
+        assert marketing_rule.config_json["expense_types"] == ["marketing"]
+        assert marketing_rule.config_json["budget_required"] is True
 
 
 def test_agent_asset_service_can_activate_rule_after_review() -> None: