feat: 优化差旅报销预审流程与个人工作台 UI 体系

- 完善 user_agent_application 申请差旅报销预审槽位与消息组装
- 增强预算助理报告与风险建议卡片交互
- 重构登录页视觉样式与移动端响应式适配
- 优化个人工作台、文档中心、政策中心、员工管理等页面布局
- 拆分 travelRequestDetailPreReviewModel 为 advice/submit 模型
- 补充报销草稿、风险复核、Item Sync 与模板执行器测试覆盖

web/src/views/scripts/travelRequestDetailInsights.js

@@ -700,24 +700,30 @@ export function buildClaimSummaryRiskCards(request = {}) {
   })]
 }
 
-export function buildAiAdviceViewModel({ completionItems = [], riskCards = [] } = {}) {
+export function buildAiAdviceViewModel({
+  completionItems = [],
+  materialPrompts = [],
+  profileAdviceItems = [],
+  riskCards = []
+} = {}) {
   const normalizedCompletionItems = completionItems.map((item) => normalizeText(item)).filter(Boolean)
+  const normalizedMaterialPrompts = materialPrompts.map((item) => normalizeText(item)).filter(Boolean)
+  const normalizedProfileAdviceItems = profileAdviceItems.map((item) => normalizeText(item)).filter(Boolean)
   const normalizedRiskCards = riskCards.filter(Boolean)
   const hasHighRisk = normalizedRiskCards.some((card) => card.tone === 'high')
   const sortedRiskCards = sortRiskCardsByTone(normalizedRiskCards)
 
-  if (!normalizedCompletionItems.length && !normalizedRiskCards.length) {
-    const items = [
-      '点击右下角“提交审批”进入流程。',
-      '提交前再核对一次合计金额与各条费用明细金额是否一致。',
-      '如有特殊业务背景或例外情况，可在下方附加说明中补充。'
-    ]
-
+  if (
+    !normalizedCompletionItems.length
+    && !normalizedMaterialPrompts.length
+    && !normalizedProfileAdviceItems.length
+    && !normalizedRiskCards.length
+  ) {
     return {
       tone: 'ready',
-      badge: '可直接提交',
-      summary: 'AI判断当前草稿已具备提交条件，可以直接发起审批。',
-      items,
+      badge: '可以提交',
+      summary: '自动检测未发现票据、金额、行程或历史画像异常，可以提交审批。',
+      items: [],
       riskCards: [],
       sections: []
     }
@@ -731,6 +737,20 @@ export function buildAiAdviceViewModel({ completionItems = [], riskCards = [] }
       items: normalizedCompletionItems
     })
   }
+  if (normalizedMaterialPrompts.length) {
+    sections.push({
+      kind: 'material',
+      title: '材料补充提示',
+      items: normalizedMaterialPrompts
+    })
+  }
+  if (normalizedProfileAdviceItems.length) {
+    sections.push({
+      kind: 'profile',
+      title: '历史操作建议',
+      items: normalizedProfileAdviceItems
+    })
+  }
   if (normalizedRiskCards.length) {
     sections.push({
       kind: 'risk',
@@ -742,10 +762,12 @@ export function buildAiAdviceViewModel({ completionItems = [], riskCards = [] }
 
   return {
     tone: hasHighRisk ? 'warning' : 'pending',
-    badge: hasHighRisk ? '优先整改' : '待核对',
+    badge: hasHighRisk ? '优先整改' : normalizedRiskCards.length ? '待核对' : '建议关注',
     summary: normalizedRiskCards.length
-      ? `AI已整理出 ${normalizedRiskCards.length} 个风险点，已按风险等级排序全部展示。`
-      : '建议先补齐必填信息，完成后即可提交审批。',
+      ? `自动检测发现 ${normalizedRiskCards.length} 个风险点，已按风险等级排序全部展示。`
+      : normalizedMaterialPrompts.length
+        ? `自动检测发现 ${normalizedMaterialPrompts.length} 条材料补充提示，不作为风险计数。`
+        : '结合历史操作记录生成提交建议，请按提示核对后提交审批。',
     items: normalizedCompletionItems,
     riskCards: normalizedRiskCards,
     sections