Refine travel reimbursement steward flow

Align planner, runtime rules, and policy assets so travel guidance
matches the updated reimbursement workflow.

server/rules/risk-rules/risk.application.meal_high_value_without_preapproval.json

@@ -1,17 +1,19 @@
 {
   "schema_version": "2.0",
   "rule_code": "risk.application.meal_high_value_without_preapproval",
-  "name": "??????????",
-  "description": "????????? 500 ?????????????",
+  "name": "业务招待高金额无前置申请",
+  "description": "业务招待费超过 500 元且缺少关联费用申请或审批记录。",
   "enabled": true,
   "requires_attachment": false,
   "risk_dimension": "expense_control_demo",
-  "risk_category": "????",
+  "risk_category": "申请前置",
   "ontology_signal": "application_required",
   "evaluator": "template_rule",
   "template_key": "composite_rule_v1",
   "finance_rule_code": "expense.preapproval.policy",
-  "finance_rule_sheet": "????????",
+  "finance_rule_sheet": "费用申请审批规则",
+  "basic_rule_code": "expense.preapproval.policy",
+  "basic_rule_sheet": "费用申请审批规则",
   "business_stage": [
     "reimbursement"
   ],
@@ -36,67 +38,67 @@
     "fields": [
       {
         "key": "claim.amount",
-        "label": "????",
+        "label": "报销金额",
         "type": "number",
         "source": "claim"
       },
       {
         "key": "claim.expense_type",
-        "label": "????",
+        "label": "费用类型",
         "type": "enum",
         "source": "claim"
       },
       {
         "key": "claim.department_name",
-        "label": "??",
+        "label": "部门",
         "type": "text",
         "source": "claim"
       },
       {
         "key": "claim.reason",
-        "label": "??",
+        "label": "事由",
         "type": "text",
         "source": "claim"
       },
       {
         "key": "item.item_reason",
-        "label": "????",
+        "label": "明细事由",
         "type": "text",
         "source": "item"
       },
       {
         "key": "application.id",
-        "label": "???ID",
+        "label": "申请单ID",
         "type": "text",
         "source": "application"
       },
       {
         "key": "application.claim_no",
-        "label": "????",
+        "label": "申请单号",
         "type": "text",
         "source": "application"
       },
       {
         "key": "application.status",
-        "label": "????",
+        "label": "申请状态",
         "type": "enum",
         "source": "application"
       },
       {
         "key": "application.approved_amount",
-        "label": "??????",
+        "label": "申请审批金额",
         "type": "number",
         "source": "application"
       },
       {
         "key": "application.expense_type",
-        "label": "??????",
+        "label": "申请费用类型",
         "type": "enum",
         "source": "application"
       },
       {
         "key": "application.department_name",
-        "label": "????",
+        "label": "申请部门",
         "type": "text",
         "source": "application"
       }
@@ -146,10 +148,12 @@
       ]
     },
     "formula": "amount > threshold AND NOT hasApplication",
-    "condition_summary": "??????????? 500 ????????????????",
-    "message_template": "??????? 500 ?????????????????????????",
+    "condition_summary": "业务招待费超过 500 元且未关联已审批费用申请时触发。",
+    "message_template": "业务招待费超过 500 元但未找到关联费用申请，请补充前置申请或审批说明。",
     "finance_rule_code": "expense.preapproval.policy",
-    "finance_rule_sheet": "????????",
+    "finance_rule_sheet": "费用申请审批规则",
+    "basic_rule_code": "expense.preapproval.policy",
+    "basic_rule_sheet": "费用申请审批规则",
     "business_stage": [
       "reimbursement"
     ],
@@ -163,14 +167,14 @@
       "facts": [
         {
           "id": "A",
-          "label": "????",
+          "label": "报销金额",
           "fields": [
             "claim.amount"
           ]
         },
         {
           "id": "B",
-          "label": "???",
+          "label": "关联申请",
           "fields": [
             "application.id",
             "application.claim_no"
@@ -178,7 +182,15 @@
         }
       ],
       "hit_logic": "A > threshold AND NOT EXISTS(B)"
-    }
+    },
+    "basic_rule_refs": [
+      {
+        "code": "expense.preapproval.policy",
+        "sheet": "费用申请审批规则",
+        "name": "公司费用申请审批规则",
+        "component": "preapproval"
+      }
+    ]
   },
   "outcomes": {
     "pass": {
@@ -192,16 +204,18 @@
     }
   },
   "metadata": {
-    "owner": "??????",
+    "owner": "财务制度管理组",
     "stability": "platform",
-    "source_ref": "??????????",
+    "source_ref": "公司费用申请审批规则",
     "created_at": "2026-06-05T00:00:00+08:00",
     "created_by": "system",
     "risk_score": 88,
     "risk_level": "high",
-    "rule_title": "??????????",
+    "rule_title": "业务招待高金额无前置申请",
     "finance_rule_code": "expense.preapproval.policy",
-    "finance_rule_sheet": "????????",
+    "finance_rule_sheet": "费用申请审批规则",
+    "basic_rule_code": "expense.preapproval.policy",
+    "basic_rule_sheet": "费用申请审批规则",
     "business_stage": [
       "reimbursement"
     ],
@@ -209,9 +223,25 @@
       "meal",
       "entertainment"
     ],
-    "budget_required": true
+    "budget_required": true,
+    "basic_rule_refs": [
+      {
+        "code": "expense.preapproval.policy",
+        "sheet": "费用申请审批规则",
+        "name": "公司费用申请审批规则",
+        "component": "preapproval"
+      }
+    ]
   },
   "severity": "high",
   "risk_score": 88,
-  "risk_level": "high"
+  "risk_level": "high",
+  "basic_rule_refs": [
+    {
+      "code": "expense.preapproval.policy",
+      "sheet": "费用申请审批规则",
+      "name": "公司费用申请审批规则",
+      "component": "preapproval"
+    }
+  ]
 }