feat: 扩展风险规则体系、审批动态路由与预算中心列表化改造

- 新增 25+ 条风险规则（预算/报销/申请/通用类），完善风险规则模拟与反馈发布机制
- 引入费用审批动态路由、平台风险分级、预审与风险阶段管理
- 预算中心列表化改造，优化票据夹仪表盘与数字员工工作看板
- 新增 Hermes 风险线索收集器、Agent 链路追踪中心
- 扩展数字员工能力库（18 个领域 Skill）与交通费用自动预估
- 完善报销申请快速预览、权限控制与前端测试覆盖

web/tests/travel-reimbursement-review-drawer-switch.test.mjs

@@ -406,20 +406,22 @@ test('review drawer save action is disabled while receipt recognition is submitt
   )
 })
 
-test('draft creation starts composer attachment persistence after response rendering', () => {
+test('draft creation keeps detail-scoped attachment persistence alive before close', () => {
   assert.match(
     submitComposerScript,
-    /void syncComposerFilesToDraft\(resolvedDraftClaimId, files\)\s*\.then\(\(syncResult\) => \{[\s\S]*persistSessionState\(\)[\s\S]*emitRequestUpdated\?\.\(\{/s
+    /const persistComposerFilesToDraft = async \(\) => \{[\s\S]*const syncResult = await syncComposerFilesToDraft\(resolvedDraftClaimId, files\)[\s\S]*persistSessionState\(\)[\s\S]*if \(detailScopedUpload\) \{[\s\S]*emitRequestUpdated\?\.\(\{/s
   )
-  assert.doesNotMatch(
+  assert.match(
     submitComposerScript,
-    /await syncComposerFilesToDraft\(resolvedDraftClaimId, files\)/
+    /const persistTask = persistComposerFilesToDraft\(\)[\s\S]*if \(detailScopedUpload\) \{[\s\S]*await persistTask[\s\S]*\} else \{[\s\S]*void persistTask[\s\S]*\}/s
   )
   assert.ok(
     submitComposerScript.indexOf('replaceMessage(pendingMessage.id, assistantMessage)') <
-      submitComposerScript.indexOf('void syncComposerFilesToDraft(resolvedDraftClaimId, files)'),
+      submitComposerScript.indexOf('const persistTask = persistComposerFilesToDraft()'),
     'assistant response should render before background attachment persistence starts'
   )
+  assert.match(submitComposerScript, /source: 'detail-smart-entry-attachment-sync'/)
+  assert.match(submitComposerScript, /uploadedCount: Number\(syncResult\?\.uploadedCount \|\| 0\)/)
   assert.match(attachmentsScript, /function normalizeAttachmentMatchName\(value\)/)
   assert.match(attachmentsScript, /const normalizedMatchBuckets = new Map\(\)/)
   assert.match(