feat: 扩展风险规则体系、审批动态路由与预算中心列表化改造

- 新增 25+ 条风险规则（预算/报销/申请/通用类），完善风险规则模拟与反馈发布机制
- 引入费用审批动态路由、平台风险分级、预审与风险阶段管理
- 预算中心列表化改造，优化票据夹仪表盘与数字员工工作看板
- 新增 Hermes 风险线索收集器、Agent 链路追踪中心
- 扩展数字员工能力库（18 个领域 Skill）与交通费用自动预估
- 完善报销申请快速预览、权限控制与前端测试覆盖

server/tests/test_employee_behavior_profile_service.py

@@ -223,6 +223,26 @@ def test_service_scans_snapshots_and_filters_approval_scene() -> None:
         assert latest.radar.dimensions
 
 
+def test_service_resolves_latest_profile_by_employee_name_identifier() -> None:
+    session_factory = build_session_factory()
+    with session_factory() as db:
+        seed_profile_data(db)
+        employee = db.get(Employee, "emp-main")
+        assert employee is not None
+
+        latest = EmployeeBehaviorProfileService(db).get_latest_profile(
+            employee_id=employee.name,
+            scene="approval",
+            claim_id="claim-main-1",
+            window_days=90,
+            expense_type_scope="travel",
+        )
+
+        assert latest.employee_id == "emp-main"
+        assert latest.empty_reason == ""
+        assert {item.profile_type for item in latest.profiles} == {"expense", "process_quality"}
+
+
 def test_latest_profile_endpoint_returns_approval_payload() -> None:
     session_factory = build_session_factory()
     with session_factory() as db: