feat: 扩展风险规则体系、审批动态路由与预算中心列表化改造

- 新增 25+ 条风险规则（预算/报销/申请/通用类），完善风险规则模拟与反馈发布机制
- 引入费用审批动态路由、平台风险分级、预审与风险阶段管理
- 预算中心列表化改造，优化票据夹仪表盘与数字员工工作看板
- 新增 Hermes 风险线索收集器、Agent 链路追踪中心
- 扩展数字员工能力库（18 个领域 Skill）与交通费用自动预估
- 完善报销申请快速预览、权限控制与前端测试覆盖

server/storage/expense_claims/6b8e29c9-8bd6-453b-b594-ed0e5b59b91f/329f477a-d926-4101-8ec8-4c8a95150f22/2月20_武汉-上海.pdf.meta.json

@@ -1,88 +0,0 @@
-{
-  "file_name": "2月20_武汉-上海.pdf",
-  "storage_key": "6b8e29c9-8bd6-453b-b594-ed0e5b59b91f/329f477a-d926-4101-8ec8-4c8a95150f22/2月20_武汉-上海.pdf",
-  "media_type": "application/pdf",
-  "size_bytes": 24995,
-  "uploaded_at": "2026-05-30T07:00:40.483034+00:00",
-  "previewable": true,
-  "preview_kind": "image",
-  "preview_storage_key": "6b8e29c9-8bd6-453b-b594-ed0e5b59b91f/329f477a-d926-4101-8ec8-4c8a95150f22/2月20_武汉-上海.preview.png",
-  "preview_media_type": "image/png",
-  "preview_file_name": "2月20_武汉-上海.preview.png",
-  "analysis": {
-    "severity": "pass",
-    "label": "AI提示符合条件",
-    "headline": "AI提示：附件符合基础校验条件",
-    "summary": "已识别到票据类型和关键字段，且符合当前费用场景的附件要求。",
-    "points": [
-      "票据类型：已识别为火车/高铁票。",
-      "附件类型要求：当前费用项目为火车票，已识别为火车/高铁票。",
-      "金额字段：已识别到与当前明细接近的金额 354.00 元。"
-    ],
-    "rule_basis": [],
-    "suggestion": "建议继续核对报销分类、费用说明和业务场景是否一致。"
-  },
-  "document_info": {
-    "document_type": "train_ticket",
-    "document_type_label": "火车/高铁票",
-    "scene_code": "travel",
-    "scene_label": "差旅票据",
-    "fields": [
-      {
-        "key": "amount",
-        "label": "金额",
-        "value": "354元"
-      },
-      {
-        "key": "date",
-        "label": "列车出发时间",
-        "value": "2026-02-20 07:55"
-      },
-      {
-        "key": "merchant_name",
-        "label": "商户",
-        "value": "中国铁路"
-      },
-      {
-        "key": "invoice_number",
-        "label": "票据号码",
-        "value": "26429165800002785705"
-      },
-      {
-        "key": "route",
-        "label": "行程",
-        "value": "武汉-上海"
-      }
-    ]
-  },
-  "requirement_check": {
-    "matches": true,
-    "current_expense_type": "train_ticket",
-    "current_expense_type_label": "火车票",
-    "allowed_scene_labels": [],
-    "allowed_document_type_labels": [],
-    "recognized_scene_code": "travel",
-    "recognized_scene_label": "差旅票据",
-    "recognized_document_type": "train_ticket",
-    "recognized_document_type_label": "火车/高铁票",
-    "mismatch_severity": "high",
-    "rule_code": "rule.expense.scene_submission_standard",
-    "rule_name": "报销场景提交与附件标准",
-    "message": "当前费用项目为火车票，已识别为火车/高铁票。"
-  },
-  "ocr_status": "recognized",
-  "ocr_error": "",
-  "ocr_text": "电子发票\n（铁路电子客票)\n州\n国家税务总局\n发票号码：26429165800002785705\n湖北省税务局\n开票日期:2026年05月18日\n武汉站\n上海虹桥站\nG458\nWuhan\nShanghaihongqiao\n2026年02月20日\n07:55开\n06车01B号\n二等座\n票价：￥354.00\n4201061987****1615\n曹笑竹\n电子客票号：6580061086021391007342026\n购买方名称:曹笑竹\n统一社会信用代码：\n买票请到12306发货请到95306\n中国铁路祝您旅途愉快",
-  "ocr_summary": "电子发票；（铁路电子客票)；州",
-  "ocr_avg_score": 0.9580968717734019,
-  "ocr_line_count": 24,
-  "ocr_classification_source": "rule",
-  "ocr_classification_confidence": 0.88,
-  "ocr_classification_evidence": [
-    "铁路电子客票",
-    "电子客票",
-    "铁路",
-    "二等座"
-  ],
-  "ocr_warnings": []
-}