feat: 扩展风险规则体系、审批动态路由与预算中心列表化改造

- 新增 25+ 条风险规则（预算/报销/申请/通用类），完善风险规则模拟与反馈发布机制
- 引入费用审批动态路由、平台风险分级、预审与风险阶段管理
- 预算中心列表化改造，优化票据夹仪表盘与数字员工工作看板
- 新增 Hermes 风险线索收集器、Agent 链路追踪中心
- 扩展数字员工能力库（18 个领域 Skill）与交通费用自动预估
- 完善报销申请快速预览、权限控制与前端测试覆盖

server/src/app/services/risk_rule_generation_ontology.py

@@ -29,6 +29,7 @@ RISK_LEVEL_LABELS: dict[str, str] = {
 }
 
 EXPENSE_RISK_CATEGORY_CODES: tuple[str, ...] = (
+    "all",
     "travel",
     "hotel",
     "transport",
@@ -40,10 +41,22 @@ EXPENSE_RISK_CATEGORY_CODES: tuple[str, ...] = (
     "welfare",
 )
 EXPENSE_RISK_CATEGORY_LABELS: dict[str, str] = {
-    code: EXPENSE_TYPE_LABEL_BY_CODE[code] for code in EXPENSE_RISK_CATEGORY_CODES
+    "all": "全部",
+    **{
+        code: EXPENSE_TYPE_LABEL_BY_CODE[code]
+        for code in EXPENSE_RISK_CATEGORY_CODES
+        if code != "all"
+    },
 }
 EXPENSE_RISK_CATEGORY_ALIASES = {
+    "*": "all",
+    "overall": "all",
+    "general": "all",
+    "全部": "all",
+    "通用": "all",
     "entertainment": "meal",
+    "business_meal": "meal",
+    "purchase": "office",
 }
 
 EXPENSE_BUSINESS_STAGE_LABELS: dict[str, str] = {