feat: 扩展风险规则体系、审批动态路由与预算中心列表化改造

- 新增 25+ 条风险规则（预算/报销/申请/通用类），完善风险规则模拟与反馈发布机制
- 引入费用审批动态路由、平台风险分级、预审与风险阶段管理
- 预算中心列表化改造，优化票据夹仪表盘与数字员工工作看板
- 新增 Hermes 风险线索收集器、Agent 链路追踪中心
- 扩展数字员工能力库（18 个领域 Skill）与交通费用自动预估
- 完善报销申请快速预览、权限控制与前端测试覆盖

server/src/app/services/agent_foundation_risk_rules.py

@@ -24,6 +24,7 @@ from app.services.agent_foundation_constants import (
 logger = get_logger("app.services.agent_foundation")
 
 EXPENSE_TYPE_SCENARIO_LABELS = {
+    "all": "全部",
     "travel": "差旅费",
     "hotel": "住宿费",
     "transport": "交通费",
@@ -158,6 +159,10 @@ class AgentFoundationRiskRuleMixin:
         metadata = manifest.get("metadata") if isinstance(manifest.get("metadata"), dict) else {}
         candidates.extend(_collect(metadata.get("expense_types")))
 
+        all_scope_values = {"all", "*", "overall", "general", "全部", "通用"}
+        if any(str(item or "").strip().lower() in all_scope_values for item in candidates):
+            return ["all"]
+
         normalized: list[str] = []
         seen: set[str] = set()
         for item in candidates:
@@ -170,6 +175,9 @@ class AgentFoundationRiskRuleMixin:
 
     @staticmethod
     def _expense_type_scenario_labels(expense_types: list[str]) -> list[str]:
+        if any(str(item or "").strip().lower() in {"all", "*", "overall", "general"} for item in expense_types):
+            return ["全部"]
+
         labels: list[str] = []
         seen: set[str] = set()
         for expense_type in expense_types: