feat: 扩展风险规则体系、审批动态路由与预算中心列表化改造

- 新增 25+ 条风险规则（预算/报销/申请/通用类），完善风险规则模拟与反馈发布机制
- 引入费用审批动态路由、平台风险分级、预审与风险阶段管理
- 预算中心列表化改造，优化票据夹仪表盘与数字员工工作看板
- 新增 Hermes 风险线索收集器、Agent 链路追踪中心
- 扩展数字员工能力库（18 个领域 Skill）与交通费用自动预估
- 完善报销申请快速预览、权限控制与前端测试覆盖

server/src/app/services/agent_foundation_asset_seed.py

@@ -126,14 +126,31 @@ class AgentFoundationAssetSeedMixin:
             [
                 "---",
                 "name: risk-rule-discovery",
-                "description: 用于根据风险观察反馈生成候选规则，不直接上线。",
+                "description: 兼容别名。用于归集申请和报销事实中的潜在线索，不生成规则。",
                 "---",
                 "",
-                "# 风险规则候选发现",
+                "# 风险线索归集",
                 "",
                 "## 功能说明",
                 "",
-                "从风险观察、人工反馈和误报复盘中生成带证据、来源和置信度的候选规则。",
+                "从申请、报销、规则命中和人工反馈中整理事实、证据和待复核线索。",
+            ],
+        )
+
+    def _risk_clue_collector_skill_markdown(self) -> str:
+        return self._read_domain_skill_markdown(
+            "risk-clue-collector",
+            [
+                "---",
+                "name: risk-clue-collector",
+                "description: 用于归集申请和报销事实中的潜在线索，不生成规则、不发布规则、不替代人工确认。",
+                "---",
+                "",
+                "# 风险线索归集",
+                "",
+                "## 功能说明",
+                "",
+                "从申请、报销、规则命中和人工反馈中整理事实、证据和待复核线索。",
             ],
         )
 
@@ -370,6 +387,15 @@ class AgentFoundationAssetSeedMixin:
                 "folder": "财务制度",
                 "changed_only": True,
                 "output_format": "knowledge_organizing_report",
+                "allowed_outputs": [
+                    "facts",
+                    "policy_refs",
+                    "evidence_refs",
+                    "knowledge_items",
+                    "human_review_required",
+                ],
+                "role_boundary": "规则由人定义，风险由人确认，数字员工只整理人提供的制度和报销事实。",
+                "writes_rules": False,
             },
         )
 
@@ -452,6 +478,10 @@ class AgentFoundationAssetSeedMixin:
             ]
         )
 
+        self.db.flush()
+        self._upsert_runtime_digital_employee_tasks(
+            set(self.db.scalars(select(AgentAsset.code)).all())
+        )
         self.db.flush()
 
         company_travel_rule_meta = self._ensure_company_travel_rule_spreadsheet_seed(
@@ -615,22 +645,6 @@ class AgentFoundationAssetSeedMixin:
                     change_note="初始化整理公司财务知识制度能力。",
                     created_by="系统初始化",
                 ),
-                AgentAssetVersion(
-                    asset=risk_graph_scan_task,
-                    version="v1.0.0",
-                    content=self._financial_risk_graph_scan_skill_markdown(),
-                    content_type=AgentAssetContentType.MARKDOWN.value,
-                    change_note="初始化财务风险图谱巡检能力。",
-                    created_by="系统初始化",
-                ),
-                AgentAssetVersion(
-                    asset=employee_profile_scan_task,
-                    version="v1.0.0",
-                    content=self._employee_behavior_profile_scan_skill_markdown(),
-                    content_type=AgentAssetContentType.MARKDOWN.value,
-                    change_note="初始化员工行为画像巡检能力。",
-                    created_by="系统初始化",
-                ),
             ]
         )