fix: handle risk explanation standard adjustment

server/src/app/api/v1/endpoints/reimbursements.py

@@ -20,6 +20,7 @@ from app.schemas.reimbursement import (
     ExpenseClaimItemUpdate,
     ExpenseClaimRead,
     ExpenseClaimReturnPayload,
+    ExpenseClaimStandardAdjustmentPayload,
     ExpenseClaimUpdate,
     ReimbursementCreate,
     ReimbursementRead,
@@ -233,6 +234,43 @@ def update_expense_claim(
     return claim
 
 
+@router.post(
+    "/claims/{claim_id}/standard-adjustment",
+    response_model=ExpenseClaimRead,
+    summary="接受职级报销标准重算",
+    description="在草稿报销单存在中高风险但提交人不补充异常说明时，按职级可报销标准重算实际报销金额。",
+    responses={
+        status.HTTP_404_NOT_FOUND: {
+            "model": ErrorResponse,
+            "description": "报销单不存在。",
+        },
+        status.HTTP_400_BAD_REQUEST: {
+            "model": ErrorResponse,
+            "description": "报销单状态不允许重算或入参不合法。",
+        },
+    },
+)
+def accept_expense_claim_standard_adjustment(
+    claim_id: str,
+    payload: ExpenseClaimStandardAdjustmentPayload,
+    db: DbSession,
+    current_user: CurrentUser,
+) -> ExpenseClaimRead:
+    service = ExpenseClaimService(db)
+    try:
+        claim = service.accept_standard_adjustment(
+            claim_id=claim_id,
+            payload=payload,
+            current_user=current_user,
+        )
+    except ValueError as error:
+        raise HTTPException(status_code=status.HTTP_400_BAD_REQUEST, detail=str(error)) from error
+
+    if claim is None:
+        raise HTTPException(status_code=status.HTTP_404_NOT_FOUND, detail="Claim not found")
+    return claim
+
+
 @router.patch(
     "/claims/{claim_id}/items/{item_id}",
     response_model=ExpenseClaimRead,

server/src/app/schemas/reimbursement.py

@@ -121,6 +121,19 @@ class ExpenseClaimUpdate(BaseModel):
     reason: str | None = Field(default=None, max_length=500)
 
 
+class ExpenseClaimStandardAdjustmentRisk(BaseModel):
+    risk_id: str | None = Field(default=None, max_length=120)
+    item_id: str | None = Field(default=None, max_length=120)
+    title: str | None = Field(default=None, max_length=120)
+    risk: str | None = Field(default=None, max_length=500)
+    original_amount: Decimal | None = None
+    reimbursable_amount: Decimal | None = None
+
+
+class ExpenseClaimStandardAdjustmentPayload(BaseModel):
+    risks: list[ExpenseClaimStandardAdjustmentRisk] = Field(default_factory=list, max_length=20)
+
+
 class ExpenseClaimRead(BaseModel):
     model_config = ConfigDict(from_attributes=True)
 

server/src/app/services/expense_claim_constants.py

@@ -26,6 +26,7 @@ EXPENSE_TYPE_LABELS = {
 }
 MAX_DRAFT_CLAIMS_PER_USER = 3
 EDITABLE_CLAIM_STATUSES = ("draft", "supplement", "returned")
+STANDARD_ADJUSTMENT_RISK_SOURCE = "reimbursement_standard_adjustment"
 SYSTEM_GENERATED_ITEM_TYPES = {"travel_allowance"}
 OPTIONAL_ATTACHMENT_ITEM_TYPES = {"ride_ticket", "travel_allowance"}
 TRAVEL_DETAIL_ITEM_TYPES = {

server/src/app/services/expense_claim_item_sync.py

@@ -2,7 +2,7 @@ from __future__ import annotations
 
 import re
 from datetime import UTC, date, datetime, timedelta
-from decimal import Decimal
+from decimal import Decimal, InvalidOperation
 from types import SimpleNamespace
 from typing import Any
 
@@ -24,6 +24,7 @@ from app.services.expense_claim_constants import (
     DOCUMENT_FACT_ITEM_TYPES,
     LOCATION_REQUIRED_EXPENSE_TYPES,
     OPTIONAL_ATTACHMENT_ITEM_TYPES,
+    STANDARD_ADJUSTMENT_RISK_SOURCE,
     SYSTEM_GENERATED_ITEM_TYPES,
     TRAVEL_ALLOWANCE_TRIGGER_ITEM_TYPES,
     TRAVEL_POLICY_HOTEL_NIGHT_PATTERN,
@@ -329,6 +330,45 @@ class ExpenseClaimItemSyncMixin:
                         return destination
         return ""
 
+    @staticmethod
+    def _parse_standard_adjustment_amount(value: Any) -> Decimal | None:
+        try:
+            raw_value = "" if value is None else value
+            amount = Decimal(str(raw_value)).quantize(Decimal("0.01"))
+        except (InvalidOperation, ValueError):
+            return None
+        return amount if amount >= Decimal("0.00") else None
+
+    def _collect_standard_adjusted_amounts(self, claim: ExpenseClaim) -> dict[str, Decimal]:
+        adjusted_amounts: dict[str, Decimal] = {}
+        for flag in list(claim.risk_flags_json or []):
+            if not isinstance(flag, dict):
+                continue
+            if str(flag.get("source") or "").strip() != STANDARD_ADJUSTMENT_RISK_SOURCE:
+                continue
+            item_id = str(flag.get("item_id") or flag.get("itemId") or "").strip()
+            if not item_id:
+                continue
+            amount = self._parse_standard_adjustment_amount(
+                flag.get("reimbursable_amount") or flag.get("reimbursableAmount")
+            )
+            if amount is None:
+                continue
+            adjusted_amounts[item_id] = amount
+        return adjusted_amounts
+
+    def _resolve_item_amount_for_claim_total(
+        self,
+        item: ExpenseClaimItem,
+        adjusted_amounts: dict[str, Decimal],
+    ) -> Decimal:
+        original_amount = Decimal(item.item_amount or Decimal("0.00")).quantize(Decimal("0.01"))
+        item_id = str(item.id or "").strip()
+        adjusted_amount = adjusted_amounts.get(item_id)
+        if adjusted_amount is None:
+            return original_amount
+        return min(max(adjusted_amount, Decimal("0.00")), original_amount)
+
     def _sync_claim_from_items(self, claim: ExpenseClaim) -> None:
         self._sync_travel_allowance_item(claim)
         if not claim.items:
@@ -346,7 +386,11 @@ class ExpenseClaimItemSyncMixin:
             ),
         )
         primary_item = ordered_items[0]
-        total_amount = sum((item.item_amount for item in ordered_items), Decimal("0.00"))
+        adjusted_amounts = self._collect_standard_adjusted_amounts(claim)
+        total_amount = sum(
+            (self._resolve_item_amount_for_claim_total(item, adjusted_amounts) for item in ordered_items),
+            Decimal("0.00"),
+        )
 
         claim.amount = total_amount.quantize(Decimal("0.01"))
         claim.invoice_count = sum(1 for item in ordered_items if str(item.invoice_id or "").strip())

server/src/app/services/expense_claim_policy_review.py

@@ -72,7 +72,11 @@ class ExpenseClaimPolicyReviewMixin:
                     limit_config=item_limit,
                     reason_text="\n".join(
                         part
-                        for part in [reason_corpus, str(item.item_reason or "").strip()]
+                        for part in [
+                            reason_corpus,
+                            str(item.item_reason or "").strip(),
+                            str(item.item_note or "").strip(),
+                        ]
                         if part
                     ),
                 )
@@ -333,7 +337,12 @@ class ExpenseClaimPolicyReviewMixin:
                 f"{band_label} 职级在{standard_label}的住宿标准为 {cap} 元/晚，"
                 f"当前酒店识别金额约 {nightly_amount} 元/晚。"
             )
-            item_reason = str(context["item"].item_reason or "").strip()
+            item_reason = " ".join(
+                [
+                    str(context["item"].item_reason or "").strip(),
+                    str(context["item"].item_note or "").strip(),
+                ]
+            ).strip()
             item_has_exception = self._text_contains_keywords(item_reason, policy.standard_exception_keywords)
             if has_standard_exception or item_has_exception:
                 flags.append(
@@ -368,7 +377,12 @@ class ExpenseClaimPolicyReviewMixin:
                 if allowed_level is None or class_level <= allowed_level:
                     continue
 
-                item_reason = str(context["item"].item_reason or "").strip()
+                item_reason = " ".join(
+                    [
+                        str(context["item"].item_reason or "").strip(),
+                        str(context["item"].item_note or "").strip(),
+                    ]
+                ).strip()
                 item_has_exception = self._text_contains_keywords(item_reason, policy.standard_exception_keywords)
                 message = f"{band_label} 职级当前默认不可报销 {class_label}。"
                 if has_standard_exception or item_has_exception:
@@ -463,6 +477,7 @@ class ExpenseClaimPolicyReviewMixin:
         parts = [str(claim.reason or "").strip(), str(claim.location or "").strip()]
         for item in claim.items:
             parts.append(str(item.item_reason or "").strip())
+            parts.append(str(item.item_note or "").strip())
             parts.append(str(item.item_location or "").strip())
         return "\n".join(part for part in parts if part)
 

server/src/app/services/expense_claims.py

@@ -27,6 +27,7 @@ from app.schemas.ontology import OntologyEntity, OntologyParseResult
 from app.schemas.reimbursement import (
     ExpenseClaimItemCreate,
     ExpenseClaimItemUpdate,
+    ExpenseClaimStandardAdjustmentPayload,
     ExpenseClaimUpdate,
     TravelReimbursementCalculatorRequest,
 )
@@ -109,6 +110,7 @@ from app.services.expense_claim_constants import (
     TRAVEL_POLICY_FLIGHT_CLASS_PATTERNS,
     TRAVEL_POLICY_TRAIN_CLASS_PATTERNS,
     TRAVEL_POLICY_HOTEL_NIGHT_PATTERN,
+    STANDARD_ADJUSTMENT_RISK_SOURCE,
 )
 from app.services.expense_claim_risk_review import ExpenseClaimRiskReviewMixin
 from app.services.expense_amounts import (
@@ -290,6 +292,126 @@ class ExpenseClaimService(
 
         return claim
 
+    @staticmethod
+    def _normalize_standard_adjustment_amount(value: Any) -> Decimal | None:
+        try:
+            raw_value = "" if value is None else value
+            amount = Decimal(str(raw_value)).quantize(Decimal("0.01"))
+        except (InvalidOperation, ValueError):
+            return None
+        return amount if amount >= Decimal("0.00") else None
+
+    @staticmethod
+    def _format_adjustment_money(value: Decimal) -> str:
+        normalized = Decimal(value or Decimal("0.00")).quantize(Decimal("0.01"))
+        return f"{normalized:.2f}"
+
+    def accept_standard_adjustment(
+        self,
+        *,
+        claim_id: str,
+        payload: ExpenseClaimStandardAdjustmentPayload,
+        current_user: CurrentUserContext,
+    ) -> ExpenseClaim | None:
+        claim = self.get_claim(claim_id, current_user)
+        if claim is None:
+            return None
+
+        self._ensure_draft_claim(claim)
+        if self._is_expense_application_claim(claim):
+            raise ValueError("费用申请单不支持按报销标准重算。")
+
+        risk_entries = list(payload.risks or [])
+        if not risk_entries:
+            raise ValueError("请至少选择一条需要按职级标准重算的风险。")
+
+        before_json = self._serialize_claim(claim)
+        item_map = {str(item.id or "").strip(): item for item in list(claim.items or [])}
+        now_text = datetime.now(UTC).isoformat()
+        adjustment_flags: list[dict[str, Any]] = []
+
+        for index, entry in enumerate(risk_entries, start=1):
+            item_id = str(entry.item_id or "").strip()
+            item = item_map.get(item_id)
+            if item is None:
+                continue
+
+            original_amount = (
+                self._normalize_standard_adjustment_amount(entry.original_amount)
+                or Decimal(item.item_amount or Decimal("0.00")).quantize(Decimal("0.01"))
+            )
+            reimbursable_amount = (
+                self._normalize_standard_adjustment_amount(entry.reimbursable_amount)
+                or original_amount
+            )
+            reimbursable_amount = min(max(reimbursable_amount, Decimal("0.00")), original_amount)
+            employee_absorbed_amount = (original_amount - reimbursable_amount).quantize(Decimal("0.01"))
+            item_label = (
+                str(item.item_reason or "").strip()
+                or str(entry.title or "").strip()
+                or f"费用明细第 {index} 条"
+            )
+            source_risk = str(entry.risk or entry.title or "原风险未补充异常说明").strip()
+            message = (
+                f"提交人已选择按职级最高报销标准审核：{item_label} 原票据金额 "
+                f"{self._format_adjustment_money(original_amount)} 元，实际报销金额 "
+                f"{self._format_adjustment_money(reimbursable_amount)} 元，超出 "
+                f"{self._format_adjustment_money(employee_absorbed_amount)} 元由员工自行承担。"
+            )
+            adjustment_flags.append(
+                with_risk_business_stage(
+                    {
+                        "source": STANDARD_ADJUSTMENT_RISK_SOURCE,
+                        "event_type": "standard_adjustment_accepted",
+                        "severity": "medium",
+                        "label": "接受职级标准审核",
+                        "title": "提交人接受职级最高报销标准",
+                        "message": message,
+                        "summary": "提交人未补充异常说明，已选择按职级最高报销标准重算实际报销金额。",
+                        "suggestion": "领导和财务审批时请确认该差额由员工自行承担，并按实际报销金额入账。",
+                        "risk_id": str(entry.risk_id or "").strip(),
+                        "source_risk": source_risk,
+                        "item_id": item_id,
+                        "original_amount": self._format_adjustment_money(original_amount),
+                        "reimbursable_amount": self._format_adjustment_money(reimbursable_amount),
+                        "employee_absorbed_amount": self._format_adjustment_money(employee_absorbed_amount),
+                        "risk_domain": "amount",
+                        "actionability": "review_decision",
+                        "visibility_scope": "leader",
+                        "created_at": now_text,
+                    },
+                    "reimbursement",
+                )
+            )
+
+        if not adjustment_flags:
+            raise ValueError("未找到可按职级标准重算的费用明细。")
+
+        preserved_flags = [
+            flag
+            for flag in list(claim.risk_flags_json or [])
+            if not (
+                isinstance(flag, dict)
+                and str(flag.get("source") or "").strip() == STANDARD_ADJUSTMENT_RISK_SOURCE
+            )
+        ]
+        claim.risk_flags_json = [*preserved_flags, *adjustment_flags]
+        self._sync_claim_from_items(claim)
+
+        self.db.commit()
+        self.db.refresh(claim)
+
+        self.audit_service.log_action(
+            actor=current_user.name or current_user.username,
+            action="expense_claim.standard_adjustment_accept",
+            resource_type="expense_claim",
+            resource_id=claim.id,
+            before_json=before_json,
+            after_json=self._serialize_claim(claim),
+        )
+
+        return claim
+
     def update_claim_item(
         self,
         *,
@@ -758,6 +880,3 @@ class ExpenseClaimService(
 
 
 
-
-
-

server/src/app/services/ontology_field_registry.py

@@ -78,6 +78,9 @@ CANONICAL_ONTOLOGY_FIELDS = frozenset(ONTOLOGY_FIELD_ALIASES) | frozenset(
         "application_policy_estimate",
         "application_rule_name",
         "application_rule_version",
+        "original_amount",
+        "reimbursable_amount",
+        "employee_absorbed_amount",
     }
 )
 

server/tests/test_expense_claim_service.py

@@ -19,7 +19,12 @@ from app.models.organization import OrganizationUnit
 from app.models.role import Role
 from app.schemas.ontology import OntologyParseRequest
 from app.schemas.ocr import OcrRecognizeBatchRead, OcrRecognizeDocumentRead
-from app.schemas.reimbursement import ExpenseClaimItemCreate, ExpenseClaimItemUpdate, ExpenseClaimUpdate
+from app.schemas.reimbursement import (
+    ExpenseClaimItemCreate,
+    ExpenseClaimItemUpdate,
+    ExpenseClaimStandardAdjustmentPayload,
+    ExpenseClaimUpdate,
+)
 from app.services.agent_conversations import AgentConversationService
 from app.services.budget import BudgetService
 from app.services.expense_claim_attachment_storage import ExpenseClaimAttachmentStorage
@@ -2615,6 +2620,77 @@ def test_submit_claim_runs_ai_review_and_routes_to_direct_manager() -> None:
         assert submitted.submitted_at is not None
 
 
+def test_accept_standard_adjustment_recalculates_claim_amount_and_preserves_on_submit() -> None:
+    current_user = CurrentUserContext(
+        username="emp-standard@example.com",
+        name="张三",
+        role_codes=[],
+        is_admin=False,
+    )
+
+    with build_session() as db:
+        manager = Employee(
+            employee_no="E7030",
+            name="李经理",
+            email="manager-standard@example.com",
+        )
+        employee = Employee(
+            employee_no="E7031",
+            name="张三",
+            email="emp-standard@example.com",
+            manager=manager,
+        )
+        claim = build_claim(expense_type="hotel", location="北京")
+        claim.employee = employee
+        claim.employee_id = employee.id
+        claim.amount = Decimal("880.00")
+        claim.items[0].item_type = "hotel_ticket"
+        claim.items[0].item_reason = "北京住宿"
+        claim.items[0].item_amount = Decimal("880.00")
+        db.add_all([manager, employee, claim])
+        db.commit()
+
+        service = ExpenseClaimService(db)
+        adjusted = service.accept_standard_adjustment(
+            claim_id=claim.id,
+            payload=ExpenseClaimStandardAdjustmentPayload(
+                risks=[
+                    {
+                        "risk_id": "risk-hotel-1",
+                        "item_id": claim.items[0].id,
+                        "title": "住宿超标待说明",
+                        "risk": "住宿标准为 600 元/晚，当前酒店识别金额约 880 元/晚。",
+                        "original_amount": Decimal("880.00"),
+                        "reimbursable_amount": Decimal("600.00"),
+                    }
+                ]
+            ),
+            current_user=current_user,
+        )
+
+        assert adjusted is not None
+        assert adjusted.amount == Decimal("600.00")
+        standard_flag = next(
+            flag
+            for flag in adjusted.risk_flags_json
+            if isinstance(flag, dict) and flag.get("source") == "reimbursement_standard_adjustment"
+        )
+        assert standard_flag["original_amount"] == "880.00"
+        assert standard_flag["reimbursable_amount"] == "600.00"
+        assert standard_flag["employee_absorbed_amount"] == "280.00"
+        assert standard_flag["visibility_scope"] == "leader"
+
+        submitted = service.submit_claim(claim.id, current_user)
+
+        assert submitted is not None
+        assert submitted.status == "submitted"
+        assert submitted.amount == Decimal("600.00")
+        assert any(
+            isinstance(flag, dict) and flag.get("source") == "reimbursement_standard_adjustment"
+            for flag in submitted.risk_flags_json
+        )
+
+
 def test_pre_review_claim_records_ai_result_without_submitting() -> None:
     current_user = CurrentUserContext(
         username="emp-pre-review@example.com",

web/src/assets/styles/views/travel-request-detail-view.css

@@ -1000,6 +1000,13 @@
   line-height: 1.45;
 }
 
+.risk-note-editor-textarea {
+  min-height: 34px;
+  max-height: 78px;
+  overflow-y: auto;
+  resize: none;
+}
+
 .currency-editor {
   display: grid;
   grid-template-columns: 34px minmax(0, 1fr);
@@ -1062,6 +1069,37 @@
   white-space: nowrap;
 }
 
+.expense-adjusted-amount {
+  display: grid;
+  justify-items: center;
+  gap: 3px;
+}
+
+.expense-original-amount {
+  color: #b91c1c;
+  font-size: 12px;
+  font-weight: 760;
+  text-decoration-line: line-through;
+  text-decoration-thickness: 2px;
+  text-decoration-color: rgba(185, 28, 28, .82);
+  white-space: nowrap;
+}
+
+.expense-reimbursable-amount {
+  color: #0f172a;
+  font-size: 13px;
+  font-weight: 880;
+  white-space: nowrap;
+}
+
+.expense-adjusted-amount em {
+  color: #991b1b;
+  font-size: 11px;
+  font-style: normal;
+  font-weight: 760;
+  white-space: nowrap;
+}
+
 .expense-filled-at strong {
   font-size: 12px;
   white-space: nowrap;
@@ -1950,12 +1988,46 @@
   color: #0f172a;
 }
 
+.risk-override-card textarea.risk-note-editor-textarea {
+  min-height: 34px;
+  max-height: 78px;
+  resize: none;
+}
+
 .risk-override-card textarea:focus {
   border-color: #ef4444;
   box-shadow: 0 0 0 3px rgba(239, 68, 68, .12);
   outline: none;
 }
 
+.risk-override-submit-row {
+  display: grid;
+  gap: 6px;
+}
+
+.risk-override-save-btn {
+  min-height: 34px;
+  border: 1px solid #bfdbfe;
+  border-radius: 4px;
+  background: #eff6ff;
+  color: #1d4ed8;
+  font-size: 12px;
+  font-weight: 850;
+  cursor: pointer;
+}
+
+.risk-override-save-btn:disabled {
+  cursor: not-allowed;
+  opacity: .58;
+}
+
+.risk-override-submit-row span {
+  color: #64748b;
+  font-size: 12px;
+  line-height: 1.5;
+  text-align: center;
+}
+
 .validation-card {
   border: 1px solid #e5e7eb;
   background: #ffffff;

web/src/composables/useRequests.js

@@ -39,6 +39,7 @@ const LOCATION_REQUIRED_EXPENSE_TYPES = new Set([
 ])
 
 const SYSTEM_GENERATED_EXPENSE_TYPES = new Set(['travel_allowance'])
+const STANDARD_ADJUSTMENT_RISK_SOURCE = 'reimbursement_standard_adjustment'
 const LONG_DISTANCE_TRAVEL_EXPENSE_TYPES = new Set(['train_ticket', 'flight_ticket'])
 const ROUTE_DESCRIPTION_EXPENSE_TYPES = new Set(['train_ticket', 'flight_ticket', 'ship_ticket', 'ferry_ticket', 'ride_ticket'])
 const HOTEL_DESCRIPTION_EXPENSE_TYPES = new Set(['hotel_ticket'])
@@ -83,6 +84,45 @@ function parseNumber(value) {
   return Number.isFinite(nextValue) ? nextValue : 0
 }
 
+function parseOptionalAmount(value) {
+  if (value === null || value === undefined || String(value).trim() === '') {
+    return null
+  }
+  const amount = Number(value)
+  return Number.isFinite(amount) && amount >= 0 ? amount : null
+}
+
+function buildStandardAdjustmentMapFromClaim(claim = {}) {
+  const flags = Array.isArray(claim?.risk_flags_json)
+    ? claim.risk_flags_json
+    : Array.isArray(claim?.riskFlags)
+      ? claim.riskFlags
+      : []
+  const adjustmentMap = new Map()
+
+  flags.forEach((flag) => {
+    if (!flag || typeof flag !== 'object') {
+      return
+    }
+    if (String(flag.source || '').trim() !== STANDARD_ADJUSTMENT_RISK_SOURCE) {
+      return
+    }
+    const itemId = String(flag.item_id || flag.itemId || '').trim()
+    const reimbursableAmount = parseOptionalAmount(flag.reimbursable_amount ?? flag.reimbursableAmount)
+    if (!itemId || reimbursableAmount === null) {
+      return
+    }
+    adjustmentMap.set(itemId, {
+      originalAmount: parseOptionalAmount(flag.original_amount ?? flag.originalAmount),
+      reimbursableAmount,
+      employeeAbsorbedAmount: parseOptionalAmount(flag.employee_absorbed_amount ?? flag.employeeAbsorbedAmount) || 0,
+      message: String(flag.message || flag.summary || '').trim()
+    })
+  })
+
+  return adjustmentMap
+}
+
 function toDate(value) {
   if (!value) {
     return null
@@ -1272,6 +1312,7 @@ function buildExpenseItems(claim, riskMeta) {
     return Number(SYSTEM_GENERATED_EXPENSE_TYPES.has(leftType)) - Number(SYSTEM_GENERATED_EXPENSE_TYPES.has(rightType))
   })
   const travelTimeLabelMap = buildTravelTimeLabelMap(sortedItems, claim)
+  const standardAdjustmentMap = buildStandardAdjustmentMapFromClaim(claim)
 
   return sortedItems.map((item, index) => {
     const invoiceId = String(item?.invoice_id || '').trim()
@@ -1286,6 +1327,10 @@ function buildExpenseItems(claim, riskMeta) {
     const itemNote = String(item?.item_note || item?.itemNote || '').trim()
     const itemAmount = parseNumber(item?.item_amount)
     const itemAmountDisplay = itemAmount > 0 ? formatAmount(itemAmount) : '待补充'
+    const standardAdjustment = standardAdjustmentMap.get(id) || null
+    const originalItemAmount = standardAdjustment?.originalAmount ?? itemAmount
+    const reimbursableAmount = standardAdjustment?.reimbursableAmount ?? itemAmount
+    const employeeAbsorbedAmount = standardAdjustment?.employeeAbsorbedAmount || Math.max(originalItemAmount - reimbursableAmount, 0)
 
     return {
       id,
@@ -1297,6 +1342,15 @@ function buildExpenseItems(claim, riskMeta) {
       itemLocation,
       itemNote,
       itemAmount,
+      originalItemAmount,
+      originalAmountDisplay: originalItemAmount > 0 ? formatAmount(originalItemAmount) : itemAmountDisplay,
+      reimbursableAmount,
+      reimbursableAmountDisplay: reimbursableAmount > 0 ? formatAmount(reimbursableAmount) : '待补充',
+      employeeAbsorbedAmount,
+      employeeAbsorbedAmountDisplay: employeeAbsorbedAmount > 0 ? formatAmount(employeeAbsorbedAmount) : '',
+      hasStandardAdjustment: reimbursableAmount >= 0 && reimbursableAmount < originalItemAmount,
+      standardAdjustmentAccepted: Boolean(standardAdjustment),
+      standardAdjustmentMessage: standardAdjustment?.message || '',
       invoiceId,
       isSystemGenerated,
       dayLabel: resolveExpenseTimeLabel({
@@ -1336,7 +1390,10 @@ export function mapExpenseClaimToRequest(claim) {
   const riskSummary = riskMeta.summary
   const relatedApplication = isApplicationDocument ? null : resolveRelatedApplicationInfo(claim, typeLabel)
   const expenseItems = buildExpenseItems(claim, riskMeta)
-  const visibleExpenseAmount = expenseItems.reduce((sum, item) => sum + parseNumber(item.itemAmount), 0)
+  const visibleExpenseAmount = expenseItems.reduce((sum, item) => {
+    const amount = parseOptionalAmount(item.reimbursableAmount) ?? parseNumber(item.itemAmount)
+    return sum + amount
+  }, 0)
   const amountValue = relatedApplication
     ? expenseItems.length
       ? visibleExpenseAmount

web/src/services/reimbursements.js

@@ -68,6 +68,13 @@ export function updateExpenseClaim(claimId, payload = {}) {
   })
 }
 
+export function acceptExpenseClaimStandardAdjustment(claimId, payload = {}) {
+  return apiRequest(`/reimbursements/claims/${encodeURIComponent(String(claimId || '').trim())}/standard-adjustment`, {
+    method: 'POST',
+    body: JSON.stringify(payload)
+  })
+}
+
 export function calculateTravelReimbursement(payload = {}) {
   return apiRequest('/reimbursements/travel-calculator', {
     method: 'POST',

web/src/views/TravelRequestDetailView.vue

@@ -273,7 +273,12 @@
                             </div>
                           </template>
                           <template v-else>
-                            <strong>{{ item.amount }}</strong>
+                            <div v-if="item.hasStandardAdjustment" class="expense-adjusted-amount">
+                              <span class="expense-original-amount">{{ item.originalAmountDisplay || item.amount }}</span>
+                              <strong class="expense-reimbursable-amount">{{ item.reimbursableAmountDisplay }}</strong>
+                              <em v-if="item.employeeAbsorbedAmountDisplay">自担 {{ item.employeeAbsorbedAmountDisplay }}</em>
+                            </div>
+                            <strong v-else>{{ item.amount }}</strong>
                             <span v-if="item.tone !== 'ok'" :class="['over-tag', item.tone]">{{ item.status }}</span>
                           </template>
                         </td>
@@ -370,9 +375,11 @@
                             <div class="cell-editor">
                               <textarea
                                 v-model="expenseEditor.itemNote"
-                                class="editor-textarea"
+                                class="editor-textarea risk-note-editor-textarea"
-                                rows="3"
+                                rows="1"
                                 placeholder="如票据存在异常或风险，请补充原因"
+                                @input="resizeExpenseNoteInput"
+                                @keydown.enter="resizeExpenseNoteInput"
                               ></textarea>
                               <span>用于说明改签、绕行、超标、票据异常等情况</span>
                             </div>
@@ -764,7 +771,7 @@
         </div>
         <div class="submit-confirm-row">
           <span>{{ isApplicationDocument ? '预计金额' : '报销金额' }}</span>
-          <strong>{{ request.amountDisplay || expenseTotal }}</strong>
+          <strong>{{ submitConfirmAmountDisplay }}</strong>
         </div>
         <div v-if="!isApplicationDocument" class="submit-confirm-row">
           <span>费用明细</span>
@@ -774,20 +781,20 @@
     </ConfirmDialog>
     <ConfirmDialog
       :open="riskOverrideDialogOpen"
-      badge="重大风险"
+      badge="异常说明"
       badge-tone="danger"
-      :title="`当前存在 ${submitRiskWarnings.length} 条重大风险`"
+      :title="`当前存在 ${submitRiskWarnings.length} 条需说明的风险`"
-      description="如仍需提交审批，请逐条填写每一个重大风险的原因，系统会写入附加说明并用于后续风险统计。"
+      description="请先补充异常说明后提交领导审批；也可以不填写说明，选择按职级最高可报销金额重新计算。"
       cancel-text="返回整改"
-      confirm-text="保存原因并继续"
+      confirm-text="按职级标准重算"
-      busy-text="保存中..."
+      busy-text="处理中..."
       confirm-tone="danger"
-      confirm-icon="mdi mdi-alert-circle-outline"
+      confirm-icon="mdi mdi-calculator-variant-outline"
       :busy="riskOverrideBusy"
       @close="closeRiskOverrideDialog"
-      @confirm="confirmRiskOverrideReasons"
+      @confirm="confirmStandardAdjustment"
     >
-      <div v-if="currentSubmitRiskWarning" class="risk-override-panel" aria-label="重大风险说明">
+      <div v-if="currentSubmitRiskWarning" class="risk-override-panel" aria-label="异常说明">
         <div class="risk-override-nav">
           <button
             type="button"
@@ -817,11 +824,26 @@
           <p>{{ currentSubmitRiskWarning.risk }}</p>
           <textarea
             v-model="riskOverrideReasons[currentSubmitRiskWarning.id]"
+            class="risk-note-editor-textarea"
+            rows="1"
             maxlength="160"
-            placeholder="请说明为什么仍需提交，例如客户指定酒店、会议高峰、协议酒店满房等"
+            placeholder="请说明原因，例如客户指定酒店、会议高峰、协议酒店满房等"
-            aria-label="违规提交原因"
+            aria-label="异常说明"
+            @input="resizeExpenseNoteInput"
+            @keydown.enter="resizeExpenseNoteInput"
           ></textarea>
         </article>
+        <div class="risk-override-submit-row">
+          <button
+            class="risk-override-save-btn"
+            type="button"
+            :disabled="riskOverrideBusy"
+            @click="confirmRiskOverrideReasons"
+          >
+            保存说明并继续提交
+          </button>
+          <span>不填写说明时，系统会按职级最高报销标准重算金额。</span>
+        </div>
       </div>
     </ConfirmDialog>
     <TravelRequestDeleteDialog :open="deleteDialogOpen" :badge="deleteActionLabel" :title="deleteDialogTitle" :description="deleteDialogDescription" :busy="deleteBusy" @close="closeDeleteDialog" @confirm="confirmDeleteRequest" />

web/src/views/scripts/TravelRequestDetailView.js

@@ -10,7 +10,9 @@ import TravelRequestDeleteDialog from '../../components/travel/TravelRequestDele
 import StageRiskAdviceCard from '../../components/travel/StageRiskAdviceCard.vue'
 import TravelRequestReturnDialog from '../../components/travel/TravelRequestReturnDialog.vue'
 import {
+  acceptExpenseClaimStandardAdjustment,
   approveExpenseClaim,
+  calculateTravelReimbursement,
   createExpenseClaimItem,
   deleteExpenseClaimItem,
   deleteExpenseClaimItemAttachment,
@@ -88,6 +90,13 @@ import {
   resolveSubmitConfirmDescription,
   resolveSubmitConfirmText
 } from './travelRequestDetailSubmitModel.js'
+import {
+  buildCurrentStandardAdjustmentMap,
+  buildStandardAdjustmentPayload as buildStandardAdjustmentPayloadModel,
+  filterSubmitterStandardAdjustedRiskCards as filterSubmitterStandardAdjustedRiskCardsModel,
+  isRiskCardMissingExpenseNote as isRiskCardMissingExpenseNoteModel,
+  resolveExpenseItemForRiskCard as resolveExpenseItemForRiskCardModel
+} from './travelRequestDetailStandardAdjustment.js'
 import {
   buildEmployeeProfileAdviceItems,
   buildTravelReceiptMaterialPrompts
@@ -994,9 +1003,16 @@ export default {
     }
 
     const expenseTotal = computed(() => {
-      const total = expenseItems.value.reduce((sum, item) => sum + Number(item.itemAmount || 0), 0)
+      const total = expenseItems.value.reduce((sum, item) => {
+        const adjustedAmount = Number(item.reimbursableAmount)
+        const originalAmount = Number(item.itemAmount || 0)
+        return sum + (Number.isFinite(adjustedAmount) ? adjustedAmount : originalAmount)
+      }, 0)
       return formatCurrency(total)
     })
+    const submitConfirmAmountDisplay = computed(() =>
+      isApplicationDocument.value ? (request.value.amountDisplay || expenseTotal.value) : expenseTotal.value
+    )
     const applicationDetailFactItems = computed(() => buildApplicationDetailFactItems(request.value))
     const relatedApplicationFactItems = computed(() => buildRelatedApplicationFactItems(request.value))
 
@@ -1155,6 +1171,57 @@ export default {
       return requestFlags
     }
 
+    function resolveCurrentStandardAdjustmentMap() {
+      return buildCurrentStandardAdjustmentMap(request.value, resolveClaimRiskFlags())
+    }
+
+    function resolveExpenseItemForRiskCard(card) {
+      return resolveExpenseItemForRiskCardModel(card, expenseItems.value)
+    }
+
+    function filterSubmitterStandardAdjustedRiskCards(cards, businessStage) {
+      return filterSubmitterStandardAdjustedRiskCardsModel({
+        cards,
+        businessStage,
+        isCurrentApplicant: isCurrentApplicant.value,
+        expenseItems: expenseItems.value,
+        standardAdjustmentMap: resolveCurrentStandardAdjustmentMap()
+      })
+    }
+
+    function isRiskCardMissingExpenseNote(card) {
+      return isRiskCardMissingExpenseNoteModel(card, expenseItems.value)
+    }
+
+    async function buildStandardAdjustmentPayload() {
+      return buildStandardAdjustmentPayloadModel({
+        warnings: submitRiskWarnings.value,
+        expenseItems: expenseItems.value,
+        request: request.value,
+        calculateTravelReimbursement
+      })
+    }
+
+    function applyStandardAdjustmentResponse(payload = {}) {
+      const flags = Array.isArray(payload?.risk_flags_json)
+        ? payload.risk_flags_json
+        : Array.isArray(payload?.riskFlags)
+          ? payload.riskFlags
+          : resolveClaimRiskFlags()
+      riskFlagPreviewSnapshot.value = {
+        claimId: request.value.claimId,
+        riskFlags: flags
+      }
+      const sourceItems = Array.isArray(payload?.items) && payload.items.length
+        ? payload.items
+        : expenseItems.value
+      expenseItems.value = rebuildExpenseItems(sourceItems, {
+        ...request.value,
+        riskFlags: flags,
+        risk_flags_json: flags
+      })
+    }
+
     function resolveAttachmentDisplayName(item) {
       const metadata = resolveAttachmentMeta(item)
       return String(metadata?.file_name || item.attachmentHint || '').trim()
@@ -1530,7 +1597,7 @@ export default {
         : []
       const scopedRiskCards = [
         ...(hasActionableRiskCards ? [] : summaryRiskCards),
-        ...directRiskCards
+        ...filterSubmitterStandardAdjustedRiskCards(directRiskCards, currentBusinessStage)
       ]
       const riskCards = filterRiskCardsForVisibility(scopedRiskCards, riskViewerContext.value)
 
@@ -1652,7 +1719,8 @@ export default {
 
     const submitRiskWarnings = computed(() =>
       aiAdvice.value.riskCards
-        .filter((card) => normalizeRiskTone(card?.tone) === 'high')
+        .filter((card) => ['medium', 'high'].includes(normalizeRiskTone(card?.tone)))
+        .filter((card) => isRiskCardMissingExpenseNote(card))
         .map((card, index) => ({
           ...card,
           id: String(card.id || `submit-risk-${index}`),
@@ -1663,7 +1731,6 @@ export default {
     const riskOverrideIndexLabel = computed(() =>
       submitRiskWarnings.value.length ? `${riskOverrideIndex.value + 1} / ${submitRiskWarnings.value.length}` : ''
     )
-    const hasRiskOverrideExplanation = computed(() => detailNoteTags.value.includes('#high_risk'))
 
     function resetDetailNote() {
       detailNoteEditor.value = detailNoteSource.value
@@ -1722,6 +1789,18 @@ export default {
       riskOverrideDialogOpen.value = false
     }
 
+    function resizeExpenseNoteInput(event) {
+      const target = event?.target
+      if (!target || typeof window === 'undefined') {
+        return
+      }
+      const style = window.getComputedStyle(target)
+      const lineHeight = Number.parseFloat(style.lineHeight) || 18
+      const maxHeight = lineHeight * 3 + 18
+      target.style.height = 'auto'
+      target.style.height = `${Math.min(target.scrollHeight, maxHeight)}px`
+    }
+
     function goToPreviousSubmitRisk() {
       if (!submitRiskWarnings.value.length) {
         return
@@ -1737,17 +1816,6 @@ export default {
       riskOverrideIndex.value = (riskOverrideIndex.value + 1) % submitRiskWarnings.value.length
     }
 
-    function buildRiskOverrideAppendix() {
-      return submitRiskWarnings.value
-        .map((risk, index) => {
-          const reason = String(riskOverrideReasons[risk.id] || '').trim()
-          const tags = resolveRiskTags(risk).join(' ')
-          const title = String(risk.title || risk.label || '重大风险').trim()
-          return `超标说明：${tags} 第${index + 1}条 ${title}：${reason}`
-        })
-        .join('\n')
-    }
-
     function mergeDetailNoteWithRiskOverride(appendix) {
       const baseNote = detailNoteEditor.value.trim() || detailNoteSource.value
       return [baseNote, appendix].map((item) => String(item || '').trim()).filter(Boolean).join('\n')
@@ -1760,28 +1828,91 @@ export default {
       const missingIndex = submitRiskWarnings.value.findIndex((risk) => !String(riskOverrideReasons[risk.id] || '').trim())
       if (missingIndex >= 0) {
         riskOverrideIndex.value = missingIndex
-        toast('请为每一条重大风险填写违规提交原因。')
+        toast('请为每一条风险填写异常说明。')
         return
       }
 
-      const appendix = buildRiskOverrideAppendix()
+      const itemNoteGroups = new Map()
-      const nextNote = mergeDetailNoteWithRiskOverride(appendix)
+      const claimLevelRisks = []
-      if (nextNote.length > 500) {
+      submitRiskWarnings.value.forEach((risk, index) => {
-        toast('附加说明最多 500 字，请精简风险原因后再继续提交。')
+        const reason = String(riskOverrideReasons[risk.id] || '').trim()
-        return
+        const item = resolveExpenseItemForRiskCard(risk)
-      }
+        if (item?.id) {
+          const currentGroup = itemNoteGroups.get(item.id) || { item, reasons: [] }
+          currentGroup.reasons.push(reason)
+          itemNoteGroups.set(item.id, currentGroup)
+        } else {
+          const title = String(risk.title || risk.label || '风险').trim()
+          claimLevelRisks.push(`异常说明：第${index + 1}条 ${title}：${reason}`)
+        }
+      })
 
       riskOverrideBusy.value = true
       try {
-        await updateExpenseClaim(request.value.claimId, {
+        await Promise.all(
-          reason: nextNote
+          [...itemNoteGroups.entries()].map(([itemId, group]) => {
+            const existingNote = String(group.item?.itemNote || '').trim()
+            const nextNote = [
+              existingNote,
+              ...group.reasons.filter((reason) => existingNote !== reason && !existingNote.includes(reason))
+            ].filter(Boolean).join('\n')
+            return updateExpenseClaimItem(request.value.claimId, itemId, {
+              item_note: nextNote
+            })
+          })
+        )
+        itemNoteGroups.forEach((group, itemId) => {
+          const existingNote = String(group.item?.itemNote || '').trim()
+          const nextNote = [
+            existingNote,
+            ...group.reasons.filter((reason) => existingNote !== reason && !existingNote.includes(reason))
+          ].filter(Boolean).join('\n')
+          applyLocalExpenseItemPatch(itemId, {
+            itemNote: nextNote
+          })
         })
-        detailNoteEditor.value = nextNote
+        if (claimLevelRisks.length) {
+          const appendix = claimLevelRisks.join('\n')
+          const nextNote = mergeDetailNoteWithRiskOverride(appendix)
+          if (nextNote.length > 500) {
+            toast('附加说明最多 500 字，请精简风险原因后再继续提交。')
+            return
+          }
+          await updateExpenseClaim(request.value.claimId, {
+            reason: nextNote
+          })
+          detailNoteEditor.value = nextNote
+        }
         riskOverrideDialogOpen.value = false
         submitConfirmDialogOpen.value = true
-        toast('违规提交原因已写入附加说明。')
+        toast('异常说明已保存，可继续提交审批。')
+        emit('request-updated', { claimId: request.value.claimId })
       } catch (error) {
-        toast(error?.message || '风险原因保存失败，请稍后重试。')
+        toast(error?.message || '异常说明保存失败，请稍后重试。')
+      } finally {
+        riskOverrideBusy.value = false
+      }
+    }
+
+    async function confirmStandardAdjustment() {
+      if (riskOverrideBusy.value) {
+        return
+      }
+      riskOverrideBusy.value = true
+      try {
+        const payload = await buildStandardAdjustmentPayload()
+        if (!payload.risks.length) {
+          toast('当前风险暂未匹配到可重算的费用明细，请先补充异常说明。')
+          return
+        }
+        const response = await acceptExpenseClaimStandardAdjustment(request.value.claimId, payload)
+        applyStandardAdjustmentResponse(response)
+        riskOverrideDialogOpen.value = false
+        submitConfirmDialogOpen.value = true
+        toast('已按职级最高报销标准重算实际报销金额。')
+        emit('request-updated', { claimId: request.value.claimId })
+      } catch (error) {
+        toast(error?.message || '按职级标准重算失败，请稍后重试。')
       } finally {
         riskOverrideBusy.value = false
       }
@@ -1809,6 +1940,10 @@ export default {
       }
 
       populateExpenseEditor(item)
+      void nextTick(() => {
+        const textarea = document.querySelector('.risk-note-editor-textarea')
+        resizeExpenseNoteInput({ target: textarea })
+      })
     }
 
     function validateExpenseEditor() {
@@ -2237,6 +2372,11 @@ export default {
         return
       }
 
+      if (submitRiskWarnings.value.length) {
+        openRiskOverrideDialog()
+        return
+      }
+
       submitConfirmDialogOpen.value = true
     }
 
@@ -2540,7 +2680,7 @@ export default {
       closeApproveConfirmDialog, closeDeleteDialog, closeAttachmentPreview, closePayConfirmDialog, closeSubmitConfirmDialog,
       closeRiskOverrideDialog, closeSmartEntryUploadDialog,
       closeReturnDialog, confirmApproveRequest, confirmDeleteRequest, confirmSubmitRequest, confirmReturnRequest,
-      confirmPayRequest, confirmRiskOverrideReasons, confirmSmartEntryUpload,
+      confirmPayRequest, confirmRiskOverrideReasons, confirmStandardAdjustment, confirmSmartEntryUpload,
       chooseSmartEntryFile, clearSmartEntryFile,
       currentAttachmentPreviewInsight, currentAttachmentPreviewRiskCards, currentProgressRingMotion,
       currentSubmitRiskWarning,
@@ -2562,7 +2702,7 @@ export default {
       payBusy, payConfirmDialogOpen, profile, progressSteps, request, leaderOpinion, removeExpenseAttachment, removeExpenseItem,
       hasLeaderApprovalEvents, hasSingleLeaderApprovalEvent, leaderApprovalEvents, leaderApprovalReadonlyMeta,
       resolveExpenseRiskIndicatorTitle,
-      resetDetailNote, resolveAttachmentDisplayName, resolveAttachmentPreviewTitle, resolveAttachmentRecognition,
+      resetDetailNote, resizeExpenseNoteInput, resolveAttachmentDisplayName, resolveAttachmentPreviewTitle, resolveAttachmentRecognition,
       resolveExpenseReasonHelper, resolveExpenseReasonPlaceholder, resolveExpenseRiskState, resolveExpenseIssues,
       resolveRiskCardDomId, isHighlightedRiskCard,
       returnBusy, returnDialogDescription, returnDialogOpen, riskOverrideBusy, riskOverrideDialogOpen, riskOverrideIndexLabel,
@@ -2574,7 +2714,7 @@ export default {
       showAiAdvicePanel, showApplicationLeaderOpinion,
       showBudgetAnalysis, showStageRiskAdvice,
       showExpenseRisk, startExpenseEdit, submitActionIcon, submitActionLabel, submitBusy,
-      submitConfirmDescription, submitConfirmDialogOpen, submitConfirmText, submitRiskWarnings,
+      submitConfirmAmountDisplay, submitConfirmDescription, submitConfirmDialogOpen, submitConfirmText, submitRiskWarnings,
       triggerExpenseUpload, uploadedExpenseCount, uploadingExpenseId, saveExpenseEdit
     }
   }

web/src/views/scripts/travelRequestDetailExpenseModel.js

@@ -32,11 +32,24 @@ export const LONG_DISTANCE_TRAVEL_EXPENSE_TYPES = new Set(['train_ticket', 'flig
 export const ROUTE_DESCRIPTION_EXPENSE_TYPES = new Set(['train_ticket', 'flight_ticket', 'ship_ticket', 'ferry_ticket', 'ride_ticket'])
 export const HOTEL_DESCRIPTION_EXPENSE_TYPES = new Set(['hotel_ticket'])
 export const ROUTE_DESCRIPTION_PATTERN = /^[A-Za-z0-9\u4e00-\u9fa5（）()·]{2,40}\s*-\s*[A-Za-z0-9\u4e00-\u9fa5（）()·]{2,40}$/
+export const STANDARD_ADJUSTMENT_RISK_SOURCE = 'reimbursement_standard_adjustment'
 
 export function parseCurrency(value) {
   return Number.parseFloat(String(value).replace(/[^\d.]/g, '')) || 0
 }
 
+function parseOptionalCurrency(value) {
+  if (value === null || value === undefined || String(value).trim() === '') {
+    return null
+  }
+  const normalized = String(value).replace(/[^\d.]/g, '')
+  if (!normalized) {
+    return null
+  }
+  const amount = Number.parseFloat(normalized)
+  return Number.isFinite(amount) && amount >= 0 ? amount : null
+}
+
 export function formatCurrency(value) {
   return new Intl.NumberFormat('zh-CN', {
     style: 'currency',
@@ -395,6 +408,60 @@ export function resolveExpenseTimeLabel({ id, itemType, isSystemGenerated, reque
   return requestModel?.detailVariant === 'travel' ? '出行时间' : '业务发生时间'
 }
 
+export function buildStandardAdjustmentMap(requestModel = {}) {
+  const flags = Array.isArray(requestModel?.riskFlags)
+    ? requestModel.riskFlags
+    : Array.isArray(requestModel?.risk_flags_json)
+      ? requestModel.risk_flags_json
+      : []
+  const adjustmentMap = new Map()
+
+  flags.forEach((flag) => {
+    if (!flag || typeof flag !== 'object') {
+      return
+    }
+    if (String(flag.source || '').trim() !== STANDARD_ADJUSTMENT_RISK_SOURCE) {
+      return
+    }
+    const itemId = String(flag.item_id || flag.itemId || '').trim()
+    if (!itemId) {
+      return
+    }
+    const originalAmount = parseOptionalCurrency(flag.original_amount ?? flag.originalAmount)
+    const reimbursableAmount = parseOptionalCurrency(flag.reimbursable_amount ?? flag.reimbursableAmount)
+    if (reimbursableAmount === null) {
+      return
+    }
+    const employeeAbsorbedAmount = parseOptionalCurrency(flag.employee_absorbed_amount ?? flag.employeeAbsorbedAmount) || 0
+    adjustmentMap.set(itemId, {
+      originalAmount,
+      reimbursableAmount,
+      employeeAbsorbedAmount,
+      message: String(flag.message || flag.summary || '').trim()
+    })
+  })
+
+  return adjustmentMap
+}
+
+function resolveSourceStandardAdjustment(source, id, requestModel) {
+  const requestAdjustment = buildStandardAdjustmentMap(requestModel).get(id)
+  if (requestAdjustment) {
+    return requestAdjustment
+  }
+
+  const reimbursableAmount = parseOptionalCurrency(source?.reimbursableAmount ?? source?.reimbursable_amount)
+  if (reimbursableAmount === null) {
+    return null
+  }
+  return {
+    originalAmount: parseOptionalCurrency(source?.originalItemAmount ?? source?.original_item_amount ?? source?.originalAmount ?? source?.original_amount),
+    reimbursableAmount,
+    employeeAbsorbedAmount: parseOptionalCurrency(source?.employeeAbsorbedAmount ?? source?.employee_absorbed_amount) || 0,
+    message: String(source?.standardAdjustmentMessage || source?.standard_adjustment_message || '').trim()
+  }
+}
+
 export function buildExpenseItemViewModel(source, index, requestModel, travelTimeLabelMap = new Map()) {
   const itemType = normalizeExpenseType(source?.itemType || source?.item_type || requestModel?.typeCode || 'other')
   const isSystemGenerated = isSystemGeneratedExpenseItemSource({ ...source, itemType })
@@ -407,7 +474,13 @@ export function buildExpenseItemViewModel(source, index, requestModel, travelTim
   const invoiceId = String(source?.invoiceId ?? source?.invoice_id ?? '').trim()
   const attachmentName = String(source?.attachmentName || source?.attachment_name || extractAttachmentDisplayName(invoiceId)).trim()
   const attachments = invoiceId ? [attachmentName || invoiceId] : []
+  const standardAdjustment = resolveSourceStandardAdjustment(source, id, requestModel)
+  const originalItemAmount = standardAdjustment?.originalAmount ?? itemAmount
+  const reimbursableAmount = standardAdjustment?.reimbursableAmount ?? itemAmount
+  const employeeAbsorbedAmount = standardAdjustment?.employeeAbsorbedAmount || Math.max(originalItemAmount - reimbursableAmount, 0)
+  const hasStandardAdjustment = reimbursableAmount >= 0 && reimbursableAmount < originalItemAmount
   const amountDisplay = itemAmount > 0 ? formatCurrency(itemAmount) : '待补充'
+  const reimbursableAmountDisplay = reimbursableAmount > 0 ? formatCurrency(reimbursableAmount) : '待补充'
   const riskText = String(source?.riskText || '').trim()
   const filledAt = formatExpenseFilledTime(
     source?.filledAt
@@ -424,6 +497,15 @@ export function buildExpenseItemViewModel(source, index, requestModel, travelTim
     itemLocation,
     itemNote,
     itemAmount,
+    originalItemAmount,
+    originalAmountDisplay: originalItemAmount > 0 ? formatCurrency(originalItemAmount) : amountDisplay,
+    reimbursableAmount,
+    reimbursableAmountDisplay,
+    employeeAbsorbedAmount,
+    employeeAbsorbedAmountDisplay: employeeAbsorbedAmount > 0 ? formatCurrency(employeeAbsorbedAmount) : '',
+    hasStandardAdjustment,
+    standardAdjustmentAccepted: Boolean(standardAdjustment),
+    standardAdjustmentMessage: standardAdjustment?.message || '',
     invoiceId,
     isSystemGenerated,
     time: itemDate || '待补充',

web/src/views/scripts/travelRequestDetailInsights.js

@@ -453,6 +453,7 @@ function buildRiskCardFromPoint({ item, index, point, pointIndex, insight, analy
     summary: normalizeText(analysis?.summary),
     ruleBasis: insight?.ruleBasis?.length ? insight.ruleBasis : ['系统根据附件识别结果与费用项目规则进行比对。'],
     suggestion: buildCardSuggestion(analysis, insight),
+    source: 'attachment_analysis',
     itemType: normalizeText(item?.itemType),
     documentType: normalizeText(insight?.documentTypeLabel),
     visibility_scope: 'submitter',
@@ -645,6 +646,7 @@ export function buildAttachmentRiskCards({
           summary,
           ruleBasis,
           suggestion: resolveClaimRiskSuggestion(flag, { risk, summary }),
+          source,
           risk_domain: flag.risk_domain || flag.riskDomain,
           visibility_scope: flag.visibility_scope || flag.visibilityScope,
           actionability: flag.actionability

web/src/views/scripts/travelRequestDetailStandardAdjustment.js

@@ -0,0 +1,174 @@
+import {
+  STANDARD_ADJUSTMENT_RISK_SOURCE,
+  buildStandardAdjustmentMap
+} from './travelRequestDetailExpenseModel.js'
+
+function normalizeText(value) {
+  return String(value || '').trim()
+}
+
+function normalizeAmount(value) {
+  const amount = Number(value)
+  return Number.isFinite(amount) && amount > 0 ? amount : 0
+}
+
+export function buildCurrentStandardAdjustmentMap(request = {}, riskFlags = []) {
+  return buildStandardAdjustmentMap({
+    ...request,
+    riskFlags,
+    risk_flags_json: riskFlags
+  })
+}
+
+export function resolveExpenseItemForRiskCard(card, expenseItems = []) {
+  const itemId = normalizeText(card?.itemId || card?.item_id)
+  const invoiceId = normalizeText(card?.invoiceId || card?.invoice_id)
+  const itemIndex = Number(card?.itemIndex || card?.item_index || 0)
+
+  return expenseItems.find((item) => normalizeText(item.id) === itemId)
+    || expenseItems.find((item) => invoiceId && normalizeText(item.invoiceId) === invoiceId)
+    || (itemIndex > 0 ? expenseItems[itemIndex - 1] : null)
+    || null
+}
+
+export function hasStandardAdjustmentForItem(item, standardAdjustmentMap = new Map()) {
+  const itemId = normalizeText(item?.id)
+  if (!itemId) {
+    return false
+  }
+  return Boolean(item?.standardAdjustmentAccepted || standardAdjustmentMap.has(itemId))
+}
+
+export function isRiskCardMissingExpenseNote(card, expenseItems = []) {
+  const item = resolveExpenseItemForRiskCard(card, expenseItems)
+  if (!item) {
+    return true
+  }
+  return !normalizeText(item.itemNote)
+}
+
+function isRiskCardCoveredByStandardAdjustment(card, expenseItems, standardAdjustmentMap) {
+  if (normalizeText(card?.source) === STANDARD_ADJUSTMENT_RISK_SOURCE) {
+    return true
+  }
+  return hasStandardAdjustmentForItem(
+    resolveExpenseItemForRiskCard(card, expenseItems),
+    standardAdjustmentMap
+  )
+}
+
+export function filterSubmitterStandardAdjustedRiskCards({
+  cards = [],
+  businessStage = 'reimbursement',
+  isCurrentApplicant = false,
+  expenseItems = [],
+  standardAdjustmentMap = new Map()
+} = {}) {
+  if (businessStage !== 'reimbursement' || !isCurrentApplicant) {
+    return cards
+  }
+  return cards.filter((card) => !isRiskCardCoveredByStandardAdjustment(card, expenseItems, standardAdjustmentMap))
+}
+
+function extractRiskCardMoneyValues(card) {
+  const corpus = [
+    card?.risk,
+    card?.summary,
+    card?.suggestion,
+    card?.title,
+    ...(Array.isArray(card?.ruleBasis) ? card.ruleBasis : [])
+  ].map(normalizeText).filter(Boolean).join(' ')
+  return [...corpus.matchAll(/(?:￥|¥)?\s*(\d+(?:,\d{3})*(?:\.\d+)?)\s*元/g)]
+    .map((match) => Number(String(match[1] || '').replace(/,/g, '')))
+    .filter((amount) => Number.isFinite(amount) && amount > 0)
+}
+
+function resolveParsedStandardAmount(card, item) {
+  const originalAmount = normalizeAmount(item?.itemAmount)
+  if (originalAmount <= 0) {
+    return null
+  }
+  const candidates = extractRiskCardMoneyValues(card)
+    .filter((amount) => amount > 0 && amount < originalAmount)
+  return candidates.length ? Math.max(...candidates) : null
+}
+
+function extractRiskCardNightCount(card) {
+  const corpus = [card?.risk, card?.summary, card?.suggestion, card?.title]
+    .map(normalizeText)
+    .join(' ')
+  const match = corpus.match(/(\d+)\s*(?:晚|夜|间夜)/)
+  return match ? Math.max(1, Number(match[1]) || 1) : 1
+}
+
+async function resolveTravelStandardAmount({ card, item, request, calculateTravelReimbursement }) {
+  const itemType = normalizeText(item?.itemType)
+  if (!['hotel_ticket', 'hotel'].includes(itemType)) {
+    return null
+  }
+  const location = normalizeText(item?.itemLocation || request?.location || request?.sceneTarget)
+  if (!location || typeof calculateTravelReimbursement !== 'function') {
+    return null
+  }
+  const grade = normalizeText(request?.employeeGrade || request?.profileGrade)
+  const days = extractRiskCardNightCount(card)
+  try {
+    const result = await calculateTravelReimbursement({ days, location, grade })
+    const hotelAmount = Number(result?.hotel_amount ?? result?.hotelAmount)
+    return Number.isFinite(hotelAmount) && hotelAmount > 0 ? hotelAmount : null
+  } catch (error) {
+    return null
+  }
+}
+
+async function resolveRiskStandardReimbursableAmount({ card, item, request, calculateTravelReimbursement }) {
+  const originalAmount = normalizeAmount(item?.itemAmount)
+  if (originalAmount <= 0) {
+    return 0
+  }
+  const parsedAmount = resolveParsedStandardAmount(card, item)
+  if (parsedAmount !== null) {
+    return Math.min(originalAmount, parsedAmount)
+  }
+  const travelStandardAmount = await resolveTravelStandardAmount({
+    card,
+    item,
+    request,
+    calculateTravelReimbursement
+  })
+  if (travelStandardAmount !== null) {
+    return Math.min(originalAmount, travelStandardAmount)
+  }
+  return originalAmount
+}
+
+export async function buildStandardAdjustmentPayload({
+  warnings = [],
+  expenseItems = [],
+  request = {},
+  calculateTravelReimbursement
+} = {}) {
+  const risks = []
+  for (const warning of warnings) {
+    const item = resolveExpenseItemForRiskCard(warning, expenseItems)
+    if (!item) {
+      continue
+    }
+    const originalAmount = normalizeAmount(item.itemAmount)
+    const reimbursableAmount = await resolveRiskStandardReimbursableAmount({
+      card: warning,
+      item,
+      request,
+      calculateTravelReimbursement
+    })
+    risks.push({
+      risk_id: warning.id,
+      item_id: item.id,
+      title: warning.title,
+      risk: warning.risk || warning.summary,
+      original_amount: originalAmount,
+      reimbursable_amount: reimbursableAmount
+    })
+  }
+  return { risks }
+}

web/src/views/scripts/travelRequestDetailSubmitModel.js

@@ -20,7 +20,7 @@ export function resolveSubmitConfirmDescription({ isApplicationDocument, hasHigh
     return '请确认申请事由、预计金额和申请信息均已核对无误。确认后将提交至直属领导审批。'
   }
   if (hasHighRiskWarnings) {
-    return '系统自动检测存在重大风险，请确认费用明细中的异常说明已按需补充。确认后将进入审批流程。'
+    return '系统自动检测存在风险提示，请确认费用明细中的异常说明已按需补充。确认后将进入审批流程。'
   }
   return '系统已在草稿保存和附件识别后完成自动检测，请确认费用明细、附件材料和补充说明均已核对无误。确认后将进入审批流程。'
 }

web/tests/travel-request-detail-risk-advice.test.mjs

@@ -17,6 +17,7 @@ import {
 import {
   buildExpenseItemViewModel,
   buildDraftBlockingIssues,
+  buildStandardAdjustmentMap,
   isApplicationDocumentRequest
 } from '../src/views/scripts/travelRequestDetailExpenseModel.js'
 import {
@@ -687,6 +688,9 @@ test('expense detail table shows each item filled time from item creation time',
 test('expense detail table has per-item risk explanation column', () => {
   assert.match(detailViewTemplate, /<th class="col-risk-note">异常说明<\/th>/)
   assert.match(detailViewTemplate, /v-model="expenseEditor\.itemNote"/)
+  assert.match(detailViewTemplate, /class="editor-textarea risk-note-editor-textarea"[\s\S]*rows="1"/)
+  assert.match(detailViewTemplate, /@input="resizeExpenseNoteInput"/)
+  assert.match(detailViewStyle, /\.risk-note-editor-textarea[\s\S]*max-height: 78px/)
   assert.match(detailViewTemplate, /hasExpenseRiskOrAbnormal\(item\)[\s\S]*待补充异常说明/)
   assert.match(detailViewScript, /itemNote: ''/)
   assert.match(detailViewScript, /expenseEditor\.itemNote = item\.itemNote \|\| ''/)
@@ -697,6 +701,49 @@ test('expense detail table has per-item risk explanation column', () => {
   assert.match(requestsComposableScript, /const itemNote = String\(item\?\.item_note \|\| item\?\.itemNote \|\| ''\)\.trim\(\)/)
 })
 
+test('expense detail shows standard-adjusted reimbursable amount separately from receipt amount', () => {
+  assert.match(detailViewTemplate, /v-if="item\.hasStandardAdjustment" class="expense-adjusted-amount"/)
+  assert.match(detailViewTemplate, /class="expense-original-amount"[\s\S]*item\.originalAmountDisplay/)
+  assert.match(detailViewTemplate, /class="expense-reimbursable-amount"[\s\S]*item\.reimbursableAmountDisplay/)
+  assert.match(detailViewTemplate, /submitConfirmAmountDisplay/)
+  assert.match(detailViewStyle, /\.expense-original-amount[\s\S]*text-decoration-line: line-through/)
+  assert.match(detailViewScript, /const expenseTotal = computed\(\(\) => \{[\s\S]*item\.reimbursableAmount/)
+  assert.match(detailViewScript, /filterSubmitterStandardAdjustedRiskCards/)
+  assert.match(detailViewScript, /acceptExpenseClaimStandardAdjustment/)
+  assert.match(detailExpenseModelScript, /STANDARD_ADJUSTMENT_RISK_SOURCE = 'reimbursement_standard_adjustment'/)
+  assert.match(requestsComposableScript, /STANDARD_ADJUSTMENT_RISK_SOURCE = 'reimbursement_standard_adjustment'/)
+  assert.match(requestsComposableScript, /const visibleExpenseAmount = expenseItems\.reduce[\s\S]*item\.reimbursableAmount/)
+
+  const riskFlags = [
+    {
+      source: 'reimbursement_standard_adjustment',
+      item_id: 'expense-item-1',
+      original_amount: '880.00',
+      reimbursable_amount: '600.00',
+      employee_absorbed_amount: '280.00'
+    }
+  ]
+  const adjustmentMap = buildStandardAdjustmentMap({ riskFlags })
+  assert.equal(adjustmentMap.get('expense-item-1').reimbursableAmount, 600)
+
+  const item = buildExpenseItemViewModel(
+    {
+      id: 'expense-item-1',
+      itemType: 'hotel_ticket',
+      itemReason: '北京住宿',
+      itemAmount: 880,
+      invoiceId: 'hotel.pdf'
+    },
+    0,
+    { riskFlags }
+  )
+
+  assert.equal(item.itemAmount, 880)
+  assert.equal(item.reimbursableAmount, 600)
+  assert.equal(item.employeeAbsorbedAmount, 280)
+  assert.equal(item.hasStandardAdjustment, true)
+})
+
 test('expense item upload remains limited to one receipt per detail row', () => {
   assert.match(detailViewTemplate, /ref="expenseUploadInput"[\s\S]*type="file"/)
   assert.doesNotMatch(

web/tests/travel-request-detail-submit-confirm.test.mjs

@@ -63,21 +63,24 @@ test('detail submit opens a confirmation dialog before calling submit API', () =
   assert.match(confirmSubmitRequest, /submitExpenseClaim\(request\.value\.claimId\)/)
 })
 
-test('detail submit no longer requires a separate high-risk override dialog', () => {
+test('detail submit warns on missing risk explanation and supports standard adjustment', () => {
   assert.match(detailViewTemplate, /:open="riskOverrideDialogOpen"/)
-  assert.match(detailViewTemplate, /重大风险/)
+  assert.match(detailViewTemplate, /异常说明/)
+  assert.match(detailViewTemplate, /按职级标准重算/)
+  assert.match(detailViewTemplate, /保存说明并继续提交/)
   assert.match(detailViewTemplate, /goToPreviousSubmitRisk/)
   assert.match(detailViewTemplate, /goToNextSubmitRisk/)
   assert.match(detailViewTemplate, /v-model="riskOverrideReasons\[currentSubmitRiskWarning\.id\]"/)
   assert.match(detailViewScript, /const submitRiskWarnings = computed/)
   const handleSubmit = extractFunction(detailViewScript, 'handleSubmit')
   const confirmSubmitRequest = extractFunction(detailViewScript, 'confirmSubmitRequest')
-  assert.doesNotMatch(handleSubmit, /openRiskOverrideDialog/)
+  assert.match(handleSubmit, /submitRiskWarnings\.value\.length[\s\S]*openRiskOverrideDialog\(\)/)
   assert.doesNotMatch(confirmSubmitRequest, /openRiskOverrideDialog/)
-  assert.doesNotMatch(detailViewScript, /submitRiskWarnings\.value\.length && !hasRiskOverrideExplanation\.value/)
   assert.match(detailViewScript, /function confirmRiskOverrideReasons\(\)/)
-  assert.match(detailViewScript, /updateExpenseClaim\(request\.value\.claimId,\s*\{\s*reason: nextNote/s)
+  assert.match(detailViewScript, /updateExpenseClaimItem\(request\.value\.claimId, itemId,[\s\S]*item_note: nextNote/s)
-  assert.match(detailViewScript, /超标说明：\$\{tags\}/)
+  assert.match(detailViewScript, /function confirmStandardAdjustment\(\)/)
+  assert.match(detailViewScript, /acceptExpenseClaimStandardAdjustment\(request\.value\.claimId, payload\)/)
+  assert.match(detailExpenseModelScript, /STANDARD_ADJUSTMENT_RISK_SOURCE = 'reimbursement_standard_adjustment'/)
   assert.match(detailViewTemplate, /异常说明/)
 })