feat(web): AI 文档详情引用解析与查询卡片增强

- 新增 aiDocumentDetailReference，统一解析 #ai-open-document-detail / #ai-open-application-detail 引用，兼容 A/R/D 短格式与 AP-/RE-/AD- 旧格式单号，提供 isBusinessDocumentReference 判定
- aiDocumentQueryModel 文档卡片接入详情引用，按申请单/报销单生成对应 href，HTML 渲染器识别单据记录表格并生成卡片链接
- PersonalWorkbenchAiMode 处理文档详情点击跳转，卡片样式重构为结构化布局并更新背景资源
- expenseApplicationPreview 补充事由字段，同步新增/更新 ai-document-detail-reference、document-query-model、html-renderer、workbench-ai-mode 等测试
- 更新公司通信费报销规则表

web/src/utils/aiDocumentDetailReference.js

@@ -0,0 +1,141 @@
+import { isApplicationDocumentNo } from './documentClassification.js'
+
+export const AI_DOCUMENT_DETAIL_HREF_PREFIX = '#ai-open-document-detail:'
+export const AI_APPLICATION_DETAIL_HREF_PREFIX = '#ai-open-application-detail:'
+
+const SHORT_BUSINESS_DOCUMENT_NO_PATTERN = /^(?:A|R|D)[A-HJ-NP-Z2-9]{8}$/
+const LEGACY_BUSINESS_DOCUMENT_NO_PATTERN = /^(?:AP|APP|RE|AD|EXP|CL|BX)-/
+
+function normalizeText(value = '') {
+  return String(value ?? '').trim()
+}
+
+export function isBusinessDocumentReference(value = '') {
+  const text = normalizeText(value)
+  return Boolean(
+    text &&
+    (
+      SHORT_BUSINESS_DOCUMENT_NO_PATTERN.test(text) ||
+      LEGACY_BUSINESS_DOCUMENT_NO_PATTERN.test(text)
+    )
+  )
+}
+
+function parseDetailReferencePayload(reference = '', options = {}) {
+  const text = normalizeText(reference)
+  if (!text) {
+    return null
+  }
+
+  const params = new URLSearchParams(text)
+  const claimId = normalizeText(params.get('claim_id') || params.get('claimId'))
+  const claimNo = normalizeText(
+    params.get('claim_no') ||
+    params.get('claimNo') ||
+    params.get('document_no') ||
+    params.get('documentNo')
+  )
+  const documentType = normalizeText(options.documentType)
+
+  if (claimId || claimNo) {
+    return {
+      reference: claimNo || claimId,
+      claimId,
+      claimNo,
+      ...(documentType ? { documentType } : {})
+    }
+  }
+
+  return {
+    reference: text,
+    ...(documentType ? { documentType } : {})
+  }
+}
+
+function parseAiDetailHref(href = '', prefix = '', options = {}) {
+  const value = normalizeText(href)
+  if (!value.startsWith(prefix)) {
+    return null
+  }
+  const encodedReference = value.slice(prefix.length)
+  if (!encodedReference) {
+    return null
+  }
+  try {
+    return parseDetailReferencePayload(decodeURIComponent(encodedReference), options)
+  } catch {
+    return parseDetailReferencePayload(encodedReference, options)
+  }
+}
+
+export function parseAiDocumentDetailHref(href = '') {
+  return parseAiDetailHref(href, AI_DOCUMENT_DETAIL_HREF_PREFIX)
+}
+
+export function parseAiApplicationDetailHref(href = '') {
+  return parseAiDetailHref(href, AI_APPLICATION_DETAIL_HREF_PREFIX, { documentType: 'application' })
+}
+
+function resolveExplicitClaimId(source = {}) {
+  const claimNo = normalizeText(source.claimNo || source.claim_no || source.documentNo || source.document_no)
+  const rawClaimId = normalizeText(source.claimId || source.claim_id || source.id)
+  if (!rawClaimId || rawClaimId === claimNo || isBusinessDocumentReference(rawClaimId)) {
+    return ''
+  }
+  return rawClaimId
+}
+
+export function buildAiDocumentDetailHref(source = {}, options = {}) {
+  const prefix = normalizeText(options.prefix) || AI_DOCUMENT_DETAIL_HREF_PREFIX
+  const claimId = resolveExplicitClaimId(source)
+  const claimNo = normalizeText(source.claimNo || source.claim_no || source.documentNo || source.document_no)
+  const fallback = normalizeText(source.reference)
+
+  if (claimId || claimNo) {
+    const params = new URLSearchParams()
+    if (claimId) {
+      params.set('claim_id', claimId)
+    }
+    if (claimNo) {
+      params.set('claim_no', claimNo)
+    }
+    return `${prefix}${encodeURIComponent(params.toString())}`
+  }
+
+  return fallback ? `${prefix}${encodeURIComponent(fallback)}` : ''
+}
+
+export function buildAiDocumentDetailRequest(detailReference = {}) {
+  const reference = normalizeText(detailReference.reference)
+  const explicitClaimId = resolveExplicitClaimId(detailReference)
+  const explicitClaimNo = normalizeText(
+    detailReference.claimNo ||
+    detailReference.claim_no ||
+    detailReference.documentNo ||
+    detailReference.document_no
+  )
+  const referenceIsBusinessNo = isBusinessDocumentReference(reference)
+  const claimId = explicitClaimId || (!referenceIsBusinessNo ? reference : '')
+  const claimNo = explicitClaimNo || (referenceIsBusinessNo ? reference : '')
+  const lookupReference = claimId || claimNo || reference
+  const displayReference = claimNo || reference || lookupReference
+  const documentTypeCode = normalizeText(
+    detailReference.documentTypeCode ||
+    detailReference.document_type_code ||
+    detailReference.documentType ||
+    detailReference.document_type
+  ).toLowerCase()
+  const isApplication = documentTypeCode === 'application' || isApplicationDocumentNo(displayReference)
+
+  return {
+    id: lookupReference,
+    claimId,
+    claimNo,
+    documentNo: displayReference,
+    documentType: isApplication ? 'application' : 'reimbursement',
+    documentTypeCode: isApplication ? 'application' : 'reimbursement',
+    detailLookupOnly: true,
+    source: 'workbench',
+    returnTo: 'workbench'
+  }
+}