feat: 新增员工行为画像算法与费用风险标签体系

后端新增员工行为画像算法模块，支持标签规则引擎和评分计算，
完善员工模型、银行信息、序列化和导入逻辑，优化报销审批流
和工作流常量，增强 Hermes 同步和知识同步能力，前端新增费
用画像详情弹窗、雷达图和风险卡片组件，完善登录页和工作台
样式，优化文档中心和归档中心交互，补充单元测试。

web/tests/requestViewModel.test.mjs

@@ -63,6 +63,22 @@ test('detects archived claim view models for delete permission gating', () => {
     }),
     false
   )
+  assert.equal(
+    isArchivedRequestView({
+      status: 'pending_payment',
+      approval_stage: '待付款',
+      approvalKey: 'pending_payment'
+    }),
+    false
+  )
+  assert.equal(
+    isArchivedRequestView({
+      status: 'paid',
+      approval_stage: '已付款',
+      approvalKey: 'completed'
+    }),
+    true
+  )
   assert.equal(
     isArchivedRequestView({
       status: 'approved',
@@ -84,3 +100,18 @@ test('detects archived claim view models for delete permission gating', () => {
     false
   )
 })
+
+test('normalizes pending payment backend claims', () => {
+  const request = normalizeRequestForUi({
+    id: 'EXP-202605-004',
+    claim_id: 'claim-4',
+    status: 'pending_payment',
+    approval_stage: '待付款',
+    expense_type: 'transport',
+    amount: 88
+  })
+
+  assert.equal(request.approvalKey, 'pending_payment')
+  assert.equal(request.approvalStatus, '待付款')
+  assert.equal(request.node, '待付款')
+})