feat: 新增员工行为画像算法与费用风险标签体系

后端新增员工行为画像算法模块，支持标签规则引擎和评分计算，
完善员工模型、银行信息、序列化和导入逻辑，优化报销审批流
和工作流常量，增强 Hermes 同步和知识同步能力，前端新增费
用画像详情弹窗、雷达图和风险卡片组件，完善登录页和工作台
样式，优化文档中心和归档中心交互，补充单元测试。

web/tests/requestProgressSteps.test.mjs

@@ -399,7 +399,7 @@ test('ticket description helper does not show the destination city as detail tex
   assert.equal(request.expenseItems.find((item) => item.id === 'ship')?.name, '轮船票')
 })
 
-test('completed finance approval marks finance and archive progress steps', () => {
+test('finance approval moves reimbursement to pending payment step', () => {
   const request = mapExpenseClaimToRequest({
     id: 'claim-finance-completed',
     claim_no: 'EXP-202605-004',
@@ -414,8 +414,8 @@ test('completed finance approval marks finance and archive progress steps', () =
     submitted_at: '2026-05-20T02:00:00.000Z',
     created_at: '2026-05-20T01:30:00.000Z',
     updated_at: '2026-05-20T04:00:00.000Z',
-    status: 'approved',
-    approval_stage: '归档入账',
+    status: 'pending_payment',
+    approval_stage: '待付款',
     risk_flags_json: [
       {
         source: 'manual_approval',
@@ -428,7 +428,7 @@ test('completed finance approval marks finance and archive progress steps', () =
         source: 'finance_approval',
         operator: '财务复核',
         previous_approval_stage: '财务审批',
-        next_approval_stage: '归档入账',
+        next_approval_stage: '待付款',
         created_at: '2026-05-20T04:00:00.000Z'
       }
     ],
@@ -436,14 +436,62 @@ test('completed finance approval marks finance and archive progress steps', () =
   })
 
   const financeStep = request.progressSteps.find((step) => step.label === '财务审批')
-  const archiveStep = request.progressSteps.find((step) => step.label === '归档入账')
+  const paymentStep = request.progressSteps.find((step) => step.label === '待付款')
 
   assert.equal(request.riskSummary, '无')
-  assert.equal(request.workflowNode, '归档入账')
+  assert.equal(request.workflowNode, '待付款')
+  assert.equal(request.approvalKey, 'pending_payment')
   assert.equal(financeStep.time, '财务复核通过')
   assert.match(financeStep.detail, /2026-05-20/)
-  assert.equal(archiveStep.time, '归档入账')
-  assert.equal(archiveStep.done, true)
+  assert.equal(paymentStep.current, true)
+  assert.equal(paymentStep.done, false)
+})
+
+test('paid reimbursement marks payment progress step as complete', () => {
+  const request = mapExpenseClaimToRequest({
+    id: 'claim-finance-paid',
+    claim_no: 'EXP-202605-005',
+    employee_name: '张三',
+    department_name: '市场部',
+    expense_type: 'transport',
+    reason: '交通报销',
+    location: '上海',
+    amount: 88,
+    invoice_count: 1,
+    occurred_at: '2026-05-20T01:00:00.000Z',
+    submitted_at: '2026-05-20T02:00:00.000Z',
+    created_at: '2026-05-20T01:30:00.000Z',
+    updated_at: '2026-05-20T05:00:00.000Z',
+    status: 'paid',
+    approval_stage: '已付款',
+    risk_flags_json: [
+      {
+        source: 'finance_approval',
+        operator: '财务复核',
+        previous_approval_stage: '财务审批',
+        next_approval_stage: '待付款',
+        created_at: '2026-05-20T04:00:00.000Z'
+      },
+      {
+        source: 'payment',
+        event_type: 'expense_claim_payment_completed',
+        operator: '财务付款',
+        previous_approval_stage: '待付款',
+        next_approval_stage: '已付款',
+        created_at: '2026-05-20T05:00:00.000Z'
+      }
+    ],
+    items: []
+  })
+
+  const paymentStep = request.progressSteps.find((step) => step.label === '待付款')
+  const paidStep = request.progressSteps.find((step) => step.label === '已付款')
+
+  assert.equal(request.workflowNode, '已付款')
+  assert.equal(request.approvalStatus, '已付款')
+  assert.equal(paymentStep.time, '待付款')
+  assert.equal(paidStep.time, '已付款')
+  assert.equal(paidStep.done, true)
 })
 
 test('current direct manager step shows how long the claim has stayed there', () => {