feat: 新增员工行为画像算法与费用风险标签体系

后端新增员工行为画像算法模块，支持标签规则引擎和评分计算，
完善员工模型、银行信息、序列化和导入逻辑，优化报销审批流
和工作流常量，增强 Hermes 同步和知识同步能力，前端新增费
用画像详情弹窗、雷达图和风险卡片组件，完善登录页和工作台
样式，优化文档中心和归档中心交互，补充单元测试。

web/src/views/scripts/TravelRequestDetailView.js

@@ -7,6 +7,7 @@ import ConfirmDialog from '../../components/shared/ConfirmDialog.vue'
 import TravelRequestApprovalDialog from '../../components/travel/TravelRequestApprovalDialog.vue'
 import TravelRequestBudgetAnalysis from '../../components/travel/TravelRequestBudgetAnalysis.vue'
 import TravelRequestDeleteDialog from '../../components/travel/TravelRequestDeleteDialog.vue'
+import EmployeeProfileRiskCard from '../../components/travel/EmployeeProfileRiskCard.vue'
 import TravelRequestReturnDialog from '../../components/travel/TravelRequestReturnDialog.vue'
 import {
   approveExpenseClaim,
@@ -14,6 +15,7 @@ import {
   deleteExpenseClaimItem,
   deleteExpenseClaimItemAttachment,
   deleteExpenseClaim,
+  fetchEmployeeLatestProfile,
   fetchExpenseClaimItemAttachmentMeta,
   fetchExpenseClaimItemAttachmentPreview,
   returnExpenseClaim,
@@ -72,6 +74,7 @@ import {
   resolveExpenseReasonPlaceholder,
   resolveExpenseUploadHint
 } from './travelRequestDetailExpenseModel.js'
+import { useTravelRequestPaymentFlow } from './travelRequestDetailPaymentFlow.js'
 
 /*
  * 以下片段仅用于兼容现有源码正则测试。
@@ -370,6 +373,7 @@ export default {
   components: {
     ConfirmDialog,
     EnterpriseSelect,
+    EmployeeProfileRiskCard,
     TravelRequestApprovalDialog,
     TravelRequestBudgetAnalysis,
     TravelRequestDeleteDialog,
@@ -432,6 +436,10 @@ export default {
     })
     const detailNoteEditor = ref('')
     const savingDetailNote = ref(false)
+    const employeeRiskProfile = ref(null)
+    const employeeRiskProfileLoading = ref(false)
+    const employeeRiskProfileError = ref('')
+    let employeeRiskProfileLoadSeq = 0
 
     const request = computed(() => {
       const normalized = normalizeRequestForUi(props.request)
@@ -520,6 +528,29 @@ export default {
       && canApproveBudgetExpenseApplications(currentUser.value, request.value)
       && !isCurrentApplicant.value
     ))
+    const employeeProfileId = computed(() =>
+      String(
+        request.value.employeeId
+        || request.value.employee_id
+        || request.value.profileEmployeeId
+        || ''
+      ).trim()
+    )
+    const employeeRiskProfileScope = computed(() => {
+      const typeCode = String(request.value.typeCode || request.value.expense_type || '').trim()
+      if (typeCode === 'meal' || typeCode === 'entertainment') {
+        return 'entertainment'
+      }
+      if (typeCode === 'travel' || isTravelRequest.value) {
+        return 'travel'
+      }
+      return typeCode || 'overall'
+    })
+    const showEmployeeRiskProfile = computed(() =>
+      Boolean(employeeProfileId.value)
+      && Boolean(request.value.claimId)
+      && !isDraftRequest.value
+    )
     const canReturnRequest = computed(() => {
       if (request.value.approvalKey !== 'in_progress' || !request.value.claimId || !canReturnExpenseClaims(currentUser.value)) {
         return false
@@ -545,6 +576,21 @@ export default {
         || canProcessBudgetApprovalStage.value
       )
     )
+    const {
+      canPayRequest,
+      closePayConfirmDialog,
+      confirmPayRequest,
+      handlePayRequest,
+      payBusy,
+      payConfirmDialogOpen
+    } = useTravelRequestPaymentFlow({
+      request,
+      currentUser,
+      isApplicationDocument,
+      isCurrentApplicant,
+      toast,
+      emit
+    })
     const leaderApprovalInfo = computed(() => buildLeaderApprovalInfo(request.value))
     const leaderApprovalEvents = computed(() => buildLeaderApprovalEvents(request.value))
     const hasLeaderApprovalEvents = computed(() => leaderApprovalEvents.value.length > 0)
@@ -572,7 +618,7 @@ export default {
     })
     const approvalOpinionHint = computed(() => {
       if (isFinanceApprovalStage.value) {
-        return '审核通过后将进入归档入账。'
+        return '审核通过后将进入待付款。'
       }
       if (isBudgetApprovalStage.value) {
         return '不填写附加意见则默认同意，确认后会归档申请单并生成报销草稿。'
@@ -587,7 +633,7 @@ export default {
     })
     const approvalConfirmDescription = computed(() => {
       if (isFinanceApprovalStage.value) {
-        return '确认后该报销单会完成财务终审并进入归档入账，请确认票据、金额与财务意见无误。'
+        return '确认后该报销单会完成财务终审并进入待付款，请确认票据、金额与财务意见无误。'
       }
       if (isApplicationDocument.value) {
         return isBudgetApprovalStage.value
@@ -610,7 +656,7 @@ export default {
     ))
     const approvalSuccessToast = computed(() => {
       if (isFinanceApprovalStage.value) {
-        return `${request.value.id} 已完成财务终审，进入归档入账。`
+        return `${request.value.id} 已完成财务终审，进入待付款。`
       }
       return isApplicationDocument.value
         ? isBudgetApprovalStage.value
@@ -632,6 +678,7 @@ export default {
       || deleteBusy.value
       || returnBusy.value
       || approveBusy.value
+      || payBusy.value
       || creatingExpense.value
       || Boolean(uploadingExpenseId.value)
       || Boolean(deletingAttachmentId.value)
@@ -672,6 +719,19 @@ export default {
       { immediate: true }
     )
 
+    watch(
+      () => [
+        employeeProfileId.value,
+        request.value.claimId,
+        employeeRiskProfileScope.value,
+        showEmployeeRiskProfile.value
+      ],
+      () => {
+        void loadEmployeeRiskProfile()
+      },
+      { immediate: true }
+    )
+
     const heroFactItems = computed(() => [
       {
         key: 'document',
@@ -887,6 +947,38 @@ export default {
       return payload
     }
 
+    async function loadEmployeeRiskProfile() {
+      const sequence = ++employeeRiskProfileLoadSeq
+      employeeRiskProfileError.value = ''
+      if (!showEmployeeRiskProfile.value) {
+        employeeRiskProfile.value = null
+        employeeRiskProfileLoading.value = false
+        return
+      }
+
+      employeeRiskProfileLoading.value = true
+      try {
+        const payload = await fetchEmployeeLatestProfile(employeeProfileId.value, {
+          scene: 'approval',
+          claim_id: request.value.claimId,
+          window_days: 90,
+          expense_type_scope: employeeRiskProfileScope.value
+        })
+        if (sequence === employeeRiskProfileLoadSeq) {
+          employeeRiskProfile.value = payload
+        }
+      } catch (error) {
+        if (sequence === employeeRiskProfileLoadSeq) {
+          employeeRiskProfile.value = null
+          employeeRiskProfileError.value = error?.message || '画像读取失败，请稍后重试。'
+        }
+      } finally {
+        if (sequence === employeeRiskProfileLoadSeq) {
+          employeeRiskProfileLoading.value = false
+        }
+      }
+    }
+
     function canPreviewAttachment(item) {
       if (!item?.invoiceId) {
         return false
@@ -1831,24 +1923,26 @@ export default {
       applicationDetailFactItems,
       approveBusyText, approveConfirmText, approveConfirmTitle, canDeleteRequest, canManageCurrentClaim,
       canNavigateAttachmentPreview,
-      canOpenAiEntry, canApproveRequest, canReturnRequest, canSubmit, canPreviewAttachment,
-      closeApproveConfirmDialog, closeDeleteDialog, closeAttachmentPreview, closeSubmitConfirmDialog,
+      canOpenAiEntry, canApproveRequest, canPayRequest, canReturnRequest, canSubmit, canPreviewAttachment,
+      closeApproveConfirmDialog, closeDeleteDialog, closeAttachmentPreview, closePayConfirmDialog, closeSubmitConfirmDialog,
       closeRiskOverrideDialog,
       closeReturnDialog, confirmApproveRequest, confirmDeleteRequest, confirmSubmitRequest, confirmReturnRequest,
-      confirmRiskOverrideReasons,
+      confirmPayRequest, confirmRiskOverrideReasons,
       currentAttachmentPreviewInsight, currentAttachmentPreviewRiskCards, currentProgressRingMotion,
       currentSubmitRiskWarning,
       canEditDetailNote, deleteActionLabel, deleteBusy, deleteDialogDescription, deleteDialogOpen,
       deleteDialogTitle, deletingAttachmentId, deletingExpenseId, detailNote, detailNoteDirty,
       detailNoteEditor, detailNoteEditorView, detailNoteTags, draftBlockingIssues, editingExpenseId, creatingExpense, expenseEditor,
+      employeeRiskProfile, employeeRiskProfileError, employeeRiskProfileLoading,
       expenseItems, expenseTableColumnCount, expenseTotal, expenseUploadInput,
       expenseTypeOptions: EXPENSE_TYPE_OPTIONS,
       goToNextSubmitRisk, goToPreviousSubmitRisk,
       handleAddExpenseItem, handleApproveRequest, handleDeleteRequest, handleExpenseFileChange,
+      handlePayRequest,
       handleReturnRequest, handleSubmit, heroFactItems, isApplicationDocument, isDraftRequest, isEditableRequest, isTravelRequest,
       isMajorExpenseRisk,
       openAiEntry, openAttachmentPreview, goToNextAttachmentPreview, goToPreviousAttachmentPreview,
-      profile, progressSteps, request, leaderOpinion, removeExpenseAttachment, removeExpenseItem,
+      payBusy, payConfirmDialogOpen, profile, progressSteps, request, leaderOpinion, removeExpenseAttachment, removeExpenseItem,
       hasLeaderApprovalEvents, leaderApprovalEvents, leaderApprovalReadonlyMeta,
       resolveExpenseRiskIndicatorTitle,
       resetDetailNote, resolveAttachmentDisplayName, resolveAttachmentPreviewTitle, resolveAttachmentRecognition,
@@ -1857,7 +1951,7 @@ export default {
       requiresApprovalOpinion,
       riskOverrideReasons, saveDetailNote, savingDetailNote, savingExpenseId,
       showAiAdvicePanel, showApplicationLeaderOpinion,
-      showBudgetAnalysis,
+      showBudgetAnalysis, showEmployeeRiskProfile,
       showExpenseRisk, startExpenseEdit, submitBusy, submitConfirmDialogOpen,
       submitRiskWarnings,
       triggerExpenseUpload, uploadedExpenseCount, uploadingExpenseId, saveExpenseEdit