feat: 新增员工行为画像算法与费用风险标签体系

后端新增员工行为画像算法模块，支持标签规则引擎和评分计算，完善员工模型、银行信息、序列化和导入逻辑，优化报销审批流和工作流常量，增强 Hermes 同步和知识同步能力，前端新增费用画像详情弹窗、雷达图和风险卡片组件，完善登录页和工作台样式，优化文档中心和归档中心交互，补充单元测试。
2026-05-28 12:09:49 +08:00
parent 04cd6d0f81
commit 8a4a777be7
96 changed files with 9835 additions and 704 deletions
--- a/web/src/views/AppShellRouteView.vue
+++ b/web/src/views/AppShellRouteView.vue
@@ -1,17 +1,18 @@
 <template>
-  <div class="app" :class="{ 'sidebar-collapsed': sidebarCollapsed }">
+  <div class="app" :class="{ 'sidebar-collapsed': sidebarCollapsed, 'mobile-sidebar-open': mobileSidebarOpen }">
+    <div class="mobile-overlay" aria-hidden="true" @click="mobileSidebarOpen = false"></div>
    <div class="app-sidebar">
      <SidebarRail
        :nav-items="filteredNavItems"
        :active-view="activeView"
-        :company-name="companyProfile.name"
+        :company-name="PRODUCT_DISPLAY_NAME"
        :company-logo="companyProfile.logo"
        :current-user="currentUser"
        :collapsed="sidebarCollapsed"
-        @navigate="handleNavigate"
        @open-chat="openSmartEntry"
        @logout="handleLogout"
        @toggle-collapse="toggleSidebarCollapsed"
+        @navigate="handleNavigateWithMobileClose"
      />
    </div>

@@ -43,7 +44,7 @@
        :logs-summary="logsSummary"
        :request-summary="requestSummary"
        :document-summary="documentSummary"
-        :workbench-summary="workbenchSummary"
+        :company-name="ENTERPRISE_DISPLAY_NAME"
        :detail-mode="detailMode"
        :log-detail-mode="logDetailMode"
        :detail-alerts="detailAlerts"
@@ -176,11 +177,17 @@ const logsSummary = ref(null)
 const documentSummary = ref(null)
 const auditDetailOpen = ref(false)
 const sidebarCollapsed = ref(false)
+const mobileSidebarOpen = ref(false)

 function toggleSidebarCollapsed() {
  sidebarCollapsed.value = !sidebarCollapsed.value
 }

+function handleNavigateWithMobileClose(viewId) {
+  handleNavigate(viewId)
+  mobileSidebarOpen.value = false
+}
+
 const {
  activeRange,
  activeView,
@@ -222,6 +229,8 @@ const {
 } = useAppShell()

 const { companyProfile, currentUser, logout } = useSystemState()
+const PRODUCT_DISPLAY_NAME = '易财费控'
+const ENTERPRISE_DISPLAY_NAME = '远光软件股份有限公司'
 const filteredNavItems = computed(() => filterNavItemsByAccess(navItems, currentUser.value))

 function handleLogout() {
--- a/web/src/views/ArchiveCenterView.vue
+++ b/web/src/views/ArchiveCenterView.vue
@@ -61,7 +61,7 @@
        </div>
      </div>

-      <p class="hint"><i class="mdi mdi-information-outline"></i> 归档中心保存公司已归档入账的报销数据，点击单据行查看详情</p>
+      <p class="hint"><i class="mdi mdi-information-outline"></i> 归档中心保存公司已付款或已归档的报销数据，点击单据行查看详情</p>

      <div class="table-wrap" :class="{ 'is-empty': showEmpty }">
        <div v-if="loading" class="table-state">
--- a/web/src/views/DocumentsCenterView.vue
+++ b/web/src/views/DocumentsCenterView.vue
@@ -262,7 +262,7 @@ const DOCUMENT_SCOPE_REIMBURSEMENT = '报销单'
 const DOCUMENT_SCOPE_REVIEW = '审核单'
 const DOCUMENT_SCOPE_ARCHIVE = '归档'
 const scopeTabs = [DOCUMENT_SCOPE_ALL, DOCUMENT_SCOPE_APPLICATION, DOCUMENT_SCOPE_REIMBURSEMENT, DOCUMENT_SCOPE_REVIEW, DOCUMENT_SCOPE_ARCHIVE]
-const statusTabs = ['全部', '草稿', '待提交', '审批中', '待补充', '已完成']
+const statusTabs = ['全部', '草稿', '待提交', '审批中', '待补充', '待付款', '已完成']
 const FILTER_CONFIG_BY_SCOPE = {
  [DOCUMENT_SCOPE_ALL]: {
    searchPlaceholder: '搜索单号、事项、费用场景...',
@@ -301,7 +301,7 @@ const FILTER_CONFIG_BY_SCOPE = {
    sceneFallbackLabel: '归档场景',
    dateLabel: '归档时间',
    statusTitle: '归档状态',
-    statusTabs: ['全部', '已完成'],
+    statusTabs: ['全部', '已付款', '已完成'],
    showDocumentType: false
  }
 }
@@ -522,9 +522,19 @@ function resolveArchivedDocumentNode(normalized, documentTypeCode) {
  if (documentTypeCode === DOCUMENT_TYPE_APPLICATION) {
    return '申请归档'
  }
+  if (normalized.status === 'paid' || normalized.approvalStatus === '已付款') {
+    return '已付款'
+  }
  return normalized.node || normalized.workflowNode || '财务归档'
 }

+function resolveArchivedStatusLabel(normalized) {
+  if (normalized.status === 'paid' || normalized.approvalStatus === '已付款' || normalized.node === '已付款') {
+    return '已付款'
+  }
+  return '已归档'
+}
+
 function buildDocumentRow(request, options = {}) {
  const normalized = normalizeRequestForUi(request)
  if (!normalized) {
@@ -533,7 +543,7 @@ function buildDocumentRow(request, options = {}) {

  const archived = Boolean(options.archived)
  const statusGroup = resolveStatusGroup(normalized, archived)
-  const statusLabel = archived ? '已归档' : resolveStatusLabel(normalized, statusGroup)
+  const statusLabel = archived ? resolveArchivedStatusLabel(normalized) : resolveStatusLabel(normalized, statusGroup)
  const documentNo = normalized.documentNo || normalized.id || normalized.claimId || '待生成'
  const claimId = normalized.claimId || normalized.id || documentNo
  const createdAtSource = normalized.createdAt || normalized.submittedAt || normalized.applyTime || normalized.updatedAt
@@ -581,6 +591,7 @@ function resolveStatusGroup(row, archived) {
  if (row.approvalKey === 'draft') return 'draft'
  if (row.approvalKey === 'supplement' && row.status === 'returned') return 'pending_submit'
  if (row.approvalKey === 'supplement') return 'supplement'
+  if (row.approvalKey === 'pending_payment') return 'pending_payment'
  if (row.approvalKey === 'in_progress') return 'in_progress'
  if (row.approvalKey === 'completed') return 'completed'
  return 'other'
@@ -588,6 +599,7 @@ function resolveStatusGroup(row, archived) {

 function resolveStatusLabel(row, statusGroup) {
  if (statusGroup === 'pending_submit') return '待提交'
+  if (statusGroup === 'pending_payment') return '待付款'
  return row.approval || row.approvalStatus || '处理中'
 }

@@ -606,6 +618,8 @@ function matchesStatusTab(row, tab) {
  if (tab === '待提交') return row.statusGroup === 'pending_submit'
  if (tab === '审批中') return row.statusGroup === 'in_progress'
  if (tab === '待补充') return row.statusGroup === 'supplement'
+  if (tab === '待付款') return row.statusGroup === 'pending_payment'
+  if (tab === '已付款') return row.statusLabel === '已付款' || row.node === '已付款'
  if (tab === '已完成') return row.statusGroup === 'completed'
  return true
 }
--- a/web/src/views/EmployeeManagementView.vue
+++ b/web/src/views/EmployeeManagementView.vue
@@ -231,6 +231,30 @@
                </div>
              </article>

+              <article class="detail-card panel">
+                <div class="card-head">
+                  <div>
+                    <h3>银行信息</h3>
+                    <p>维护员工付款打款所需的户名、开户行与银行账号。</p>
+                  </div>
+                </div>
+
+                <div class="form-grid">
+                  <label class="field">
+                    <span>户名</span>
+                    <input v-model="employeeForm.bankAccountName" />
+                  </label>
+                  <label class="field">
+                    <span>开户行</span>
+                    <input v-model="employeeForm.bankName" />
+                  </label>
+                  <label class="field">
+                    <span>银行账号</span>
+                    <input v-model="employeeForm.bankAccountNo" inputmode="numeric" />
+                  </label>
+                </div>
+              </article>
+
              <article class="detail-card panel">
                <div class="card-head">
                  <div>
--- a/web/src/views/LoginRouteView.vue
+++ b/web/src/views/LoginRouteView.vue
@@ -1,6 +1,6 @@
 <template>
  <LoginView
-    :company-name="companyProfile.name"
+    :company-name="LOGIN_BRAND_NAME"
    :submitting="loginSubmitting"
    :error-message="loginError"
    @login="submitLogin"
@@ -18,7 +18,6 @@ import LoginView from './LoginView.vue'
 const route = useRoute()
 const router = useRouter()
 const {
-  companyProfile,
  handleLogin,
  handleRecoverPassword,
  handleSsoLogin,
@@ -27,6 +26,8 @@ const {
  resolveEntryRoute
 } = useSystemState()

+const LOGIN_BRAND_NAME = '易财费控'
+
 async function submitLogin(credentials) {
  const passed = await handleLogin(credentials)

--- a/web/src/views/LoginView.vue
+++ b/web/src/views/LoginView.vue
@@ -104,10 +104,12 @@
        <label class="field">
          <span class="sr-only">企业或租户</span>
          <i class="mdi mdi-office-building"></i>
-          <input v-model="tenant" type="text" placeholder="请输入企业 / 租户（选填）" />
-          <button class="field-icon-btn" type="button" aria-label="展开企业列表">
+          <select v-model="tenant" class="tenant-select" aria-label="请选择企业或租户">
+            <option value="远光软件股份有限公司">远光软件股份有限公司</option>
+          </select>
+          <span class="field-select-chevron" aria-hidden="true">
            <i class="mdi mdi-chevron-down"></i>
-          </button>
+          </span>
        </label>

        <div class="form-meta">
@@ -162,7 +164,7 @@ const props = defineProps({

 const emit = defineEmits(['login', 'recover-password', 'sso-login'])

-const displayCompanyName = computed(() => props.companyName || 'X-Financial')
+const displayCompanyName = computed(() => props.companyName || '易财费控')

 const { features, LogoMark, password, remember, showPassword, tenant, username } = useLoginView()
 </script>
--- a/web/src/views/TravelRequestDetailView.vue
+++ b/web/src/views/TravelRequestDetailView.vue
@@ -485,6 +485,13 @@
              </div>
            </article>

+            <EmployeeProfileRiskCard
+              v-if="showEmployeeRiskProfile"
+              :profile="employeeRiskProfile"
+              :loading="employeeRiskProfileLoading"
+              :error="employeeRiskProfileError"
+            />
+
          </section>
        </div>
      </div>
@@ -504,7 +511,7 @@
            {{ submitBusy ? '提交中' : '提交审批' }}
          </button>
        </div>
-        <div v-else-if="canReturnRequest || canApproveRequest || canDeleteRequest" class="approval-action-group" aria-label="单据管理操作">
+        <div v-else-if="canReturnRequest || canApproveRequest || canPayRequest || canDeleteRequest" class="approval-action-group" aria-label="单据管理操作">
          <button
            v-if="canReturnRequest"
            class="return-action"
@@ -525,6 +532,16 @@
            <i class="mdi mdi-check-circle-outline"></i>
            {{ approveBusy ? approveBusyLabel : approveActionLabel }}
          </button>
+          <button
+            v-if="canPayRequest"
+            class="approve-action"
+            type="button"
+            :disabled="actionBusy"
+            @click="handlePayRequest"
+          >
+            <i class="mdi mdi-cash-check"></i>
+            {{ payBusy ? '付款中' : '确认付款' }}
+          </button>
          <button
            v-if="canDeleteRequest"
            class="reject-action"
@@ -774,6 +791,22 @@
      @confirm="confirmApproveRequest"
    />

+    <ConfirmDialog
+      :open="payConfirmDialogOpen"
+      badge="付款确认"
+      badge-tone="warning"
+      :title="`确认 ${request.id} 已付款吗？`"
+      description="确认后该报销单会进入已付款状态，并汇总到归档视图。"
+      cancel-text="返回核对"
+      confirm-text="确认已付款"
+      busy-text="付款中..."
+      confirm-tone="primary"
+      confirm-icon="mdi mdi-cash-check"
+      :busy="payBusy"
+      @close="closePayConfirmDialog"
+      @confirm="confirmPayRequest"
+    />
+
    <TravelRequestReturnDialog
      :open="returnDialogOpen"
      :title="`确认退回 ${request.id} 吗？`"
--- a/web/src/views/scripts/ArchiveCenterView.js
+++ b/web/src/views/scripts/ArchiveCenterView.js
@@ -74,7 +74,7 @@ function buildArchiveRow(request) {
    archiveMonthLabel: formatArchiveMonthLabel(archiveMonth),
    archiveType: isApplicationDocument ? ARCHIVE_TYPE_APPLICATION : ARCHIVE_TYPE_REIMBURSEMENT,
    archiveTypeCode: isApplicationDocument ? ARCHIVE_TYPE_APPLICATION_CODE : ARCHIVE_TYPE_REIMBURSEMENT_CODE,
-    node: isApplicationDocument ? '申请归档' : (normalized.workflowNode || '归档入账'),
+    node: isApplicationDocument ? '申请归档' : (normalized.workflowNode || '已付款'),
    hasRisk,
    riskCount,
    risk: formatArchiveRiskCountLabel(riskCount),
@@ -168,13 +168,13 @@ export default {
        return {
          eyebrow: '归档中心',
          title: '当前还没有已归档单据',
-          desc: '财务终审通过并进入「归档入账」节点的报销单会自动汇总到这里，形成公司级财务归档库。',
+          desc: '财务确认付款后进入「已付款」状态的报销单会自动汇总到这里，形成公司级财务归档库。',
          icon: 'mdi mdi-archive-check-outline',
          actionLabel: null,
          actionIcon: null,
          tone: 'slate',
          artLabel: 'ARCHIVE',
-          tips: ['仅展示已归档入账的单据', '申请人仍可在报销中心查看自己的归档记录']
+          tips: ['仅展示已付款或已归档的单据', '申请人仍可在报销中心查看自己的归档记录']
        }
      }

--- a/web/src/views/scripts/EmployeeManagementView.js
+++ b/web/src/views/scripts/EmployeeManagementView.js
@@ -16,6 +16,12 @@ import {
  importEmployees,
  updateEmployee
 } from '../../services/employees.js'
+import {
+  appendEmployeeBankUpdatePayload,
+  createEmployeeBankFormFields,
+  getEmployeeBankSearchFields,
+  mapEmployeeBankFormFields
+} from './employeeBankFields.js'

 const DEFAULT_STATUS_TABS = ['全部员工', '在职', '试用中', '停用']
 const FALLBACK_ROLE_OPTIONS = [
@@ -76,6 +82,7 @@ function createEmployeeForm() {
    managerEmployeeNo: '',
    financeOwner: '',
    costCenter: '',
+    ...createEmployeeBankFormFields(),
    roleCodes: [],
    password: ''
  }
@@ -197,6 +204,7 @@ function buildEmployeeForm(employee, roster = []) {
    managerEmployeeNo,
    financeOwner: employee.financeOwner || '',
    costCenter: employee.costCenter || '',
+    ...mapEmployeeBankFormFields(employee),
    roleCodes: [...(employee.roleCodes || [])],
    password: ''
  }
@@ -380,6 +388,7 @@ function matchKeyword(employee, keyword) {
    employee.email,
    employee.manager,
    employee.financeOwner,
+    ...getEmployeeBankSearchFields(employee),
    employee.syncState
  ]

@@ -1053,6 +1062,8 @@ export default {
        payload.cost_center = nextCostCenter
      }

+      appendEmployeeBankUpdatePayload(payload, form, current, normalizeNullableText)
+
      const nextManagerEmployeeNo = normalizeNullableText(form.managerEmployeeNo)
      const currentManagerEmployeeNo =
        normalizeNullableText(current.managerEmployeeNo) ||
--- a/web/src/views/scripts/HermesEmployeeSettingsPanel.js
+++ b/web/src/views/scripts/HermesEmployeeSettingsPanel.js
@@ -15,6 +15,9 @@ export default {
      knowledgeAggregation: { icon: 'mdi-sync', color: 'indigo' },
      ruleReviewDigest: { icon: 'mdi-bell-ring-outline', color: 'warning' },
      riskSummary: { icon: 'mdi-shield-search', color: 'danger' },
+      employee_behavior_profile_scan: { icon: 'mdi-account-search-outline', color: 'primary' },
+      global_risk_scan: { icon: 'mdi-shield-search', color: 'danger' },
+      weekly_expense_report: { icon: 'mdi-chart-box-outline', color: 'success' },
      archiveDigest: { icon: 'mdi-archive-outline', color: 'info' },
      dailyStats: { icon: 'mdi-chart-line', color: 'success' },
      monthlyStats: { icon: 'mdi-chart-bar', color: 'primary' },
@@ -56,4 +59,3 @@ export default {
  }
 }

-
--- a/web/src/views/scripts/RequestsView.js
+++ b/web/src/views/scripts/RequestsView.js
@@ -26,7 +26,7 @@ export default {
  emits: ['ask', 'approve', 'reject', 'create-request', 'reload'],
  setup(props, { emit }) {
    const activeTab = ref('全部')
-    const tabs = ['全部', '草稿', '待提交', '审批中', '待补充', '已完成']
+    const tabs = ['全部', '草稿', '待提交', '审批中', '待补充', '待付款', '已完成']
    const filters = ['报销状态', '报销类型', '所属主体']
    const listKeyword = ref('')

@@ -102,6 +102,7 @@ export default {
          || (activeTab.value === '待提交' && row.approvalKey === 'supplement' && row.status === 'returned')
          || (activeTab.value === '审批中' && row.approvalKey === 'in_progress')
          || (activeTab.value === '待补充' && row.approvalKey === 'supplement' && row.status !== 'returned')
+          || (activeTab.value === '待付款' && row.approvalKey === 'pending_payment')
          || (activeTab.value === '已完成' && row.approvalKey === 'completed')

        return matchesKeyword && matchesDateRange && matchesTab
--- a/web/src/views/scripts/TravelRequestDetailView.js
+++ b/web/src/views/scripts/TravelRequestDetailView.js
@@ -7,6 +7,7 @@ import ConfirmDialog from '../../components/shared/ConfirmDialog.vue'
 import TravelRequestApprovalDialog from '../../components/travel/TravelRequestApprovalDialog.vue'
 import TravelRequestBudgetAnalysis from '../../components/travel/TravelRequestBudgetAnalysis.vue'
 import TravelRequestDeleteDialog from '../../components/travel/TravelRequestDeleteDialog.vue'
+import EmployeeProfileRiskCard from '../../components/travel/EmployeeProfileRiskCard.vue'
 import TravelRequestReturnDialog from '../../components/travel/TravelRequestReturnDialog.vue'
 import {
  approveExpenseClaim,
@@ -14,6 +15,7 @@ import {
  deleteExpenseClaimItem,
  deleteExpenseClaimItemAttachment,
  deleteExpenseClaim,
+  fetchEmployeeLatestProfile,
  fetchExpenseClaimItemAttachmentMeta,
  fetchExpenseClaimItemAttachmentPreview,
  returnExpenseClaim,
@@ -72,6 +74,7 @@ import {
  resolveExpenseReasonPlaceholder,
  resolveExpenseUploadHint
 } from './travelRequestDetailExpenseModel.js'
+import { useTravelRequestPaymentFlow } from './travelRequestDetailPaymentFlow.js'

 /*
 * 以下片段仅用于兼容现有源码正则测试。
@@ -370,6 +373,7 @@ export default {
  components: {
    ConfirmDialog,
    EnterpriseSelect,
+    EmployeeProfileRiskCard,
    TravelRequestApprovalDialog,
    TravelRequestBudgetAnalysis,
    TravelRequestDeleteDialog,
@@ -432,6 +436,10 @@ export default {
    })
    const detailNoteEditor = ref('')
    const savingDetailNote = ref(false)
+    const employeeRiskProfile = ref(null)
+    const employeeRiskProfileLoading = ref(false)
+    const employeeRiskProfileError = ref('')
+    let employeeRiskProfileLoadSeq = 0

    const request = computed(() => {
      const normalized = normalizeRequestForUi(props.request)
@@ -520,6 +528,29 @@ export default {
      && canApproveBudgetExpenseApplications(currentUser.value, request.value)
      && !isCurrentApplicant.value
    ))
+    const employeeProfileId = computed(() =>
+      String(
+        request.value.employeeId
+        || request.value.employee_id
+        || request.value.profileEmployeeId
+        || ''
+      ).trim()
+    )
+    const employeeRiskProfileScope = computed(() => {
+      const typeCode = String(request.value.typeCode || request.value.expense_type || '').trim()
+      if (typeCode === 'meal' || typeCode === 'entertainment') {
+        return 'entertainment'
+      }
+      if (typeCode === 'travel' || isTravelRequest.value) {
+        return 'travel'
+      }
+      return typeCode || 'overall'
+    })
+    const showEmployeeRiskProfile = computed(() =>
+      Boolean(employeeProfileId.value)
+      && Boolean(request.value.claimId)
+      && !isDraftRequest.value
+    )
    const canReturnRequest = computed(() => {
      if (request.value.approvalKey !== 'in_progress' || !request.value.claimId || !canReturnExpenseClaims(currentUser.value)) {
        return false
@@ -545,6 +576,21 @@ export default {
        || canProcessBudgetApprovalStage.value
      )
    )
+    const {
+      canPayRequest,
+      closePayConfirmDialog,
+      confirmPayRequest,
+      handlePayRequest,
+      payBusy,
+      payConfirmDialogOpen
+    } = useTravelRequestPaymentFlow({
+      request,
+      currentUser,
+      isApplicationDocument,
+      isCurrentApplicant,
+      toast,
+      emit
+    })
    const leaderApprovalInfo = computed(() => buildLeaderApprovalInfo(request.value))
    const leaderApprovalEvents = computed(() => buildLeaderApprovalEvents(request.value))
    const hasLeaderApprovalEvents = computed(() => leaderApprovalEvents.value.length > 0)
@@ -572,7 +618,7 @@ export default {
    })
    const approvalOpinionHint = computed(() => {
      if (isFinanceApprovalStage.value) {
-        return '审核通过后将进入归档入账。'
+        return '审核通过后将进入待付款。'
      }
      if (isBudgetApprovalStage.value) {
        return '不填写附加意见则默认同意，确认后会归档申请单并生成报销草稿。'
@@ -587,7 +633,7 @@ export default {
    })
    const approvalConfirmDescription = computed(() => {
      if (isFinanceApprovalStage.value) {
-        return '确认后该报销单会完成财务终审并进入归档入账，请确认票据、金额与财务意见无误。'
+        return '确认后该报销单会完成财务终审并进入待付款，请确认票据、金额与财务意见无误。'
      }
      if (isApplicationDocument.value) {
        return isBudgetApprovalStage.value
@@ -610,7 +656,7 @@ export default {
    ))
    const approvalSuccessToast = computed(() => {
      if (isFinanceApprovalStage.value) {
-        return `${request.value.id} 已完成财务终审，进入归档入账。`
+        return `${request.value.id} 已完成财务终审，进入待付款。`
      }
      return isApplicationDocument.value
        ? isBudgetApprovalStage.value
@@ -632,6 +678,7 @@ export default {
      || deleteBusy.value
      || returnBusy.value
      || approveBusy.value
+      || payBusy.value
      || creatingExpense.value
      || Boolean(uploadingExpenseId.value)
      || Boolean(deletingAttachmentId.value)
@@ -672,6 +719,19 @@ export default {
      { immediate: true }
    )

+    watch(
+      () => [
+        employeeProfileId.value,
+        request.value.claimId,
+        employeeRiskProfileScope.value,
+        showEmployeeRiskProfile.value
+      ],
+      () => {
+        void loadEmployeeRiskProfile()
+      },
+      { immediate: true }
+    )
+
    const heroFactItems = computed(() => [
      {
        key: 'document',
@@ -887,6 +947,38 @@ export default {
      return payload
    }

+    async function loadEmployeeRiskProfile() {
+      const sequence = ++employeeRiskProfileLoadSeq
+      employeeRiskProfileError.value = ''
+      if (!showEmployeeRiskProfile.value) {
+        employeeRiskProfile.value = null
+        employeeRiskProfileLoading.value = false
+        return
+      }
+
+      employeeRiskProfileLoading.value = true
+      try {
+        const payload = await fetchEmployeeLatestProfile(employeeProfileId.value, {
+          scene: 'approval',
+          claim_id: request.value.claimId,
+          window_days: 90,
+          expense_type_scope: employeeRiskProfileScope.value
+        })
+        if (sequence === employeeRiskProfileLoadSeq) {
+          employeeRiskProfile.value = payload
+        }
+      } catch (error) {
+        if (sequence === employeeRiskProfileLoadSeq) {
+          employeeRiskProfile.value = null
+          employeeRiskProfileError.value = error?.message || '画像读取失败，请稍后重试。'
+        }
+      } finally {
+        if (sequence === employeeRiskProfileLoadSeq) {
+          employeeRiskProfileLoading.value = false
+        }
+      }
+    }
+
    function canPreviewAttachment(item) {
      if (!item?.invoiceId) {
        return false
@@ -1831,24 +1923,26 @@ export default {
      applicationDetailFactItems,
      approveBusyText, approveConfirmText, approveConfirmTitle, canDeleteRequest, canManageCurrentClaim,
      canNavigateAttachmentPreview,
-      canOpenAiEntry, canApproveRequest, canReturnRequest, canSubmit, canPreviewAttachment,
-      closeApproveConfirmDialog, closeDeleteDialog, closeAttachmentPreview, closeSubmitConfirmDialog,
+      canOpenAiEntry, canApproveRequest, canPayRequest, canReturnRequest, canSubmit, canPreviewAttachment,
+      closeApproveConfirmDialog, closeDeleteDialog, closeAttachmentPreview, closePayConfirmDialog, closeSubmitConfirmDialog,
      closeRiskOverrideDialog,
      closeReturnDialog, confirmApproveRequest, confirmDeleteRequest, confirmSubmitRequest, confirmReturnRequest,
-      confirmRiskOverrideReasons,
+      confirmPayRequest, confirmRiskOverrideReasons,
      currentAttachmentPreviewInsight, currentAttachmentPreviewRiskCards, currentProgressRingMotion,
      currentSubmitRiskWarning,
      canEditDetailNote, deleteActionLabel, deleteBusy, deleteDialogDescription, deleteDialogOpen,
      deleteDialogTitle, deletingAttachmentId, deletingExpenseId, detailNote, detailNoteDirty,
      detailNoteEditor, detailNoteEditorView, detailNoteTags, draftBlockingIssues, editingExpenseId, creatingExpense, expenseEditor,
+      employeeRiskProfile, employeeRiskProfileError, employeeRiskProfileLoading,
      expenseItems, expenseTableColumnCount, expenseTotal, expenseUploadInput,
      expenseTypeOptions: EXPENSE_TYPE_OPTIONS,
      goToNextSubmitRisk, goToPreviousSubmitRisk,
      handleAddExpenseItem, handleApproveRequest, handleDeleteRequest, handleExpenseFileChange,
+      handlePayRequest,
      handleReturnRequest, handleSubmit, heroFactItems, isApplicationDocument, isDraftRequest, isEditableRequest, isTravelRequest,
      isMajorExpenseRisk,
      openAiEntry, openAttachmentPreview, goToNextAttachmentPreview, goToPreviousAttachmentPreview,
-      profile, progressSteps, request, leaderOpinion, removeExpenseAttachment, removeExpenseItem,
+      payBusy, payConfirmDialogOpen, profile, progressSteps, request, leaderOpinion, removeExpenseAttachment, removeExpenseItem,
      hasLeaderApprovalEvents, leaderApprovalEvents, leaderApprovalReadonlyMeta,
      resolveExpenseRiskIndicatorTitle,
      resetDetailNote, resolveAttachmentDisplayName, resolveAttachmentPreviewTitle, resolveAttachmentRecognition,
@@ -1857,7 +1951,7 @@ export default {
      requiresApprovalOpinion,
      riskOverrideReasons, saveDetailNote, savingDetailNote, savingExpenseId,
      showAiAdvicePanel, showApplicationLeaderOpinion,
-      showBudgetAnalysis,
+      showBudgetAnalysis, showEmployeeRiskProfile,
      showExpenseRisk, startExpenseEdit, submitBusy, submitConfirmDialogOpen,
      submitRiskWarnings,
      triggerExpenseUpload, uploadedExpenseCount, uploadingExpenseId, saveExpenseEdit
--- a/web/src/views/scripts/auditViewDigitalEmployeeModel.js
+++ b/web/src/views/scripts/auditViewDigitalEmployeeModel.js
@@ -8,6 +8,7 @@ const TASK_TYPE_LABELS = {
  weekly_expense_report: '周度费用洞察',
  rule_review_digest: '规则待审摘要',
  knowledge_index_sync: '知识库归集',
+  finance_policy_knowledge_organize: '整理公司财务知识制度',
  llm_wiki_rule_formation: '知识库归集',
  x_financial_callback: '任务回调上报'
 }
@@ -19,6 +20,7 @@ const TASK_TYPE_SKILL_CATEGORIES = {
  weekly_expense_report: '整理',
  rule_review_digest: '升级',
  knowledge_index_sync: '积累',
+  finance_policy_knowledge_organize: '整理',
  llm_wiki_rule_formation: '积累',
  x_financial_callback: '升级'
 }
--- a/web/src/views/scripts/employeeBankFields.js
+++ b/web/src/views/scripts/employeeBankFields.js
@@ -0,0 +1,40 @@
+export function createEmployeeBankFormFields() {
+  return {
+    bankAccountName: '',
+    bankName: '',
+    bankAccountNo: ''
+  }
+}
+
+export function mapEmployeeBankFormFields(employee) {
+  return {
+    bankAccountName: employee?.bankAccountName || '',
+    bankName: employee?.bankName || '',
+    bankAccountNo: employee?.bankAccountNo || ''
+  }
+}
+
+export function getEmployeeBankSearchFields(employee) {
+  return [
+    employee?.bankAccountName,
+    employee?.bankName,
+    employee?.bankAccountNo
+  ]
+}
+
+export function appendEmployeeBankUpdatePayload(payload, form, current, normalizeNullableText) {
+  const nextBankAccountName = normalizeNullableText(form.bankAccountName)
+  if (nextBankAccountName !== (current.bankAccountName || null)) {
+    payload.bank_account_name = nextBankAccountName
+  }
+
+  const nextBankName = normalizeNullableText(form.bankName)
+  if (nextBankName !== (current.bankName || null)) {
+    payload.bank_name = nextBankName
+  }
+
+  const nextBankAccountNo = normalizeNullableText(form.bankAccountNo)
+  if (nextBankAccountNo !== (current.bankAccountNo || null)) {
+    payload.bank_account_no = nextBankAccountNo
+  }
+}
--- a/web/src/views/scripts/travelReimbursementApplicationLinkModel.js
+++ b/web/src/views/scripts/travelReimbursementApplicationLinkModel.js
@@ -20,7 +20,8 @@ const STATUS_LABELS = {
  approved: '已审批',
  completed: '已完成',
  archived: '已归档',
-  paid: '已入账'
+  pending_payment: '待付款',
+  paid: '已付款'
 }

 const EXPENSE_TYPE_LABELS = {
@@ -291,4 +292,3 @@ export function buildRequiredApplicationMissingText(expenseType) {
    '请先切换到申请助手发起相关申请；申请单存在后，再回到报销助手继续。'
  ].join('\n')
 }
-
--- a/web/src/views/scripts/travelReimbursementExpenseQueryModel.js
+++ b/web/src/views/scripts/travelReimbursementExpenseQueryModel.js
@@ -13,7 +13,8 @@ const EXPENSE_STATUS_LABELS = {
  submitted: '已提交',
  review: '审批中',
  approved: '已审核',
-  paid: '已入账'
+  pending_payment: '待付款',
+  paid: '已付款'
 }
 const EXPENSE_RISK_LEVEL_LABELS = {
  high: '高风险',
@@ -104,7 +105,13 @@ export function resolveExpenseStatusGroup(status) {
  if (['submitted', 'review'].includes(normalized)) {
    return { key: 'in_progress', label: '审批中' }
  }
-  if (['approved', 'paid'].includes(normalized)) {
+  if (normalized === 'pending_payment') {
+    return { key: 'pending_payment', label: '待付款' }
+  }
+  if (normalized === 'paid') {
+    return { key: 'completed', label: '已付款' }
+  }
+  if (['approved'].includes(normalized)) {
    return { key: 'completed', label: '已完成' }
  }
  return { key: 'other', label: '其他状态' }
--- a/web/src/views/scripts/travelReimbursementGuidedFlowModel.js
+++ b/web/src/views/scripts/travelReimbursementGuidedFlowModel.js
@@ -82,7 +82,7 @@ export const GUIDED_QUERY_STATUS_OPTIONS = [
  { key: 'pending', label: '审批中', description: '正在流转审批的单据' },
  { key: 'returned', label: '已退回', description: '需要补充或修改的单据' },
  { key: 'archived', label: '已归档', description: '已完成归档的单据' },
-  { key: 'completed', label: '已完成', description: '已审核完成或已入账的单据' }
+  { key: 'completed', label: '已完成', description: '已审核完成或已付款的单据' }
 ]

 const NO_ATTACHMENT_TEXT_PATTERN = /^(稍后|暂不|不用|没有|待上传|后面|后续|先不|以票据为准)/u
--- a/web/src/views/scripts/travelRequestDetailExpenseModel.js
+++ b/web/src/views/scripts/travelRequestDetailExpenseModel.js
@@ -159,10 +159,13 @@ export function resolveExpenseDescriptionDetail(itemType, itemLocation) {
 }

 export function buildFallbackProgressSteps(requestModel = {}) {
+  const node = String(requestModel?.node || requestModel?.workflowNode || requestModel?.approvalStage || '').trim()
+  const approvalKey = String(requestModel?.approvalKey || '').trim()
+  const pendingPayment = approvalKey === 'pending_payment' || /待付款/.test(node)
+  const paid = /已付款/.test(node)
+  const completed = approvalKey === 'completed' || paid || /审批完成|申请完成|已完成/.test(node)
+
  if (isApplicationDocumentRequest(requestModel)) {
-    const node = String(requestModel?.node || requestModel?.workflowNode || requestModel?.approvalStage || '').trim()
-    const approvalKey = String(requestModel?.approvalKey || '').trim()
-    const completed = approvalKey === 'completed' || /审批完成|申请完成|已完成/.test(node)
    const inLeaderApproval = approvalKey === 'in_progress' || /直属领导|领导审批|审批中/.test(node)

    return [
@@ -199,7 +202,8 @@ export function buildFallbackProgressSteps(requestModel = {}) {
    { index: 3, label: 'AI预审', time: '待处理' },
    { index: 4, label: '直属领导审批', time: '待处理' },
    { index: 5, label: '财务审批', time: '待处理' },
-    { index: 6, label: '归档入账', time: '待处理' }
+    { index: 6, label: '待付款', time: pendingPayment ? '进行中' : completed ? '已完成' : '待处理', done: completed, active: pendingPayment || completed, current: pendingPayment },
+    { index: 7, label: '已付款', time: paid || completed ? '已完成' : '待处理', done: paid || completed, active: paid || completed, current: false }
  ]
 }

--- a/web/src/views/scripts/travelRequestDetailPaymentFlow.js
+++ b/web/src/views/scripts/travelRequestDetailPaymentFlow.js
@@ -0,0 +1,98 @@
+import { computed, ref } from 'vue'
+
+import { payExpenseClaim } from '../../services/reimbursements.js'
+import {
+  canManageExpenseClaims,
+  isFinanceUser
+} from '../../utils/accessControl.js'
+
+export function useTravelRequestPaymentFlow({
+  request,
+  currentUser,
+  isApplicationDocument,
+  isCurrentApplicant,
+  toast,
+  emit
+}) {
+  const payBusy = ref(false)
+  const payConfirmDialogOpen = ref(false)
+
+  const isPendingPaymentStage = computed(() => {
+    const node = String(request.value.node || request.value.approvalStage || '').trim()
+    return (
+      !isApplicationDocument.value
+      && Boolean(request.value.claimId)
+      && (
+        request.value.approvalKey === 'pending_payment'
+        || String(request.value.status || '').trim().toLowerCase() === 'pending_payment'
+        || node === '待付款'
+      )
+    )
+  })
+
+  const canPayRequest = computed(() =>
+    isPendingPaymentStage.value
+    && !isCurrentApplicant.value
+    && (
+      isFinanceUser(currentUser.value)
+      || canManageExpenseClaims(currentUser.value)
+    )
+  )
+
+  function handlePayRequest() {
+    if (!request.value.claimId) {
+      toast('当前单据缺少 claimId，暂时无法确认付款。')
+      return
+    }
+
+    if (!canPayRequest.value) {
+      toast('只有待付款状态的报销单可以确认付款。')
+      return
+    }
+
+    payConfirmDialogOpen.value = true
+  }
+
+  function closePayConfirmDialog() {
+    if (payBusy.value) {
+      return
+    }
+
+    payConfirmDialogOpen.value = false
+  }
+
+  async function confirmPayRequest() {
+    if (!request.value.claimId) {
+      toast('当前单据缺少 claimId，暂时无法确认付款。')
+      payConfirmDialogOpen.value = false
+      return
+    }
+
+    if (!canPayRequest.value) {
+      toast('只有待付款状态的报销单可以确认付款。')
+      payConfirmDialogOpen.value = false
+      return
+    }
+
+    payBusy.value = true
+    try {
+      await payExpenseClaim(request.value.claimId)
+      payConfirmDialogOpen.value = false
+      toast(`${request.value.id} 已确认付款。`)
+      emit('request-updated', { claimId: request.value.claimId })
+    } catch (error) {
+      toast(error?.message || '确认付款失败，请稍后重试。')
+    } finally {
+      payBusy.value = false
+    }
+  }
+
+  return {
+    canPayRequest,
+    closePayConfirmDialog,
+    confirmPayRequest,
+    handlePayRequest,
+    payBusy,
+    payConfirmDialogOpen
+  }
+}