feat: 新增员工行为画像算法与费用风险标签体系

后端新增员工行为画像算法模块，支持标签规则引擎和评分计算，
完善员工模型、银行信息、序列化和导入逻辑，优化报销审批流
和工作流常量，增强 Hermes 同步和知识同步能力，前端新增费
用画像详情弹窗、雷达图和风险卡片组件，完善登录页和工作台
样式，优化文档中心和归档中心交互，补充单元测试。

web/src/composables/useRequests.js

@@ -51,7 +51,8 @@ const REIMBURSEMENT_PROGRESS_LABELS = [
   'AI预审',
   '直属领导审批',
   '财务审批',
-  '归档入账'
+  '待付款',
+  '已付款'
 ]
 
 const APPLICATION_PROGRESS_LABELS = [
@@ -264,6 +265,14 @@ function resolveApprovalMeta(status) {
     return { key: 'supplement', label: '待补充', tone: 'warning' }
   }
 
+  if (normalized === 'pending_payment') {
+    return { key: 'pending_payment', label: '待付款', tone: 'warning' }
+  }
+
+  if (normalized === 'paid') {
+    return { key: 'completed', label: '已付款', tone: 'success' }
+  }
+
   if (['approved', 'completed', 'paid'].includes(normalized)) {
     return { key: 'completed', label: '已完成', tone: 'success' }
   }
@@ -296,8 +305,13 @@ function resolveWorkflowNode(claim, approvalMeta, isApplicationDocument = false)
     return '待提交'
   }
 
+  if (approvalMeta.key === 'pending_payment') {
+    return '待付款'
+  }
+
   if (approvalMeta.key === 'completed') {
-    return isApplicationDocument ? '审批完成' : '归档入账'
+    const normalizedStatus = String(claim?.status || '').trim().toLowerCase()
+    return isApplicationDocument ? '审批完成' : normalizedStatus === 'paid' ? '已付款' : '归档入账'
   }
 
   return isApplicationDocument ? '直属领导审批' : 'AI预审'
@@ -352,12 +366,22 @@ function resolveProgressCurrentIndex(approvalMeta, workflowNode) {
   const normalizedNode = String(workflowNode || '').trim()
 
   if (approvalMeta.key === 'completed') {
+    return 6
+  }
+
+  if (approvalMeta.key === 'pending_payment') {
     return 5
   }
 
-  if (normalizedNode.includes('归档') || normalizedNode.includes('入账')) {
+  if (normalizedNode.includes('已付款')) {
+    return 6
+  }
+  if (normalizedNode.includes('待付款')) {
     return 5
   }
+  if (normalizedNode.includes('归档') || normalizedNode.includes('入账')) {
+    return 6
+  }
   if (normalizedNode.includes('财务')) {
     return 4
   }
@@ -529,6 +553,7 @@ function findApprovalEventForStep(claim, label) {
     if (stepLabel === '财务审批') {
       return (
         previousStage.includes('财务')
+        || nextStage.includes('待付款')
         || nextStage.includes('归档')
         || nextStage.includes('入账')
         || nextStage.includes('完成')
@@ -551,6 +576,19 @@ function findLatestReturnEvent(claim) {
   )
 }
 
+function findLatestPaymentEvent(claim) {
+  return getLatestEvent(
+    getRiskFlags(claim).filter((flag) => (
+      flag
+      && typeof flag === 'object'
+      && (
+        normalizeText(flag.source) === 'payment'
+        || normalizeText(flag.event_type || flag.eventType) === 'expense_claim_payment_completed'
+      )
+    ))
+  )
+}
+
 function findLatestApplicationReturnEvent(claim) {
   return getLatestEvent(
     getRiskFlags(claim).filter((flag) => {
@@ -639,6 +677,18 @@ function buildCompletedStepMeta(claim, label) {
     }
   }
 
+  if (stepLabel === '待付款') {
+    const approvalEvent = findApprovalEventForStep(claim, '财务审批')
+    const pendingAt = formatDateTime(approvalEvent?.created_at || approvalEvent?.createdAt || claim?.updated_at)
+    return buildProgressStepMeta('待付款', pendingAt)
+  }
+
+  if (stepLabel === '已付款') {
+    const paymentEvent = findLatestPaymentEvent(claim)
+    const paidAt = formatDateTime(paymentEvent?.created_at || paymentEvent?.createdAt || claim?.updated_at)
+    return buildProgressStepMeta('已付款', paidAt)
+  }
+
   if (stepLabel === '归档入账') {
     const archivedAt = formatDateTime(claim?.updated_at)
     return buildProgressStepMeta('归档入账', archivedAt)
@@ -675,6 +725,14 @@ function resolveCurrentStepStartedAt(claim, label) {
     const leaderApprovalEvent = findApprovalEventForStep(claim, '直属领导审批')
     return leaderApprovalEvent?.created_at || leaderApprovalEvent?.createdAt || claim?.updated_at || claim?.submitted_at
   }
+  if (stepLabel === '待付款') {
+    const approvalEvent = findApprovalEventForStep(claim, '财务审批')
+    return approvalEvent?.created_at || approvalEvent?.createdAt || claim?.updated_at || claim?.submitted_at
+  }
+  if (stepLabel === '已付款') {
+    const paymentEvent = findLatestPaymentEvent(claim)
+    return paymentEvent?.created_at || paymentEvent?.createdAt || claim?.updated_at || claim?.submitted_at
+  }
   if (stepLabel === '归档入账' || stepLabel === '审批完成') {
     return claim?.updated_at || claim?.submitted_at
   }
@@ -703,6 +761,8 @@ function buildProgressSteps(approvalMeta, workflowNode, claim = {}, options = {}
   const currentTime =
     approvalMeta.key === 'completed'
       ? '已完成'
+      : approvalMeta.key === 'pending_payment'
+        ? '待付款'
       : approvalMeta.key === 'supplement'
         ? '待补充'
         : approvalMeta.key === 'rejected'