feat: 新增员工行为画像算法与费用风险标签体系

后端新增员工行为画像算法模块，支持标签规则引擎和评分计算，
完善员工模型、银行信息、序列化和导入逻辑，优化报销审批流
和工作流常量，增强 Hermes 同步和知识同步能力，前端新增费
用画像详情弹窗、雷达图和风险卡片组件，完善登录页和工作台
样式，优化文档中心和归档中心交互，补充单元测试。

web/src/components/business/ExpenseProfileDetailModal.vue

@@ -0,0 +1,590 @@
+<template>
+  <ElDialog
+    :model-value="visible"
+    append-to-body
+    align-center
+    width="min(1040px, calc(100vw - 48px))"
+    :show-close="false"
+    :lock-scroll="true"
+    :destroy-on-close="false"
+    class="expense-profile-dialog"
+    modal-class="expense-profile-dialog-overlay"
+    body-class="expense-profile-dialog-body"
+    transition="expense-profile-dialog-zoom"
+    aria-labelledby="expense-profile-modal-title"
+    @update:model-value="handleVisibleChange"
+  >
+    <template #header>
+      <header class="profile-dialog-header">
+        <div class="profile-dialog-title-block">
+          <span class="profile-dialog-eyebrow">Expense Behavior Profile</span>
+          <h2 id="expense-profile-modal-title">{{ userName }}的费用画像详情</h2>
+          <p>基于近 30 天费用操作、AI 协作、提单效率和预审质量形成。</p>
+        </div>
+
+        <ElButton
+          class="profile-dialog-close"
+          text
+          aria-label="关闭费用画像详情"
+          @click="emitClose"
+        >
+          <i class="mdi mdi-close"></i>
+        </ElButton>
+      </header>
+    </template>
+
+    <section class="profile-dialog-content" aria-label="费用画像分析">
+      <section class="profile-summary-grid" aria-label="画像核心指标">
+        <article v-for="metric in metrics" :key="metric.key" class="profile-summary-item">
+          <span>{{ metric.label }}</span>
+          <strong>{{ metric.value }}<small>{{ metric.unit }}</small></strong>
+          <em>{{ metric.hint }}</em>
+        </article>
+      </section>
+
+      <div class="profile-analysis-grid">
+        <section class="profile-panel profile-tags-panel" aria-label="画像标签">
+          <div class="profile-section-title">
+            <div>
+              <span>画像标签</span>
+              <small>按分数和业务解释排序</small>
+            </div>
+          </div>
+
+          <div class="profile-tag-list">
+            <article
+              v-for="tag in tags"
+              :key="tag.code"
+              :class="['profile-tag-item', `profile-tag-item--${tag.tone}`]"
+            >
+              <div class="profile-tag-copy">
+                <strong>{{ tag.displayLabel || tag.label }}</strong>
+                <span>{{ tag.reason }}</span>
+              </div>
+              <ElTag
+                class="profile-score-tag"
+                :type="resolveProfileTagType(tag.tone)"
+                effect="light"
+              >
+                {{ tag.score }}
+              </ElTag>
+            </article>
+          </div>
+        </section>
+
+        <section class="profile-panel profile-radar-panel" aria-label="行为雷达图">
+          <div class="profile-section-title">
+            <div>
+              <span>行为雷达</span>
+              <small>使用项目图表组件组织，分数越高特征越明显</small>
+            </div>
+          </div>
+
+          <div class="profile-radar-layout">
+            <RadarChart
+              class="profile-radar-chart"
+              :items="radarDimensions"
+              label="费用画像评分"
+            />
+
+            <ul class="profile-radar-list">
+              <li v-for="dimension in radarDimensions" :key="dimension.code">
+                <span>{{ dimension.label }}</span>
+                <strong>{{ dimension.score }}</strong>
+              </li>
+            </ul>
+          </div>
+        </section>
+      </div>
+
+      <section class="profile-panel profile-operation-panel" aria-label="最近 5 次操作内容">
+        <div class="profile-section-title">
+          <div>
+            <span>最近 5 次操作内容</span>
+            <small>用于理解画像标签的近期行为依据</small>
+          </div>
+        </div>
+
+        <div class="profile-operation-list">
+          <article v-for="operation in operations" :key="operation.id" class="profile-operation-row">
+            <time>{{ operation.time }}</time>
+            <div class="profile-operation-copy">
+              <strong>{{ operation.action }}</strong>
+              <span>{{ operation.target }} · {{ operation.channel }}</span>
+            </div>
+            <ElTag
+              class="profile-operation-status"
+              :type="resolveOperationStatusType(operation.tone)"
+              effect="light"
+            >
+              {{ operation.status }}
+            </ElTag>
+          </article>
+        </div>
+      </section>
+    </section>
+
+    <template #footer>
+      <footer class="profile-dialog-footer">
+        <span>画像仅用于辅助分析，不作为自动审批或处罚依据。</span>
+        <ElButton class="profile-dialog-explain" type="primary" @click="emitExplain">
+          <i class="mdi mdi-robot-outline"></i>
+          <span>让 AI 解读画像</span>
+        </ElButton>
+      </footer>
+    </template>
+  </ElDialog>
+</template>
+
+<script setup>
+import { ElButton, ElDialog, ElTag } from 'element-plus'
+
+import RadarChart from '../charts/RadarChart.vue'
+
+const props = defineProps({
+  visible: { type: Boolean, default: false },
+  userName: { type: String, default: '同事' },
+  metrics: { type: Array, default: () => [] },
+  tags: { type: Array, default: () => [] },
+  radarDimensions: { type: Array, default: () => [] },
+  operations: { type: Array, default: () => [] }
+})
+
+const emit = defineEmits(['close', 'explain'])
+
+function emitClose() {
+  emit('close')
+}
+
+function emitExplain() {
+  emit('explain')
+}
+
+function handleVisibleChange(value) {
+  if (!value) {
+    emitClose()
+  }
+}
+
+function resolveProfileTagType(tone) {
+  const normalized = String(tone || '').trim()
+
+  if (['warning', 'risk', 'amber'].includes(normalized)) {
+    return 'warning'
+  }
+  if (['danger', 'high'].includes(normalized)) {
+    return 'danger'
+  }
+  return 'primary'
+}
+
+function resolveOperationStatusType(tone) {
+  const normalized = String(tone || '').trim()
+
+  if (['success', 'positive', 'emerald'].includes(normalized)) {
+    return 'success'
+  }
+  if (['warning', 'risk', 'amber'].includes(normalized)) {
+    return 'warning'
+  }
+  if (['danger', 'high'].includes(normalized)) {
+    return 'danger'
+  }
+  return 'info'
+}
+</script>
+
+<style scoped>
+:global(.expense-profile-dialog-overlay) {
+  background:
+    linear-gradient(180deg, rgba(15, 23, 42, 0.34), rgba(15, 23, 42, 0.4)),
+    rgba(15, 23, 42, 0.36);
+}
+
+:global(.expense-profile-dialog.el-dialog) {
+  overflow: hidden;
+  border: 1px solid rgba(148, 163, 184, 0.34);
+  border-radius: 4px;
+  background: #ffffff;
+  box-shadow: 0 24px 64px rgba(15, 23, 42, 0.2);
+}
+
+:global(.expense-profile-dialog .el-dialog__header),
+:global(.expense-profile-dialog .expense-profile-dialog-body),
+:global(.expense-profile-dialog .el-dialog__footer) {
+  padding: 0;
+  margin: 0;
+}
+
+:global(.expense-profile-dialog-zoom-enter-active),
+:global(.expense-profile-dialog-zoom-leave-active) {
+  transition: opacity 180ms cubic-bezier(0.2, 0, 0, 1);
+}
+
+:global(.expense-profile-dialog-zoom-enter-active .expense-profile-dialog),
+:global(.expense-profile-dialog-zoom-leave-active .expense-profile-dialog) {
+  transform-origin: center center;
+  will-change: transform, opacity;
+}
+
+:global(.expense-profile-dialog-zoom-enter-active .expense-profile-dialog) {
+  animation: expenseProfileDialogIn 240ms cubic-bezier(0.2, 0, 0, 1) both;
+}
+
+:global(.expense-profile-dialog-zoom-leave-active .expense-profile-dialog) {
+  animation: expenseProfileDialogOut 200ms cubic-bezier(0.22, 1, 0.36, 1) both;
+}
+
+:global(.expense-profile-dialog-zoom-enter-from),
+:global(.expense-profile-dialog-zoom-leave-to) {
+  opacity: 0;
+}
+
+.profile-dialog-header,
+.profile-dialog-footer {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 16px;
+  padding: 16px 18px;
+  background: #ffffff;
+}
+
+.profile-dialog-header {
+  border-bottom: 1px solid #e2e8f0;
+}
+
+.profile-dialog-footer {
+  border-top: 1px solid #e2e8f0;
+}
+
+.profile-dialog-title-block {
+  min-width: 0;
+}
+
+.profile-dialog-eyebrow,
+.profile-section-title small {
+  color: #64748b;
+  font-size: 10px;
+  font-weight: 850;
+  letter-spacing: 0;
+  text-transform: uppercase;
+}
+
+.profile-dialog-header h2 {
+  margin: 3px 0 4px;
+  color: #0f172a;
+  font-size: 19px;
+  line-height: 1.25;
+  font-weight: 850;
+}
+
+.profile-dialog-header p,
+.profile-dialog-footer span {
+  margin: 0;
+  color: #64748b;
+  font-size: 12px;
+  line-height: 1.5;
+  font-weight: 650;
+}
+
+.profile-dialog-close {
+  width: 32px;
+  height: 32px;
+  min-height: 32px;
+  padding: 0;
+  border-radius: 4px;
+  color: #334155;
+  font-size: 18px;
+}
+
+.profile-dialog-close:hover {
+  background: #eef4fb;
+  color: var(--theme-primary-active);
+}
+
+.profile-dialog-content {
+  max-height: min(660px, calc(100vh - 190px));
+  min-height: 0;
+  display: grid;
+  gap: 12px;
+  padding: 14px;
+  overflow: auto;
+  background: #f8fafc;
+}
+
+.profile-summary-grid {
+  display: grid;
+  grid-template-columns: repeat(4, minmax(0, 1fr));
+  gap: 10px;
+}
+
+.profile-summary-item,
+.profile-panel,
+.profile-tag-item {
+  border: 1px solid #e2e8f0;
+  border-radius: 4px;
+  background: #ffffff;
+}
+
+.profile-summary-item {
+  min-width: 0;
+  display: grid;
+  gap: 4px;
+  padding: 10px 12px;
+}
+
+.profile-summary-item span,
+.profile-operation-copy span,
+.profile-operation-row time {
+  color: #64748b;
+  font-size: 11.5px;
+  font-weight: 650;
+}
+
+.profile-summary-item strong {
+  color: #0f172a;
+  font-size: 18px;
+  line-height: 1.15;
+  font-weight: 850;
+  font-variant-numeric: tabular-nums;
+}
+
+.profile-summary-item small {
+  margin-left: 2px;
+  color: #64748b;
+  font-size: 11px;
+  font-weight: 650;
+}
+
+.profile-summary-item em {
+  overflow: hidden;
+  color: #94a3b8;
+  font-size: 11px;
+  font-style: normal;
+  font-weight: 650;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+
+.profile-analysis-grid {
+  display: grid;
+  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.85fr);
+  gap: 12px;
+}
+
+.profile-panel {
+  min-width: 0;
+  display: grid;
+  gap: 10px;
+  padding: 12px;
+}
+
+.profile-section-title {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 10px;
+}
+
+.profile-section-title > div {
+  min-width: 0;
+  display: grid;
+  gap: 2px;
+}
+
+.profile-section-title span {
+  color: #0f172a;
+  font-size: 14px;
+  font-weight: 850;
+}
+
+.profile-tag-list,
+.profile-operation-list {
+  display: grid;
+  gap: 8px;
+}
+
+.profile-tag-item {
+  display: grid;
+  grid-template-columns: minmax(0, 1fr) auto;
+  align-items: center;
+  gap: 10px;
+  padding: 9px 10px;
+  transition:
+    border-color 180ms var(--ease),
+    background-color 180ms var(--ease);
+}
+
+.profile-tag-item:hover {
+  border-color: rgba(var(--theme-primary-rgb, 58, 124, 165), 0.24);
+  background: #fbfdff;
+}
+
+.profile-tag-copy {
+  min-width: 0;
+  display: grid;
+  gap: 3px;
+}
+
+.profile-tag-copy strong,
+.profile-operation-copy strong {
+  overflow: hidden;
+  color: #0f172a;
+  font-size: 13px;
+  font-weight: 850;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+
+.profile-tag-copy span {
+  overflow: hidden;
+  color: #64748b;
+  font-size: 11.5px;
+  line-height: 1.4;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+
+.profile-score-tag,
+.profile-operation-status {
+  border-radius: 4px;
+  font-weight: 800;
+}
+
+.profile-radar-layout {
+  display: grid;
+  grid-template-columns: minmax(220px, 1fr) minmax(120px, 0.72fr);
+  align-items: center;
+  gap: 14px;
+}
+
+.profile-radar-chart {
+  height: 260px;
+}
+
+.profile-radar-list {
+  display: grid;
+  gap: 7px;
+  margin: 0;
+  padding: 0;
+  list-style: none;
+}
+
+.profile-radar-list li {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 10px;
+  color: #475569;
+  font-size: 12px;
+  font-weight: 700;
+}
+
+.profile-radar-list strong {
+  color: #0f172a;
+  font-size: 13px;
+  font-weight: 850;
+}
+
+.profile-operation-row {
+  display: grid;
+  grid-template-columns: 88px minmax(0, 1fr) auto;
+  align-items: center;
+  gap: 10px;
+  padding: 9px 0;
+  border-top: 1px solid #e8eef5;
+}
+
+.profile-operation-row:first-child {
+  border-top: 0;
+  padding-top: 0;
+}
+
+.profile-operation-copy {
+  min-width: 0;
+  display: grid;
+  gap: 3px;
+}
+
+.profile-operation-status {
+  justify-self: end;
+}
+
+.profile-dialog-explain {
+  min-height: 32px;
+  border-radius: 4px;
+  font-weight: 800;
+}
+
+.profile-dialog-explain i {
+  margin-right: 6px;
+}
+
+@keyframes expenseProfileDialogIn {
+  0% {
+    opacity: 0;
+    transform: scale3d(0.94, 0.94, 1);
+  }
+
+  100% {
+    opacity: 1;
+    transform: scale3d(1, 1, 1);
+  }
+}
+
+@keyframes expenseProfileDialogOut {
+  0% {
+    opacity: 1;
+    transform: scale3d(1, 1, 1);
+  }
+
+  100% {
+    opacity: 0;
+    transform: scale3d(0.96, 0.96, 1);
+  }
+}
+
+@media (max-width: 860px) {
+  :global(.expense-profile-dialog.el-dialog) {
+    width: calc(100vw - 24px) !important;
+  }
+
+  .profile-summary-grid,
+  .profile-analysis-grid,
+  .profile-radar-layout {
+    grid-template-columns: 1fr;
+  }
+
+  .profile-dialog-content {
+    max-height: calc(100vh - 170px);
+  }
+}
+
+@media (max-width: 560px) {
+  .profile-dialog-header,
+  .profile-dialog-footer {
+    align-items: flex-start;
+  }
+
+  .profile-dialog-footer {
+    flex-direction: column;
+  }
+
+  .profile-operation-row {
+    grid-template-columns: 1fr;
+    align-items: start;
+  }
+
+  .profile-operation-status {
+    justify-self: start;
+  }
+}
+
+@media (prefers-reduced-motion: reduce) {
+  :global(.expense-profile-dialog-zoom-enter-active .expense-profile-dialog),
+  :global(.expense-profile-dialog-zoom-leave-active .expense-profile-dialog) {
+    animation-duration: 1ms !important;
+  }
+}
+</style>

web/src/components/business/PersonalWorkbench.vue

@@ -9,8 +9,7 @@
 
     <article class="panel assistant-hero" :style="{ '--assistant-bg-image': `url(${homepageBackground})` }">
       <div class="assistant-copy">
-        <h1>你的专属 <span>AI 财务助手</span></h1>
-        <p>智能理解财务业务，提供数据洞察与方案建议，高效处理日常事务</p>
+        <h1>嗨，{{ displayUserName }}，我是您的 <span>AI 费用助手</span></h1>
 
         <input
           ref="fileInputRef"
@@ -92,10 +91,10 @@
       </div>
     </article>
 
-    <div class="capability-grid" aria-label="AI 财务助手能力">
+    <div :class="['capability-grid', capabilityGridClass]" aria-label="AI 财务助手能力">
       <button
-        v-for="item in assistantCapabilities"
-        :key="item.title"
+        v-for="item in visibleAssistantCapabilities"
+        :key="item.key"
         type="button"
         class="capability-card panel"
         :class="`capability-card--${item.tone}`"
@@ -226,7 +225,9 @@
             <button
               type="button"
               class="detail-action"
-              @click="openPromptAssistant('查看我的费用画像详情，并总结 AI 使用、提单效率和预审通过率。')"
+              aria-haspopup="dialog"
+              :aria-expanded="expenseProfileModalOpen"
+              @click="openExpenseProfileModal"
             >
               <span>查看详情</span>
               <i class="mdi mdi-chevron-right"></i>
@@ -255,12 +256,24 @@
         </article>
       </aside>
     </div>
+
+    <ExpenseProfileDetailModal
+      :visible="expenseProfileModalOpen"
+      :user-name="displayUserName"
+      :metrics="expenseProfileModalMetrics"
+      :tags="expenseProfileTags"
+      :radar-dimensions="expenseProfileRadarDimensions"
+      :operations="expenseProfileOperations"
+      @close="closeExpenseProfileModal"
+      @explain="explainExpenseProfile"
+    />
   </section>
 </template>
 
 <script setup>
 import { computed, nextTick, onBeforeUnmount, onMounted, ref, watch } from 'vue'
 import PanelHead from '../shared/PanelHead.vue'
+import ExpenseProfileDetailModal from './ExpenseProfileDetailModal.vue'
 import WorkbenchListIcon from '../shared/WorkbenchListIcon.vue'
 import homepageBackground from '../../assets/homepage_backgraound.png'
 import { useSystemState } from '../../composables/useSystemState.js'
@@ -268,6 +281,9 @@ import { useToast } from '../../composables/useToast.js'
 import {
   assistantCapabilities,
   buildExpenseStatItems,
+  expenseProfileOperations,
+  expenseProfileRadarDimensions,
+  expenseProfileTags,
   progressItems,
   progressSteps,
   quickPromptItems,
@@ -296,15 +312,45 @@ const selectedFiles = ref([])
 const pendingAction = ref('')
 const latestExpenseConversation = ref(null)
 const hasLocalExpenseSnapshot = ref(false)
+const expenseProfileModalOpen = ref(false)
 const MAX_ATTACHMENTS = 10
 const SESSION_TYPE_EXPENSE = 'expense'
 const SESSION_TYPE_KNOWLEDGE = 'knowledge'
+const FINANCIAL_CAPABILITY_KEYS = new Set(['budget-planning', 'finance-analysis'])
+const FINANCIAL_CAPABILITY_ROLE_CODES = new Set(['budget_monitor', 'executive', 'admin'])
+const FINANCIAL_CAPABILITY_ROLE_LABELS = new Set(['预算监控员', '高级财务人员', '管理员'])
 
 const hasExpenseConversation = computed(() =>
   Boolean(latestExpenseConversation.value?.conversation_id || latestExpenseConversation.value?.conversationId)
     || hasLocalExpenseSnapshot.value
 )
+const displayUserName = computed(() => {
+  const user = currentUser.value || {}
+  return String(user.name || user.username || '同事').trim() || '同事'
+})
 const expenseActionLabel = computed(() => (hasExpenseConversation.value ? '继续报销' : '新建报销'))
+const currentRoleCodes = computed(() => {
+  const user = currentUser.value || {}
+  const rawCodes = Array.isArray(user.roleCodes)
+    ? user.roleCodes
+    : Array.isArray(user.role_codes)
+      ? user.role_codes
+      : []
+  return new Set(rawCodes.map((code) => String(code || '').trim().toLowerCase()).filter(Boolean))
+})
+const canViewFinancialCapabilities = computed(() => {
+  const user = currentUser.value || {}
+  const roleLabel = String(user.role || '').trim()
+  return Boolean(user.isAdmin)
+    || FINANCIAL_CAPABILITY_ROLE_LABELS.has(roleLabel)
+    || Array.from(currentRoleCodes.value).some((code) => FINANCIAL_CAPABILITY_ROLE_CODES.has(code))
+})
+const visibleAssistantCapabilities = computed(() =>
+  assistantCapabilities.filter((item) => canViewFinancialCapabilities.value || !FINANCIAL_CAPABILITY_KEYS.has(item.key))
+)
+const capabilityGridClass = computed(() =>
+  canViewFinancialCapabilities.value ? 'capability-grid--privileged' : 'capability-grid--standard'
+)
 const expenseStatItems = computed(() => buildExpenseStatItems(props.workbenchSummary))
 const visibleExpenseStatItems = computed(() => {
   const preferredKeys = ['monthly-amount', 'monthly-count', 'in-review', 'pending-payment']
@@ -318,6 +364,12 @@ const visibleUsageProfileMetrics = computed(() => {
     .map((key) => usageProfileMetrics.find((item) => item.key === key))
     .filter(Boolean)
 })
+const expenseProfileModalMetrics = computed(() => {
+  const preferredKeys = ['stay-duration', 'ai-usage', 'auto-pass-rate', 'audit-duration']
+  return preferredKeys
+    .map((key) => usageProfileMetrics.find((item) => item.key === key))
+    .filter(Boolean)
+})
 const visibleTodoItems = computed(() => todoItems.slice(0, 5))
 const visibleProgressItems = computed(() => progressItems.slice(0, 5))
 const todoAlertCount = computed(() => visibleTodoItems.value.length)
@@ -417,6 +469,19 @@ function openPromptAssistant(prompt) {
   })
 }
 
+function openExpenseProfileModal() {
+  expenseProfileModalOpen.value = true
+}
+
+function closeExpenseProfileModal() {
+  expenseProfileModalOpen.value = false
+}
+
+function explainExpenseProfile() {
+  closeExpenseProfileModal()
+  openPromptAssistant('请根据我的费用画像标签、行为雷达和最近 5 次操作，解释我的费用使用特点和可以优化的地方。')
+}
+
 function handleWorkbenchEnter(event) {
   if (event.isComposing) {
     return