feat: 新增风险图谱算法与系统仪表盘及操作反馈体系

后端新增风险图谱算法模块、风险观察与反馈服务、规则 DSL
校验器和可解释性引擎，完善系统仪表盘和财务仪表盘统计，
优化 agent 运行和编排执行链路，清理旧开发文档，前端新增
系统趋势、负载热力图等多种仪表盘图表组件，完善操作反馈
对话框和工作台日期选择器，优化报销创建和审批详情交互，
补充单元测试覆盖。

web/tests/personal-workbench-assistant.test.mjs

@@ -3,6 +3,12 @@ import { readFileSync } from 'node:fs'
 import test from 'node:test'
 import { fileURLToPath } from 'node:url'
 
+import { assistantCapabilities } from '../src/data/personalWorkbench.js'
+import {
+  buildWorkbenchCapabilityAssistantPayload,
+  resolveWorkbenchCapabilityAssistantEntry
+} from '../src/utils/personalWorkbenchAssistantEntry.js'
+
 const workbench = readFileSync(
   fileURLToPath(new URL('../src/components/business/PersonalWorkbench.vue', import.meta.url)),
   'utf8'
@@ -11,8 +17,50 @@ const workbench = readFileSync(
 test('workbench assistant greets the current employee without the old helper tag', () => {
   assert.doesNotMatch(workbench, /assistant-tag/)
   assert.doesNotMatch(workbench, /AI 报销助手/)
-  assert.match(workbench, /嗨，\{\{ assistantGreetingName \}\}，描述您想做的事，AI 会直接帮您处理/)
-  assert.match(workbench, /我会自动识别您的意图，协助完成费用申请、报销、查询和制度问答等业务工作/)
-  assert.match(workbench, /const assistantGreetingName = computed/)
+  assert.match(workbench, /嗨，\{\{ displayUserName \}\}，我是您的 <span>AI 费用助手<\/span>/)
+  assert.match(workbench, /placeholder="请输入费用申请、报销问题、预算查询或制度问答\.\.\."/)
+  assert.match(workbench, /const displayUserName = computed/)
   assert.match(workbench, /user\.name/)
 })
+
+test('workbench capability cards open assistant without injecting canned prompts', () => {
+  assert.match(workbench, /@click="openCapabilityAssistant\(item\)"/)
+  assert.doesNotMatch(workbench, /openPromptAssistant\(item\.prompt\)/)
+
+  for (const item of assistantCapabilities) {
+    const payload = buildWorkbenchCapabilityAssistantPayload(item, {
+      prompt: '',
+      source: 'workbench',
+      files: []
+    })
+
+    assert.equal(payload.prompt, '')
+    assert.equal(payload.conversation, null)
+    assert.notEqual(payload.prompt, item.prompt)
+    assert.ok(resolveWorkbenchCapabilityAssistantEntry(item).sessionType)
+  }
+})
+
+test('workbench capability cards keep user-entered context only', () => {
+  const [expenseApplication] = assistantCapabilities
+  const files = [{ name: 'invoice.pdf' }]
+  const payload = buildWorkbenchCapabilityAssistantPayload(expenseApplication, {
+    prompt: '我需要申请下周出差费用',
+    source: 'workbench',
+    files
+  })
+
+  assert.equal(payload.prompt, '我需要申请下周出差费用')
+  assert.equal(payload.source, 'application')
+  assert.equal(payload.sessionType, 'application')
+  assert.equal(payload.files, files)
+})
+
+test('workbench submit shows intent recognition feedback before assistant opens', () => {
+  assert.match(workbench, /class="assistant-intent-status"/)
+  assert.match(workbench, /aria-live="polite"/)
+  assert.match(workbench, /正在识别意图，准备进入对应助手/)
+  assert.match(workbench, /startPendingAction\('intent'\)/)
+  assert.match(workbench, /if \(open\) \{\s*clearPendingAction\(\)/)
+  assert.match(workbench, /:readonly="isComposerPending"/)
+})