chore(env): docker-compose 端口与服务配置微调并更新规则表与日志

- docker-compose(.full).yml 与 start.sh 微调端口/服务配置
- AGENTS.md 同步更新协作规范
- 更新交通/通信/差旅等财务规则表，补 2026-06-24 work-log

start.sh

@@ -27,6 +27,16 @@ info()  { printf '%b\n' "${GREEN}[INFO]${NC} $*"; }
 warn()  { printf '%b\n' "${YELLOW}[WARN]${NC} $*"; }
 error() { printf '%b\n' "${RED}[ERROR]${NC} $*"; exit 1; }
 
+is_container() {
+  [ -f "/.dockerenv" ] && return 0
+
+  if [ -r /proc/1/cgroup ] && grep -Eq "(docker|containerd|kubepods)" /proc/1/cgroup 2>/dev/null; then
+    return 0
+  fi
+
+  return 1
+}
+
 if [ ! -f "$ENV_FILE" ]; then
   if [ -f "$ENV_EXAMPLE_FILE" ]; then
     warn ".env not found. Creating it from .env.example"
@@ -126,6 +136,10 @@ if [ "$APP_DEBUG" = "true" ]; then
   DEFAULT_SERVER_RELOAD="true"
 fi
 
+if is_container; then
+  DEFAULT_SERVER_RELOAD="false"
+fi
+
 EFFECTIVE_SERVER_RELOAD="${SERVER_RELOAD:-$DEFAULT_SERVER_RELOAD}"
 
 setup_ready() {