diff --git a/server/src/app/services/expense_claims.py b/server/src/app/services/expense_claims.py
index a03bd07..81c4b10 100644
--- a/server/src/app/services/expense_claims.py
+++ b/server/src/app/services/expense_claims.py
@@ -510,6 +510,71 @@ class ExpenseClaimService:
 
         return claim
 
+    def save_or_submit_from_ontology(
+        self,
+        *,
+        run_id: str,
+        user_id: str | None,
+        message: str,
+        ontology: OntologyParseResult,
+        context_json: dict[str, Any],
+    ) -> dict[str, Any]:
+        result = self.upsert_draft_from_ontology(
+            run_id=run_id,
+            user_id=user_id,
+            message=message,
+            ontology=ontology,
+            context_json=context_json,
+        )
+
+        review_action = str(context_json.get("review_action") or "").strip()
+        if review_action != "next_step":
+            return result
+
+        claim_id = str(result.get("claim_id") or "").strip()
+        if not claim_id or result.get("draft_limit_reached"):
+            return result
+
+        current_user = CurrentUserContext(
+            username=str(user_id or context_json.get("name") or "anonymous").strip() or "anonymous",
+            name=str(context_json.get("name") or user_id or "anonymous").strip() or "anonymous",
+            role_codes=[
+                str(item).strip()
+                for item in list(context_json.get("role_codes") or [])
+                if str(item).strip()
+            ],
+            is_admin=bool(context_json.get("is_admin")),
+        )
+
+        try:
+            claim = self.submit_claim(claim_id, current_user)
+        except ValueError as exc:
+            return {
+                **result,
+                "message": str(exc),
+                "submission_blocked": True,
+                "draft_only": False,
+            }
+
+        if claim is None:
+            return {
+                **result,
+                "message": "未找到可提交的报销单，请刷新后重试。",
+                "submission_blocked": True,
+                "draft_only": False,
+            }
+
+        return {
+            "message": f"报销单 {claim.claim_no} 已提交审批，当前节点为 {claim.approval_stage or '审批中'}。",
+            "draft_only": False,
+            "claim_id": claim.id,
+            "claim_no": claim.claim_no,
+            "status": claim.status,
+            "approval_stage": claim.approval_stage,
+            "amount": float(claim.amount),
+            "invoice_count": int(claim.invoice_count or 0),
+        }
+
     def delete_claim(self, claim_id: str, current_user: CurrentUserContext) -> ExpenseClaim | None:
         claim = self.get_claim(claim_id, current_user)
         if claim is None: