feat(web): 工作台 AI 模式报销预审与文档查询模型拆分

- 新增 aiApplicationPrecheckModel/aiDocumentQueryModel/aiApplicationPreviewActions/aiConversationHtmlRenderer 四个独立模型与服务，按职责从主组件拆出
- PersonalWorkbenchAiMode 接入拆分后的预审、文档查询与 HTML 渲染逻辑，配合 markdown 工具增强结构化展示
- 文档中心与归档筛选、风险可见性、申请预览等工具同步适配，补充对应单元测试
- 新增 AI 文档卡片背景资源

web/src/components/business/PersonalWorkbenchAiMode.vue

@@ -303,10 +303,121 @@
                 <div
                   v-if="message.content"
                   class="workbench-ai-answer-markdown"
-                  v-html="renderInlineMarkdown(message.content)"
+                  @click.capture="handleAiAnswerMarkdownClick($event)"
+                  v-html="renderInlineConversationHtml(message.content)"
                 ></div>
 
-                <div v-else-if="message.pending && !hasInlineThinking(message)" class="workbench-ai-pending-line">
+                <Transition name="structured-card-reveal" appear>
+                  <div
+                    v-if="message.applicationPreview"
+                    class="workbench-ai-application-preview application-preview-shell"
+                    aria-label="申请信息核对结果"
+                  >
+                    <div
+                      class="application-preview-table"
+                      role="table"
+                      aria-label="申请信息核对表"
+                    >
+                      <div class="application-preview-row head" role="row">
+                        <span role="columnheader">字段</span>
+                        <span role="columnheader">内容</span>
+                      </div>
+                      <div
+                        v-for="row in resolveInlineApplicationPreviewRows(message)"
+                        :key="`${message.id}-${row.key}`"
+                        class="application-preview-row"
+                        :class="{
+                          missing: row.missing,
+                          editable: row.editable,
+                          highlight: row.highlight
+                        }"
+                        role="row"
+                        :tabindex="row.editable ? 0 : -1"
+                        :aria-label="row.editable ? `编辑${row.label}` : row.label"
+                        @click.stop="row.editable && !isApplicationPreviewEditing(message, row.key) && openApplicationPreviewEditor(message, row.key, row.value)"
+                        @keydown.enter.prevent="row.editable && !isApplicationPreviewEditing(message, row.key) && openApplicationPreviewEditor(message, row.key, row.value)"
+                        @keydown.space.prevent="row.editable && !isApplicationPreviewEditing(message, row.key) && openApplicationPreviewEditor(message, row.key, row.value)"
+                      >
+                        <span class="application-preview-label" role="cell">{{ row.label }}</span>
+                        <span class="application-preview-value" role="cell">
+                          <input
+                            v-if="isApplicationPreviewEditing(message, row.key) && resolveInlineApplicationPreviewEditorControl(row.key) === 'text'"
+                            v-model="applicationPreviewEditor.draftValue"
+                            class="application-preview-input"
+                            type="text"
+                            autofocus
+                            @click.stop
+                            @keydown.stop="handleInlineApplicationPreviewEditorKeydown($event, message)"
+                            @blur="commitInlineApplicationPreviewEditor(message)"
+                          />
+                          <select
+                            v-else-if="isApplicationPreviewEditing(message, row.key) && resolveInlineApplicationPreviewEditorControl(row.key) === 'select'"
+                            v-model="applicationPreviewEditor.draftValue"
+                            class="application-preview-input application-preview-select"
+                            autofocus
+                            @click.stop
+                            @change="commitInlineApplicationPreviewEditor(message)"
+                            @keydown.stop="handleInlineApplicationPreviewEditorKeydown($event, message)"
+                            @blur="commitInlineApplicationPreviewEditor(message)"
+                          >
+                            <option value="">请选择</option>
+                            <option
+                              v-for="option in resolveApplicationPreviewEditorOptions(row.key)"
+                              :key="`${message.id}-${row.key}-${option}`"
+                              :value="option"
+                            >
+                              {{ option }}
+                            </option>
+                          </select>
+                          <template v-else>
+                            <span class="application-preview-text">{{ row.value }}</span>
+                            <button
+                              v-if="row.editable"
+                              type="button"
+                              class="application-preview-edit-btn"
+                              title="修改内容"
+                              aria-label="修改内容"
+                              @click.stop="openApplicationPreviewEditor(message, row.key, row.value)"
+                            >
+                              <i class="mdi mdi-pencil-outline"></i>
+                            </button>
+                          </template>
+                        </span>
+                      </div>
+                    </div>
+
+                    <div
+                      v-if="resolveInlineApplicationPreviewMissingFields(message).length"
+                      class="application-preview-footer application-preview-footer-missing"
+                      aria-live="polite"
+                    >
+                      <span class="application-preview-missing-prefix">当前还需要补充：</span>
+                      <span class="application-preview-missing-list">
+                        <template
+                          v-for="(field, index) in resolveInlineApplicationPreviewMissingFields(message)"
+                          :key="`${message.id}-missing-${field}`"
+                        >
+                          <span class="application-preview-missing-chip">{{ field }}</span>
+                          <span
+                            v-if="index < resolveInlineApplicationPreviewMissingFields(message).length - 1"
+                            class="application-preview-missing-separator"
+                          >、</span>
+                        </template>
+                      </span>
+                      <span class="application-preview-missing-suffix">。点击表格字段补齐后，费用测算会自动刷新。</span>
+                    </div>
+                    <div
+                      v-else-if="buildInlineApplicationPreviewFooterText(message)"
+                      class="application-preview-footer workbench-ai-answer-markdown"
+                      v-html="renderInlineConversationHtml(buildInlineApplicationPreviewFooterText(message))"
+                    ></div>
+                  </div>
+                </Transition>
+
+                <div
+                  v-if="!message.content && !message.applicationPreview && message.pending && !hasInlineThinking(message)"
+                  class="workbench-ai-pending-line"
+                >
                   小财管家正在识别任务、拆解流程并准备下一步建议...
                 </div>
 
@@ -523,7 +634,7 @@ import {
   loadAiWorkbenchConversationHistory,
   saveAiWorkbenchConversation
 } from '../../utils/aiWorkbenchConversationStore.js'
-import { renderMarkdown } from '../../utils/markdown.js'
+import { renderAiConversationHtml } from '../../utils/aiConversationHtmlRenderer.js'
 import {
   mergeComposerPrefill,
   resolveSuggestedActionPrefill
@@ -549,25 +660,39 @@ import {
   isAiExpenseDraftComplete
 } from '../../utils/aiExpenseDraftModel.js'
 import {
-  applyAiApplicationAnswer,
-  buildAiApplicationStepPrompt,
-  buildAiApplicationSummary,
-  createAiApplicationDraft,
-  isAiApplicationDraftComplete
-} from '../../utils/aiApplicationDraftModel.js'
+  buildApplicationPreviewFooterMessage,
+  buildApplicationPreviewRows,
+  buildApplicationTemplatePreview,
+  buildLocalApplicationPreview,
+  buildLocalApplicationPreviewMessage,
+  normalizeApplicationPreview
+} from '../../utils/expenseApplicationPreview.js'
+import { useApplicationPreviewEditor } from '../../views/scripts/useApplicationPreviewEditor.js'
+import {
+  buildAiDocumentQueryConditionSummary,
+  buildAiDocumentQueryMessage,
+  filterAiDocumentQueryRecords,
+  resolveAiDocumentQueryIntent
+} from '../../utils/aiDocumentQueryModel.js'
 import {
   buildRequiredApplicationActions,
   buildRequiredApplicationMissingText,
   buildRequiredApplicationSelectionText,
   filterRequiredApplicationCandidates
 } from '../../views/scripts/travelReimbursementApplicationLinkModel.js'
-import { fetchExpenseClaims } from '../../services/reimbursements.js'
+import {
+  calculateTravelReimbursement,
+  extractExpenseClaimItems,
+  fetchApprovalExpenseClaims,
+  fetchExpenseClaims
+} from '../../services/reimbursements.js'
 
 const props = defineProps({
   sidebarCommand: { type: Object, default: () => ({ seq: 0, type: '', payload: null }) }
 })
 
-const emit = defineEmits(['conversation-change', 'conversation-history-change'])
+const emit = defineEmits(['conversation-change', 'conversation-history-change', 'open-document'])
+const AI_DOCUMENT_QUERY_STEP_DELAY_MS = 320
 const { currentUser } = useSystemState()
 const { toast } = useToast()
 const assistantDraft = ref('')
@@ -584,7 +709,6 @@ const activeConversationTitle = ref('')
 const sending = ref(false)
 const stewardState = ref(null)
 const aiExpenseDraft = ref(null)
-const aiApplicationDraft = ref(null)
 const thinkingExpandedMessageIds = ref(new Set())
 const thinkingCollapsedMessageIds = ref(new Set())
 const deleteDialogOpen = ref(false)
@@ -594,6 +718,24 @@ const INLINE_ANSWER_STREAM_CHUNK_SIZE = 6
 const INLINE_ANSWER_STREAM_DELAY_MS = 24
 const INLINE_AUTO_SCROLL_THRESHOLD = 96
 const INLINE_LAYOUT_SETTLE_SCROLL_DELAY_MS = 260
+const AI_DOCUMENT_DETAIL_HREF_PREFIX = '#ai-open-document-detail:'
+
+const {
+  applicationPreviewEditor,
+  resolveApplicationPreviewEditorControl,
+  resolveApplicationPreviewEditorOptions,
+  refreshApplicationPreviewEstimate,
+  isApplicationPreviewEditing,
+  openApplicationPreviewEditor,
+  commitApplicationPreviewEditor,
+  cancelApplicationPreviewEditor,
+  handleApplicationPreviewEditorKeydown
+} = useApplicationPreviewEditor({
+  persistSessionState: () => persistCurrentConversation(),
+  toast,
+  calculateTravelReimbursement,
+  currentUser
+})
 
 const {
   workbenchDatePickerOpen,
@@ -753,6 +895,8 @@ function createInlineMessage(role, content, options = {}) {
     feedback: String(options.feedback || ''),
     stewardPlan: options.stewardPlan || null,
     suggestedActions: Array.isArray(options.suggestedActions) ? options.suggestedActions : [],
+    applicationPreview: options.applicationPreview || null,
+    text: options.text || normalizedContent,
     createdAt: options.createdAt || Date.now()
   }
 }
@@ -807,7 +951,9 @@ function normalizeRuntimeMessage(message = {}) {
     pending: false,
     feedback: message.feedback || '',
     stewardPlan: message.stewardPlan || null,
-    suggestedActions: Array.isArray(message.suggestedActions) ? message.suggestedActions : []
+    suggestedActions: Array.isArray(message.suggestedActions) ? message.suggestedActions : [],
+    applicationPreview: message.applicationPreview || null,
+    text: message.text || message.content || ''
   })
 }
 
@@ -816,9 +962,11 @@ function serializeRuntimeMessage(message = {}) {
     id: message.id,
     role: message.role,
     content: message.content,
+    text: message.text || message.content || '',
     feedback: message.feedback || '',
     stewardPlan: message.stewardPlan || null,
-    suggestedActions: Array.isArray(message.suggestedActions) ? message.suggestedActions : []
+    suggestedActions: Array.isArray(message.suggestedActions) ? message.suggestedActions : [],
+    applicationPreview: message.applicationPreview || null
   }
 }
 
@@ -887,8 +1035,59 @@ function activateInlineConversation(options = {}) {
   emit('conversation-change', { id: conversationId.value, title: activeConversationTitle.value })
 }
 
-function renderInlineMarkdown(content) {
-  return renderMarkdown(content)
+function renderInlineConversationHtml(content) {
+  return renderAiConversationHtml(content)
+}
+
+function resolveInlineApplicationPreviewRows(message) {
+  return buildApplicationPreviewRows(message?.applicationPreview || {})
+}
+
+function resolveInlineApplicationPreviewMissingFields(message) {
+  return normalizeApplicationPreview(message?.applicationPreview || {}).missingFields || []
+}
+
+function resolveInlineApplicationPreviewEditorControl(fieldKey) {
+  const control = resolveApplicationPreviewEditorControl(fieldKey)
+  return control === 'date' ? 'text' : control
+}
+
+function syncInlineApplicationPreviewMessageContent(message) {
+  if (!message?.applicationPreview) {
+    return
+  }
+  const nextContent = buildLocalApplicationPreviewMessage(message.applicationPreview)
+  message.content = nextContent
+  message.text = nextContent
+}
+
+async function commitInlineApplicationPreviewEditor(message) {
+  const committed = await commitApplicationPreviewEditor(message)
+  syncInlineApplicationPreviewMessageContent(message)
+  persistCurrentConversation()
+  return committed
+}
+
+function handleInlineApplicationPreviewEditorKeydown(event, message) {
+  if (event.key === 'Enter') {
+    event.preventDefault()
+    void commitInlineApplicationPreviewEditor(message)
+    return
+  }
+  if (event.key === 'Escape') {
+    event.preventDefault()
+    cancelApplicationPreviewEditor()
+    return
+  }
+  handleApplicationPreviewEditorKeydown(event, message)
+}
+
+function buildInlineApplicationPreviewFooterText(message) {
+  const normalized = normalizeApplicationPreview(message?.applicationPreview || {})
+  if (normalized.validationIssues?.length || normalized.missingFields?.length) {
+    return buildApplicationPreviewFooterMessage(normalized)
+  }
+  return '申请核对表已补齐，费用测算已同步。你仍可点击表格继续修改；确认无误后，可以回复“保存草稿”或“提交申请”。'
 }
 
 function resolveInlineThinkingEvents(message) {
@@ -1033,18 +1232,17 @@ function buildAiRequiredApplicationGateAutoMessage(normalizedPlan, flow) {
   return baseText
 }
 
-function continueAiRequiredApplicationGateFromPlan(normalizedPlan) {
+function continueAiRequiredApplicationGateFromPlan(normalizedPlan, prompt = '') {
   const flow = resolveRequiredApplicationGateContinuationFlow(normalizedPlan)
   if (!flow) {
     return false
   }
   if (flow.flowId === 'travel_application') {
     aiExpenseDraft.value = null
-    startAiApplicationDraft('travel', '差旅费')
+    void startAiApplicationPreview('travel', '差旅费', prompt)
     return true
   }
   if (flow.flowId === 'travel_reimbursement') {
-    aiApplicationDraft.value = null
     startAiExpenseDraft('travel', '差旅费', true)
     return true
   }
@@ -1125,6 +1323,191 @@ async function fetchInlineStewardPlan(messageId, payload) {
   }
 }
 
+function parseAiDocumentDetailHref(href = '') {
+  const value = String(href || '').trim()
+  if (!value.startsWith(AI_DOCUMENT_DETAIL_HREF_PREFIX)) {
+    return null
+  }
+  const encodedReference = value.slice(AI_DOCUMENT_DETAIL_HREF_PREFIX.length)
+  if (!encodedReference) {
+    return null
+  }
+  try {
+    const reference = decodeURIComponent(encodedReference).trim()
+    return reference ? { reference } : null
+  } catch {
+    return { reference: encodedReference }
+  }
+}
+
+function buildAiDocumentDetailRequest(detailReference = {}) {
+  const reference = String(detailReference.reference || '').trim()
+  const isApplication = /^APP?-/i.test(reference)
+  return {
+    id: reference,
+    claimId: reference,
+    claimNo: reference,
+    documentNo: reference,
+    documentType: isApplication ? 'application' : 'reimbursement',
+    documentTypeCode: isApplication ? 'application' : 'reimbursement',
+    source: 'workbench',
+    returnTo: 'workbench'
+  }
+}
+
+function handleAiAnswerMarkdownClick(event) {
+  const target = event?.target
+  const link = target?.closest?.('a[href^="#ai-open-document-detail:"]')
+  if (!link) {
+    return
+  }
+  const detailReference = parseAiDocumentDetailHref(link.getAttribute('href'))
+  if (!detailReference) {
+    return
+  }
+  event.preventDefault()
+  event.stopPropagation()
+  emit('open-document', buildAiDocumentDetailRequest(detailReference))
+}
+
+function waitForAiDocumentQueryStep() {
+  return new Promise((resolve) => {
+    globalThis.setTimeout(resolve, AI_DOCUMENT_QUERY_STEP_DELAY_MS)
+  })
+}
+
+async function updateAiDocumentQueryThinking(pendingMessage, thinkingEvents, streamStatus = 'streaming') {
+  const message = conversationMessages.value.find((item) => item.id === pendingMessage.id) || pendingMessage
+  message.stewardPlan = {
+    ...(message.stewardPlan || {}),
+    streamStatus,
+    thinkingEvents
+  }
+  scrollInlineConversationToBottom({ force: inlineConversationAutoScrollPinned.value })
+  await nextTick()
+}
+
+function completeAiDocumentQueryEvent(events, eventId, content = '') {
+  return events.map((event) => (
+    event.eventId === eventId
+      ? {
+          ...event,
+          content: content || event.content,
+          status: 'completed'
+        }
+      : event
+  ))
+}
+
+function failAiDocumentQueryEvents(events) {
+  return events.map((event) => ({
+    ...event,
+    status: event.status === 'completed' ? 'completed' : 'failed'
+  }))
+}
+
+async function handleAiDocumentQueryIntent(prompt, pendingMessage) {
+  const intent = resolveAiDocumentQueryIntent(prompt)
+  if (!intent) {
+    return false
+  }
+
+  const conditionSummary = buildAiDocumentQueryConditionSummary(intent)
+  let thinkingEvents = [
+    {
+      eventId: 'document-query-parse',
+      title: '解析自然语言筛选条件',
+      content: `正在从你的问题里提取查询来源、单据类型、时间、状态、费用类型、关键词和金额条件。当前识别：${conditionSummary}。`,
+      status: 'running'
+    },
+    {
+      eventId: 'document-query-fetch',
+      title: '查询业务单据接口',
+      content: intent.source === 'approval' ? '等待调用待我审核单据接口。' : '等待调用我名下单据接口。',
+      status: 'pending'
+    },
+    {
+      eventId: 'document-query-filter',
+      title: '组合筛选单据',
+      content: '等待接口返回后，再按已识别条件做二次筛选。',
+      status: 'pending'
+    }
+  ]
+  await updateAiDocumentQueryThinking(pendingMessage, thinkingEvents)
+  await waitForAiDocumentQueryStep()
+
+  thinkingEvents = completeAiDocumentQueryEvent(thinkingEvents, 'document-query-parse')
+  thinkingEvents = thinkingEvents.map((event) => (
+    event.eventId === 'document-query-fetch'
+      ? {
+          ...event,
+          content: intent.source === 'approval'
+            ? '正在查询待我审核的单据，接口范围为待办/待审单据列表。'
+            : '正在查询我名下的单据，接口范围为当前用户可见单据列表。',
+          status: 'running'
+        }
+      : event
+  ))
+  await updateAiDocumentQueryThinking(pendingMessage, thinkingEvents)
+
+  try {
+    const payload = intent.source === 'approval'
+      ? await fetchApprovalExpenseClaims({ page: 1, pageSize: 100 })
+      : await fetchExpenseClaims({ page: 1, pageSize: 100 })
+    const rawCount = extractExpenseClaimItems(payload).length
+    const filteredRecords = filterAiDocumentQueryRecords(payload, intent)
+    thinkingEvents = completeAiDocumentQueryEvent(
+      thinkingEvents,
+      'document-query-fetch',
+      `接口返回 ${rawCount} 张候选单据，开始按自然语言条件筛选。`
+    )
+    thinkingEvents = thinkingEvents.map((event) => (
+      event.eventId === 'document-query-filter'
+        ? {
+            ...event,
+            content: `按“${conditionSummary}”组合筛选，当前命中 ${filteredRecords.length} 张。`,
+            status: 'running'
+          }
+        : event
+    ))
+    await updateAiDocumentQueryThinking(pendingMessage, thinkingEvents)
+    await waitForAiDocumentQueryStep()
+
+    const finalMessageText = buildAiDocumentQueryMessage(intent, payload)
+    thinkingEvents = completeAiDocumentQueryEvent(
+      thinkingEvents,
+      'document-query-filter',
+      `筛选完成，命中 ${filteredRecords.length} 张单据，已生成卡片结果。`
+    )
+    replaceInlineMessage(
+      pendingMessage.id,
+      createInlineMessage('assistant', finalMessageText, {
+        id: pendingMessage.id,
+        stewardPlan: {
+          streamStatus: 'completed',
+          thinkingEvents
+        },
+        suggestedActions: []
+      })
+    )
+  } catch (error) {
+    const finalMessageText = error?.message || '查询单据时出现异常，请稍后再试。'
+    replaceInlineMessage(
+      pendingMessage.id,
+      createInlineMessage('assistant', finalMessageText, {
+        id: pendingMessage.id,
+        stewardPlan: {
+          streamStatus: 'failed',
+          thinkingEvents: failAiDocumentQueryEvents(thinkingEvents)
+        }
+      })
+    )
+  }
+
+  persistCurrentConversation()
+  return true
+}
+
 async function requestInlineAssistantReply(prompt, entry = {}, files = []) {
   let shouldAutoScrollOnFinish = true
   const pendingMessage = createInlineMessage('assistant', '', {
@@ -1145,6 +1528,11 @@ async function requestInlineAssistantReply(prompt, entry = {}, files = []) {
   scrollInlineConversationToBottom()
 
   try {
+    if (await handleAiDocumentQueryIntent(prompt, pendingMessage)) {
+      shouldAutoScrollOnFinish = inlineConversationAutoScrollPinned.value
+      return
+    }
+
     const planRequest = buildStewardPlanRequest({
       rawText: prompt,
       files,
@@ -1201,7 +1589,7 @@ async function requestInlineAssistantReply(prompt, entry = {}, files = []) {
         suggestedActions: requiredApplicationContinuationFlow ? [] : buildStewardSuggestedActions(plan)
       })
     )
-    if (continueAiRequiredApplicationGateFromPlan(normalizedPlan)) {
+    if (continueAiRequiredApplicationGateFromPlan(normalizedPlan, prompt)) {
       shouldAutoScrollOnFinish = inlineConversationAutoScrollPinned.value
     }
     persistCurrentConversation()
@@ -1243,11 +1631,6 @@ function startInlineConversation(prompt, entry = {}, files = []) {
     return
   }
 
-  if (aiApplicationDraft.value && !isAiApplicationDraftComplete(aiApplicationDraft.value)) {
-    advanceAiApplicationDraft(cleanPrompt, files)
-    return
-  }
-
   if (conversationId.value === AI_SEARCH_CONVERSATION_ID) {
     conversationId.value = ''
     conversationMessages.value = []
@@ -1362,7 +1745,11 @@ function handleInlineSuggestedAction(action = {}) {
     aiExpenseDraft.value = null
     const expenseType = String(actionPayload.expense_type || 'travel').trim() || 'travel'
     const expenseTypeLabel = String(actionPayload.expense_type_label || '差旅费').trim() || '差旅费'
-    startAiApplicationDraft(expenseType, expenseTypeLabel)
+    void startAiApplicationPreview(
+      expenseType,
+      expenseTypeLabel,
+      actionPayload.carry_text || resolveLatestInlineUserPrompt()
+    )
     return
   }
   if (actionType === 'select_expense_type') {
@@ -1382,7 +1769,11 @@ function handleInlineSuggestedAction(action = {}) {
     aiExpenseDraft.value = null
     const expenseType = String(action?.payload?.expense_type || '').trim()
     const expenseTypeLabel = String(action?.payload?.expense_type_label || action?.label || '').trim()
-    startAiApplicationDraft(expenseType, expenseTypeLabel)
+    void startAiApplicationPreview(
+      expenseType,
+      expenseTypeLabel,
+      action?.payload?.carry_text || resolveLatestInlineUserPrompt()
+    )
     return
   }
 
@@ -1423,6 +1814,46 @@ function pushInlineUserMessage(text) {
   conversationMessages.value.push(createInlineMessage('user', String(text || '').trim()))
 }
 
+function resolveLatestInlineUserPrompt() {
+  const latestUserMessage = [...conversationMessages.value].reverse().find((message) => message.role === 'user')
+  return String(latestUserMessage?.content || '').trim()
+}
+
+function normalizeInlineApplicationTypeLabel(expenseTypeLabel, fallback = '费用申请') {
+  const label = String(expenseTypeLabel || '').trim()
+  if (!label) {
+    return fallback
+  }
+  if (label.endsWith('费用申请') || label.endsWith('申请')) {
+    return label
+  }
+  if (label.endsWith('费用')) {
+    return `${label}申请`
+  }
+  if (label.endsWith('费')) {
+    return `${label.slice(0, -1)}费用申请`
+  }
+  return `${label}申请`
+}
+
+function buildInlineApplicationPreview(expenseTypeLabel, sourceText = '') {
+  const rawText = String(sourceText || '').trim()
+  const preview = rawText
+    ? buildLocalApplicationPreview(rawText, currentUser.value || {})
+    : buildApplicationTemplatePreview(currentUser.value || {})
+  const normalized = normalizeApplicationPreview(preview)
+  return normalizeApplicationPreview({
+    ...normalized,
+    fields: {
+      ...(normalized.fields || {}),
+      applicationType: normalizeInlineApplicationTypeLabel(
+        expenseTypeLabel,
+        normalized.fields?.applicationType || '费用申请'
+      )
+    }
+  })
+}
+
 // 选定报销类型后，在当前对话页内启动逐项收集流程；
 // 差旅/招待需先查申请单，其余类型直接进入字段填写。
 function startAiExpenseDraft(expenseType, expenseTypeLabel, requiresApplicationBeforeReimbursement) {
@@ -1537,32 +1968,28 @@ function linkAiExpenseApplication(application = {}) {
   scrollInlineConversationToBottom()
 }
 
-// 进入申请草稿：在当前 AI 对话页内逐项收集出差申请要点，
-// 不跳工作台、不调用旧 applyGuided 流程。
-function startAiApplicationDraft(expenseType, expenseTypeLabel) {
-  pushInlineUserMessage('在当前对话里先发起申请')
-  const draft = createAiApplicationDraft(expenseType, expenseTypeLabel)
-  aiApplicationDraft.value = draft
-  conversationMessages.value.push(createInlineMessage('assistant', buildAiApplicationStepPrompt(draft)))
-  persistCurrentConversation()
-  scrollInlineConversationToBottom()
-}
-
-function advanceAiApplicationDraft(answer, files = []) {
-  const fileNames = Array.from(files || [])
-  pushInlineUserMessage(answer || (fileNames.length ? `上传 ${fileNames.length} 份附件` : ''))
-  assistantDraft.value = ''
-  clearAiModeFiles()
-
-  const next = applyAiApplicationAnswer(aiApplicationDraft.value, answer, fileNames)
-  aiApplicationDraft.value = next
-
-  if (isAiApplicationDraftComplete(next)) {
-    conversationMessages.value.push(createInlineMessage('assistant', buildAiApplicationSummary(next)))
-    aiApplicationDraft.value = null
-  } else {
-    conversationMessages.value.push(createInlineMessage('assistant', buildAiApplicationStepPrompt(next)))
+// 进入申请核对表：复用原有申请预览模型，一次性展示可编辑表格和自动测算结果。
+async function startAiApplicationPreview(expenseType, expenseTypeLabel, sourceText = '', options = {}) {
+  if (!conversationStarted.value) {
+    activateInlineConversation({ title: String(expenseTypeLabel || expenseType || '申请').trim().slice(0, 18) || '申请' })
   }
+  const previewSourceText = String(sourceText || resolveLatestInlineUserPrompt()).trim()
+  aiExpenseDraft.value = null
+  assistantDraft.value = ''
+  removeWorkbenchDateTag()
+  closeWorkbenchDatePicker()
+  clearAiModeFiles()
+  if (options.pushUserMessage !== false) {
+    pushInlineUserMessage(options.userMessage || '确认发起出差申请')
+  }
+  const preview = await refreshApplicationPreviewEstimate(
+    buildInlineApplicationPreview(expenseTypeLabel || expenseType, previewSourceText)
+  )
+  const content = buildLocalApplicationPreviewMessage(preview)
+  conversationMessages.value.push(createInlineMessage('assistant', content, {
+    applicationPreview: preview,
+    text: content
+  }))
   persistCurrentConversation()
   scrollInlineConversationToBottom()
 }