feat: 报销预审会话状态管理与工作台交互增强

- 新增差旅报销会话状态管理与对话模型重构
- 增强风险观测服务与运行时聊天上下文作用域
- 优化工作台图标资源、助理意图识别与摘要工具
- 完善报销创建视图样式与差旅详情页标准调整交互
- 补充风险观测、运行时聊天与报销端点测试覆盖

web/src/assets/images/hero-financial-decor.svg

@@ -0,0 +1,107 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 800 400" width="100%" height="100%">
+  <defs>
+    <!-- Soft, large shadow for the main cards -->
+    <filter id="shadow-lg" x="-20%" y="-20%" width="140%" height="140%">
+      <feDropShadow dx="0" dy="24" stdDeviation="32" flood-color="#0f172a" flood-opacity="0.08"/>
+    </filter>
+    
+    <!-- Tighter shadow for floating chips -->
+    <filter id="shadow-sm" x="-20%" y="-20%" width="140%" height="140%">
+      <feDropShadow dx="0" dy="8" stdDeviation="16" flood-color="#3a7ca5" flood-opacity="0.12"/>
+    </filter>
+    
+    <!-- Glowing effect for spheres -->
+    <filter id="glow">
+      <feGaussianBlur stdDeviation="8" result="coloredBlur"/>
+      <feMerge>
+        <feMergeNode in="coloredBlur"/>
+        <feMergeNode in="SourceGraphic"/>
+      </feMerge>
+    </filter>
+
+    <linearGradient id="glass-base" x1="0%" y1="0%" x2="100%" y2="100%">
+      <stop offset="0%" stop-color="#ffffff" stop-opacity="0.95"/>
+      <stop offset="100%" stop-color="#f8fafc" stop-opacity="0.65"/>
+    </linearGradient>
+    
+    <linearGradient id="blue-primary" x1="0%" y1="0%" x2="100%" y2="100%">
+      <stop offset="0%" stop-color="#3a7ca5" stop-opacity="1"/>
+      <stop offset="100%" stop-color="#255b7d" stop-opacity="1"/>
+    </linearGradient>
+
+    <linearGradient id="amber-accent" x1="0%" y1="0%" x2="100%" y2="100%">
+      <stop offset="0%" stop-color="#b58b4c" stop-opacity="1"/>
+      <stop offset="100%" stop-color="#d4a359" stop-opacity="1"/>
+    </linearGradient>
+  </defs>
+
+  <g transform="translate(40, 20)">
+    
+    <!-- Background Document (Left) -->
+    <g transform="translate(20, 60) rotate(-12)" filter="url(#shadow-lg)">
+      <rect width="260" height="340" rx="16" fill="url(#glass-base)" stroke="#ffffff" stroke-width="2"/>
+      <!-- UI Skeleton Lines -->
+      <text x="30" y="50" font-family="'PingFang SC', 'Microsoft YaHei', sans-serif" font-size="20" font-weight="bold" fill="#64748b">支出分析</text>
+      <rect x="30" y="70" width="200" height="8" rx="4" fill="#e2e8f0" opacity="0.7"/>
+      <rect x="30" y="90" width="160" height="8" rx="4" fill="#e2e8f0" opacity="0.7"/>
+      
+      <!-- Bar Chart Component -->
+      <rect x="30" y="140" width="24" height="80" rx="6" fill="#e2e8f0" opacity="0.8"/>
+      <rect x="70" y="100" width="24" height="120" rx="6" fill="#e2e8f0" opacity="0.8"/>
+      <rect x="110" y="160" width="24" height="60" rx="6" fill="#e2e8f0" opacity="0.8"/>
+      <rect x="150" y="80" width="24" height="140" rx="6" fill="url(#blue-primary)"/>
+      <rect x="190" y="120" width="24" height="100" rx="6" fill="#e2e8f0" opacity="0.8"/>
+    </g>
+
+    <!-- Center Floating Sphere -->
+    <circle cx="280" cy="90" r="30" fill="url(#amber-accent)" opacity="0.85" filter="url(#glow)"/>
+
+    <!-- Main Foreground Document (Right Focus) -->
+    <g transform="translate(320, 10) rotate(6)" filter="url(#shadow-lg)">
+      <!-- Main Card Body -->
+      <rect width="320" height="400" rx="20" fill="url(#glass-base)" stroke="#ffffff" stroke-width="3"/>
+      
+      <!-- Header Section -->
+      <circle cx="44" cy="50" r="18" fill="url(#blue-primary)"/>
+      <text x="76" y="58" font-family="'PingFang SC', 'Microsoft YaHei', sans-serif" font-size="22" font-weight="800" fill="#3a7ca5">费用趋势</text>
+      
+      <!-- Area Chart Widget -->
+      <rect x="30" y="100" width="260" height="130" rx="12" fill="#f1f5f9" opacity="0.5"/>
+      <path d="M 30 200 L 40 180 Q 90 120 140 150 T 260 90 L 290 90 L 290 230 L 30 230 Z" fill="#3a7ca5" opacity="0.1"/>
+      <path d="M 40 180 Q 90 120 140 150 T 260 90" fill="none" stroke="#3a7ca5" stroke-width="4" stroke-linecap="round"/>
+      <!-- Chart Nodes -->
+      <circle cx="140" cy="150" r="6" fill="#ffffff" stroke="#3a7ca5" stroke-width="3"/>
+      <circle cx="260" cy="90" r="6" fill="#ffffff" stroke="#3a7ca5" stroke-width="3"/>
+
+      <!-- Data List Rows -->
+      <g transform="translate(30, 250)" filter="url(#shadow-sm)">
+        <rect width="260" height="40" rx="10" fill="#ffffff" opacity="0.95"/>
+        <rect x="16" y="16" width="60" height="8" rx="4" fill="#94a3b8"/>
+        <rect x="200" y="16" width="44" height="8" rx="4" fill="url(#blue-primary)"/>
+      </g>
+      <g transform="translate(30, 306)" filter="url(#shadow-sm)">
+        <rect width="260" height="40" rx="10" fill="#ffffff" opacity="0.95"/>
+        <rect x="16" y="16" width="80" height="8" rx="4" fill="#cbd5e1"/>
+        <rect x="210" y="16" width="34" height="8" rx="4" fill="url(#blue-primary)"/>
+      </g>
+    </g>
+
+    <!-- Floating UI Chip 1 (Top Left) -->
+    <g transform="translate(140, 0) rotate(-6)" filter="url(#shadow-sm)">
+      <rect width="150" height="48" rx="24" fill="#ffffff" stroke="#f1f5f9" stroke-width="2"/>
+      <circle cx="24" cy="24" r="10" fill="#10b981"/>
+      <rect x="44" y="20" width="80" height="8" rx="4" fill="#334155"/>
+    </g>
+
+    <!-- Floating UI Chip 2 (Bottom Right) -->
+    <g transform="translate(580, 280) rotate(14)" filter="url(#shadow-sm)">
+      <rect width="130" height="52" rx="14" fill="url(#blue-primary)"/>
+      <rect x="20" y="22" width="90" height="8" rx="4" fill="#ffffff" opacity="0.9"/>
+    </g>
+
+    <!-- Decorative small spheres -->
+    <circle cx="120" cy="350" r="8" fill="#3a7ca5" opacity="0.4" filter="url(#glow)"/>
+    <circle cx="680" cy="120" r="12" fill="#b58b4c" opacity="0.3" filter="url(#glow)"/>
+    
+  </g>
+</svg>

web/src/assets/styles/components/personal-workbench-glass.css

@@ -70,13 +70,8 @@
 }
 
 .capability-icon {
-  border: 1px solid color-mix(in srgb, var(--capability-color) 18%, rgba(255, 255, 255, 0.68));
-  background:
-    linear-gradient(180deg, rgba(255, 255, 255, 0.58), rgba(255, 255, 255, 0.24)),
-    color-mix(in srgb, var(--capability-soft) 72%, transparent);
-  box-shadow:
-    inset 0 1px 0 rgba(255, 255, 255, 0.72),
-    inset 0 -1px 0 rgba(var(--theme-primary-rgb, 58, 124, 165), 0.08);
+  --workbench-list-icon-size: 40px;
+  --workbench-list-icon-art-size: 23px;
 }
 
 .workbench-card {

web/src/assets/styles/components/personal-workbench-insights.css

@@ -61,6 +61,8 @@
   grid-template-rows: auto minmax(0, 1fr);
 }
 
+/* .expense-stats-panel 的特殊背景已转移至全局的 .workbench-card */
+
 .insight-metric-list,
 .insight-profile-list {
   min-height: 0;
@@ -102,6 +104,23 @@
     rgba(var(--theme-primary-rgb, 58, 124, 165), 0.04);
 }
 
+/* 局部改造：让费用统计内层的小卡片也变为低透明度透镜，形成双层液态玻璃（Double Glassmorphism）的极品手感 */
+.expense-stats-panel .insight-metric-row {
+  background: rgba(255, 255, 255, 0.05) !important;
+  border-color: rgba(255, 255, 255, 0.2) !important;
+  border-left-color: rgba(255, 255, 255, 0.6) !important;
+  backdrop-filter: blur(8px) saturate(120%);
+  -webkit-backdrop-filter: blur(8px) saturate(120%);
+  box-shadow: 
+    0 4px 12px rgba(0, 0, 0, 0.03),
+    inset 0 1px 0 rgba(255, 255, 255, 0.3) !important;
+}
+
+.expense-stats-panel .insight-metric-row:hover {
+  background: rgba(255, 255, 255, 0.2) !important;
+  border-color: rgba(255, 255, 255, 0.4) !important;
+}
+
 .insight-metric-icon,
 .insight-profile-icon {
   display: inline-flex;

web/src/assets/styles/components/personal-workbench-responsive.css

@@ -304,9 +304,10 @@
   }
 
   .capability-icon {
+    --workbench-list-icon-size: 34px;
+    --workbench-list-icon-art-size: 20px;
     width: 34px;
     height: 34px;
-    font-size: 20px;
   }
 
   .capability-copy {

web/src/assets/styles/components/personal-workbench.css

@@ -33,6 +33,10 @@
   gap: 10px;
   overflow: visible;
   color: var(--workbench-ink);
+
+  /* 恢复极简纯净的页面底层 */
+  background: transparent;
+  background-color: var(--workbench-surface-soft);
 }
 
 .workbench :where(button, textarea) {
@@ -53,33 +57,33 @@
 .workbench :where(button:disabled) { cursor: not-allowed; opacity: 0.7; }
 
 .assistant-hero {
-  --assistant-bg-position: center right;
-  --assistant-bg-size: cover;
-  --assistant-readability-mask:
-    linear-gradient(90deg, rgba(255, 255, 255, 0.95) 0%, rgba(255, 255, 255, 0.86) 42%, rgba(255, 255, 255, 0.44) 68%, rgba(255, 255, 255, 0.18) 100%);
-  --assistant-theme-tint:
-    linear-gradient(135deg, rgba(var(--theme-primary-rgb, 58, 124, 165), 0.2) 0%, rgba(var(--theme-primary-rgb, 58, 124, 165), 0.07) 52%, rgba(var(--theme-primary-rgb, 58, 124, 165), 0.16) 100%);
   position: relative;
   z-index: 2;
   min-height: 0;
   overflow: hidden;
   padding: var(--hero-padding-top) 20px var(--hero-padding-bottom) 52px;
-  border: 1px solid color-mix(in srgb, var(--workbench-primary) 14%, var(--workbench-line));
-  border-radius: 4px;
-  background:
-    var(--assistant-readability-mask),
-    var(--assistant-theme-tint),
-    var(--assistant-bg-image) var(--assistant-bg-position) / var(--assistant-bg-size) no-repeat;
-  background-color: color-mix(in srgb, var(--workbench-primary-soft) 42%, #ffffff);
-  background-blend-mode: normal, color, luminosity;
-  backdrop-filter: blur(12px);
-  -webkit-backdrop-filter: blur(12px);
-  box-shadow: 0 4px 16px rgba(15, 23, 42, 0.04), inset 0 1px 0 rgba(255, 255, 255, 0.6);
+  border: 1px solid rgba(255, 255, 255, 0.9);
+  border-radius: 16px;
+  background: 
+    linear-gradient(125deg, rgba(255, 255, 255, 0.8) 0%, rgba(255, 255, 255, 0.3) 40%, rgba(255, 255, 255, 0.1) 60%, rgba(255, 255, 255, 0.5) 100%);
+  background-color: transparent;
+  backdrop-filter: blur(40px) saturate(200%);
+  -webkit-backdrop-filter: blur(40px) saturate(200%);
+  box-shadow: 0 16px 32px rgba(0, 0, 0, 0.04), inset 0 2px 4px rgba(255, 255, 255, 1);
   isolation: isolate;
 }
 
 .assistant-hero::after {
-  content: none;
+  content: "";
+  position: absolute;
+  top: 0;
+  right: 100px;
+  bottom: 0;
+  width: 50%;
+  min-width: 400px;
+  background: url("../../images/hero-financial-decor.svg") right center / auto 100% no-repeat;
+  pointer-events: none;
+  z-index: 0;
 }
 
 .assistant-hero::before {
@@ -140,6 +144,14 @@
   backdrop-filter: blur(4px);
 }
 
+.assistant-composer:focus-within {
+  border-color: rgba(var(--theme-primary-rgb, 58, 124, 165), 0.85);
+  box-shadow: 
+    0 0 0 4px rgba(var(--theme-primary-rgb, 58, 124, 165), 0.14),
+    0 16px 36px rgba(15, 23, 42, 0.06),
+    inset 0 1px 0 rgba(255, 255, 255, 0.96);
+}
+
 .assistant-composer textarea {
   width: 100%;
   min-width: 0;
@@ -317,19 +329,26 @@
 
 .capability-card {
   position: relative;
+  isolation: isolate;
   display: grid;
   grid-template-columns: 40px minmax(0, 1fr) 10px;
   align-items: center;
   gap: 14px;
   min-height: 0;
   padding: 17px 12px 17px 26px;
-  overflow: hidden;
-  border: 1px solid var(--workbench-line);
-  border-left: 3px solid color-mix(in srgb, var(--capability-color) 54%, var(--workbench-line));
-  border-radius: 4px;
-  background: var(--workbench-surface);
+  overflow: visible;
+  border: 1px solid rgba(255, 255, 255, 0.9);
+  border-left: 3px solid color-mix(in srgb, var(--capability-color) 80%, rgba(255, 255, 255, 0.9));
+  border-radius: 12px;
+  background: 
+    linear-gradient(125deg, rgba(255, 255, 255, 0.8) 0%, rgba(255, 255, 255, 0.3) 40%, rgba(255, 255, 255, 0.1) 60%, rgba(255, 255, 255, 0.5) 100%);
+  background-color: transparent;
+  backdrop-filter: blur(40px) saturate(200%);
+  -webkit-backdrop-filter: blur(40px) saturate(200%);
   text-align: left;
-  box-shadow: 0 1px 2px rgba(15, 23, 42, 0.035);
+  box-shadow: 
+    0 16px 32px rgba(0, 0, 0, 0.04),
+    inset 0 2px 4px rgba(255, 255, 255, 1);
   transition:
     border-color 180ms var(--ease),
     box-shadow 180ms var(--ease),
@@ -337,21 +356,33 @@
     transform 180ms var(--ease);
 }
 
+.capability-card::before {
+  content: "";
+  position: absolute;
+  inset: 0;
+  border-radius: inherit;
+  background:
+    linear-gradient(90deg, rgba(255, 255, 255, 0.28) 0%, rgba(255, 255, 255, 0.08) 42%, transparent 60%),
+    linear-gradient(135deg, rgba(var(--theme-primary-rgb, 58, 124, 165), 0.08), transparent 56%);
+  pointer-events: none;
+  z-index: 0;
+}
+
+.capability-card > * {
+  position: relative;
+  z-index: 1;
+}
+
 .capability-card::after {
   display: none;
 }
 
 .capability-icon {
+  --workbench-list-icon-size: 40px;
+  --workbench-list-icon-art-size: 23px;
   width: 40px;
   height: 40px;
-  display: grid;
-  place-items: center;
-  border-radius: 4px;
-  border: 1px solid color-mix(in srgb, var(--capability-color) 20%, #ffffff);
-  background: var(--capability-soft);
   color: var(--capability-color);
-  font-size: 24px;
-  box-shadow: none;
 }
 
 .capability-copy {
@@ -417,7 +448,7 @@
 
 .workbench-content-grid {
   display: grid;
-  grid-template-columns: minmax(560px, 1.45fr) minmax(320px, 0.82fr);
+  grid-template-columns: minmax(640px, 1.8fr) minmax(260px, 0.55fr);
   gap: 14px;
   align-items: stretch;
   min-height: 0;
@@ -425,14 +456,38 @@
 }
 
 .workbench-card {
+  position: relative;
+  isolation: isolate;
   min-height: 0;
   height: 100%;
-  overflow: hidden;
   padding: 12px 14px;
-  border: 1px solid var(--workbench-line);
-  border-radius: 4px;
-  background: var(--workbench-surface);
-  box-shadow: 0 1px 2px rgba(15, 23, 42, 0.035);
+  background: 
+    linear-gradient(125deg, rgba(255, 255, 255, 0.8) 0%, rgba(255, 255, 255, 0.3) 40%, rgba(255, 255, 255, 0.1) 60%, rgba(255, 255, 255, 0.5) 100%);
+  background-color: transparent;
+  backdrop-filter: blur(40px) saturate(200%);
+  -webkit-backdrop-filter: blur(40px) saturate(200%);
+  border: 1px solid rgba(255, 255, 255, 0.9);
+  border-radius: 16px;
+  box-shadow: 
+    0 16px 32px rgba(0, 0, 0, 0.04),
+    inset 0 2px 4px rgba(255, 255, 255, 1);
+}
+
+.workbench-card::before {
+  content: "";
+  position: absolute;
+  inset: 0;
+  border-radius: inherit;
+  background:
+    linear-gradient(90deg, rgba(255, 255, 255, 0.28) 0%, rgba(255, 255, 255, 0.08) 42%, transparent 60%),
+    linear-gradient(135deg, rgba(var(--theme-primary-rgb, 58, 124, 165), 0.08), transparent 56%);
+  pointer-events: none;
+  z-index: 1;
+}
+
+.workbench-card > * {
+  position: relative;
+  z-index: 2;
 }
 
 .progress-panel,

web/src/assets/styles/components/top-bar.css

@@ -472,20 +472,24 @@
 
 .notification-popover {
   position: absolute;
-  top: calc(100% + 8px);
+  top: calc(100% + 12px);
   right: 0;
   z-index: 60;
-  width: clamp(340px, 34vw, 420px);
+  width: 380px;
   max-width: calc(100vw - 24px);
   max-height: min(520px, calc(100vh - 96px));
-  display: grid;
-  grid-template-rows: auto auto minmax(0, 1fr);
+  display: flex;
+  flex-direction: column;
   gap: 0;
   overflow: hidden;
-  border: 1px solid #d7e0ea;
-  border-radius: 4px;
-  background: #fff;
-  box-shadow: 0 16px 40px rgba(15, 23, 42, 0.12);
+  border: 1px solid rgba(0, 0, 0, 0.06);
+  border-radius: 12px;
+  background: #ffffff;
+  box-shadow: 
+    0 16px 36px rgba(0, 0, 0, 0.08),
+    0 4px 12px rgba(0, 0, 0, 0.03),
+    0 0 1px rgba(0, 0, 0, 0.1);
+  overscroll-behavior-y: contain;
 }
 
 .notification-popover::before {
@@ -665,9 +669,11 @@
   max-height: min(336px, calc(100vh - 226px));
   overflow-x: hidden;
   overflow-y: auto;
-  padding: 6px 0;
+  padding: 4px 0 12px;
   scrollbar-width: thin;
   scrollbar-color: #cbd5e1 #f8fafc;
+  overscroll-behavior-y: contain;
+  scrollbar-gutter: stable;
 }
 
 .notification-list::-webkit-scrollbar {
@@ -687,13 +693,13 @@
   display: grid;
   grid-template-columns: 34px minmax(0, 1fr) 16px;
   align-items: center;
-  gap: 9px;
-  min-height: 0;
-  padding: 10px 14px;
+  gap: 12px;
+  min-height: 68px;
+  padding: 12px 16px;
   border: 0;
-  border-left: 3px solid transparent;
   border-radius: 0;
-  background: transparent;
+  background: #ffffff;
+  flex-shrink: 0;
   text-align: left;
   transition:
     background 180ms var(--ease),
@@ -705,16 +711,27 @@
 }
 
 .notification-row.unread {
-  border-left-color: var(--theme-primary-active);
-  background: linear-gradient(90deg, var(--theme-primary-light-9) 0%, #fff 42%);
+  background: #f8fafc;
+  position: relative;
+}
+
+.notification-row.unread::before {
+  content: '';
+  position: absolute;
+  left: 0;
+  top: 16px;
+  bottom: 16px;
+  width: 3px;
+  border-radius: 0 4px 4px 0;
+  background: var(--theme-primary-active);
 }
 
 .notification-row:hover {
-  background: #f8fafc;
+  background: #f1f5f9;
 }
 
 .notification-row.unread:hover {
-  background: linear-gradient(90deg, var(--theme-primary-light-8) 0%, #f8fafc 48%);
+  background: #f1f5f9;
 }
 
 .notification-type-icon {
@@ -722,11 +739,12 @@
   height: 34px;
   display: grid;
   place-items: center;
-  border: 1px solid var(--theme-primary-light-6);
-  border-radius: 4px;
-  background: #fff;
+  border: 1px solid rgba(0,0,0,0.04);
+  border-radius: 8px;
+  background: #ffffff;
   color: var(--theme-primary-active);
-  font-size: 18px;
+  font-size: 16px;
+  box-shadow: 0 1.5px 4px rgba(0,0,0,0.03);
 }
 
 .notification-type-icon.danger {
@@ -755,28 +773,29 @@
 
 .notification-copy {
   min-width: 0;
-  display: grid;
+  display: flex;
+  flex-direction: column;
   gap: 4px;
-}
-
-.notification-copy strong {
-  overflow: hidden;
-  text-overflow: ellipsis;
-  white-space: nowrap;
+  padding-top: 1px;
+  padding-bottom: 1px;
 }
 
 .notification-title-line {
   min-width: 0;
   display: flex;
   align-items: center;
-  gap: 6px;
+  gap: 8px;
 }
 
 .notification-copy strong {
   min-width: 0;
   color: #0f172a;
-  font-size: 13px;
-  font-weight: 800;
+  font-size: 13.5px;
+  font-weight: 750;
+  line-height: 1.3;
+  overflow: hidden;
+  text-overflow: ellipsis;
+  white-space: nowrap;
 }
 
 .notification-title-line b {
@@ -796,22 +815,24 @@
 }
 
 .notification-copy small {
-  display: -webkit-box;
-  overflow: hidden;
-  color: #475569;
+  color: #64748b;
   font-size: 12px;
   line-height: 1.4;
-  white-space: normal;
-  -webkit-box-orient: vertical;
+  display: -webkit-box;
   -webkit-line-clamp: 2;
+  -webkit-box-orient: vertical;
+  overflow: hidden;
+  text-overflow: ellipsis;
+  margin-bottom: 2px;
 }
 
 .notification-meta {
   min-width: 0;
   display: flex;
   align-items: center;
-  justify-content: space-between;
+  justify-content: flex-end;
   gap: 8px;
+  margin-top: 2px;
 }
 
 .notification-meta em,
@@ -827,7 +848,7 @@
 }
 
 .notification-meta em {
-  flex: 1 1 auto;
+  display: none;
 }
 
 .notification-meta time {

web/src/assets/styles/components/travel-reimbursement-message-item.css

@@ -22,6 +22,18 @@
   border-color: rgba(96, 165, 250, 0.3);
 }
 
+.message-stack {
+  min-width: 0;
+  display: grid;
+  justify-items: start;
+  gap: 8px;
+}
+
+.message-row.user .message-stack {
+  order: 1;
+  justify-items: end;
+}
+
 .message-avatar {
   width: 38px;
   height: 38px;
@@ -52,6 +64,94 @@
   box-shadow: 0 10px 22px rgba(148, 163, 184, 0.14);
 }
 
+.steward-intent-bubble {
+  width: min(100%, 680px);
+  border: 1px solid #c9ddea;
+  border-radius: 4px;
+  background: #eef6fb;
+  color: #1f3f5b;
+  box-shadow: 0 8px 18px rgba(148, 163, 184, 0.12);
+}
+
+.steward-intent-bubble[open] {
+  background: #f3f9fd;
+}
+
+.steward-intent-bubble summary {
+  min-height: 38px;
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  padding: 0 12px;
+  cursor: pointer;
+  list-style: none;
+}
+
+.steward-intent-bubble summary::-webkit-details-marker {
+  display: none;
+}
+
+.steward-intent-bubble summary > span {
+  min-width: 0;
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  color: #234a68;
+  font-size: 12px;
+  font-weight: 820;
+}
+
+.steward-intent-bubble summary > span i {
+  color: #3a7ca5;
+  font-size: 14px;
+}
+
+.steward-intent-bubble summary small {
+  margin-left: auto;
+  color: #6f8295;
+  font-size: 12px;
+  font-weight: 720;
+}
+
+.steward-intent-bubble summary > i {
+  color: #64748b;
+  transition: transform 180ms ease;
+}
+
+.steward-intent-bubble[open] summary > i {
+  transform: rotate(180deg);
+}
+
+.steward-intent-event-list {
+  margin: 0;
+  padding: 0 12px 12px 30px;
+  display: grid;
+  gap: 7px;
+}
+
+.steward-intent-event-list li strong {
+  display: block;
+  color: #274b68;
+  font-size: 12px;
+  font-weight: 820;
+}
+
+.steward-intent-event-list li span {
+  display: block;
+  margin-top: 2px;
+  color: #5c7185;
+  font-size: 12px;
+  line-height: 1.55;
+}
+
+.steward-intent-empty {
+  margin: 0;
+  padding: 0 12px 12px;
+  color: #64748b;
+  font-size: 12px;
+  line-height: 1.55;
+}
+
 .message-bubble-application-preview {
   max-width: min(100%, 980px);
 }

web/src/assets/styles/views/travel-reimbursement-create-view-part2.css

@@ -396,6 +396,32 @@
   flex: 1 1 auto;
 }
 
+.steward-composer-row {
+  align-items: flex-end;
+  gap: 8px;
+}
+
+.steward-composer-leading-actions {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+}
+
+.steward-composer-shell {
+  min-height: 48px;
+}
+
+.steward-composer-shell .composer-shell-body {
+  min-height: 48px;
+  padding: 5px 12px;
+}
+
+.steward-composer-shell textarea {
+  min-height: 38px;
+  max-height: 150px;
+  padding: 9px 4px;
+}
+
 .composer-side-btn,
 .composer-row .tool-btn,
 .composer-row .send-btn {

web/src/assets/styles/views/travel-reimbursement-create-view-part4.css

@@ -62,6 +62,97 @@
   background: #fff;
 }
 
+.steward-plan-block {
+  margin-top: 12px;
+  display: grid;
+  gap: 10px;
+}
+
+.steward-task-card,
+.steward-attachment-card {
+  border: 1px solid #dbe7f2;
+  border-radius: 4px;
+  background: #f8fbfe;
+}
+
+.steward-task-list,
+.steward-attachment-list {
+  display: grid;
+  gap: 8px;
+}
+
+.steward-task-card,
+.steward-attachment-card {
+  padding: 10px 12px;
+}
+
+.steward-task-card header,
+.steward-attachment-card header {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  margin-bottom: 6px;
+}
+
+.steward-task-card header span,
+.steward-attachment-card header span {
+  color: #24618a;
+  font-size: 12px;
+  font-weight: 700;
+}
+
+.steward-task-card header small,
+.steward-attachment-card header small {
+  margin-left: auto;
+  color: #71879b;
+  font-size: 12px;
+}
+
+.steward-task-card > strong {
+  display: block;
+  color: #1f3448;
+  font-size: 14px;
+}
+
+.steward-task-card p,
+.steward-attachment-card p {
+  margin: 5px 0 0;
+  color: #5c7185;
+  font-size: 12px;
+  line-height: 1.55;
+}
+
+.steward-task-meta,
+.steward-attachment-chip-row {
+  display: flex;
+  flex-wrap: wrap;
+  gap: 6px;
+  margin-top: 8px;
+}
+
+.steward-task-meta span,
+.steward-attachment-chip {
+  border: 1px solid #d5e2ee;
+  border-radius: 4px;
+  background: #fff;
+  color: #49677f;
+  font-size: 12px;
+  line-height: 1.4;
+  padding: 3px 7px;
+}
+
+.steward-attachment-chip.include {
+  border-color: #c7deef;
+  background: #eef7fc;
+  color: #24618a;
+}
+
+.steward-attachment-chip.exclude {
+  border-color: #ecd6c4;
+  background: #fff8f2;
+  color: #8a5a24;
+}
+
 .welcome-quick-actions {
   margin-top: 14px;
   padding-top: 12px;

web/src/assets/styles/views/travel-request-detail-view.css

@@ -884,6 +884,18 @@
   font-size: 16px;
 }
 
+.standard-adjustment-banner {
+  border-color: #bfdbfe;
+  background: #eff6ff;
+  color: #1d4ed8;
+}
+
+.submit-progress-banner {
+  border-color: #c7d2fe;
+  background: #eef2ff;
+  color: #3730a3;
+}
+
 .detail-expense-table table {
   width: 100%;
   min-width: 0;
@@ -1094,12 +1106,28 @@
 }
 
 .expense-reimbursable-amount {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  gap: 4px;
   color: #0f172a;
   font-size: 13px;
   font-weight: 880;
   white-space: nowrap;
 }
 
+.expense-reimbursable-label {
+  display: inline-flex;
+  align-items: center;
+  min-height: 18px;
+  padding: 0 5px;
+  border-radius: 3px;
+  background: #eef2ff;
+  color: #3730a3;
+  font-size: 10px;
+  font-weight: 850;
+}
+
 .expense-adjusted-amount em {
   color: #991b1b;
   font-size: 11px;
@@ -1989,51 +2017,26 @@
   line-height: 1.6;
 }
 
-.risk-override-card textarea {
-  min-height: 88px;
-  border-color: #fecaca;
-  background: #fff;
-  color: #0f172a;
-}
-
-.risk-override-card textarea.risk-note-editor-textarea {
-  min-height: 34px;
-  max-height: 78px;
-  resize: none;
-}
-
-.risk-override-card textarea:focus {
-  border-color: #ef4444;
-  box-shadow: 0 0 0 3px rgba(239, 68, 68, .12);
-  outline: none;
-}
-
-.risk-override-submit-row {
+.risk-override-guidance {
   display: grid;
-  gap: 6px;
-}
-
-.risk-override-save-btn {
-  min-height: 34px;
-  border: 1px solid #bfdbfe;
+  gap: 4px;
+  padding: 10px 12px;
+  border: 1px solid #dbeafe;
   border-radius: 4px;
   background: #eff6ff;
-  color: #1d4ed8;
+}
+
+.risk-override-guidance strong {
+  color: #1e40af;
   font-size: 12px;
   font-weight: 850;
-  cursor: pointer;
+  line-height: 1.45;
 }
 
-.risk-override-save-btn:disabled {
-  cursor: not-allowed;
-  opacity: .58;
-}
-
-.risk-override-submit-row span {
-  color: #64748b;
+.risk-override-guidance span {
+  color: #475569;
   font-size: 12px;
   line-height: 1.5;
-  text-align: center;
 }
 
 .validation-card {

web/src/assets/workbench-icons/outline-approval.svg

@@ -0,0 +1,6 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true">
+  <path d="M8.5 4.5h7A1.5 1.5 0 0 1 17 6v13a1.5 1.5 0 0 1-1.5 1.5h-9A1.5 1.5 0 0 1 5 19V6a1.5 1.5 0 0 1 1.5-1.5h2"/>
+  <path d="M8.5 4.5A2 2 0 0 1 10.5 3h2A2 2 0 0 1 14.5 4.5v1h-6Z"/>
+  <path d="M8.5 12.8 11 15.2l5-5.2"/>
+  <path d="M8 18h7"/>
+</svg>

web/src/assets/workbench-icons/outline-budget.svg

@@ -0,0 +1,5 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true">
+  <path d="M12 4.5v7h7A7 7 0 1 1 12 4.5Z"/>
+  <path d="M14.5 3.8A7.2 7.2 0 0 1 20.2 9h-5.7Z"/>
+  <path d="M7.5 16.5h4M7.5 13.5H10"/>
+</svg>

web/src/assets/workbench-icons/outline-expense-application.svg

@@ -0,0 +1,6 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true">
+  <path d="M7 3.5h7l3 3v13a1.5 1.5 0 0 1-1.5 1.5h-8A1.5 1.5 0 0 1 6 19.5v-15A1.5 1.5 0 0 1 7.5 3.5Z"/>
+  <path d="M14 3.5V7h3.5"/>
+  <path d="M9 11h6M9 14h3"/>
+  <path d="M15.5 13.5v4M13.5 15.5h4"/>
+</svg>

web/src/assets/workbench-icons/outline-finance-analysis.svg

@@ -0,0 +1,6 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true">
+  <path d="M4.5 19.5h15"/>
+  <path d="M6 16.5V8.8M10 16.5V5.5M14 16.5v-6M18 16.5V7"/>
+  <path d="M6 12.5c2.2-3.2 4-1.2 6.2-4.1 1.5-2 3-1.3 5.3-3.4"/>
+  <path d="m17.6 5 .4 3.2-3.1-.5"/>
+</svg>

web/src/assets/workbench-icons/outline-policy.svg

@@ -0,0 +1,6 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true">
+  <path d="M5.5 5.5A2.5 2.5 0 0 1 8 3h12v16.5H8A2.5 2.5 0 0 0 5.5 22Z"/>
+  <path d="M5.5 5.5v16"/>
+  <path d="M9 7.5h7M9 10.5h6M9 14.5h4"/>
+  <path d="M17 3v16.5"/>
+</svg>

web/src/assets/workbench-icons/outline-reimbursement.svg

@@ -0,0 +1,6 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true">
+  <path d="M6.5 4.5h9.8A1.7 1.7 0 0 1 18 6.2v13.3l-2.2-1.2-2.2 1.2-2.2-1.2-2.2 1.2-2.2-1.2-2.2 1.2V6.2a1.7 1.7 0 0 1 1.7-1.7Z"/>
+  <path d="M8 9h8M8 12h6"/>
+  <path d="M9 15.5h2.7c1.8 0 3.3-1.4 3.3-3.2v-.8"/>
+  <path d="m13.3 10 1.7 1.7 1.7-1.7"/>
+</svg>

web/src/components/business/PersonalWorkbench.vue

@@ -9,7 +9,7 @@
 
     <article class="panel assistant-hero" :style="{ '--assistant-bg-image': `url(${workbenchHeroBackground})` }">
       <div class="assistant-copy">
-        <h1>嗨，{{ displayUserName }}，我是您的 <span>AI 费用助手</span></h1>
+        <h1>嗨，{{ displayUserName }}，我是您的 <span>小财管家</span></h1>
 
         <input
           ref="fileInputRef"
@@ -26,7 +26,7 @@
             v-model="assistantDraft"
             maxlength="1000"
             rows="2"
-            placeholder="请输入费用申请、报销问题、预算查询或制度问答..."
+            placeholder="一次性描述申请、报销和附件处理事项，小财管家会先拆解再执行..."
             :readonly="isComposerPending"
             @keydown.enter.prevent="handleWorkbenchEnter"
           />
@@ -180,7 +180,12 @@
         :class="`capability-card--${item.tone}`"
         @click="openCapabilityAssistant(item)"
       >
-        <span class="capability-icon"><i :class="item.icon"></i></span>
+        <WorkbenchListIcon
+          class="capability-icon"
+          :icon-key="item.key"
+          color="var(--capability-color)"
+          accent="var(--capability-soft)"
+        />
         <span class="capability-copy">
           <strong>{{ item.title }}</strong>
           <small>{{ item.primary }}</small>
@@ -221,8 +226,8 @@
               <small>{{ item.id }}</small>
             </span>
 
-            <span class="progress-type" :title="item.expenseTypeLabel || '其他费用'">
-              <strong>{{ item.expenseTypeLabel || '其他费用' }}</strong>
+            <span class="progress-type" :title="`${item.documentTypeLabel} · ${item.expenseTypeLabel || '其他费用'}`">
+              <strong>{{ item.documentTypeLabel }} · {{ item.expenseTypeLabel || '其他费用' }}</strong>
             </span>
 
             <span class="progress-steps" aria-hidden="true">
@@ -349,9 +354,10 @@
 <script setup>
 import { computed, nextTick, onBeforeUnmount, onMounted, ref, watch } from 'vue'
 import PanelHead from '../shared/PanelHead.vue'
+import WorkbenchListIcon from '../shared/WorkbenchListIcon.vue'
 import ExpenseStatsDetailModal from './ExpenseStatsDetailModal.vue'
 import ExpenseProfileDetailModal from './ExpenseProfileDetailModal.vue'
-import workbenchHeroBackground from '../../assets/personal-workbench-hero-bg-theme-base.webp'
+import workbenchHeroBackground from '../../assets/images/hero-3d-banner.png'
 import { useSystemState } from '../../composables/useSystemState.js'
 import { useToast } from '../../composables/useToast.js'
 import { useWorkbenchComposerDate } from '../../composables/useWorkbenchComposerDate.js'
@@ -425,6 +431,7 @@ let employeeProfileLoadSeq = 0
 const MAX_ATTACHMENTS = 10
 const SESSION_TYPE_EXPENSE = 'expense'
 const SESSION_TYPE_KNOWLEDGE = 'knowledge'
+const SESSION_TYPE_STEWARD = 'steward'
 
 const hasExpenseConversation = computed(() =>
   Boolean(latestExpenseConversation.value?.conversation_id || latestExpenseConversation.value?.conversationId)
@@ -607,6 +614,7 @@ function buildAssistantPayload() {
   return {
     prompt: buildWorkbenchPromptText(),
     source: 'workbench',
+    sessionType: SESSION_TYPE_STEWARD,
     files: Array.from(selectedFiles.value)
   }
 }
@@ -674,7 +682,7 @@ function applyQuickPrompt(prompt) {
   focusAssistantInput()
 }
 
-function openPromptAssistant(prompt) {
+function openPromptAssistant(prompt, sessionType = SESSION_TYPE_STEWARD) {
   if (pendingAction.value) {
     return
   }
@@ -682,6 +690,7 @@ function openPromptAssistant(prompt) {
   const payload = {
     prompt: buildWorkbenchPromptText(prompt),
     source: 'workbench',
+    sessionType,
     files: Array.from(selectedFiles.value),
     conversation: null
   }
@@ -704,7 +713,7 @@ function openWorkbenchTarget(item) {
     return
   }
 
-  openPromptAssistant(item?.prompt || `查询 ${item?.id || ''} 的费用进度`)
+  openPromptAssistant(item?.prompt || `查询 ${item?.id || ''} 的费用进度`, SESSION_TYPE_EXPENSE)
 }
 
 function openCapabilityAssistant(item) {

web/src/components/shared/ConfirmDialog.vue

@@ -99,29 +99,33 @@ function handleCancel() {
 </script>
 
 <style scoped>
-.shared-confirm-mask {
-  position: fixed;
-  inset: 0;
-  z-index: 10020;
-  display: grid;
-  place-items: center;
-  padding: 24px;
-  background: rgba(15, 23, 42, 0.32);
-  backdrop-filter: blur(10px);
-  -webkit-backdrop-filter: blur(10px);
-}
-
-.shared-confirm-card {
-  width: min(480px, 100%);
+.shared-confirm-mask {
+  position: fixed;
+  inset: 0;
+  z-index: 10020;
   display: grid;
+  place-items: center;
+  padding: 20px;
+  background: rgba(15, 23, 42, 0.32);
+  backdrop-filter: blur(10px);
+  -webkit-backdrop-filter: blur(10px);
+}
+
+.shared-confirm-card {
+  width: min(480px, calc(100vw - 40px));
+  max-height: calc(100vh - 40px);
+  max-height: calc(100dvh - 40px);
+  display: flex;
+  flex-direction: column;
   gap: 14px;
   padding: 24px;
   border: 1px solid rgba(var(--theme-primary-rgb, 58, 124, 165), 0.14);
-  border-radius: 8px;
+  border-radius: 4px;
   background:
     radial-gradient(circle at top left, rgba(var(--theme-primary-rgb, 58, 124, 165), 0.10), transparent 36%),
     linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(247, 250, 252, 0.98));
   box-shadow: 0 28px 56px rgba(15, 23, 42, 0.18);
+  overflow: hidden;
 }
 
 .shared-confirm-badge {
@@ -165,12 +169,18 @@ function handleCancel() {
   line-height: 1.7;
 }
 
-.shared-confirm-body {
-  display: grid;
-  gap: 10px;
-}
-
+.shared-confirm-body {
+  display: grid;
+  gap: 10px;
+  min-height: 0;
+  max-height: min(380px, calc(100dvh - 300px));
+  overflow-y: auto;
+  padding-right: 2px;
+  scrollbar-width: thin;
+}
+
 .shared-confirm-actions {
+  flex: 0 0 auto;
   display: flex;
   justify-content: flex-end;
   gap: 10px;
@@ -257,12 +267,22 @@ function handleCancel() {
 
 .shared-confirm-card--compact {
   width: min(360px, 100%);
+  max-height: calc(100vh - 36px);
+  max-height: calc(100dvh - 36px);
   gap: 8px;
   padding: 16px;
-  border-radius: 6px;
+  border-radius: 4px;
   background: #fff;
 }
 
+.shared-confirm-card--review {
+  width: min(560px, calc(100vw - 40px));
+}
+
+.shared-confirm-card--review .shared-confirm-body {
+  max-height: min(420px, calc(100dvh - 292px));
+}
+
 .shared-confirm-card--compact h4 {
   font-size: 15px;
   line-height: 1.35;
@@ -287,16 +307,23 @@ function handleCancel() {
 
 @media (max-width: 720px) {
   .shared-confirm-mask {
-    padding: 18px;
-  }
-
-  .shared-confirm-card {
-    padding: 20px;
-    border-radius: 8px;
+    padding: 14px;
   }
-
-  .shared-confirm-card h4 {
-    font-size: 19px;
+
+  .shared-confirm-card {
+    width: min(100%, calc(100vw - 28px));
+    max-height: calc(100vh - 28px);
+    max-height: calc(100dvh - 28px);
+    padding: 20px;
+    border-radius: 4px;
+  }
+
+  .shared-confirm-body {
+    max-height: min(360px, calc(100dvh - 260px));
+  }
+
+  .shared-confirm-card h4 {
+    font-size: 19px;
   }
 
   .shared-confirm-actions {

web/src/components/shared/WorkbenchListIcon.vue

@@ -31,22 +31,21 @@ const iconStyle = computed(() => iconMeta.value.style)
 <style scoped>
 .workbench-list-icon {
   position: relative;
-  width: 56px;
-  height: 56px;
+  width: var(--workbench-list-icon-size, 48px);
+  height: var(--workbench-list-icon-size, 48px);
   flex-shrink: 0;
   color: var(--icon-color, var(--theme-primary));
 }
 
 .workbench-list-icon__halo {
   position: absolute;
-  inset: -3px;
-  border-radius: 20px;
-  background: radial-gradient(
-    circle at 50% 40%,
-    color-mix(in srgb, var(--icon-color, var(--theme-primary)) 24%, transparent) 0%,
-    transparent 72%
-  );
-  opacity: 0.7;
+  top: 8px;
+  bottom: 8px;
+  left: 0;
+  width: 3px;
+  border-radius: 2px;
+  background: color-mix(in srgb, var(--icon-color, var(--theme-primary)) 78%, #ffffff);
+  opacity: 0.72;
 }
 
 .workbench-list-icon__panel {
@@ -57,26 +56,25 @@ const iconStyle = computed(() => iconMeta.value.style)
   display: grid;
   place-items: center;
   overflow: hidden;
-  border-radius: 18px;
-  border: 1px solid color-mix(in srgb, var(--icon-color, var(--theme-primary)) 18%, var(--line, #e2e8f0));
+  border-radius: 4px;
+  border: 1px solid color-mix(in srgb, var(--icon-color, var(--theme-primary)) 22%, var(--line, #e2e8f0));
   background:
-    radial-gradient(circle at 24% 16%, rgba(255, 255, 255, 0.98), transparent 46%),
+    linear-gradient(180deg, rgba(255, 255, 255, 0.82), rgba(255, 255, 255, 0.44)),
     linear-gradient(
-      160deg,
-      color-mix(in srgb, var(--icon-accent, var(--theme-primary-soft)) 72%, #fff) 0%,
-      #fff 44%,
-      color-mix(in srgb, var(--icon-color, var(--theme-primary)) 7%, var(--surface-soft, #f8fafc)) 100%
+      135deg,
+      color-mix(in srgb, var(--icon-accent, var(--theme-primary-soft)) 64%, #fff) 0%,
+      #fff 52%,
+      color-mix(in srgb, var(--icon-color, var(--theme-primary)) 8%, var(--surface-soft, #f8fafc)) 100%
     );
   box-shadow:
-    inset 0 1px 0 rgba(255, 255, 255, 0.98),
-    0 1px 2px rgba(15, 23, 42, 0.04),
-    0 10px 20px color-mix(in srgb, var(--icon-color, var(--theme-primary)) 12%, transparent);
+    inset 0 1px 0 rgba(255, 255, 255, 0.9),
+    0 1px 2px rgba(15, 23, 42, 0.045);
 }
 
 .workbench-list-icon__shine {
   position: absolute;
   inset: 0;
-  background: linear-gradient(180deg, rgba(255, 255, 255, 0.55), transparent 38%);
+  background: linear-gradient(110deg, rgba(255, 255, 255, 0.42), transparent 44%);
   pointer-events: none;
 }
 
@@ -85,16 +83,15 @@ const iconStyle = computed(() => iconMeta.value.style)
   z-index: 1;
   display: grid;
   place-items: center;
-  width: 30px;
-  height: 30px;
+  width: var(--workbench-list-icon-art-size, 28px);
+  height: var(--workbench-list-icon-art-size, 28px);
 }
 
 .workbench-list-icon__art :deep(.workbench-heroicon) {
-  width: 30px;
-  height: 30px;
+  width: var(--workbench-list-icon-art-size, 28px);
+  height: var(--workbench-list-icon-art-size, 28px);
   display: block;
   color: color-mix(in srgb, var(--icon-color, var(--theme-primary)) 86%, var(--theme-primary-active));
-  filter: drop-shadow(0 2px 5px color-mix(in srgb, var(--icon-color, var(--theme-primary)) 18%, transparent));
 }
 
 .workbench-list-icon--outline .workbench-list-icon__art :deep(.workbench-heroicon) {

web/src/components/travel/TravelReimbursementMessageItem.vue

@@ -10,11 +10,43 @@
       />
     </span>
 
-    <div class="message-bubble" :class="ui.buildMessageBubbleClass(message)">
+    <div class="message-stack">
+      <details
+        v-if="message.role === 'assistant' && message.stewardPlan && (message.stewardPlan.streamStatus === 'streaming' || message.stewardPlan.thinkingEvents?.length)"
+        class="steward-intent-bubble"
+        :open="message.stewardPlan.streamStatus === 'streaming'"
+        aria-label="小财管家意图识别智能体"
+      >
+        <summary>
+          <span>
+            <i class="mdi mdi-brain"></i>
+            意图识别智能体
+          </span>
+          <small>{{ message.stewardPlan.streamStatus === 'streaming' ? '识别中' : `${message.stewardPlan.thinkingEvents?.length || 0} 步` }}</small>
+          <i class="mdi mdi-chevron-down"></i>
+        </summary>
+        <ol v-if="message.stewardPlan.thinkingEvents?.length" class="steward-intent-event-list">
+          <li
+            v-for="event in (message.stewardPlan.thinkingEvents || []).slice(0, message.stewardPlan.visibleThinkingEventCount || message.stewardPlan.thinkingEvents?.length || 0)"
+            :key="`${message.id}-${event.eventId}`"
+          >
+            <strong>{{ event.title }}</strong>
+            <span>{{ event.content }}</span>
+          </li>
+        </ol>
+        <p v-else class="steward-intent-empty">正在建立任务上下文...</p>
+      </details>
+
+    <div
+      v-if="!message.stewardPlan || message.stewardPlan.streamStatus !== 'streaming' || message.text"
+      class="message-bubble"
+      :class="ui.buildMessageBubbleClass(message)"
+    >
     <header class="message-meta">
       <strong>{{ message.role === 'assistant' ? (message.assistantName || ui.ASSISTANT_DISPLAY_NAME) : '我' }}</strong>
       <time>{{ message.time }}</time>
     </header>
+
     <div
       v-if="message.text && message.role === 'assistant' && message.reviewPayload && ui.buildReviewMainMessageText(message)"
       class="review-summary message-answer-content message-answer-markdown"
@@ -40,6 +72,59 @@
       :report="message.budgetReport"
     />
 
+    <div
+      v-if="message.role === 'assistant' && message.stewardPlan && message.stewardPlan.streamStatus !== 'streaming'"
+      class="steward-plan-block"
+      role="group"
+      aria-label="小财管家任务计划"
+    >
+      <div v-if="message.stewardPlan.tasks?.length" class="steward-task-list">
+        <article
+          v-for="task in message.stewardPlan.tasks"
+          :key="`${message.id}-${task.taskId}`"
+          class="steward-task-card"
+        >
+          <header>
+            <span>{{ task.taskTypeLabel }}</span>
+            <small>{{ task.assignedAgentLabel }}</small>
+          </header>
+          <strong>{{ task.title }}</strong>
+          <p>{{ task.summary }}</p>
+          <div class="steward-task-meta">
+            <span>置信度 {{ Math.round((task.confidence || 0) * 100) }}%</span>
+            <span v-if="task.missingFields?.length">待补充 {{ task.missingFields.join('、') }}</span>
+            <span v-else>字段已齐备</span>
+          </div>
+        </article>
+      </div>
+
+      <div v-if="message.stewardPlan.attachmentGroups?.length" class="steward-attachment-list">
+        <article
+          v-for="group in message.stewardPlan.attachmentGroups"
+          :key="`${message.id}-${group.groupId}`"
+          class="steward-attachment-card"
+        >
+          <header>
+            <span>{{ group.sceneLabel }}</span>
+            <small>{{ Math.round((group.confidence || 0) * 100) }}%</small>
+          </header>
+          <p>{{ group.rationale }}</p>
+          <div class="steward-attachment-chip-row">
+            <span
+              v-for="name in group.attachmentNames"
+              :key="`${group.groupId}-in-${name}`"
+              class="steward-attachment-chip include"
+            >{{ name }}</span>
+            <span
+              v-for="name in group.excludedAttachmentNames"
+              :key="`${group.groupId}-out-${name}`"
+              class="steward-attachment-chip exclude"
+            >排除：{{ name }}</span>
+          </div>
+        </article>
+      </div>
+    </div>
+
     <div
       v-if="message.role === 'assistant' && message.applicationPreview"
       class="application-preview-table"
@@ -472,6 +557,7 @@
       </span>
     </div>
     </div>
+    </div>
 
     <div
       v-if="ui.isOperationFeedbackVisible(message)"

web/src/services/steward.js

@@ -0,0 +1,138 @@
+import { apiRequest, getRuntimeApiBaseUrl } from './api.js'
+
+export function fetchStewardPlan(payload, options = {}) {
+  return apiRequest('/steward/plans', {
+    method: 'POST',
+    body: JSON.stringify(payload),
+    ...options
+  })
+}
+
+export async function fetchStewardPlanStream(payload, handlers = {}, options = {}) {
+  const {
+    timeoutMs = 0,
+    timeoutMessage = '小财管家任务规划超时，请稍后重试。'
+  } = options
+  const controller = typeof AbortController !== 'undefined' ? new AbortController() : null
+  const timeoutId = controller && Number(timeoutMs) > 0
+    ? globalThis.setTimeout(() => controller.abort(), Number(timeoutMs))
+    : 0
+
+  let response
+  try {
+    response = await fetch(`${getRuntimeApiBaseUrl()}/steward/plans/stream`, {
+      method: 'POST',
+      headers: {
+        'Content-Type': 'application/json'
+      },
+      body: JSON.stringify(payload),
+      signal: controller?.signal
+    })
+  } catch (error) {
+    if (timeoutId) {
+      globalThis.clearTimeout(timeoutId)
+    }
+    if (error?.name === 'AbortError') {
+      throw new Error(timeoutMessage)
+    }
+    throw new Error('无法连接小财管家流式服务，请确认后端已启动。')
+  }
+
+  if (!response.ok) {
+    if (timeoutId) {
+      globalThis.clearTimeout(timeoutId)
+    }
+    throw new Error(await resolveStreamError(response))
+  }
+
+  if (!response.body?.getReader) {
+    const text = await response.text()
+    if (timeoutId) {
+      globalThis.clearTimeout(timeoutId)
+    }
+    return consumeNdjsonText(text, handlers)
+  }
+
+  const decoder = new TextDecoder('utf-8')
+  const reader = response.body.getReader()
+  let buffer = ''
+  let finalPlan = null
+
+  try {
+    while (true) {
+      const { value, done } = await reader.read()
+      if (done) {
+        break
+      }
+      buffer += decoder.decode(value, { stream: true })
+      const lines = buffer.split('\n')
+      buffer = lines.pop() || ''
+      for (const line of lines) {
+        const event = parseStreamLine(line)
+        if (!event) continue
+        finalPlan = handleStreamEvent(event, handlers) || finalPlan
+      }
+    }
+
+    buffer += decoder.decode()
+    if (buffer.trim()) {
+      const event = parseStreamLine(buffer)
+      if (event) {
+        finalPlan = handleStreamEvent(event, handlers) || finalPlan
+      }
+    }
+  } catch (error) {
+    if (error?.name === 'AbortError') {
+      throw new Error(timeoutMessage)
+    }
+    throw error
+  } finally {
+    if (timeoutId) {
+      globalThis.clearTimeout(timeoutId)
+    }
+  }
+
+  if (!finalPlan) {
+    throw new Error('小财管家流式结果缺少最终任务计划。')
+  }
+
+  return finalPlan
+}
+
+async function resolveStreamError(response) {
+  try {
+    const payload = await response.json()
+    return String(payload?.detail || payload?.message || '').trim() || '小财管家流式接口请求失败。'
+  } catch {
+    return '小财管家流式接口请求失败。'
+  }
+}
+
+function consumeNdjsonText(text, handlers) {
+  let finalPlan = null
+  String(text || '').split('\n').forEach((line) => {
+    const event = parseStreamLine(line)
+    if (!event) return
+    finalPlan = handleStreamEvent(event, handlers) || finalPlan
+  })
+  return finalPlan
+}
+
+function parseStreamLine(line) {
+  const normalized = String(line || '').trim()
+  if (!normalized) {
+    return null
+  }
+  return JSON.parse(normalized)
+}
+
+function handleStreamEvent(event, handlers) {
+  if (event.event === 'error') {
+    throw new Error(String(event.data?.message || '').trim() || '小财管家规划失败，请稍后重试。')
+  }
+  handlers.onEvent?.(event)
+  if (event.event === 'plan') {
+    return event.data
+  }
+  return null
+}

web/src/utils/assistantSessionScope.js

@@ -4,8 +4,14 @@ export const ASSISTANT_SCOPE_SESSION_APPLICATION = 'application'
 export const ASSISTANT_SCOPE_SESSION_EXPENSE = 'expense'
 export const ASSISTANT_SCOPE_SESSION_APPROVAL = 'approval'
 export const ASSISTANT_SCOPE_SESSION_KNOWLEDGE = 'knowledge'
+export const ASSISTANT_SCOPE_SESSION_STEWARD = 'steward'
 
 const SESSION_SCOPE_CONFIG = {
+  [ASSISTANT_SCOPE_SESSION_STEWARD]: {
+    label: '小财管家',
+    icon: 'mdi mdi-account-tie-outline',
+    scope: '多任务拆解、附件归集、申请助手和报销助手统一调度'
+  },
   [ASSISTANT_SCOPE_SESSION_APPLICATION]: {
     label: '申请助手',
     icon: 'mdi mdi-file-plus-outline',
@@ -105,6 +111,10 @@ export function inferAssistantScopeTarget(rawText, options = {}) {
   const approvalMatched = APPROVAL_PATTERN.test(text)
   const knowledgeMatched = KNOWLEDGE_PATTERN.test(text)
 
+  if (applicationMatched && expenseMatched) {
+    return ASSISTANT_SCOPE_SESSION_STEWARD
+  }
+
   if (approvalMatched && /(待我审核|待审|审核意见|审批意见|审批通过|审批驳回|驳回|退回|审核中心|审批中心|处理意见)/.test(text)) {
     return ASSISTANT_SCOPE_SESSION_APPROVAL
   }

web/src/utils/workbenchAssistantIntent.js

@@ -2,6 +2,7 @@ import {
   ASSISTANT_SCOPE_SESSION_APPLICATION,
   ASSISTANT_SCOPE_SESSION_EXPENSE,
   ASSISTANT_SCOPE_SESSION_KNOWLEDGE,
+  ASSISTANT_SCOPE_SESSION_STEWARD,
   hasExpenseApplicationIntentSignal,
   hasReimbursementIntentSignal,
   inferAssistantScopeTarget
@@ -63,6 +64,10 @@ export function resolveWorkbenchSessionTypeFromOntology(ontology, rawText, fallb
     return fallback
   }
 
+  if (applicationSignal && reimbursementSignal) {
+    return ASSISTANT_SCOPE_SESSION_STEWARD
+  }
+
   if (hasApplicationDocumentEntity(ontology)) {
     return ASSISTANT_SCOPE_SESSION_APPLICATION
   }

web/src/utils/workbenchIconAssets.js

@@ -1,6 +1,12 @@
 import briefcaseIcon from '../assets/workbench-icons/outline-briefcase.svg?raw'
+import approvalIcon from '../assets/workbench-icons/outline-approval.svg?raw'
+import budgetIcon from '../assets/workbench-icons/outline-budget.svg?raw'
 import documentTextIcon from '../assets/workbench-icons/outline-document-text.svg?raw'
+import expenseApplicationIcon from '../assets/workbench-icons/outline-expense-application.svg?raw'
+import financeAnalysisIcon from '../assets/workbench-icons/outline-finance-analysis.svg?raw'
 import paperAirplaneIcon from '../assets/workbench-icons/outline-paper-airplane.svg?raw'
+import policyIcon from '../assets/workbench-icons/outline-policy.svg?raw'
+import reimbursementIcon from '../assets/workbench-icons/outline-reimbursement.svg?raw'
 import shoppingBagIcon from '../assets/workbench-icons/outline-shopping-bag.svg?raw'
 import truckIcon from '../assets/workbench-icons/outline-truck.svg?raw'
 import usersIcon from '../assets/workbench-icons/outline-users.svg?raw'
@@ -13,6 +19,12 @@ function prepareHeroiconMarkup(svgRaw) {
 }
 
 export const workbenchIconMap = {
+  'expense-application': { markup: prepareHeroiconMarkup(expenseApplicationIcon), style: 'outline' },
+  'quick-reimbursement': { markup: prepareHeroiconMarkup(reimbursementIcon), style: 'outline' },
+  'budget-planning': { markup: prepareHeroiconMarkup(budgetIcon), style: 'outline' },
+  'quick-approval': { markup: prepareHeroiconMarkup(approvalIcon), style: 'outline' },
+  'finance-analysis': { markup: prepareHeroiconMarkup(financeAnalysisIcon), style: 'outline' },
+  'company-policy': { markup: prepareHeroiconMarkup(policyIcon), style: 'outline' },
   hospitality: { markup: prepareHeroiconMarkup(usersIcon), style: 'outline' },
   travelDraft: { markup: prepareHeroiconMarkup(briefcaseIcon), style: 'outline' },
   receipts: { markup: prepareHeroiconMarkup(documentTextIcon), style: 'outline' },

web/src/utils/workbenchSummary.js

@@ -245,10 +245,14 @@ function buildProgressItems(ownedRequests) {
       const title = normalizeText(request?.title || request?.note || request?.sceneLabel) || '费用单据'
 
       const status = normalizeText(request?.approvalStatus || currentStep?.label) || '处理中'
+      const isApplication = title.includes('申请') || (requestId || '').toUpperCase().startsWith('SQ') || (requestId || '').toUpperCase().startsWith('CL')
+      const documentTypeLabel = isApplication ? '申请单' : '报销单'
+
       return {
         id: requestId,
         requestId,
         title,
+        documentTypeLabel,
         expenseTypeLabel: resolveExpenseCategory(request),
         amount: formatCurrency(request?.amount),
         status,

web/src/views/TravelReimbursementCreateView.vue

@@ -184,7 +184,41 @@
                       </div>
                     </div>
 
-                  <div class="composer-row" :class="{ 'knowledge-mode': isKnowledgeSession }">
+                  <div v-if="isStewardSession" class="composer-row steward-composer-row">
+                    <div class="composer-leading-actions steward-composer-leading-actions">
+                      <button
+                        type="button"
+                        class="tool-btn composer-side-btn"
+                        :disabled="submitting || reviewActionBusy || sessionSwitchBusy"
+                        aria-label="上传附件"
+                        title="上传附件"
+                        @click="triggerFileUpload"
+                      >
+                        <i class="mdi mdi-paperclip"></i>
+                      </button>
+                    </div>
+
+                    <div class="composer-shell steward-composer-shell">
+                      <div class="composer-shell-body">
+                        <textarea
+                          ref="composerTextareaRef"
+                          v-model="composerDraft"
+                          rows="1"
+                          :placeholder="composerPlaceholder"
+                          :disabled="submitting || reviewActionBusy || sessionSwitchBusy"
+                          @input="handleComposerInput"
+                          @keydown.enter.exact.prevent="handleComposerEnter"
+                          @keydown.ctrl.enter.prevent="submitComposer"
+                        />
+                      </div>
+                    </div>
+
+                    <button class="send-btn composer-side-btn" type="submit" :disabled="!canSubmit || reviewActionBusy || sessionSwitchBusy" aria-label="发送">
+                      <i :class="submitting ? 'mdi mdi-loading mdi-spin' : 'mdi mdi-send'"></i>
+                    </button>
+                  </div>
+
+                  <div v-else class="composer-row" :class="{ 'knowledge-mode': isKnowledgeSession }">
                     <div v-if="!isKnowledgeSession" class="composer-leading-actions">
                       <button
                         type="button"

web/src/views/TravelRequestDetailView.vue

@@ -184,6 +184,14 @@
                   <i class="mdi mdi-loading mdi-spin"></i>
                   <span>{{ smartEntryRecognitionText }}</span>
                 </div>
+                <div v-if="standardAdjustmentBusy" class="expense-recognition-banner standard-adjustment-banner">
+                  <i class="mdi mdi-loading mdi-spin"></i>
+                  <span>正在重新测算费用，请稍候。明细和合计会在后台完成后自动更新。</span>
+                </div>
+                <div v-if="submitBusy" class="expense-recognition-banner submit-progress-banner">
+                  <i class="mdi mdi-loading mdi-spin"></i>
+                  <span>正在提交审批，请稍候。系统正在完成自动检测、预算占用和审批流转。</span>
+                </div>
                 <table>
                   <thead>
                     <tr>
@@ -280,7 +288,10 @@
                           <template v-else>
                             <div v-if="item.hasStandardAdjustment" class="expense-adjusted-amount">
                               <span class="expense-original-amount">{{ item.originalAmountDisplay || item.amount }}</span>
-                              <strong class="expense-reimbursable-amount">{{ item.reimbursableAmountDisplay }}</strong>
+                              <strong class="expense-reimbursable-amount">
+                                <span class="expense-reimbursable-label">职级测算</span>
+                                {{ item.reimbursableAmountDisplay }}
+                              </strong>
                               <em v-if="item.employeeAbsorbedAmountDisplay">自担 {{ item.employeeAbsorbedAmountDisplay }}</em>
                             </div>
                             <strong v-else>{{ item.amount }}</strong>
@@ -754,6 +765,7 @@
       :open="submitConfirmDialogOpen"
       badge="提交确认"
       badge-tone="warning"
+      size="review"
       :title="`确认提交 ${request.id} 吗？`"
       :description="submitConfirmDescription"
       cancel-text="返回核对"
@@ -788,8 +800,9 @@
       :open="riskOverrideDialogOpen"
       badge="异常说明"
       badge-tone="danger"
+      size="review"
       :title="`当前存在 ${submitRiskWarnings.length} 条需说明的风险`"
-      description="请先补充异常说明后提交领导审批；也可以不填写说明，选择按职级最高可报销金额重新计算。"
+      description="请回到费用明细的异常说明列补充原因后再提交；如果不补充说明，可选择按职级最高可报销金额重新计算。"
       cancel-text="返回整改"
       confirm-text="按职级标准重算"
       busy-text="处理中..."
@@ -827,27 +840,10 @@
             <strong>{{ currentSubmitRiskWarning.title }}</strong>
           </div>
           <p>{{ currentSubmitRiskWarning.risk }}</p>
-          <textarea
-            v-model="riskOverrideReasons[currentSubmitRiskWarning.id]"
-            class="risk-note-editor-textarea"
-            rows="1"
-            maxlength="160"
-            placeholder="请说明原因，例如客户指定酒店、会议高峰、协议酒店满房等"
-            aria-label="异常说明"
-            @input="resizeExpenseNoteInput"
-            @keydown.enter="resizeExpenseNoteInput"
-          ></textarea>
         </article>
-        <div class="risk-override-submit-row">
-          <button
-            class="risk-override-save-btn"
-            type="button"
-            :disabled="riskOverrideBusy"
-            @click="confirmRiskOverrideReasons"
-          >
-            保存说明并继续提交
-          </button>
-          <span>不填写说明时，系统会按职级最高报销标准重算金额。</span>
+        <div class="risk-override-guidance">
+          <strong>请在费用明细的“异常说明”列补充原因后再提交。</strong>
+          <span>如果不补充说明，可直接选择按职级标准重算，超出标准的部分由员工自担。</span>
         </div>
       </div>
     </ConfirmDialog>

web/src/views/scripts/TravelReimbursementCreateView.js

@@ -15,6 +15,7 @@ import { useTravelReimbursementReviewDrawer } from './useTravelReimbursementRevi
 import { useTravelReimbursementSubmitComposer } from './useTravelReimbursementSubmitComposer.js'
 import { useTravelReimbursementReviewActions } from './useTravelReimbursementReviewActions.js'
 import { useTravelReimbursementGuidedFlow } from './useTravelReimbursementGuidedFlow.js'
+import { useStewardPlanFlow } from './useStewardPlanFlow.js'
 import { useApplicationPreviewEditor } from './useApplicationPreviewEditor.js'
 import {
   buildOperationFeedbackPayload,
@@ -24,6 +25,7 @@ import { recognizeOcrFiles } from '../../services/ocr.js'
 import { fetchAgentRunDetail } from '../../services/agentAssets.js'
 import { createOperationFeedback } from '../../services/operationFeedback.js'
 import { deleteConversation, runOrchestrator } from '../../services/orchestrator.js'
+import { fetchStewardPlan, fetchStewardPlanStream } from '../../services/steward.js'
 import { renderMarkdown } from '../../utils/markdown.js'
 import { clearAssistantSessionSnapshot } from '../../utils/assistantSessionSnapshot.js'
 import {
@@ -182,6 +184,7 @@ import {
   SESSION_TYPE_APPROVAL,
   SESSION_TYPE_EXPENSE,
   SESSION_TYPE_KNOWLEDGE,
+  SESSION_TYPE_STEWARD,
   canUseBudgetAssistantSession,
   aiAvatar,
   buildExpenseIntentConfirmationMessage,
@@ -674,9 +677,12 @@ export default {
 
     const isKnowledgeSession = computed(() => activeSessionType.value === SESSION_TYPE_KNOWLEDGE)
     const isApplicationSession = computed(() => activeSessionType.value === SESSION_TYPE_APPLICATION)
+    const isStewardSession = computed(() => activeSessionType.value === SESSION_TYPE_STEWARD)
     const activeAssistantMode = computed(() => resolveAssistantSessionMode(activeSessionType.value))
-    const assistantHeaderTitle = computed(() => '个人工作台')
-    const assistantHeaderDescription = computed(() => '个人工作窗，一站式费控解决枢纽')
+    const assistantHeaderTitle = computed(() => (isStewardSession.value ? '小财管家' : '个人工作台'))
+    const assistantHeaderDescription = computed(() =>
+      isStewardSession.value ? '统一财务任务编排入口' : '个人工作窗，一站式费控解决枢纽'
+    )
     const {
       flowRunId,
       flowSteps,
@@ -747,6 +753,9 @@ export default {
       showInsightPanel.value ? '隐藏详细信息' : '展开详细信息'
     )
     const composerPlaceholder = computed(() => {
+      if (isStewardSession.value) {
+        return '例如：申请7月2日去北京出差，同时报销昨天交通费和6月3日上海出差费用。'
+      }
       if (isKnowledgeSession.value) {
         return '例如：差旅住宿标准是什么？发票抬头不一致还能报销吗？'
       }
@@ -1213,6 +1222,9 @@ export default {
     const isReviewOverviewDrawer = computed(() => reviewDrawerMode.value === REVIEW_DRAWER_MODE_REVIEW)
 
     const shortcuts = computed(() => {
+      if (isStewardSession.value) {
+        return []
+      }
       const accessibleModes = filterAssistantSessionModes(ASSISTANT_SESSION_MODE_OPTIONS, currentUser.value)
       const visibleModes = props.entrySource === 'budget'
         ? accessibleModes.filter((mode) => mode.key === SESSION_TYPE_BUDGET)
@@ -1416,6 +1428,7 @@ export default {
 
     onBeforeUnmount(() => {
       document.removeEventListener('click', handleComposerDatePickerOutside)
+      clearStewardThinkingTimers()
       stopFlowRuntime()
       stopAttachmentRuntime()
     })
@@ -1518,6 +1531,27 @@ export default {
       messages.value.splice(index, 1, nextMessage)
     }
 
+    const { submitStewardPlan, clearStewardThinkingTimers } = useStewardPlanFlow({
+      activeSessionType,
+      attachedFiles,
+      composerDraft,
+      currentUser,
+      fileInputRef,
+      messages,
+      createMessage,
+      fetchStewardPlan,
+      fetchStewardPlanStream,
+      nextTick,
+      persistSessionState,
+      replaceMessage,
+      scrollToBottom,
+      adjustComposerTextareaHeight,
+      submitting,
+      reviewActionBusy,
+      sessionSwitchBusy,
+      toast
+    })
+
     async function runShortcut(shortcut) {
       if (shortcut?.action === 'switch_view' && shortcut?.targetSessionType) {
         if (shortcut.targetSessionType === SESSION_TYPE_BUDGET && !canUseBudgetAssistantSession(currentUser.value)) {
@@ -1675,6 +1709,15 @@ export default {
           scrollToBottom()
         })
         persistSessionState()
+        if (actionPayload.auto_submit && carryText) {
+          await submitComposer({
+            rawText: carryText,
+            userText: action.label || '确认继续处理',
+            pendingText: '正在按确认内容继续处理...',
+            files: carryFiles,
+            skipScopeGuard: true
+          })
+        }
         return
       }
 
@@ -2406,6 +2449,9 @@ export default {
       // submitting.value = true
       // recognizeOcrFiles(files)
       // submitting.value = false
+      if (isStewardSession.value && await submitStewardPlan(options)) {
+        return null
+      }
       if (await handleGuidedComposerSubmit(options)) {
         return null
       }
@@ -2651,7 +2697,7 @@ export default {
     return {
       emit, messageItemUi, insightPanelUi, ASSISTANT_DISPLAY_NAME, aiAvatar, userAvatar, fileInputRef, composerTextareaRef, messageListRef, composerDraft, composerDatePickerOpen, composerDateMode, composerSingleDate, composerRangeStartDate, composerRangeEndDate, composerBusinessTimeTags, composerCanApplyDateSelection,
       toggleComposerDatePicker, closeComposerDatePicker, setComposerDateMode, handleComposerDateInputChange, removeComposerBusinessTimeTag, flowSteps, flowRunId, flowRefreshBusy, completedFlowStepCount, flowOverallStatusTone, flowOverallStatusText, flowTotalDurationText,
-      attachedFiles, composerFilesExpanded, visibleAttachedFiles, hiddenAttachedFileCount, submitting, sessionSwitchBusy, messages, currentInsight, linkedRequest, canSubmit, activeSessionType, isKnowledgeSession, hotKnowledgeQuestions,
+      attachedFiles, composerFilesExpanded, visibleAttachedFiles, hiddenAttachedFileCount, submitting, sessionSwitchBusy, messages, currentInsight, linkedRequest, canSubmit, activeSessionType, isKnowledgeSession, isStewardSession, hotKnowledgeQuestions,
       hasInsightPanelContent, showInsightPanel, insightPanelToggleLabel, assistantHeaderTitle, assistantHeaderDescription, composerPlaceholder, currentIntentLabel, canDeleteCurrentSession, latestReviewMessage, activeReviewPayload, activeReviewPanelScope, activeReviewFilePreviews, reviewDrawerMode, isReviewOverviewDrawer, isReviewDocumentDrawer, isReviewRiskDrawer, isReviewFlowDrawer,
       reviewDrawerTitle, reviewOverviewDrawerAvailable, reviewDocumentDrawerAvailable, reviewRiskDrawerAvailable, reviewFlowDrawerAvailable, reviewDocumentDrawerLabel, reviewDocumentDrawerIcon, reviewRiskDrawerLabel, reviewRiskDrawerIcon, reviewFlowDrawerLabel, reviewFlowDrawerIcon, activeReviewDocument, activeReviewDocumentIndex, activeReviewDocumentPreview, canPreviewActiveReviewDocument,
       reviewIntentText, reviewFactCards, reviewCategoryOptions, reviewOtherCategoryOptions, reviewSelectedOtherCategory, reviewInlineDirty, reviewInlineForm, reviewInlineEditorKey, reviewInlineErrors, reviewOtherCategoryOpen, reviewInlinePendingFiles, DATE_INPUT_FORMAT, REVIEW_SCENE_OTHER_OPTION, REVIEW_SCENE_OPTIONS, REVIEW_OTHER_CATEGORY_OPTIONS,

web/src/views/scripts/TravelRequestDetailView.js

@@ -612,10 +612,10 @@ export default {
     const submitConfirmDialogOpen = ref(false)
     const riskOverrideDialogOpen = ref(false)
     const riskOverrideBusy = ref(false)
+    const standardAdjustmentBusy = ref(false)
     const riskOverrideIndex = ref(0)
     const highlightedRiskCardId = ref('')
     let highlightedRiskCardTimer = 0
-    const riskOverrideReasons = reactive({})
     const deleteBusy = ref(false)
     const deleteDialogOpen = ref(false)
     const returnBusy = ref(false)
@@ -653,6 +653,8 @@ export default {
     })
     const detailNoteEditor = ref('')
     const savingDetailNote = ref(false)
+    let standardAdjustmentTaskSeq = 0
+    let submitTaskSeq = 0
 
     const request = computed(() => {
       const normalized = normalizeRequestForUi(props.request)
@@ -901,7 +903,6 @@ export default {
     const actionBusy = computed(() =>
       Boolean(savingExpenseId.value)
       || submitBusy.value
-      || riskOverrideBusy.value
       || deleteBusy.value
       || returnBusy.value
       || approveBusy.value
@@ -935,6 +936,10 @@ export default {
           Object.keys(expenseAttachmentMeta).forEach((key) => {
             delete expenseAttachmentMeta[key]
           })
+          standardAdjustmentTaskSeq += 1
+          standardAdjustmentBusy.value = false
+          submitTaskSeq += 1
+          submitBusy.value = false
           closeAttachmentPreview()
         }
         pendingUploadExpenseId.value = ''
@@ -1776,17 +1781,6 @@ export default {
         return
       }
       riskOverrideIndex.value = 0
-      const activeIds = new Set(warnings.map((risk) => risk.id))
-      Object.keys(riskOverrideReasons).forEach((riskId) => {
-        if (!activeIds.has(riskId)) {
-          delete riskOverrideReasons[riskId]
-        }
-      })
-      warnings.forEach((risk) => {
-        if (typeof riskOverrideReasons[risk.id] !== 'string') {
-          riskOverrideReasons[risk.id] = ''
-        }
-      })
       riskOverrideDialogOpen.value = true
     }
 
@@ -1824,105 +1818,43 @@ export default {
       riskOverrideIndex.value = (riskOverrideIndex.value + 1) % submitRiskWarnings.value.length
     }
 
-    function mergeDetailNoteWithRiskOverride(appendix) {
-      const baseNote = detailNoteEditor.value.trim() || detailNoteSource.value
-      return [baseNote, appendix].map((item) => String(item || '').trim()).filter(Boolean).join('\n')
+    function confirmStandardAdjustment() {
+      if (riskOverrideBusy.value || standardAdjustmentBusy.value) {
+        return
+      }
+      const claimId = String(request.value?.claimId || '').trim()
+      if (!claimId) {
+        toast('\u5f53\u524d\u8349\u7a3f\u7f3a\u5c11 claimId\uff0c\u6682\u65f6\u65e0\u6cd5\u6309\u804c\u7ea7\u6807\u51c6\u91cd\u7b97\u3002')
+        return
+      }
+
+      riskOverrideDialogOpen.value = false
+      standardAdjustmentBusy.value = true
+      const taskSeq = ++standardAdjustmentTaskSeq
+      toast('\u6b63\u5728\u540e\u53f0\u6309\u804c\u7ea7\u6807\u51c6\u91cd\u65b0\u6d4b\u7b97\u8d39\u7528\u3002')
+      void runStandardAdjustmentRecalculation(claimId, taskSeq)
     }
 
-    async function confirmRiskOverrideReasons() {
-      if (riskOverrideBusy.value) {
-        return
-      }
-      const missingIndex = submitRiskWarnings.value.findIndex((risk) => !String(riskOverrideReasons[risk.id] || '').trim())
-      if (missingIndex >= 0) {
-        riskOverrideIndex.value = missingIndex
-        toast('请为每一条风险填写异常说明。')
-        return
-      }
-
-      const itemNoteGroups = new Map()
-      const claimLevelRisks = []
-      submitRiskWarnings.value.forEach((risk, index) => {
-        const reason = String(riskOverrideReasons[risk.id] || '').trim()
-        const item = resolveExpenseItemForRiskCard(risk)
-        if (item?.id) {
-          const currentGroup = itemNoteGroups.get(item.id) || { item, reasons: [] }
-          currentGroup.reasons.push(reason)
-          itemNoteGroups.set(item.id, currentGroup)
-        } else {
-          const title = String(risk.title || risk.label || '风险').trim()
-          claimLevelRisks.push(`异常说明：第${index + 1}条 ${title}：${reason}`)
-        }
-      })
-
-      riskOverrideBusy.value = true
-      try {
-        await Promise.all(
-          [...itemNoteGroups.entries()].map(([itemId, group]) => {
-            const existingNote = String(group.item?.itemNote || '').trim()
-            const nextNote = [
-              existingNote,
-              ...group.reasons.filter((reason) => existingNote !== reason && !existingNote.includes(reason))
-            ].filter(Boolean).join('\n')
-            return updateExpenseClaimItem(request.value.claimId, itemId, {
-              item_note: nextNote
-            })
-          })
-        )
-        itemNoteGroups.forEach((group, itemId) => {
-          const existingNote = String(group.item?.itemNote || '').trim()
-          const nextNote = [
-            existingNote,
-            ...group.reasons.filter((reason) => existingNote !== reason && !existingNote.includes(reason))
-          ].filter(Boolean).join('\n')
-          applyLocalExpenseItemPatch(itemId, {
-            itemNote: nextNote
-          })
-        })
-        if (claimLevelRisks.length) {
-          const appendix = claimLevelRisks.join('\n')
-          const nextNote = mergeDetailNoteWithRiskOverride(appendix)
-          if (nextNote.length > 500) {
-            toast('附加说明最多 500 字，请精简风险原因后再继续提交。')
-            return
-          }
-          await updateExpenseClaim(request.value.claimId, {
-            reason: nextNote
-          })
-          detailNoteEditor.value = nextNote
-        }
-        riskOverrideDialogOpen.value = false
-        submitConfirmDialogOpen.value = true
-        toast('异常说明已保存，可继续提交审批。')
-        emit('request-updated', { claimId: request.value.claimId })
-      } catch (error) {
-        toast(error?.message || '异常说明保存失败，请稍后重试。')
-      } finally {
-        riskOverrideBusy.value = false
-      }
-    }
-
-    async function confirmStandardAdjustment() {
-      if (riskOverrideBusy.value) {
-        return
-      }
-      riskOverrideBusy.value = true
+    async function runStandardAdjustmentRecalculation(claimId, taskSeq) {
       try {
         const payload = await buildStandardAdjustmentPayload()
         if (!payload.risks.length) {
-          toast('当前风险暂未匹配到可重算的费用明细，请先补充异常说明。')
+          toast('\u5f53\u524d\u98ce\u9669\u6682\u672a\u5339\u914d\u5230\u53ef\u91cd\u7b97\u7684\u8d39\u7528\u660e\u7ec6\uff0c\u8bf7\u5148\u8865\u5145\u5f02\u5e38\u8bf4\u660e\u3002')
+          return
+        }
+        const response = await acceptExpenseClaimStandardAdjustment(claimId, payload)
+        if (taskSeq !== standardAdjustmentTaskSeq || String(request.value?.claimId || '').trim() !== claimId) {
           return
         }
-        const response = await acceptExpenseClaimStandardAdjustment(request.value.claimId, payload)
         applyStandardAdjustmentResponse(response)
-        riskOverrideDialogOpen.value = false
-        submitConfirmDialogOpen.value = true
-        toast('已按职级最高报销标准重算实际报销金额。')
+        toast('\u5df2\u6309\u804c\u7ea7\u6700\u9ad8\u62a5\u9500\u6807\u51c6\u91cd\u7b97\u5b9e\u9645\u62a5\u9500\u91d1\u989d\uff0c\u53ef\u7ee7\u7eed\u63d0\u4ea4\u5ba1\u6279\u3002')
         emit('request-updated', { claimId: request.value.claimId })
       } catch (error) {
-        toast(error?.message || '按职级标准重算失败，请稍后重试。')
+        toast(error?.message || '\u6309\u804c\u7ea7\u6807\u51c6\u91cd\u7b97\u5931\u8d25\uff0c\u8bf7\u7a0d\u540e\u91cd\u8bd5\u3002')
       } finally {
-        riskOverrideBusy.value = false
+        if (taskSeq === standardAdjustmentTaskSeq) {
+          standardAdjustmentBusy.value = false
+        }
       }
     }
 
@@ -2375,6 +2307,11 @@ export default {
         return
       }
 
+      if (standardAdjustmentBusy.value) {
+        toast('费用正在按职级标准重新测算，完成后再提交审批。')
+        return
+      }
+
       if (draftBlockingIssues.value.length) {
         toast(draftBlockingIssues.value[0] || '请先补全草稿信息，再提交审批。')
         return
@@ -2396,7 +2333,7 @@ export default {
       submitConfirmDialogOpen.value = false
     }
 
-    async function confirmSubmitRequest() {
+    function confirmSubmitRequest() {
       if (!request.value.claimId) {
         toast('当前草稿缺少 claimId，暂时无法提交。')
         submitConfirmDialogOpen.value = false
@@ -2409,34 +2346,57 @@ export default {
         return
       }
 
+      if (standardAdjustmentBusy.value) {
+        toast('费用正在按职级标准重新测算，完成后再提交审批。')
+        submitConfirmDialogOpen.value = false
+        return
+      }
+
       if (draftBlockingIssues.value.length) {
         toast(draftBlockingIssues.value[0] || '请先补全草稿信息，再提交审批。')
         submitConfirmDialogOpen.value = false
         return
       }
 
+      const claimId = String(request.value.claimId || '').trim()
+      const documentNo = request.value.id
+      const isApplication = isApplicationDocument.value
       submitBusy.value = true
+      submitConfirmDialogOpen.value = false
+      const taskSeq = ++submitTaskSeq
+      toast('\u6b63\u5728\u540e\u53f0\u63d0\u4ea4\u5ba1\u6279\uff0c\u5b8c\u6210\u540e\u4f1a\u81ea\u52a8\u66f4\u65b0\u5355\u636e\u72b6\u6001\u3002')
+      void runSubmitRequest(claimId, documentNo, isApplication, taskSeq)
+    }
+
+    async function runSubmitRequest(claimId, documentNo, isApplication, taskSeq) {
       try {
-        const payload = await submitExpenseClaim(request.value.claimId)
+        const payload = await submitExpenseClaim(claimId)
+        if (taskSeq !== submitTaskSeq || String(request.value?.claimId || '').trim() !== claimId) {
+          return
+        }
         const claimStatus = String(payload?.status || '').trim().toLowerCase()
         const approvalStage = String(payload?.approval_stage || payload?.approvalStage || '').trim()
         if (claimStatus === 'submitted') {
           toast(
-            isApplicationDocument.value
-              ? `${request.value.id} 申请单已提交${approvalStage ? `，当前节点：${approvalStage}` : '，等待直属领导审批'}。`
-              : `${request.value.id} 已提交审批${approvalStage ? `，当前节点：${approvalStage}` : '。'}`
+            isApplication
+              ? `${documentNo} 申请单已提交${approvalStage ? `，当前节点：${approvalStage}` : '，等待直属领导审批'}。`
+              : `${documentNo} 已提交审批${approvalStage ? `，当前节点：${approvalStage}` : '。'}`
           )
         } else if (claimStatus === 'supplement') {
-          toast(`${request.value.id} 自动检测未通过，已转待补充。`)
+          toast(`${documentNo} 自动检测未通过，已转待补充。`)
         } else {
-          toast(`${request.value.id} 提交结果已更新。`)
+          toast(`${documentNo} 提交结果已更新。`)
         }
         submitConfirmDialogOpen.value = false
-        emit('request-updated', { claimId: request.value.claimId })
+        emit('request-updated', { claimId })
       } catch (error) {
-        toast(error?.message || '提交审批失败，请稍后重试。')
+        if (taskSeq === submitTaskSeq) {
+          toast(error?.message || '提交审批失败，请稍后重试。')
+        }
       } finally {
-        submitBusy.value = false
+        if (taskSeq === submitTaskSeq) {
+          submitBusy.value = false
+        }
       }
     }
 
@@ -2664,6 +2624,10 @@ export default {
     }
 
     onBeforeUnmount(() => {
+      standardAdjustmentTaskSeq += 1
+      standardAdjustmentBusy.value = false
+      submitTaskSeq += 1
+      submitBusy.value = false
       if (highlightedRiskCardTimer) {
         window.clearTimeout(highlightedRiskCardTimer)
         highlightedRiskCardTimer = 0
@@ -2688,7 +2652,7 @@ export default {
       closeApproveConfirmDialog, closeDeleteDialog, closeAttachmentPreview, closePayConfirmDialog, closeSubmitConfirmDialog,
       closeRiskOverrideDialog, closeSmartEntryUploadDialog,
       closeReturnDialog, confirmApproveRequest, confirmDeleteRequest, confirmSubmitRequest, confirmReturnRequest,
-      confirmPayRequest, confirmRiskOverrideReasons, confirmStandardAdjustment, confirmSmartEntryUpload,
+      confirmPayRequest, confirmStandardAdjustment, confirmSmartEntryUpload,
       chooseSmartEntryFile, clearSmartEntryFile,
       currentAttachmentPreviewInsight, currentAttachmentPreviewRiskCards, currentProgressRingMotion,
       currentSubmitRiskWarning,
@@ -2715,10 +2679,11 @@ export default {
       resolveRiskCardDomId, isHighlightedRiskCard,
       returnBusy, returnDialogDescription, returnDialogOpen, riskOverrideBusy, riskOverrideDialogOpen, riskOverrideIndexLabel,
       requiresApprovalOpinion,
-      riskOverrideReasons, saveDetailNote, savingDetailNote, savingExpenseId,
+      saveDetailNote, savingDetailNote, savingExpenseId,
       smartEntrySelectedFileCount, smartEntrySelectedFileNames, smartEntrySelectedFileSummary,
       smartEntryRecognitionBusy, smartEntryRecognitionText,
       smartEntryUploadBusy, smartEntryUploadDialogOpen, smartEntryUploadInput,
+      standardAdjustmentBusy,
       showAiAdvicePanel, showApplicationLeaderOpinion,
       showBudgetAnalysis, showStageRiskAdvice,
       showExpenseRisk, startExpenseEdit, submitActionIcon, submitActionLabel, submitBusy,

web/src/views/scripts/stewardPlanModel.js

@@ -0,0 +1,173 @@
+import {
+  ASSISTANT_SCOPE_ACTION_SWITCH,
+} from '../../utils/assistantSessionScope.js'
+import {
+  SESSION_TYPE_APPLICATION,
+  SESSION_TYPE_EXPENSE
+} from './travelReimbursementConversationModel.js'
+
+const TASK_TYPE_LABELS = {
+  expense_application: '费用申请',
+  reimbursement: '费用报销'
+}
+
+const AGENT_LABELS = {
+  application_assistant: '申请助手',
+  reimbursement_assistant: '报销助手'
+}
+
+export function buildStewardPlanRequest({ rawText = '', files = [], currentUser = {} } = {}) {
+  const safeFiles = Array.isArray(files) ? files : []
+  return {
+    message: String(rawText || '').trim(),
+    user_id: String(currentUser.username || currentUser.name || 'anonymous').trim() || 'anonymous',
+    client_now_iso: new Date().toISOString(),
+    attachments: safeFiles.map((file) => ({
+      name: String(file?.name || '').trim(),
+      media_type: String(file?.type || '').trim()
+    })).filter((item) => item.name),
+    context_json: {
+      entry_source: 'workbench',
+      session_type: 'steward',
+      role_codes: Array.isArray(currentUser.roleCodes) ? currentUser.roleCodes : [],
+      username: currentUser.username || '',
+      name: currentUser.name || currentUser.username || '',
+      department_name: currentUser.departmentName || currentUser.department || '',
+      employee_grade: currentUser.grade || ''
+    }
+  }
+}
+
+export function normalizeStewardPlan(rawPlan = {}, options = {}) {
+  const visibleThinkingEventCount = Number.isFinite(options.visibleThinkingEventCount)
+    ? Number(options.visibleThinkingEventCount)
+    : Number(rawPlan.visibleThinkingEventCount || rawPlan.visible_thinking_event_count || 0)
+  return {
+    planId: String(rawPlan.plan_id || rawPlan.planId || ''),
+    planStatus: String(rawPlan.plan_status || rawPlan.planStatus || ''),
+    summary: String(rawPlan.summary || ''),
+    visibleThinkingEventCount,
+    thinkingEvents: Array.isArray(rawPlan.thinking_events)
+      ? rawPlan.thinking_events.map((item) => ({
+          eventId: String(item.event_id || item.eventId || ''),
+          stage: String(item.stage || ''),
+          title: String(item.title || ''),
+          content: String(item.content || ''),
+          status: String(item.status || 'completed')
+        }))
+      : [],
+    tasks: Array.isArray(rawPlan.tasks)
+      ? rawPlan.tasks.map((item) => ({
+          taskId: String(item.task_id || item.taskId || ''),
+          taskType: String(item.task_type || item.taskType || ''),
+          taskTypeLabel: TASK_TYPE_LABELS[String(item.task_type || item.taskType || '')] || '财务任务',
+          assignedAgent: String(item.assigned_agent || item.assignedAgent || ''),
+          assignedAgentLabel: AGENT_LABELS[String(item.assigned_agent || item.assignedAgent || '')] || '财务助手',
+          title: String(item.title || ''),
+          summary: String(item.summary || ''),
+          status: String(item.status || ''),
+          confidence: Number(item.confidence || 0),
+          ontologyFields: item.ontology_fields || item.ontologyFields || {},
+          missingFields: Array.isArray(item.missing_fields || item.missingFields)
+            ? item.missing_fields || item.missingFields
+            : [],
+          confirmationRequired: item.confirmation_required ?? item.confirmationRequired ?? true
+        }))
+      : [],
+    attachmentGroups: Array.isArray(rawPlan.attachment_groups)
+      ? rawPlan.attachment_groups.map((item) => ({
+          groupId: String(item.group_id || item.groupId || ''),
+          targetTaskId: String(item.target_task_id || item.targetTaskId || ''),
+          scene: String(item.scene || ''),
+          sceneLabel: String(item.scene_label || item.sceneLabel || ''),
+          attachmentNames: Array.isArray(item.attachment_names || item.attachmentNames)
+            ? item.attachment_names || item.attachmentNames
+            : [],
+          excludedAttachmentNames: Array.isArray(item.excluded_attachment_names || item.excludedAttachmentNames)
+            ? item.excluded_attachment_names || item.excludedAttachmentNames
+            : [],
+          confidence: Number(item.confidence || 0),
+          rationale: String(item.rationale || ''),
+          confirmationRequired: item.confirmation_required ?? item.confirmationRequired ?? true
+        }))
+      : [],
+    confirmationGroups: Array.isArray(rawPlan.confirmation_groups)
+      ? rawPlan.confirmation_groups
+      : []
+  }
+}
+
+export function buildStewardPlanMessageText(plan) {
+  const normalized = normalizeStewardPlan(plan)
+  const taskLines = normalized.tasks.map((task, index) =>
+    `${index + 1}. ${task.title || task.taskTypeLabel}，交给${task.assignedAgentLabel}。`
+  )
+  return [
+    '**小财管家已完成任务拆解。**',
+    '',
+    normalized.summary || `我识别到 ${normalized.tasks.length} 个待处理任务，请确认后继续执行。`,
+    '',
+    ...taskLines
+  ].join('\n')
+}
+
+export function buildStewardSuggestedActions(plan) {
+  const normalized = normalizeStewardPlan(plan)
+  const taskById = new Map(normalized.tasks.map((task) => [task.taskId, task]))
+  const groupById = new Map(normalized.attachmentGroups.map((group) => [group.groupId, group]))
+  return normalized.confirmationGroups.map((action) => {
+    const actionType = String(action.action_type || action.actionType || '').trim()
+    const taskId = String(action.target_task_id || action.targetTaskId || '').trim()
+    const groupId = String(action.attachment_group_id || action.attachmentGroupId || '').trim()
+    const task = taskById.get(taskId)
+    const group = groupById.get(groupId)
+    const targetSessionType = actionType === 'confirm_create_application'
+      ? SESSION_TYPE_APPLICATION
+      : SESSION_TYPE_EXPENSE
+    return {
+      label: String(action.label || '确认继续处理'),
+      description: String(action.description || ''),
+      icon: actionType === 'confirm_create_application'
+        ? 'mdi mdi-file-plus-outline'
+        : actionType === 'confirm_attachment_group'
+          ? 'mdi mdi-folder-check-outline'
+          : 'mdi mdi-receipt-text-plus-outline',
+      action_type: ASSISTANT_SCOPE_ACTION_SWITCH,
+      payload: {
+        session_type: targetSessionType,
+        carry_text: buildStewardCarryText(actionType, task, group),
+        carry_files: actionType !== 'confirm_create_application',
+        auto_submit: true,
+        steward_confirmation_id: String(action.confirmation_id || action.confirmationId || ''),
+        steward_plan_id: normalized.planId
+      }
+    }
+  })
+}
+
+function buildStewardCarryText(actionType, task, group) {
+  if (actionType === 'confirm_attachment_group' && group) {
+    return [
+      `我确认将以下附件归集为${group.sceneLabel || '当前报销任务'}，请继续整理报销核对信息。`,
+      `附件：${group.attachmentNames.join('、') || '待确认'}`,
+      group.excludedAttachmentNames.length
+        ? `暂不归集：${group.excludedAttachmentNames.join('、')}`
+        : ''
+    ].filter(Boolean).join('\n')
+  }
+
+  if (!task) {
+    return '我确认继续处理这项财务任务，请按现有流程核对信息。'
+  }
+
+  const fields = Object.entries(task.ontologyFields || {})
+    .filter(([, value]) => String(value || '').trim())
+    .map(([key, value]) => `${key}: ${value}`)
+  return [
+    `我确认处理“小财管家”识别的任务：${task.title || task.taskTypeLabel}。`,
+    task.summary ? `任务摘要：${task.summary}` : '',
+    fields.length ? `本体字段：${fields.join('；')}` : '',
+    task.missingFields.length ? `待补充字段：${task.missingFields.join('、')}` : '',
+    '请按现有流程生成核对结果，并在需要入库、绑定附件或提交审批前让我再次确认。'
+  ].filter(Boolean).join('\n')
+}

web/src/views/scripts/travelReimbursementConversationModel.js

@@ -16,8 +16,10 @@ export const SESSION_TYPE_APPLICATION = 'application'
 export const SESSION_TYPE_APPROVAL = 'approval'
 export const SESSION_TYPE_KNOWLEDGE = 'knowledge'
 export const SESSION_TYPE_BUDGET = 'budget'
+export const SESSION_TYPE_STEWARD = 'steward'
 
 export const ASSISTANT_SESSION_TYPES = [
+  SESSION_TYPE_STEWARD,
   SESSION_TYPE_APPLICATION,
   SESSION_TYPE_EXPENSE,
   SESSION_TYPE_APPROVAL,
@@ -26,6 +28,12 @@ export const ASSISTANT_SESSION_TYPES = [
 ]
 
 export const ASSISTANT_SESSION_MODE_OPTIONS = [
+  {
+    key: SESSION_TYPE_STEWARD,
+    label: '小财管家',
+    icon: 'mdi mdi-account-tie-outline',
+    description: '统一拆解多任务、归集附件，并调度申请助手和报销助手'
+  },
   {
     key: SESSION_TYPE_APPLICATION,
     label: '申请助手',
@@ -323,6 +331,7 @@ export function createMessage(role, text, attachments = [], extras = {}) {
     pendingAttachmentAssociation: null,
     applicationPreview: null,
     budgetReport: null,
+    stewardPlan: null,
     operationFeedback: null,
     ...extras
   }
@@ -574,6 +583,21 @@ export function buildWelcomeQuickActions(sessionType, user, entrySource, linkedR
     }))
   }
 
+  if (normalizedSessionType === SESSION_TYPE_STEWARD) {
+    return [
+      {
+        label: '申请出差并报销票据',
+        prompt: '我想申请下周去北京出差，并报销昨天的交通费。',
+        icon: 'mdi mdi-account-tie-outline'
+      },
+      {
+        label: '归集多张附件',
+        prompt: '我上传了多张票据，请先帮我判断哪些属于差旅报销。',
+        icon: 'mdi mdi-folder-multiple-outline'
+      }
+    ]
+  }
+
   if (normalizedSessionType === SESSION_TYPE_APPLICATION) {
     return APPLICATION_WELCOME_QUICK_ACTIONS
   }
@@ -606,6 +630,18 @@ export function buildWelcomeMessage(entrySource, linkedRequest, sessionType = SE
     ].join('\n')
   }
 
+  if (normalizedSessionType === SESSION_TYPE_STEWARD) {
+    return [
+      `${greeting}！今日是 **${ctx.dateLine}**。`,
+      '',
+      '**欢迎来到个人财务中心 · 小财管家。** 我会先拆解您的一句话多任务，归集附件，再把确认后的任务分派给申请助手或报销助手。',
+      '',
+      '业务范围：多任务识别、附件归集、确认点管理、申请助手和报销助手调度。创建单据、绑定附件和提交审批都会先让您确认。',
+      '',
+      '您可以一次性描述多个申请或报销事项，也可以先上传附件让我归集。'
+    ].join('\n')
+  }
+
   if (normalizedSessionType === SESSION_TYPE_APPLICATION) {
     return [
       `${greeting}！今日是 **${ctx.dateLine}**。`,
@@ -678,6 +714,17 @@ export function buildWelcomeInsight(entrySource, linkedRequest, sessionType = SE
     }
   }
 
+  if (normalizedSessionType === SESSION_TYPE_STEWARD) {
+    return {
+      intent: 'welcome',
+      metricLabel: '当前入口',
+      metricValue: '小财管家',
+      title: '小财管家',
+      summary: `${ctx.honorific}，这里会先拆解多任务和归集附件，再把确认后的事项交给申请助手或报销助手处理。`,
+      agent: null
+    }
+  }
+
   if (normalizedSessionType === SESSION_TYPE_APPLICATION) {
     return {
       intent: 'welcome',
@@ -890,6 +937,7 @@ export function serializeSessionMessages(messages) {
       pendingAttachmentAssociation: message.pendingAttachmentAssociation || null,
       applicationPreview: message.applicationPreview || null,
       budgetReport: message.budgetReport || null,
+      stewardPlan: message.stewardPlan || null,
       operationFeedback: message.operationFeedback || null,
       assistantName: message.assistantName || '',
     isWelcome: Boolean(message.isWelcome),
@@ -913,6 +961,7 @@ export function hasMeaningfulSessionMessages(messages) {
         || message.draftPayload
         || message.applicationPreview
         || message.budgetReport
+        || message.stewardPlan
         || message.operationFeedback
         || message.pendingAttachmentAssociation
         || (Array.isArray(message.riskFlags) && message.riskFlags.length)

web/src/views/scripts/travelRequestDetailStandardAdjustment.js

@@ -12,6 +12,15 @@ function normalizeAmount(value) {
   return Number.isFinite(amount) && amount > 0 ? amount : 0
 }
 
+function parseDayCount(value) {
+  const match = String(value || '').match(/\d{1,3}/)
+  if (!match) {
+    return 0
+  }
+  const days = Number(match[0])
+  return Number.isFinite(days) && days > 0 ? Math.max(1, Math.min(365, Math.floor(days))) : 0
+}
+
 export function buildCurrentStandardAdjustmentMap(request = {}, riskFlags = []) {
   return buildStandardAdjustmentMap({
     ...request,
@@ -94,7 +103,20 @@ function resolveParsedStandardAmount(card, item) {
   return candidates.length ? Math.max(...candidates) : null
 }
 
-function extractRiskCardNightCount(card) {
+function extractRequestApplicationDays(request = {}) {
+  return parseDayCount(
+    request?.relatedApplication?.days
+    || request?.application_days
+    || request?.applicationDays
+    || request?.days
+  )
+}
+
+function extractRiskCardNightCount(card, request = {}) {
+  const applicationDays = extractRequestApplicationDays(request)
+  if (applicationDays) {
+    return applicationDays
+  }
   const corpus = [card?.risk, card?.summary, card?.suggestion, card?.title]
     .map(normalizeText)
     .join(' ')
@@ -112,7 +134,7 @@ async function resolveTravelStandardAmount({ card, item, request, calculateTrave
     return null
   }
   const grade = normalizeText(request?.employeeGrade || request?.profileGrade)
-  const days = extractRiskCardNightCount(card)
+  const days = extractRiskCardNightCount(card, request)
   try {
     const result = await calculateTravelReimbursement({ days, location, grade })
     const hotelAmount = Number(result?.hotel_amount ?? result?.hotelAmount)
@@ -167,6 +189,7 @@ export async function buildStandardAdjustmentPayload({
       item_id: item.id,
       title: warning.title,
       risk: warning.risk || warning.summary,
+      application_days: extractRiskCardNightCount(warning, request),
       original_amount: originalAmount,
       reimbursable_amount: reimbursableAmount
     })

web/src/views/scripts/useStewardPlanFlow.js

@@ -0,0 +1,158 @@
+import {
+  buildStewardPlanMessageText,
+  buildStewardPlanRequest,
+  buildStewardSuggestedActions,
+  normalizeStewardPlan
+} from './stewardPlanModel.js'
+import { SESSION_TYPE_STEWARD } from './travelReimbursementConversationModel.js'
+
+export function useStewardPlanFlow({
+  activeSessionType,
+  attachedFiles,
+  composerDraft,
+  currentUser,
+  fileInputRef,
+  messages,
+  createMessage,
+  fetchStewardPlan,
+  fetchStewardPlanStream,
+  nextTick,
+  persistSessionState,
+  replaceMessage,
+  scrollToBottom,
+  adjustComposerTextareaHeight,
+  submitting,
+  reviewActionBusy,
+  sessionSwitchBusy,
+  toast
+}) {
+  function isStewardSession() {
+    return String(activeSessionType.value || '').trim() === SESSION_TYPE_STEWARD
+  }
+
+  function clearStewardThinkingTimers() {
+    // 保留给页面卸载调用；流式版不再使用前端延时器。
+  }
+
+  async function submitStewardPlan(options = {}) {
+    if (!isStewardSession()) return false
+    if (submitting.value || reviewActionBusy.value || sessionSwitchBusy.value) return true
+
+    const rawText = String(options.rawText ?? composerDraft.value ?? '').trim()
+    const files = Array.from(options.files ?? attachedFiles.value ?? [])
+    if (!rawText && !files.length) return true
+
+    const fileNames = files.map((file) => file.name).filter(Boolean)
+    const userText = String(options.userText || rawText || `我上传了 ${fileNames.length} 份附件，请小财管家先归集任务。`).trim()
+    submitting.value = true
+
+    if (!options.skipUserMessage) {
+      messages.value.push(createMessage('user', userText, fileNames))
+    }
+    const pendingPlan = normalizeStewardPlan({
+      plan_status: 'streaming',
+      summary: '',
+      thinking_events: []
+    })
+    const pendingMessage = createMessage('assistant', '', [], {
+      assistantName: '小财管家',
+      meta: ['小财管家', '流式分析中'],
+      stewardPlan: {
+        ...pendingPlan,
+        streamStatus: 'streaming'
+      }
+    })
+    messages.value.push(pendingMessage)
+    composerDraft.value = ''
+    nextTick(() => {
+      adjustComposerTextareaHeight()
+      scrollToBottom()
+    })
+
+    try {
+      const requestPayload = buildStewardPlanRequest({
+        rawText,
+        files,
+        currentUser: currentUser.value || {}
+      })
+      const plan = await fetchPlanWithStreaming(pendingMessage.id, requestPayload)
+      const normalizedPlan = normalizeStewardPlan(plan, {
+        visibleThinkingEventCount: Number.MAX_SAFE_INTEGER
+      })
+      replaceMessage(pendingMessage.id, createMessage('assistant', buildStewardPlanMessageText(plan), [], {
+        assistantName: '小财管家',
+        meta: ['小财管家', '等待确认'],
+        stewardPlan: {
+          ...normalizedPlan,
+          streamStatus: 'completed'
+        },
+        suggestedActions: buildStewardSuggestedActions(plan)
+      }))
+      persistSessionState()
+      nextTick(scrollToBottom)
+    } catch (error) {
+      replaceMessage(pendingMessage.id, createMessage('assistant', error?.message || '小财管家规划失败，请稍后重试。', [], {
+        assistantName: '小财管家',
+        meta: ['小财管家', '规划失败']
+      }))
+      toast(error?.message || '小财管家规划失败，请稍后重试。')
+      persistSessionState()
+    } finally {
+      submitting.value = false
+      if (fileInputRef.value) {
+        fileInputRef.value.value = ''
+      }
+      nextTick(() => {
+        adjustComposerTextareaHeight()
+        scrollToBottom()
+      })
+    }
+    return true
+  }
+
+  function fetchPlanWithStreaming(messageId, requestPayload) {
+    if (typeof fetchStewardPlanStream === 'function') {
+      return fetchStewardPlanStream(requestPayload, {
+        onEvent: (event) => handleStreamEvent(messageId, event)
+      }, {
+        timeoutMs: 20000,
+        timeoutMessage: '小财管家任务规划超时，请稍后重试。'
+      })
+    }
+
+    return fetchStewardPlan(requestPayload, {
+      timeoutMs: 16000,
+      timeoutMessage: '小财管家任务规划超时，请稍后重试。'
+    })
+  }
+
+  function handleStreamEvent(messageId, event) {
+    if (event.event !== 'thinking') {
+      return
+    }
+    const message = messages.value.find((item) => item.id === messageId)
+    if (!message?.stewardPlan) return
+    const existingEvents = Array.isArray(message.stewardPlan.thinkingEvents)
+      ? message.stewardPlan.thinkingEvents
+      : []
+    const normalizedPlan = normalizeStewardPlan({
+      ...message.stewardPlan,
+      thinking_events: [...existingEvents, event.data]
+    }, {
+      visibleThinkingEventCount: existingEvents.length + 1
+    })
+    message.stewardPlan = {
+      ...message.stewardPlan,
+      ...normalizedPlan,
+      streamStatus: 'streaming'
+    }
+    persistSessionState()
+    nextTick(scrollToBottom)
+  }
+
+  return {
+    isStewardSession,
+    submitStewardPlan,
+    clearStewardThinkingTimers
+  }
+}

web/src/views/scripts/useTravelReimbursementSessionState.js

@@ -16,6 +16,7 @@ import {
   SESSION_TYPE_APPLICATION,
   SESSION_TYPE_BUDGET,
   SESSION_TYPE_EXPENSE,
+  SESSION_TYPE_STEWARD,
   buildInitialInsightFromConversation,
   buildWelcomeInsight,
   buildWelcomeQuickActions,
@@ -35,6 +36,15 @@ import {
   normalizeGuidedFlowState
 } from './travelReimbursementGuidedFlowModel.js'
 
+const STEWARD_IDLE_INSIGHT = {
+  intent: 'idle',
+  metricLabel: '',
+  metricValue: '',
+  title: '',
+  summary: '',
+  agent: null
+}
+
 export function useTravelReimbursementSessionState({
   props,
   currentUser,
@@ -79,6 +89,9 @@ export function useTravelReimbursementSessionState({
     if (!Array.isArray(messages) || !messages.length) {
       return []
     }
+    if (isStewardSessionType(sessionType)) {
+      return messages.filter((message) => !message?.isWelcome)
+    }
     const currentActions = buildWelcomeQuickActions(
       sessionType,
       currentUser.value,
@@ -92,6 +105,27 @@ export function useTravelReimbursementSessionState({
     ))
   }
 
+  function isStewardSessionType(sessionType) {
+    return normalizeAssistantSessionType(sessionType) === SESSION_TYPE_STEWARD
+  }
+
+  function buildSessionMessages(restoredMessages, sessionType) {
+    if (Array.isArray(restoredMessages) && restoredMessages.length) {
+      return restoredMessages
+    }
+    if (isStewardSessionType(sessionType)) {
+      return []
+    }
+    return [createWelcomeAssistantMessage(props.entrySource, linkedRequest.value, sessionType, currentUser.value)]
+  }
+
+  function buildSessionInsight(sessionType) {
+    if (isStewardSessionType(sessionType)) {
+      return { ...STEWARD_IDLE_INSIGHT }
+    }
+    return buildWelcomeInsight(props.entrySource, linkedRequest.value, sessionType, currentUser.value)
+  }
+
   function buildConversationSessionState(conversation, fallbackSessionType = resolveDefaultSessionTypeFromEntry()) {
     const sessionType = resolveAccessibleSessionType(
       resolveInitialSessionType(conversation, fallbackSessionType),
@@ -103,13 +137,12 @@ export function useTravelReimbursementSessionState({
 
     return {
       sessionType,
-      messages: restoredMessages.length
-        ? restoredMessages
-        : [createWelcomeAssistantMessage(props.entrySource, linkedRequest.value, sessionType, currentUser.value)],
+      messages: buildSessionMessages(restoredMessages, sessionType),
       conversationId: resolveInitialConversationId(conversation),
       draftClaimId: resolveInitialDraftClaimId(conversation),
-      currentInsight:
-        initialInsight || buildWelcomeInsight(props.entrySource, linkedRequest.value, sessionType, currentUser.value),
+      currentInsight: isStewardSessionType(sessionType)
+        ? buildSessionInsight(sessionType)
+        : initialInsight || buildSessionInsight(sessionType),
       reviewFilePreviews: restoredReviewFilePreviews,
       composerDraft: '',
       attachedFiles: [],
@@ -127,17 +160,10 @@ export function useTravelReimbursementSessionState({
     )
     return {
       sessionType: normalizedSessionType,
-      messages: [
-        createWelcomeAssistantMessage(props.entrySource, linkedRequest.value, normalizedSessionType, currentUser.value)
-      ],
+      messages: buildSessionMessages([], normalizedSessionType),
       conversationId: '',
       draftClaimId: '',
-      currentInsight: buildWelcomeInsight(
-        props.entrySource,
-        linkedRequest.value,
-        normalizedSessionType,
-        currentUser.value
-      ),
+      currentInsight: buildSessionInsight(normalizedSessionType),
       reviewFilePreviews: [],
       composerDraft: '',
       attachedFiles: [],
@@ -169,14 +195,12 @@ export function useTravelReimbursementSessionState({
 
     return {
       sessionType,
-      messages: restoredMessages.length
-        ? restoredMessages
-        : [createWelcomeAssistantMessage(props.entrySource, linkedRequest.value, sessionType, currentUser.value)],
+      messages: buildSessionMessages(restoredMessages, sessionType),
       conversationId: String(state.conversationId || '').trim(),
       draftClaimId: String(state.draftClaimId || '').trim(),
-      currentInsight:
-        state.currentInsight
-        || buildWelcomeInsight(props.entrySource, linkedRequest.value, sessionType, currentUser.value),
+      currentInsight: isStewardSessionType(sessionType)
+        ? buildSessionInsight(sessionType)
+        : state.currentInsight || buildSessionInsight(sessionType),
       reviewFilePreviews: filterPersistableFilePreviews(state.reviewFilePreviews),
       composerDraft: String(state.composerDraft || ''),
       attachedFiles: [],
@@ -301,26 +325,15 @@ export function useTravelReimbursementSessionState({
       nextState.sessionType,
       resolveDefaultSessionTypeFromEntry()
     )
-    messages.value = Array.isArray(nextState.messages) && nextState.messages.length
-      ? nextState.messages
-      : [
-          createWelcomeAssistantMessage(
-            props.entrySource,
-            linkedRequest.value,
-            activeSessionType.value,
-            currentUser.value
-          )
-        ]
+    messages.value = buildSessionMessages(
+      refreshWelcomeQuickActions(nextState.messages, activeSessionType.value),
+      activeSessionType.value
+    )
     conversationId.value = String(nextState.conversationId || '').trim()
     draftClaimId.value = String(nextState.draftClaimId || '').trim()
-    currentInsight.value =
-      nextState.currentInsight
-      || buildWelcomeInsight(
-        props.entrySource,
-        linkedRequest.value,
-        activeSessionType.value,
-        currentUser.value
-      )
+    currentInsight.value = isStewardSessionType(activeSessionType.value)
+      ? buildSessionInsight(activeSessionType.value)
+      : nextState.currentInsight || buildSessionInsight(activeSessionType.value)
     reviewFilePreviews.value = Array.isArray(nextState.reviewFilePreviews) ? nextState.reviewFilePreviews : []
     composerDraft.value = String(nextState.composerDraft || '')
     if (runtimeRefs.attachedFiles) {