feat: 数字员工财务报告体系与定时提醒及看板快照调度

- 新增数字员工财务报告生成、邮件投递与渲染调度器
- 引入员工画像扫描调度与定时提醒任务
- 完善财务看板快照、排行口径与部门人员占比计算
- 优化数字员工工作看板仪表盘与技能目录
- 增强前端总览页图表、工作台摘要与顶部导航栏交互
- 新增差旅申请规划推动提醒与报销创建会话状态管理
- 补充财务报告、看板调度、数字员工工作记录测试覆盖

web/tests/travel-request-detail-risk-advice.test.mjs

@@ -805,6 +805,29 @@ test('application detail uses application labels instead of reimbursement labels
   assert.match(detailViewTemplate, /当前申请单已进入流程，详情页仅展示状态与申请信息。/)
 })
 
+test('returned application detail can open assistant with editable prefill', () => {
+  assert.match(
+    detailViewTemplate,
+    /v-if="canModifyReturnedApplication"[\s\S]*@click="handleModifyApplication"[\s\S]*修改申请/
+  )
+  assert.match(
+    detailViewScript,
+    /const canModifyReturnedApplication = computed\(\(\) => \([\s\S]*isApplicationDocument\.value[\s\S]*isCurrentApplicant\.value[\s\S]*returned/
+  )
+  assert.match(detailViewScript, /function buildApplicationEditPreview\(\)/)
+  assert.match(detailViewScript, /applicationDetailFactItems\.value[\s\S]*sourceText:\s*'修改申请'/)
+  assert.match(detailViewScript, /fields:\s*\{[\s\S]*applicationType:[\s\S]*reason:[\s\S]*transportMode:/)
+  assert.match(detailViewScript, /function handleModifyApplication\(\)/)
+  assert.match(detailViewScript, /source:\s*'application'/)
+  assert.match(detailViewScript, /sessionType:\s*'application'/)
+  assert.match(detailViewScript, /prompt:\s*''/)
+  assert.match(detailViewScript, /applicationPreview:\s*buildApplicationEditPreview\(\)/)
+  assert.match(detailViewScript, /applicationEditMode:\s*true/)
+  assert.match(detailViewScript, /initialPromptAutoSubmit:\s*false/)
+  assert.match(detailViewScript, /canModifyReturnedApplication,/)
+  assert.match(detailViewScript, /handleModifyApplication,/)
+})
+
 test('application detail does not show optional travel receipt reminders', () => {
   const request = {
     documentTypeCode: 'application',
@@ -943,6 +966,34 @@ test('transport ticket items no longer generate business location completion adv
   assert.doesNotMatch(detailViewScript, /完善第 1 条费用明细的业务地点/)
 })
 
+test('compliant attachment analysis does not create medium risk cards', () => {
+  const riskCards = buildAttachmentRiskCards({
+    expenseItems: [
+      {
+        id: 'item-001',
+        invoiceId: 'mock/invoice-001.txt',
+        itemReason: 'taxi',
+        itemType: 'transport'
+      }
+    ],
+    attachmentMetaByItemId: {
+      'item-001': {
+        analysis: {
+          severity: 'success',
+          label: 'compliant',
+          headline: 'invoice fields match reimbursement item',
+          summary: 'mock OCR fields are consistent with the reimbursement detail',
+          points: ['amount and document type are consistent']
+        }
+      }
+    }
+  })
+
+  assert.deepEqual(riskCards, [])
+  assert.match(detailViewInsights, /success', 'ok', 'normal', 'none', 'compliant', 'approved'/)
+  assert.match(detailViewScript, /tone: normalizeRiskTone\(analysis\.severity \|\| 'low'\)/)
+})
+
 test('return reason dialog is wired into approval and detail return actions', () => {
   assert.match(returnReasonDialog, /missing_attachment/)
   assert.match(returnReasonDialog, /invoice_mismatch/)