feat: 数字员工财务报告体系与定时提醒及看板快照调度

- 新增数字员工财务报告生成、邮件投递与渲染调度器
- 引入员工画像扫描调度与定时提醒任务
- 完善财务看板快照、排行口径与部门人员占比计算
- 优化数字员工工作看板仪表盘与技能目录
- 增强前端总览页图表、工作台摘要与顶部导航栏交互
- 新增差旅申请规划推动提醒与报销创建会话状态管理
- 补充财务报告、看板调度、数字员工工作记录测试覆盖

web/tests/expense-application-submit-rich-confirm.test.mjs

@@ -51,4 +51,10 @@ test('expense application submit uses rich text link and confirm dialog', () =>
     createViewScript,
     /emit\('draft-saved', \{[\s\S]*status: 'submitted'[\s\S]*documentType: 'application'/
   )
+  assert.match(createViewScript, /buildTravelPlanningNudgeMessage\(applicationPreview, draftPayload\)/)
+  assert.match(createViewScript, /buildTravelPlanningSuggestedActions\(applicationPreview, draftPayload\)/)
+  assert.match(createViewScript, /meta:\s*\['行程规划推荐'\]/)
+  assert.match(createViewScript, /TRAVEL_PLANNING_ACTION_GENERATE/)
+  assert.match(createViewScript, /buildTravelPlanningRecommendation\(sourcePreview, sourceDraftPayload\)/)
+  assert.match(createViewScript, /TRAVEL_PLANNING_ACTION_SKIP/)
 })