feat: 数字员工财务报告体系与定时提醒及看板快照调度

- 新增数字员工财务报告生成、邮件投递与渲染调度器
- 引入员工画像扫描调度与定时提醒任务
- 完善财务看板快照、排行口径与部门人员占比计算
- 优化数字员工工作看板仪表盘与技能目录
- 增强前端总览页图表、工作台摘要与顶部导航栏交互
- 新增差旅申请规划推动提醒与报销创建会话状态管理
- 补充财务报告、看板调度、数字员工工作记录测试覆盖

web/src/services/analytics.js

@@ -20,6 +20,7 @@ const FINANCE_DASHBOARD_FALLBACK = {
   spendByCategory: null,
   exceptionMix: null,
   departmentRanking: null,
+  departmentEmployeeMix: null,
   employeeRanking: null,
   topClaims: null,
   bottlenecks: null,
@@ -69,6 +70,7 @@ function normalizeFinanceDashboardPayload(payload = {}) {
     spendByCategory: payload.spend_by_category || payload.spendByCategory || null,
     exceptionMix: payload.exception_mix || payload.exceptionMix || null,
     departmentRanking: payload.department_ranking || payload.departmentRanking || null,
+    departmentEmployeeMix: payload.department_employee_mix || payload.departmentEmployeeMix || null,
     employeeRanking: payload.employee_ranking || payload.employeeRanking || null,
     topClaims: payload.top_claims || payload.topClaims || null,
     bottlenecks: payload.bottlenecks || null,
@@ -129,7 +131,7 @@ export async function fetchFinanceDashboard(options = {}) {
   if (options.endDate) search.set('end_date', String(options.endDate))
 
   const payload = await apiRequest(`/analytics/finance-dashboard?${search.toString()}`, {
-    timeoutMs: Number(options.timeoutMs || 3500),
+    timeoutMs: Number(options.timeoutMs || 10000),
     timeoutMessage: '财务看板真实数据加载超时，已保留本地展示数据。'
   })