feat(web): 优化差旅详情、风险建议卡片与文档中心交互

- 拆分阶段风险建议卡片样式到独立文件 - 完善差旅申请审批对话框与详情视图交互 - 调整文档中心列表共享样式与状态筛选 - 同步应用外壳、视图初始化与系统状态 composables
2026-06-17 14:39:12 +08:00
parent a3e5295915
commit 0fac8b615f
19 changed files with 1415 additions and 558 deletions
--- a/web/src/views/DocumentsCenterView.vue
+++ b/web/src/views/DocumentsCenterView.vue
@@ -41,7 +41,7 @@
                v-if="openFilterKey === 'status'"
                class="document-filter-menu status-filter-menu"
                role="listbox"
-                aria-label="单据状态"
+                aria-label="风险等级"
              >
                <button
                  v-for="option in statusFilterOptions"
@@ -187,7 +187,7 @@
            <col class="col-title">
            <col class="col-amount">
            <col class="col-node">
-            <col class="col-status">
+            <col class="col-risk">
            <col class="col-updated">
          </colgroup>
          <thead>
@@ -201,7 +201,7 @@
              <th>事项</th>
              <th>金额</th>
              <th>当前环节</th>
-              <th>状态</th>
+              <th>风险等级</th>
              <th>更新时间</th>
            </tr>
          </thead>
@@ -219,7 +219,18 @@
              <td data-label="事项">{{ row.reason }}</td>
              <td data-label="金额">{{ row.amountDisplay }}</td>
              <td data-label="当前环节">{{ row.node }}</td>
-              <td data-label="状态"><span class="status-tag" :class="row.statusTone">{{ row.statusLabel }}</span></td>
+              <td data-label="风险等级">
+                <span class="risk-level-tags">
+                  <span
+                    v-for="tag in row.riskTags"
+                    :key="tag.label"
+                    class="risk-level-tag"
+                    :class="tag.tone"
+                  >
+                    {{ tag.label }}
+                  </span>
+                </span>
+              </td>
              <td data-label="更新时间">{{ row.updatedAtDisplay }}</td>
            </tr>
          </tbody>
@@ -253,6 +264,7 @@ import {
  fetchAllApprovalExpenseClaims,
  fetchAllArchivedExpenseClaims
 } from '../services/reimbursements.js'
+import { countClaimRisks, resolveArchiveRiskTone } from '../utils/archiveCenterListFilters.js'
 import { fetchNotificationStates, patchNotificationStates } from '../services/notificationStates.js'
 import {
  buildDocumentViewedStatePatch,
@@ -292,46 +304,52 @@ const DOCUMENT_CENTER_QUERY_KEYS = new Set([
  'dc_start',
  'dc_end'
 ])
-const statusTabs = ['全部', '草稿', '待提交', '审批中', '待补充', '待付款', '已完成']
+const riskLevelTabs = ['全部', '高风险', '中风险', '低风险', '无风险']
+const RISK_TONE_META = {
+  high: { label: '高风险', tone: 'high' },
+  medium: { label: '中风险', tone: 'medium' },
+  low: { label: '低风险', tone: 'low' },
+  none: { label: '无风险', tone: 'none' }
+}
 const FILTER_CONFIG_BY_SCOPE = {
  [DOCUMENT_SCOPE_ALL]: {
    searchPlaceholder: '搜索单号、事项、费用场景...',
    sceneFallbackLabel: '单据场景',
    dateLabel: '单据时间',
-    statusTitle: '单据状态',
-    statusTabs,
+    statusTitle: '风险等级',
+    statusTabs: riskLevelTabs,
    showDocumentType: true
  },
  [DOCUMENT_SCOPE_APPLICATION]: {
    searchPlaceholder: '搜索申请单号、申请事项、申请场景...',
    sceneFallbackLabel: '申请场景',
    dateLabel: '申请时间',
-    statusTitle: '申请状态',
-    statusTabs: ['全部', '草稿', '审批中', '已完成'],
+    statusTitle: '风险等级',
+    statusTabs: riskLevelTabs,
    showDocumentType: false
  },
  [DOCUMENT_SCOPE_REIMBURSEMENT]: {
    searchPlaceholder: '搜索报销单号、报销事由、费用场景...',
    sceneFallbackLabel: '费用场景',
    dateLabel: '报销时间',
-    statusTitle: '报销状态',
-    statusTabs,
+    statusTitle: '风险等级',
+    statusTabs: riskLevelTabs,
    showDocumentType: false
  },
  [DOCUMENT_SCOPE_REVIEW]: {
    searchPlaceholder: '搜索审核单号、事项、当前环节...',
    sceneFallbackLabel: '审核场景',
    dateLabel: '审核时间',
-    statusTitle: '审核状态',
-    statusTabs: ['全部', '审批中', '待补充', '已完成'],
+    statusTitle: '风险等级',
+    statusTabs: riskLevelTabs,
    showDocumentType: false
  },
  [DOCUMENT_SCOPE_ARCHIVE]: {
    searchPlaceholder: '搜索归档单号、事项、费用场景...',
    sceneFallbackLabel: '归档场景',
    dateLabel: '归档时间',
-    statusTitle: '归档状态',
-    statusTabs: ['全部', '已付款', '已完成'],
+    statusTitle: '风险等级',
+    statusTabs: riskLevelTabs,
    showDocumentType: false
  }
 }
@@ -458,7 +476,7 @@ const documentTypeFilterLabel = computed(() =>
 const statusFilterOptions = computed(() =>
  activeFilterConfig.value.statusTabs.map((tab) => ({
    value: tab,
-    label: tab === '全部' ? '全部状态' : tab
+    label: tab === '全部' ? '全部风险' : tab
  }))
 )

@@ -546,7 +564,7 @@ const sceneFilterLabel = computed(() =>
 )

 const statusFilterLabel = computed(() =>
-  statusFilterOptions.value.find((item) => item.value === activeStatusTab.value)?.label || '全部状态'
+  statusFilterOptions.value.find((item) => item.value === activeStatusTab.value)?.label || '全部风险'
 )

 const filteredRows = computed(() => {
@@ -560,7 +578,8 @@ const filteredRows = computed(() => {
      row.initiatorName,
      row.reason,
      row.node,
-      row.statusLabel
+      row.statusLabel,
+      row.riskLabel
    ].filter(Boolean).join('').toLowerCase().includes(keyword)

    const matchesDocumentType =
@@ -569,10 +588,10 @@ const filteredRows = computed(() => {
      || row.documentTypeCode === activeDocumentType.value

    const matchesScene = activeScene.value === SCENE_ALL || row.typeCode === activeScene.value
-    const matchesStatus = matchesStatusTab(row, activeStatusTab.value)
+    const matchesRiskLevel = matchesRiskLevelTab(row, activeStatusTab.value)
    const matchesDateRange = matchesAppliedDateRange(row)

-    return matchesKeyword && matchesDocumentType && matchesScene && matchesStatus && matchesDateRange
+    return matchesKeyword && matchesDocumentType && matchesScene && matchesRiskLevel && matchesDateRange
  }))
 })

@@ -674,6 +693,7 @@ function buildDocumentRow(request, options = {}) {
  const archived = Boolean(options.archived)
  const statusGroup = resolveStatusGroup(normalized, archived)
  const statusLabel = archived ? resolveArchivedStatusLabel(normalized) : resolveStatusLabel(normalized, statusGroup)
+  const riskMeta = buildDocumentRiskMeta(normalized)
  const documentNo = normalized.documentNo || normalized.id || normalized.claimId || '待生成'
  const claimId = normalized.claimId || normalized.id || documentNo
  const createdAtSource = normalized.createdAt || normalized.submittedAt || normalized.applyTime || normalized.updatedAt
@@ -708,6 +728,10 @@ function buildDocumentRow(request, options = {}) {
    statusGroup,
    statusLabel,
    statusTone: archived ? 'archived' : resolveStatusTone(normalized, statusGroup),
+    riskTone: riskMeta.tone,
+    riskLabel: riskMeta.label,
+    riskCount: riskMeta.count,
+    riskTags: riskMeta.tags,
    source: options.source || 'owned',
    archived,
    createdAtDisplay: formatDocumentListTime(createdAtSource),
@@ -744,19 +768,48 @@ function resolveStatusTone(row, statusGroup) {
  return row.approvalTone || 'neutral'
 }

-function matchesStatusTab(row, tab) {
+function resolveDocumentRiskFlags(row) {
+  if (Array.isArray(row?.riskFlags)) {
+    return row.riskFlags
+  }
+  if (Array.isArray(row?.risk_flags_json)) {
+    return row.risk_flags_json
+  }
+  return []
+}
+
+function buildDocumentRiskMeta(row) {
+  const riskFlags = resolveDocumentRiskFlags(row)
+  const riskSummary = row?.riskSummary || row?.risk
+  const count = countClaimRisks(riskFlags, riskSummary)
+  if (!count) {
+    const meta = RISK_TONE_META.none
+    return {
+      ...meta,
+      count: 0,
+      tags: [{ ...meta }]
+    }
+  }
+
+  const tone = resolveArchiveRiskTone(riskFlags, riskSummary)
+  const meta = RISK_TONE_META[tone] || RISK_TONE_META.medium
+  return {
+    ...meta,
+    count,
+    tags: [{ tone: meta.tone, label: `${meta.label} ${count}项` }]
+  }
+}
+
+function matchesRiskLevelTab(row, tab) {
  if (activeScopeTab.value !== DOCUMENT_SCOPE_ARCHIVE && isArchivedDocumentRow(row)) {
    return false
  }

  if (tab === '全部') return true
-  if (tab === '草稿') return row.statusGroup === 'draft'
-  if (tab === '待提交') return row.statusGroup === 'pending_submit'
-  if (tab === '审批中') return row.statusGroup === 'in_progress'
-  if (tab === '待补充') return row.statusGroup === 'supplement'
-  if (tab === '待付款') return row.statusGroup === 'pending_payment'
-  if (tab === '已付款') return row.statusLabel === '已付款' || row.node === '已付款'
-  if (tab === '已完成') return row.statusGroup === 'completed'
+  if (tab === '高风险') return row.riskTone === 'high'
+  if (tab === '中风险') return row.riskTone === 'medium'
+  if (tab === '低风险') return row.riskTone === 'low'
+  if (tab === '无风险') return row.riskTone === 'none'
  return true
 }

--- a/web/src/views/TravelRequestDetailView.vue
+++ b/web/src/views/TravelRequestDetailView.vue
@@ -777,12 +777,16 @@
      :title="`确认提交 ${request.id} 吗？`"
      :description="submitConfirmDescription"
      cancel-text="返回核对"
+      :secondary-text="submitConfirmSecondaryText"
+      secondary-tone="warning"
+      secondary-icon="mdi mdi-calculator-variant-outline"
      :confirm-text="submitConfirmText"
      busy-text="提交中..."
      confirm-tone="primary"
      confirm-icon="mdi mdi-send-circle-outline"
      :busy="submitBusy"
      @close="closeSubmitConfirmDialog"
+      @secondary="confirmStandardAdjustment"
      @confirm="confirmSubmitRequest"
    >
      <div class="submit-confirm-summary" aria-label="提交前核对摘要">
@@ -807,51 +811,55 @@
    <ConfirmDialog
      :open="riskOverrideDialogOpen"
      badge="异常说明"
-      badge-tone="danger"
+      :badge-tone="riskOverrideBadgeTone"
      size="review"
-      :title="`当前存在 ${submitRiskWarnings.length} 条需说明的风险`"
-      description="请回到费用明细的异常说明列补充原因后再提交；如果不补充说明，可选择按职级最高可报销金额重新计算。"
-      cancel-text="返回整改"
-      confirm-text="按职级标准重算"
+      :title="riskOverrideDialogTitle"
+      :description="riskOverrideDialogDescription"
+      :cancel-text="riskOverrideCancelText"
+      :confirm-text="riskOverrideConfirmText"
      busy-text="处理中..."
-      confirm-tone="danger"
-      confirm-icon="mdi mdi-calculator-variant-outline"
+      :confirm-tone="riskOverrideConfirmTone"
+      :confirm-icon="riskOverrideConfirmIcon"
      :busy="riskOverrideBusy"
      @close="closeRiskOverrideDialog"
-      @confirm="confirmStandardAdjustment"
+      @confirm="confirmRiskOverrideDialog"
    >
      <div v-if="currentSubmitRiskWarning" class="risk-override-panel" aria-label="异常说明">
-        <div class="risk-override-nav">
+        <div class="risk-override-card-shell">
          <button
            type="button"
-            class="risk-override-nav-btn"
-            :disabled="submitRiskWarnings.length <= 1 || riskOverrideBusy"
+            class="risk-override-side-nav risk-override-side-nav--previous"
+            :disabled="submitRiskReviewWarnings.length <= 1 || riskOverrideBusy"
            aria-label="上一条风险"
            @click="goToPreviousSubmitRisk"
          >
            <i class="mdi mdi-chevron-left"></i>
          </button>
-          <span>{{ riskOverrideIndexLabel }}</span>
+          <article :class="['risk-override-card', currentSubmitRiskWarning.tone]">
+            <div class="risk-override-card-head">
+              <span>{{ currentSubmitRiskWarning.label }}</span>
+              <strong>{{ currentSubmitRiskWarning.title }}</strong>
+            </div>
+            <p>{{ currentSubmitRiskWarning.risk }}</p>
+            <div v-if="currentSubmitRiskWarningNotes.length" class="risk-override-notes">
+              <span>已填写异常说明</span>
+              <strong v-for="note in currentSubmitRiskWarningNotes" :key="note">{{ note }}</strong>
+            </div>
+          </article>
          <button
            type="button"
-            class="risk-override-nav-btn"
-            :disabled="submitRiskWarnings.length <= 1 || riskOverrideBusy"
+            class="risk-override-side-nav risk-override-side-nav--next"
+            :disabled="submitRiskReviewWarnings.length <= 1 || riskOverrideBusy"
            aria-label="下一条风险"
            @click="goToNextSubmitRisk"
          >
            <i class="mdi mdi-chevron-right"></i>
          </button>
        </div>
-        <article :class="['risk-override-card', currentSubmitRiskWarning.tone]">
-          <div class="risk-override-card-head">
-            <span>{{ currentSubmitRiskWarning.label }}</span>
-            <strong>{{ currentSubmitRiskWarning.title }}</strong>
-          </div>
-          <p>{{ currentSubmitRiskWarning.risk }}</p>
-        </article>
+        <div class="risk-override-index">{{ riskOverrideIndexLabel }}</div>
        <div class="risk-override-guidance">
-          <strong>请在费用明细的“异常说明”列补充原因后再提交。</strong>
-          <span>如果不补充说明，可直接选择按职级标准重算，超出标准的部分由员工自担。</span>
+          <strong>{{ riskOverrideGuidanceTitle }}</strong>
+          <span>{{ riskOverrideGuidanceText }}</span>
        </div>
      </div>
    </ConfirmDialog>
@@ -869,6 +877,9 @@
      :opinion-placeholder="approvalOpinionPlaceholder"
      :opinion-hint="approvalOpinionHint"
      :opinion-required="requiresApprovalOpinion"
+      :risk-confirm-required="approvalRiskConfirmRequired"
+      v-model:risk-confirmed="approvalRiskConfirmed"
+      :risk-confirm-items="approvalRiskConfirmItems"
      @close="closeApproveConfirmDialog"
      @confirm="confirmApproveRequest"
    />
--- a/web/src/views/scripts/TravelRequestDetailView.js
+++ b/web/src/views/scripts/TravelRequestDetailView.js
@@ -31,7 +31,6 @@ import {
 import {
  canApproveBudgetExpenseApplications,
  canApproveLeaderExpenseClaims,
-  canDeleteArchivedExpenseClaims,
  canManageExpenseClaims,
  canReturnExpenseClaims,
  isCurrentDirectManagerForRequest,
@@ -97,7 +96,8 @@ import {
  buildStandardAdjustmentPayload as buildStandardAdjustmentPayloadModel,
  filterSubmitterResolvedRiskCards as filterSubmitterResolvedRiskCardsModel,
  isRiskCardMissingExpenseNote as isRiskCardMissingExpenseNoteModel,
-  resolveExpenseItemForRiskCard as resolveExpenseItemForRiskCardModel
+  resolveExpenseItemForRiskCard as resolveExpenseItemForRiskCardModel,
+  resolveExpenseItemsForRiskCard as resolveExpenseItemsForRiskCardModel
 } from './travelRequestDetailStandardAdjustment.js'
 import {
  buildEmployeeProfileAdviceItems,
@@ -626,6 +626,7 @@ export default {
    const returnDialogOpen = ref(false)
    const approveBusy = ref(false)
    const approveConfirmDialogOpen = ref(false)
+    const approvalRiskConfirmed = ref(false)
    const leaderOpinion = ref('')
    const expenseUploadInput = ref(null)
    const smartEntryUploadInput = ref(null)
@@ -712,18 +713,7 @@ export default {
    ))
    const canManageCurrentClaim = computed(() => canManageExpenseClaims(currentUser.value))
    const isArchivedRequest = computed(() => isArchivedRequestView(request.value))
-    const canDeleteRequest = computed(() => {
-      if (isApplicationDocument.value) {
-        return isPlatformAdminUser(currentUser.value) || (isEditableRequest.value && isCurrentApplicant.value)
-      }
-      if (isArchivedRequest.value) {
-        return canDeleteArchivedExpenseClaims(currentUser.value)
-      }
-      if (canManageCurrentClaim.value) {
-        return true
-      }
-      return isEditableRequest.value && isCurrentApplicant.value
-    })
+    const canDeleteRequest = computed(() => isPlatformAdminUser(currentUser.value))
    const isDirectManagerApprovalStage = computed(() => {
      const node = String(request.value.node || request.value.approvalStage || '').trim()
      return node === '直属领导审批'
@@ -828,12 +818,30 @@ export default {
      isApplicationDocument.value
      && hasLeaderApprovalEvents.value
    ))
-    const requiresApprovalOpinion = computed(() => false)
-    const approvalOpinionTitle = computed(() => (isFinanceApprovalStage.value ? '财务意见' : '附加意见'))
+    const budgetApprovalOpinionRequired = computed(() => (
+      isBudgetApprovalStage.value
+      && hasBudgetApprovalWarning(request.value)
+    ))
+    const requiresApprovalOpinion = computed(() => budgetApprovalOpinionRequired.value)
+    const approvalOpinionTitle = computed(() => {
+      if (isFinanceApprovalStage.value) {
+        return '财务意见'
+      }
+      if (isBudgetApprovalStage.value) {
+        return '预算审批意见'
+      }
+      return '附加意见'
+    })
    const approvalOpinionPlaceholder = computed(() => {
      if (isFinanceApprovalStage.value) {
        return '请输入财务终审意见，可补充票据核验、金额一致性或入账关注点。'
      }
+      if (budgetApprovalOpinionRequired.value) {
+        return '预算已超过警戒值，请写明预算审批意见、通过依据或后续控制要求。'
+      }
+      if (isBudgetApprovalStage.value) {
+        return '可选填预算审批补充说明；未超过预算警戒值时不填写默认为同意。'
+      }
      if (isApplicationDocument.value) {
        return '可选填审批补充说明，例如业务必要性、预算合理性或执行要求；不填写默认为同意。'
      }
@@ -844,10 +852,35 @@ export default {
        return '审核通过后将进入待付款。'
      }
      if (isBudgetApprovalStage.value) {
-        return '不填写附加意见则默认同意，确认后会归档申请单并生成报销草稿。'
+        return budgetApprovalOpinionRequired.value
+          ? '预算已超过警戒值，需填写预算审批意见后才能通过。'
+          : '未超过预算警戒值时不填写意见将默认同意，确认后按流程继续流转。'
      }
      return isApplicationDocument.value ? '不填写附加意见则默认同意，确认后系统会按预算与风险结果决定下一步：无风险且预算充足将直接完成申请，否则进入预算管理者审批。' : '不填写附加意见则默认同意，审批通过后将流转至财务审批。'
    })
+    const approvalRiskConfirmItems = computed(() =>
+      aiAdvice.value.riskCards
+        .filter((card) => ['medium', 'high'].includes(normalizeRiskTone(card?.tone)))
+        .slice(0, 4)
+        .map((card, index) => ({
+          id: String(card?.id || `approval-risk-${index + 1}`),
+          tone: normalizeRiskTone(card?.tone),
+          label: normalizeRiskTone(card?.tone) === 'high' ? '高风险' : '中风险',
+          title: String(card?.title || card?.label || '风险提示').trim(),
+          description: String(
+            card?.relatedExplanationSummary
+            || card?.risk
+            || card?.summary
+            || card?.suggestion
+            || '请核对该风险点对应的说明和佐证材料。'
+          ).trim()
+        }))
+    )
+    const approvalRiskConfirmRequired = computed(() =>
+      canApproveRequest.value
+      && canViewApprovalRiskAdvice.value
+      && approvalRiskConfirmItems.value.length > 0
+    )
    const approvalConfirmBadge = computed(() => {
      if (isFinanceApprovalStage.value) {
        return '财务终审'
@@ -1183,6 +1216,10 @@ export default {
      return resolveExpenseItemForRiskCardModel(card, expenseItems.value)
    }

+    function resolveExpenseItemsForRiskCard(card) {
+      return resolveExpenseItemsForRiskCardModel(card, expenseItems.value)
+    }
+
    function filterSubmitterResolvedRiskCards(cards, businessStage) {
      const viewerContext = riskViewerContext.value || {}
      return filterSubmitterResolvedRiskCardsModel({
@@ -1205,9 +1242,16 @@ export default {
      return isRiskCardMissingExpenseNoteModel(card, expenseItems.value)
    }

+    function resolveRiskWarningNotes(card) {
+      const notes = resolveExpenseItemsForRiskCard(card)
+        .map((item) => String(item?.itemNote || '').trim())
+        .filter(Boolean)
+      return [...new Set(notes)]
+    }
+
    async function buildStandardAdjustmentPayload() {
      return buildStandardAdjustmentPayloadModel({
-        warnings: submitRiskWarnings.value,
+        warnings: submitRiskCards.value,
        expenseItems: expenseItems.value,
        request: request.value,
        calculateTravelReimbursement
@@ -1733,24 +1777,72 @@ export default {
    }))
    const submitConfirmDescription = computed(() => resolveSubmitConfirmDescription({
      isApplicationDocument: isApplicationDocument.value,
-      hasHighRiskWarnings: submitRiskWarnings.value.length > 0
+      hasHighRiskWarnings: aiAdvice.value.riskCards.some((card) => ['medium', 'high'].includes(normalizeRiskTone(card?.tone)))
    }))
    const submitConfirmText = computed(() => resolveSubmitConfirmText(isApplicationDocument.value))

-    const submitRiskWarnings = computed(() =>
+    const submitRiskCards = computed(() =>
      aiAdvice.value.riskCards
        .filter((card) => ['medium', 'high'].includes(normalizeRiskTone(card?.tone)))
-        .filter((card) => isRiskCardMissingExpenseNote(card))
        .map((card, index) => ({
          ...card,
          id: String(card.id || `submit-risk-${index}`),
          tags: resolveRiskTags(card)
        }))
    )
-    const currentSubmitRiskWarning = computed(() => submitRiskWarnings.value[riskOverrideIndex.value] || null)
-    const riskOverrideIndexLabel = computed(() =>
-      submitRiskWarnings.value.length ? `${riskOverrideIndex.value + 1} / ${submitRiskWarnings.value.length}` : ''
+    const submitConfirmSecondaryText = computed(() => (
+      !isApplicationDocument.value && submitRiskCards.value.length
+        ? '按职级标准报销'
+        : ''
+    ))
+    const submitRiskWarnings = computed(() =>
+      submitRiskCards.value.filter((card) => isRiskCardMissingExpenseNote(card))
    )
+    const submitExplainedRiskWarnings = computed(() =>
+      submitRiskCards.value.filter((card) => !isRiskCardMissingExpenseNote(card))
+    )
+    const hasMissingSubmitRiskWarnings = computed(() => submitRiskWarnings.value.length > 0)
+    const submitRiskReviewWarnings = computed(() =>
+      hasMissingSubmitRiskWarnings.value ? submitRiskWarnings.value : submitExplainedRiskWarnings.value
+    )
+    const currentSubmitRiskWarning = computed(() => submitRiskReviewWarnings.value[riskOverrideIndex.value] || null)
+    const currentSubmitRiskWarningNotes = computed(() =>
+      currentSubmitRiskWarning.value ? resolveRiskWarningNotes(currentSubmitRiskWarning.value) : []
+    )
+    const riskOverrideIndexLabel = computed(() =>
+      submitRiskReviewWarnings.value.length ? `${riskOverrideIndex.value + 1} / ${submitRiskReviewWarnings.value.length}` : ''
+    )
+    const riskOverrideBadgeTone = computed(() => hasMissingSubmitRiskWarnings.value ? 'danger' : 'warning')
+    const riskOverrideDialogTitle = computed(() => (
+      hasMissingSubmitRiskWarnings.value
+        ? `当前存在 ${submitRiskWarnings.value.length} 条需说明的风险`
+        : `请确认 ${submitExplainedRiskWarnings.value.length} 条风险及异常说明`
+    ))
+    const riskOverrideDialogDescription = computed(() => (
+      hasMissingSubmitRiskWarnings.value
+        ? '请回到费用明细的异常说明列补充原因后再提交；如果不补充说明，可选择按职级最高可报销金额重新计算。'
+        : '请核对风险点与已填写的异常说明，确认后进入提交确认。'
+    ))
+    const riskOverrideCancelText = computed(() => (
+      hasMissingSubmitRiskWarnings.value ? '返回整改' : '返回核对'
+    ))
+    const riskOverrideConfirmText = computed(() =>
+      hasMissingSubmitRiskWarnings.value ? '按职级标准重算' : '确认说明'
+    )
+    const riskOverrideConfirmTone = computed(() => hasMissingSubmitRiskWarnings.value ? 'danger' : 'primary')
+    const riskOverrideConfirmIcon = computed(() =>
+      hasMissingSubmitRiskWarnings.value ? 'mdi mdi-calculator-variant-outline' : 'mdi mdi-check-circle-outline'
+    )
+    const riskOverrideGuidanceTitle = computed(() => (
+      hasMissingSubmitRiskWarnings.value
+        ? '请在费用明细的“异常说明”列补充原因后再提交。'
+        : '已填写异常说明，请确认说明会随单据进入审批。'
+    ))
+    const riskOverrideGuidanceText = computed(() => (
+      hasMissingSubmitRiskWarnings.value
+        ? '如果不补充说明，可直接选择按职级标准重算，超出标准的部分由员工自担。'
+        : '确认后系统会继续进入提交确认，领导和财务可看到这些风险及对应说明。'
+    ))

    function resetDetailNote() {
      detailNoteEditor.value = detailNoteSource.value
@@ -1783,7 +1875,7 @@ export default {
    }

    function openRiskOverrideDialog() {
-      const warnings = submitRiskWarnings.value
+      const warnings = submitRiskReviewWarnings.value
      if (!warnings.length) {
        return
      }
@@ -1799,18 +1891,34 @@ export default {
    }

    function goToPreviousSubmitRisk() {
-      if (!submitRiskWarnings.value.length) {
+      if (!submitRiskReviewWarnings.value.length) {
        return
      }
      riskOverrideIndex.value =
-        (riskOverrideIndex.value - 1 + submitRiskWarnings.value.length) % submitRiskWarnings.value.length
+        (riskOverrideIndex.value - 1 + submitRiskReviewWarnings.value.length) % submitRiskReviewWarnings.value.length
    }

    function goToNextSubmitRisk() {
-      if (!submitRiskWarnings.value.length) {
+      if (!submitRiskReviewWarnings.value.length) {
        return
      }
-      riskOverrideIndex.value = (riskOverrideIndex.value + 1) % submitRiskWarnings.value.length
+      riskOverrideIndex.value = (riskOverrideIndex.value + 1) % submitRiskReviewWarnings.value.length
+    }
+
+    function confirmRiskExplanation() {
+      if (riskOverrideBusy.value || submitBusy.value) {
+        return
+      }
+      riskOverrideDialogOpen.value = false
+      submitConfirmDialogOpen.value = true
+    }
+
+    function confirmRiskOverrideDialog() {
+      if (hasMissingSubmitRiskWarnings.value) {
+        confirmStandardAdjustment()
+        return
+      }
+      confirmRiskExplanation()
    }

    function confirmStandardAdjustment() {
@@ -1824,6 +1932,7 @@ export default {
      }

      riskOverrideDialogOpen.value = false
+      submitConfirmDialogOpen.value = false
      standardAdjustmentBusy.value = true
      const taskSeq = ++standardAdjustmentTaskSeq
      toast('\u6b63\u5728\u540e\u53f0\u6309\u804c\u7ea7\u6807\u51c6\u91cd\u65b0\u6d4b\u7b97\u8d39\u7528\u3002')
@@ -2308,7 +2417,7 @@ export default {
        return
      }

-      if (submitRiskWarnings.value.length) {
+      if (submitRiskReviewWarnings.value.length) {
        openRiskOverrideDialog()
        return
      }
@@ -2490,6 +2599,7 @@ export default {
        return
      }

+      approvalRiskConfirmed.value = !approvalRiskConfirmRequired.value
      approveConfirmDialogOpen.value = true
    }

@@ -2522,6 +2632,16 @@ export default {
        return
      }

+      if (approvalRiskConfirmRequired.value && !approvalRiskConfirmed.value) {
+        toast('请先确认已核对风险说明和佐证材料，再继续审批。')
+        return
+      }
+
+      if (requiresApprovalOpinion.value && !leaderOpinion.value.trim()) {
+        toast('预算已超过警戒值，请填写预算审批意见后再通过。')
+        return
+      }
+
      approveBusy.value = true
      try {
        const responsePayload = await approveExpenseClaim(request.value.claimId, {
@@ -2529,13 +2649,17 @@ export default {
        })
        const generatedDraftClaimNo = resolveGeneratedDraftClaimNo(responsePayload)
        approveConfirmDialogOpen.value = false
+        approvalRiskConfirmed.value = false
        leaderOpinion.value = ''
        toast(
          isApplicationDocument.value && generatedDraftClaimNo
            ? `${request.value.id} 已确认审核，报销草稿 ${generatedDraftClaimNo} 已生成。`
            : approvalSuccessToast.value
        )
-        emit('request-updated', { claimId: request.value.claimId })
+        emit('request-updated', {
+          claimId: request.value.claimId,
+          claim: responsePayload
+        })
        emit('backToRequests')
      } catch (error) {
        toast(resolveApproveErrorMessage(error))
@@ -2636,6 +2760,7 @@ export default {
      attachmentPreviewUrl, approveBusy, approveConfirmDialogOpen, approvalConfirmBadge,
      approvalConfirmDescription, approvalOpinionHint,
      approvalOpinionPlaceholder, approvalOpinionTitle, approveActionLabel, approveBusyLabel,
+      approvalRiskConfirmed, approvalRiskConfirmItems, approvalRiskConfirmRequired,
      applicationDetailFactItems, relatedApplicationFactItems,
      approveBusyText, approveConfirmText, approveConfirmTitle, canDeleteRequest, canManageCurrentClaim,
      canNavigateAttachmentPreview,
@@ -2643,10 +2768,10 @@ export default {
      closeApproveConfirmDialog, closeDeleteDialog, closeAttachmentPreview, closePayConfirmDialog, closeSubmitConfirmDialog,
      closeRiskOverrideDialog, closeSmartEntryUploadDialog,
      closeReturnDialog, confirmApproveRequest, confirmDeleteRequest, confirmSubmitRequest, confirmReturnRequest,
-      confirmPayRequest, confirmStandardAdjustment, confirmSmartEntryUpload,
+      confirmPayRequest, confirmRiskExplanation, confirmRiskOverrideDialog, confirmStandardAdjustment, confirmSmartEntryUpload,
      chooseSmartEntryFile, clearSmartEntryFile,
      currentAttachmentPreviewInsight, currentAttachmentPreviewRiskCards, currentProgressRingMotion,
-      currentSubmitRiskWarning,
+      currentSubmitRiskWarning, currentSubmitRiskWarningNotes,
      canEditDetailNote, deleteActionLabel, deleteBusy, deleteDialogDescription, deleteDialogOpen,
      deleteDialogTitle, deletingAttachmentId, deletingExpenseId, detailNote, detailNoteDirty,
      detailNoteEditor, detailNoteEditorView, detailNoteTags, draftBlockingIssues, editingExpenseId, expenseEditor,
@@ -2668,7 +2793,10 @@ export default {
      resetDetailNote, resolveAttachmentDisplayName, resolveAttachmentPreviewTitle, resolveAttachmentRecognition,
      resolveExpenseReasonHelper, resolveExpenseReasonPlaceholder, resolveExpenseRiskState, resolveExpenseIssues,
      resolveRiskCardDomId, isHighlightedRiskCard,
-      returnBusy, returnDialogDescription, returnDialogOpen, riskOverrideBusy, riskOverrideDialogOpen, riskOverrideIndexLabel,
+      returnBusy, returnDialogDescription, returnDialogOpen, riskOverrideBadgeTone, riskOverrideBusy,
+      riskOverrideCancelText, riskOverrideConfirmIcon, riskOverrideConfirmText, riskOverrideConfirmTone,
+      riskOverrideDialogDescription, riskOverrideDialogOpen, riskOverrideDialogTitle,
+      riskOverrideGuidanceText, riskOverrideGuidanceTitle, riskOverrideIndexLabel,
      requiresApprovalOpinion,
      saveDetailNote, savingDetailNote, savingExpenseId,
      smartEntrySelectedFileCount, smartEntrySelectedFileNames, smartEntrySelectedFileSummary,
@@ -2678,8 +2806,56 @@ export default {
      showAiAdvicePanel, showApplicationLeaderOpinion,
      showBudgetAnalysis, showStageRiskAdvice,
      showExpenseRisk, startExpenseEdit, submitActionIcon, submitActionLabel, submitBusy,
-      submitConfirmAmountDisplay, submitConfirmDescription, submitConfirmDialogOpen, submitConfirmText, submitRiskWarnings,
+      submitConfirmAmountDisplay, submitConfirmDescription, submitConfirmDialogOpen, submitConfirmSecondaryText, submitConfirmText,
+      submitExplainedRiskWarnings, submitRiskReviewWarnings, submitRiskWarnings, hasMissingSubmitRiskWarnings,
      triggerExpenseUpload, uploadedExpenseCount, uploadingExpenseId, saveExpenseEdit
    }
  }
 }
+
+function hasBudgetApprovalWarning(request = {}) {
+  const flags = Array.isArray(request?.riskFlags)
+    ? request.riskFlags
+    : Array.isArray(request?.risk_flags_json)
+      ? request.risk_flags_json
+      : []
+
+  return flags.some((flag) => {
+    if (!flag || typeof flag !== 'object') {
+      return false
+    }
+
+    const routeDecision = flag.route_decision || flag.routeDecision || {}
+    const directBudgetResult = flag.budget_result || flag.budgetResult
+    const routeBudgetResult = routeDecision?.budget_result || routeDecision?.budgetResult
+    const budgetResult = routeBudgetResult || directBudgetResult
+    if (!budgetResult || typeof budgetResult !== 'object') {
+      return false
+    }
+
+    return budgetResultExceedsWarning(budgetResult)
+  })
+}
+
+function budgetResultExceedsWarning(budgetResult = {}) {
+  const metrics = budgetResult.metrics && typeof budgetResult.metrics === 'object' ? budgetResult.metrics : {}
+  const context = budgetResult.budget_context && typeof budgetResult.budget_context === 'object'
+    ? budgetResult.budget_context
+    : budgetResult.budgetContext && typeof budgetResult.budgetContext === 'object'
+      ? budgetResult.budgetContext
+      : {}
+  const overBudgetAmount = parseBudgetNumber(metrics.over_budget_amount ?? metrics.overBudgetAmount)
+  if (overBudgetAmount > 0) {
+    return true
+  }
+
+  const afterUsageRate = parseBudgetNumber(metrics.after_usage_rate ?? metrics.afterUsageRate)
+  const claimAmountRatio = parseBudgetNumber(metrics.claim_amount_ratio ?? metrics.claimAmountRatio)
+  const warningThreshold = parseBudgetNumber(context.warning_threshold ?? context.warningThreshold, 80)
+  return Math.max(afterUsageRate, claimAmountRatio) >= warningThreshold
+}
+
+function parseBudgetNumber(value, fallback = 0) {
+  const number = Number(value)
+  return Number.isFinite(number) ? number : fallback
+}
--- a/web/src/views/scripts/travelRequestDetailExpenseModel.js
+++ b/web/src/views/scripts/travelRequestDetailExpenseModel.js
@@ -107,6 +107,25 @@ export function isAttachmentRequiredExpenseItem(source) {
  return !isSystemGeneratedExpenseItemSource({ ...source, itemType }) && !OPTIONAL_ATTACHMENT_EXPENSE_TYPES.has(itemType)
 }

+export function hasUploadedReceiptReference(source) {
+  const invoiceId = String(source?.invoiceId ?? source?.invoice_id ?? '').trim()
+  if (!isPlaceholderValue(invoiceId)) {
+    return true
+  }
+  return Array.isArray(source?.attachments) && source.attachments.some((item) => !isPlaceholderValue(item))
+}
+
+export function isIgnorableExpenseDraftPlaceholder(item) {
+  if (!item || isSystemGeneratedExpenseItemSource(item) || hasUploadedReceiptReference(item)) {
+    return false
+  }
+  const amount = Number(item?.itemAmount ?? item?.item_amount ?? 0)
+  const missingAmount = !Number.isFinite(amount) || amount <= 0
+  const missingReason = isPlaceholderValue(item?.itemReason ?? item?.item_reason)
+  const missingLocation = isPlaceholderValue(item?.itemLocation ?? item?.item_location)
+  return missingAmount && missingReason && missingLocation
+}
+
 export function isLocationRequiredExpenseType(value) {
  return LOCATION_REQUIRED_EXPENSE_TYPES.has(normalizeExpenseType(value))
 }
@@ -568,6 +587,7 @@ export function buildExpenseItemViewModel(source, index, requestModel, travelTim

 export function rebuildExpenseItems(items, requestModel) {
  const sortedItems = [...items]
+    .filter((item) => !isIgnorableExpenseDraftPlaceholder(item))
    .sort((left, right) => Number(isSystemGeneratedExpenseItemSource(left)) - Number(isSystemGeneratedExpenseItemSource(right)))
  const travelTimeLabelMap = buildTravelTimeLabelMap(sortedItems, requestModel)
  return sortedItems.map((item, index) => buildExpenseItemViewModel(item, index, requestModel, travelTimeLabelMap))
@@ -575,29 +595,33 @@ export function rebuildExpenseItems(items, requestModel) {

 export function buildExpenseDraftIssues(item) {
  const issues = []
-  if (item.isSystemGenerated) {
+  if (item.isSystemGenerated || isSystemGeneratedExpenseItemSource(item)) {
+    return issues
+  }
+  if (isIgnorableExpenseDraftPlaceholder(item)) {
    return issues
  }
  const locationRequired = isLocationRequiredExpenseType(item.itemType)
+  const hasUploadedReceipt = hasUploadedReceiptReference(item)

-  if (!isValidIsoDate(item.itemDate)) {
+  if (!hasUploadedReceipt && !isValidIsoDate(item.itemDate)) {
    issues.push('缺少日期')
  }
  if (isPlaceholderValue(item.itemType)) {
    issues.push('缺少费用项目')
  }
-  if (isPlaceholderValue(item.itemReason)) {
+  if (!hasUploadedReceipt && isPlaceholderValue(item.itemReason)) {
    issues.push('缺少说明')
-  } else if (isRouteDescriptionExpenseType(item.itemType) && !isValidRouteDescription(item.itemReason)) {
+  } else if (!hasUploadedReceipt && isRouteDescriptionExpenseType(item.itemType) && !isValidRouteDescription(item.itemReason)) {
    issues.push('行程说明格式错误')
  }
-  if (locationRequired && isPlaceholderValue(item.itemLocation)) {
+  if (!hasUploadedReceipt && locationRequired && isPlaceholderValue(item.itemLocation)) {
    issues.push('缺少地点')
  }
-  if (!Number.isFinite(Number(item.itemAmount)) || Number(item.itemAmount) <= 0) {
+  if (!hasUploadedReceipt && (!Number.isFinite(Number(item.itemAmount)) || Number(item.itemAmount) <= 0)) {
    issues.push('缺少金额')
  }
-  if (isAttachmentRequiredExpenseItem(item) && isPlaceholderValue(item.invoiceId)) {
+  if (isAttachmentRequiredExpenseItem(item) && !hasUploadedReceipt) {
    issues.push('缺少票据标识')
  }

@@ -609,14 +633,15 @@ export function buildDraftBlockingIssues(request, expenseItems) {
  const isApplication = isApplicationDocumentRequest(request)
  const locationRequired = isLocationRequiredExpenseType(request.typeCode)
  const normalizedItems = Array.isArray(expenseItems) ? expenseItems : []
-  const itemAmountTotal = normalizedItems.reduce((sum, item) => {
+  const effectiveItems = normalizedItems.filter((item) => !isIgnorableExpenseDraftPlaceholder(item))
+  const itemAmountTotal = effectiveItems.reduce((sum, item) => {
    const amount = Number(item?.itemAmount || 0)
    return Number.isFinite(amount) && amount > 0 ? sum + amount : sum
  }, 0)
-  const hasValidItemDate = normalizedItems.some((item) => isValidIsoDate(item?.itemDate))
-  const hasValidItemType = normalizedItems.some((item) => !isPlaceholderValue(item?.itemType))
-  const hasValidItemReason = normalizedItems.some((item) => !isPlaceholderValue(item?.itemReason))
-  const hasValidItemLocation = normalizedItems.some((item) => !isPlaceholderValue(item?.itemLocation))
+  const hasValidItemDate = effectiveItems.some((item) => isValidIsoDate(item?.itemDate))
+  const hasValidItemType = effectiveItems.some((item) => !isPlaceholderValue(item?.itemType))
+  const hasValidItemReason = effectiveItems.some((item) => !isPlaceholderValue(item?.itemReason))
+  const hasValidItemLocation = effectiveItems.some((item) => !isPlaceholderValue(item?.itemLocation))

  if (isPlaceholderValue(request.profileName)) {
    issues.push('申请人未完善')
@@ -655,7 +680,7 @@ export function buildDraftBlockingIssues(request, expenseItems) {
  if ((!Number.isFinite(Number(request.amountValue)) || Number(request.amountValue) <= 0) && itemAmountTotal <= 0) {
    issues.push('报销金额未完善')
  }
-  if (!normalizedItems.length) {
+  if (!effectiveItems.length) {
    issues.push('费用明细不能为空')
  }

--- a/web/src/views/scripts/travelRequestDetailInsights.js
+++ b/web/src/views/scripts/travelRequestDetailInsights.js
@@ -66,6 +66,32 @@ function cardLikeText(card = {}) {
  ].map((item) => normalizeText(item)).join(' ')
 }

+function resolveRiskCardItemIds(card = {}) {
+  return normalizeIdList([
+    card.itemId,
+    card.item_id,
+    ...(Array.isArray(card.itemIds) ? card.itemIds : []),
+    ...(Array.isArray(card.item_ids) ? card.item_ids : [])
+  ])
+}
+
+function resolveDuplicateRiskGroup(card = {}) {
+  const text = cardLikeText(card)
+  if (/多城市行程|中转|多地拜访|改签|多地出差|后续行程|行程终点异常|连续闭环/.test(text) && /待说明|未说明|缺少说明|原因|说明|不一致|异常/.test(text)) {
+    return 'route-explanation'
+  }
+  return ''
+}
+
+function riskCardsReferToSameIssue(left = {}, right = {}) {
+  const leftItemIds = resolveRiskCardItemIds(left)
+  const rightItemIds = resolveRiskCardItemIds(right)
+  if (!leftItemIds.length || !rightItemIds.length) {
+    return true
+  }
+  return leftItemIds.some((itemId) => rightItemIds.includes(itemId))
+}
+
 function normalizeTone(value) {
  const tone = normalizeText(value).toLowerCase()
  if (['pass', 'success', 'ok', 'normal', 'none', 'compliant', 'approved'].includes(tone)) return 'pass'
@@ -95,6 +121,30 @@ function isRiskTone(tone) {
  return ['medium', 'high'].includes(normalizeText(tone).toLowerCase())
 }

+function riskToneWeight(tone) {
+  const normalizedTone = normalizeTone(tone)
+  if (normalizedTone === 'high') return 0
+  if (normalizedTone === 'medium') return 1
+  if (normalizedTone === 'low') return 2
+  if (normalizedTone === 'pass') return 4
+  return 9
+}
+
+function dedupeLowerSeverityRiskCards(cards = []) {
+  return cards.filter((card, index) => {
+    const duplicateGroup = resolveDuplicateRiskGroup(card)
+    if (!duplicateGroup) {
+      return true
+    }
+    return !cards.some((otherCard, otherIndex) => (
+      otherIndex !== index
+      && resolveDuplicateRiskGroup(otherCard) === duplicateGroup
+      && riskToneWeight(otherCard?.tone || otherCard?.severity) < riskToneWeight(card?.tone || card?.severity)
+      && riskCardsReferToSameIssue(card, otherCard)
+    ))
+  })
+}
+
 function normalizeId(value) {
  return normalizeText(value)
 }
@@ -108,6 +158,152 @@ function normalizeIdList(value) {
  return [...new Set(rawValues.map((item) => normalizeId(item)).filter(Boolean))]
 }

+function normalizeExpenseItemNote(item = {}) {
+  const note = normalizeText(item.itemNote ?? item.item_note).replace(/[。；;]+$/, '')
+  if (!note || ['待补充', '待补充异常说明', '暂无', '无', 'null', 'undefined'].includes(note)) {
+    return ''
+  }
+  return note
+}
+
+function resolveExpenseItemLabel(item = {}, fallback = '相关明细') {
+  return normalizeText(item.desc)
+    || normalizeText(item.itemReason)
+    || normalizeText(item.detail)
+    || normalizeText(item.name)
+    || normalizeText(item.category)
+    || fallback
+}
+
+function resolveRelatedExpenseExplanations(itemIds = [], expenseItems = []) {
+  const relatedIds = normalizeIdList(itemIds)
+  if (!relatedIds.length || !Array.isArray(expenseItems)) {
+    return []
+  }
+
+  return expenseItems
+    .filter((item) => relatedIds.includes(normalizeId(item?.id)))
+    .map((item) => {
+      const note = normalizeExpenseItemNote(item)
+      if (!note) {
+        return null
+      }
+      return {
+        itemId: normalizeId(item.id),
+        label: resolveExpenseItemLabel(item),
+        note,
+        text: `${resolveExpenseItemLabel(item)}：${note}`
+      }
+    })
+    .filter(Boolean)
+}
+
+function isHotelExpenseItem(item = {}) {
+  const text = [
+    item.name,
+    item.category,
+    item.desc,
+    item.detail,
+    item.itemType,
+    item.item_type,
+    item.documentType,
+    item.document_type
+  ].map((value) => normalizeText(value)).join(' ')
+  return /住宿|酒店|宾馆|hotel/.test(text)
+}
+
+function isTrafficExpenseItem(item = {}) {
+  const text = [
+    item.name,
+    item.category,
+    item.desc,
+    item.detail,
+    item.itemType,
+    item.item_type,
+    item.documentType,
+    item.document_type
+  ].map((value) => normalizeText(value)).join(' ')
+  if (/补贴|系统自动计算/.test(text)) {
+    return false
+  }
+  return /交通|火车|高铁|机票|航班|出租车|网约车|乘车|车票|train|flight|taxi/.test(text)
+}
+
+function inferRelatedExpenseItemIdsByRiskText(flag = {}, risks = [], expenseItems = []) {
+  const text = [
+    cardLikeText(flag),
+    ...uniqueTexts(risks)
+  ].map((value) => normalizeText(value)).join(' ')
+  const items = Array.isArray(expenseItems) ? expenseItems : []
+
+  if (isHotelOverStandardRiskText(text) || /住宿|酒店|宾馆|hotel/.test(text)) {
+    return items.filter(isHotelExpenseItem).map((item) => normalizeId(item?.id)).filter(Boolean)
+  }
+  if (/交通|火车|高铁|机票|航班|出租车|网约车|乘车|车票|train|flight|taxi/.test(text)) {
+    return items.filter(isTrafficExpenseItem).map((item) => normalizeId(item?.id)).filter(Boolean)
+  }
+  return []
+}
+
+function resolveRelatedItemIdsForRisk({
+  explicitItemIds = [],
+  flag = {},
+  risks = [],
+  expenseItems = []
+} = {}) {
+  const normalizedExplicitItemIds = normalizeIdList(explicitItemIds)
+  const routeRelatedItemIds = resolveRouteRelatedItemIdsForRisk({
+    flagItemIds: normalizedExplicitItemIds,
+    flag,
+    risks,
+    expenseItems
+  })
+  if (routeRelatedItemIds.length) {
+    return routeRelatedItemIds
+  }
+  if (normalizedExplicitItemIds.length) {
+    return normalizedExplicitItemIds
+  }
+  return inferRelatedExpenseItemIdsByRiskText(flag, risks, expenseItems)
+}
+
+function formatRelatedExpenseExplanations(explanations = [], limit = 3) {
+  const texts = uniqueTexts(explanations.map((item) => item.text))
+  if (!texts.length) {
+    return ''
+  }
+  const visible = texts.slice(0, limit).join('；')
+  return `${visible}${texts.length > limit ? ` 等 ${texts.length} 条` : ''}`
+}
+
+function resolveRiskTextWithExplanations(risk, explanations = []) {
+  const text = normalizeText(risk)
+  if (!text || !explanations.length) {
+    return text
+  }
+
+  if (/未说明|待说明|缺少说明|未识别到.*说明|请.*补充/.test(text)) {
+    const cleaned = text
+      .replace(/，?但当前[^。；;]*?(?:未说明|待说明|缺少说明|未识别到[^。；;]*说明)[^。；;]*[。；;]?/g, '')
+      .replace(/当前[^。；;]*?(?:未说明|待说明|缺少说明|未识别到[^。；;]*说明)[^。；;]*[。；;]?/g, '')
+      .replace(/请[^。；;]*?(?:补充|写清楚)[^。；;]*[。；;]?/g, '')
+      .trim()
+    const base = cleaned.replace(/[，,；;。]+$/, '') || '该风险已命中系统规则'
+    return `${base}，用户已在相关费用明细补充异常说明，需审核说明是否充分。`
+  }
+
+  return text
+}
+
+function resolveClaimRiskSuggestion(flag = {}, { risk = '', summary = '', relatedExplanations = [] } = {}) {
+  const explanationSummary = formatRelatedExpenseExplanations(relatedExplanations)
+  if (explanationSummary) {
+    return `用户已在费用明细补充异常说明：${explanationSummary}。请审核说明是否充分，并结合票据、行程和制度标准决定通过、退回或要求补充佐证。`
+  }
+
+  return resolveClaimRiskFallbackSuggestion(flag, { risk, summary })
+}
+
 function resolveItemRiskFlag(item, claimRiskFlags) {
  const itemId = normalizeId(item?.id)
  if (!itemId || !Array.isArray(claimRiskFlags)) {
@@ -276,7 +472,7 @@ function resolveClaimRiskRuleBasis(flag = {}, { risk = '', summary = '', tone =
  return uniqueTexts(basis.length ? basis : [`系统预审根据“${label || '单据风险'}”将该项列为${tone === 'high' ? '高风险' : '中风险'}。`])
 }

-function resolveClaimRiskSuggestion(flag = {}, { risk = '', summary = '' } = {}) {
+function resolveClaimRiskFallbackSuggestion(flag = {}, { risk = '', summary = '' } = {}) {
  const explicitSuggestion = normalizeText(flag.suggestion)
  if (explicitSuggestion) {
    return explicitSuggestion
@@ -370,6 +566,12 @@ function buildRiskCardFromPoint({ item, index, point, pointIndex, insight, analy
    normalizeText(analysis?.headline) || normalizeText(analysis?.label) || normalizeText(item?.name),
    '附件风险'
  )
+  const relatedExplanations = resolveRelatedExpenseExplanations([normalizeId(item?.id)], [item])
+  const explanationSummary = formatRelatedExpenseExplanations(relatedExplanations)
+  const ruleBasis = uniqueTexts([
+    ...(insight?.ruleBasis?.length ? insight.ruleBasis : ['系统根据附件识别结果与费用项目规则进行比对。']),
+    explanationSummary ? `用户已补充异常说明：${explanationSummary}。` : ''
+  ])

  return withRiskTags({
    id: `${normalizeText(item?.id) || `expense-${index}`}-${pointIndex}`,
@@ -380,13 +582,24 @@ function buildRiskCardFromPoint({ item, index, point, pointIndex, insight, analy
    tone,
    label: resolveRiskLevelLabel(tone),
    title,
-    risk: normalizeText(point) || normalizeText(analysis?.summary) || '附件存在待核对风险。',
+    risk: resolveRiskTextWithExplanations(
+      normalizeText(point) || normalizeText(analysis?.summary) || '附件存在待核对风险。',
+      relatedExplanations
+    ),
    summary: normalizeText(analysis?.summary),
-    ruleBasis: insight?.ruleBasis?.length ? insight.ruleBasis : ['系统根据附件识别结果与费用项目规则进行比对。'],
-    suggestion: buildCardSuggestion(analysis, insight),
+    ruleBasis,
+    suggestion: relatedExplanations.length
+      ? resolveClaimRiskSuggestion({}, {
+        risk: normalizeText(point) || normalizeText(analysis?.summary),
+        summary: normalizeText(analysis?.summary),
+        relatedExplanations
+      })
+      : buildCardSuggestion(analysis, insight),
    source: 'attachment_analysis',
    itemType: normalizeText(item?.itemType),
    documentType: normalizeText(insight?.documentTypeLabel),
+    relatedExplanations,
+    relatedExplanationSummary: explanationSummary,
    visibility_scope: 'submitter',
    actionability: 'fixable_by_submitter'
  })
@@ -599,8 +812,8 @@ export function buildAttachmentRiskCards({
        const risks = flagPoints.length
          ? flagPoints
          : [primaryRisk || fallbackRisk].filter(Boolean)
-        const relatedItemIds = resolveRouteRelatedItemIdsForRisk({
-          flagItemIds,
+        const relatedItemIds = resolveRelatedItemIdsForRisk({
+          explicitItemIds: [flagItemId, ...flagItemIds],
          flag,
          risks,
          expenseItems
@@ -616,6 +829,12 @@ export function buildAttachmentRiskCards({
          summary,
          tone
        })
+        const relatedExplanations = resolveRelatedExpenseExplanations(relatedItemIds, expenseItems)
+        const explanationSummary = formatRelatedExpenseExplanations(relatedExplanations)
+        const mergedRuleBasis = uniqueTexts([
+          ...ruleBasis,
+          explanationSummary ? `用户已补充异常说明：${explanationSummary}。` : ''
+        ])

        return risks.map((risk, pointIndex) => withRiskTags({
          id: `claim-risk-${index}-${pointIndex}`,
@@ -627,10 +846,12 @@ export function buildAttachmentRiskCards({
          tone,
          label: resolveRiskLevelLabel(tone),
          title,
-          risk,
+          risk: resolveRiskTextWithExplanations(risk, relatedExplanations),
          summary,
-          ruleBasis,
-          suggestion: resolveClaimRiskSuggestion(flag, { risk, summary }),
+          ruleBasis: mergedRuleBasis,
+          suggestion: resolveClaimRiskSuggestion(flag, { risk, summary, relatedExplanations }),
+          relatedExplanations,
+          relatedExplanationSummary: explanationSummary,
          source,
          risk_domain: flag.risk_domain || flag.riskDomain,
          visibility_scope: flag.visibility_scope || flag.visibilityScope,
@@ -702,7 +923,7 @@ export function buildAiAdviceViewModel({
  const normalizedCompletionItems = completionItems.map((item) => normalizeText(item)).filter(Boolean)
  const normalizedMaterialPrompts = materialPrompts.map((item) => normalizeText(item)).filter(Boolean)
  const normalizedProfileAdviceItems = profileAdviceItems.map((item) => normalizeText(item)).filter(Boolean)
-  const normalizedRiskCards = riskCards.filter(Boolean)
+  const normalizedRiskCards = dedupeLowerSeverityRiskCards(riskCards.filter(Boolean))
  const hasHighRisk = normalizedRiskCards.some((card) => card.tone === 'high')
  const sortedRiskCards = sortRiskCardsByTone(normalizedRiskCards)

--- a/web/src/views/scripts/travelRequestDetailStandardAdjustment.js
+++ b/web/src/views/scripts/travelRequestDetailStandardAdjustment.js
@@ -30,22 +30,59 @@ export function buildCurrentStandardAdjustmentMap(request = {}, riskFlags = [])
 }

 export function resolveExpenseItemForRiskCard(card, expenseItems = []) {
-  const itemId = normalizeText(card?.itemId || card?.item_id)
+  const itemIds = [
+    card?.itemId,
+    card?.item_id,
+    ...(Array.isArray(card?.itemIds) ? card.itemIds : []),
+    ...(Array.isArray(card?.item_ids) ? card.item_ids : [])
+  ].map(normalizeText).filter(Boolean)
  const invoiceId = normalizeText(card?.invoiceId || card?.invoice_id)
  const itemIndex = Number(card?.itemIndex || card?.item_index || 0)

-  return expenseItems.find((item) => normalizeText(item.id) === itemId)
+  return expenseItems.find((item) => itemIds.includes(normalizeText(item.id)))
    || expenseItems.find((item) => invoiceId && normalizeText(item.invoiceId) === invoiceId)
    || (itemIndex > 0 ? expenseItems[itemIndex - 1] : null)
    || null
 }

+export function resolveExpenseItemsForRiskCard(card, expenseItems = []) {
+  const itemIds = [
+    card?.itemId,
+    card?.item_id,
+    ...(Array.isArray(card?.itemIds) ? card.itemIds : []),
+    ...(Array.isArray(card?.item_ids) ? card.item_ids : [])
+  ].map(normalizeText).filter(Boolean)
+  const invoiceId = normalizeText(card?.invoiceId || card?.invoice_id)
+  const itemIndex = Number(card?.itemIndex || card?.item_index || 0)
+
+  const matchedItems = []
+  const appendItem = (item) => {
+    if (!item || matchedItems.some((entry) => normalizeText(entry.id) === normalizeText(item.id))) {
+      return
+    }
+    matchedItems.push(item)
+  }
+
+  if (itemIds.length) {
+    expenseItems
+      .filter((item) => itemIds.includes(normalizeText(item.id)))
+      .forEach(appendItem)
+  }
+  if (matchedItems.length) {
+    return matchedItems
+  }
+
+  appendItem(expenseItems.find((item) => invoiceId && normalizeText(item.invoiceId) === invoiceId))
+  appendItem(itemIndex > 0 ? expenseItems[itemIndex - 1] : null)
+  return matchedItems
+}
+
 export function isRiskCardMissingExpenseNote(card, expenseItems = []) {
-  const item = resolveExpenseItemForRiskCard(card, expenseItems)
-  if (!item) {
+  const items = resolveExpenseItemsForRiskCard(card, expenseItems)
+  if (!items.length) {
    return true
  }
-  return !normalizeText(item.itemNote)
+  return items.some((item) => !normalizeText(item.itemNote))
 }

 export function hasStandardAdjustmentForItem(item, standardAdjustmentMap = new Map()) {