feat(web): 工作台 AI 模式与差旅/风险建议交互优化

- 新增 PersonalWorkbenchAiMode 组件、AI 侧边栏与 orb 机器人视觉资源
- 新增 aiApplicationDraftModel / aiExpenseDraftModel / aiWorkbenchConversationStore
  及业务准入 aiSidebarBusinessAccess，支撑 AI 模式下的申请与报销草稿
- 顶栏、侧边栏、工作台样式重构，适配 AI 模式切换与响应式布局
- 同步 steward plan/off_topic、差旅报销引导流、风险建议卡片等测试

web/tests/workbench-application-intent.test.mjs

@@ -142,15 +142,29 @@ test('workbench model routing maps ontology result before entering assistant', (
   )
 })
 
-test('workbench ambiguous travel flow uses steward fast path before ontology parsing', () => {
-  const fastPathIndex = appShellComposable.indexOf(
-    'fallbackSessionType === ASSISTANT_SCOPE_SESSION_STEWARD'
-  )
-  const ontologyParseIndex = appShellComposable.indexOf('fetchOntologyParse(')
+test('workbench smart entry blocks unsupported non-business input before ontology parsing', () => {
+  const openSmartEntryStart = appShellComposable.indexOf('async function openSmartEntry(payload')
+  const closeSmartEntryStart = appShellComposable.indexOf('function closeSmartEntry(')
+  assert.ok(openSmartEntryStart >= 0, 'expected an openSmartEntry entry point')
+  assert.ok(closeSmartEntryStart > openSmartEntryStart, 'expected closeSmartEntry to follow openSmartEntry')
 
-  assert.ok(fastPathIndex >= 0, 'expected steward fallback fast path in smart entry routing')
+  const openSmartEntryBlock = appShellComposable.slice(openSmartEntryStart, closeSmartEntryStart)
+  const guardIndex = openSmartEntryBlock.indexOf('resolveAssistantScopeGuard(')
+  const blockedIndex = openSmartEntryBlock.indexOf('scopeGuard?.blocked')
+  const conversationIndex = openSmartEntryBlock.indexOf('buildUnsupportedBusinessScopeConversation(prompt')
+  const sessionTypeResolveIndex = openSmartEntryBlock.indexOf('resolveSmartEntrySessionType(payload)')
+
+  assert.ok(guardIndex >= 0, 'expected smart entry to use the business scope guard')
+  assert.ok(blockedIndex >= 0, 'expected smart entry to short-circuit blocked inputs')
+  assert.ok(conversationIndex >= 0, 'expected blocked smart entry inputs to seed an assistant conversation')
+  assert.ok(sessionTypeResolveIndex >= 0, 'expected smart entry to delegate session resolution')
   assert.ok(
-    fastPathIndex < ontologyParseIndex,
-    'expected steward fallback to return before slow ontology parsing'
+    blockedIndex < sessionTypeResolveIndex,
+    'expected blocked inputs to stop before ontology-driven session resolution'
+  )
+  assert.ok(
+    conversationIndex < sessionTypeResolveIndex,
+    'expected unsupported input guidance to be prepared before session resolution'
   )
 })
+