feat(web): 工作台 AI 模式与差旅/风险建议交互优化

- 新增 PersonalWorkbenchAiMode 组件、AI 侧边栏与 orb 机器人视觉资源
- 新增 aiApplicationDraftModel / aiExpenseDraftModel / aiWorkbenchConversationStore
  及业务准入 aiSidebarBusinessAccess，支撑 AI 模式下的申请与报销草稿
- 顶栏、侧边栏、工作台样式重构，适配 AI 模式切换与响应式布局
- 同步 steward plan/off_topic、差旅报销引导流、风险建议卡片等测试

web/tests/steward-plan-message-copy.test.mjs

@@ -0,0 +1,73 @@
+import assert from 'node:assert/strict'
+import test from 'node:test'
+
+import {
+  buildStewardPlanMessageText,
+  buildStewardSuggestedActions
+} from '../src/views/scripts/stewardPlanModel.js'
+
+test('steward plan summary uses warm guidance copy for application flow', () => {
+  const message = buildStewardPlanMessageText({
+    tasks: [
+      {
+        task_id: 'task-1',
+        task_type: 'expense_application',
+        title: '费用申请 差旅',
+        assigned_agent: 'application_assistant',
+        confirmation_required: true
+      }
+    ],
+    next_action: 'confirm_create_application'
+  })
+
+  assert.match(message, /我先帮你把步骤理清楚/)
+  assert.match(message, /我先看了一下，你这次主要是 \*\*1 个事项\*\*/)
+  assert.match(message, /为了不让步骤混在一起/)
+  assert.match(message, /我会请申请助手先把申请单草稿整理出来/)
+  assert.match(message, /你看这个顺序是否合适/)
+  assert.match(message, /需要补充的信息会在具体步骤里再温和提醒你/)
+  assert.doesNotMatch(message, /我会这样推进/)
+  assert.doesNotMatch(message, /不会一次性把所有动作都执行掉/)
+  assert.doesNotMatch(message, /交给申请助手生成申请单核对结果/)
+})
+
+test('steward plan summary guides bare reimbursement intent into scene selection', () => {
+  const plan = {
+    tasks: [
+      {
+        task_id: 'task-reim-1',
+        task_type: 'reimbursement',
+        title: '费用报销 1',
+        assigned_agent: 'reimbursement_assistant',
+        confirmation_required: true,
+        ontology_fields: {
+          expense_type: 'other',
+          reason: '我要报销'
+        },
+        missing_fields: ['time_range', 'reason']
+      }
+    ],
+    confirmation_groups: [
+      {
+        confirmation_id: 'confirm-task-reim-1',
+        action_type: 'confirm_create_reimbursement_draft',
+        target_task_id: 'task-reim-1'
+      }
+    ],
+    next_action: 'confirm_task'
+  }
+
+  const message = buildStewardPlanMessageText(plan)
+
+  assert.match(message, /我来带你发起报销/)
+  assert.match(message, /你现在只说了要报销/)
+  assert.match(message, /先选报销场景/)
+  assert.match(message, /差旅费、交通费、住宿费/)
+  assert.doesNotMatch(message, /步骤混在一起/)
+  assert.doesNotMatch(message, /核对“费用报销 1”/)
+
+  const [action] = buildStewardSuggestedActions(plan)
+  assert.equal(action.label, '确定，选择报销场景')
+  assert.match(action.description, /先进入报销助手选择具体费用类型/)
+  assert.equal(action.payload.carry_text, '我要报销')
+})