feat(web): 工作台 AI 模式与差旅/风险建议交互优化

- 新增 PersonalWorkbenchAiMode 组件、AI 侧边栏与 orb 机器人视觉资源
- 新增 aiApplicationDraftModel / aiExpenseDraftModel / aiWorkbenchConversationStore
  及业务准入 aiSidebarBusinessAccess，支撑 AI 模式下的申请与报销草稿
- 顶栏、侧边栏、工作台样式重构，适配 AI 模式切换与响应式布局
- 同步 steward plan/off_topic、差旅报销引导流、风险建议卡片等测试

web/src/components/travel/StageRiskAdviceCard.vue

@@ -18,32 +18,45 @@
           <p>{{ decisionDescription }}</p>
         </div>
         <div class="employee-risk-decision-action">
-          <span>建议结论</span>
-          <strong :class="decisionTone">{{ decisionAction }}</strong>
+          <span>是否建议通过</span>
+          <strong :class="decisionTone">{{ decisionBadgeLabel }}</strong>
+          <p>{{ decisionAction }}</p>
         </div>
       </section>
 
-      <section class="employee-risk-profile-section" aria-label="单据风险依据">
+      <dl class="employee-risk-review-summary" aria-label="审核建议摘要">
+        <div
+          v-for="item in reviewSummaryItems"
+          :key="item.key"
+          :class="['employee-risk-review-item', item.tone]"
+        >
+          <dt>{{ item.label }}</dt>
+          <dd>{{ item.value }}</dd>
+        </div>
+      </dl>
+
+      <section class="employee-risk-profile-section" aria-label="单据关键依据">
         <div class="employee-risk-section-head">
           <span>{{ stageBasisTitle }}</span>
           <small>{{ stageBasisHint }}</small>
         </div>
         <div v-if="compactEvidenceItems.length" class="employee-risk-profile-list">
-          <article
-            v-for="item in compactEvidenceItems"
+          <details
+            v-for="(item, index) in compactEvidenceItems"
             :key="item.code"
             :class="['employee-risk-evidence-row', item.tone]"
+            :open="index === 0"
           >
-            <div class="employee-risk-evidence-title">
+            <summary class="employee-risk-evidence-title">
               <span>{{ item.label }}</span>
               <strong>{{ item.status }}</strong>
-            </div>
+            </summary>
             <ul v-if="item.evidence.length">
               <li v-for="basis in item.evidence" :key="basis">{{ basis }}</li>
             </ul>
-          </article>
+          </details>
         </div>
-        <p v-else class="employee-risk-muted">当前未识别到需要重点展示的单据风险依据。</p>
+        <p v-else class="employee-risk-muted">当前未识别到需要重点展示的单据依据。</p>
       </section>
     </div>
   </article>
@@ -95,12 +108,12 @@ export default {
       }
       return 'normal'
     })
-    const stageTitle = computed(() => props.isApplicationDocument ? '申请审核建议' : '报销审核建议')
-    const stageBasisTitle = computed(() => props.isApplicationDocument ? '申请单风险依据' : '报销单风险依据')
+    const stageTitle = computed(() => props.isApplicationDocument ? '申请审核建议' : 'AI建议')
+    const stageBasisTitle = computed(() => props.isApplicationDocument ? '申请单关键依据' : '报销单关键依据')
     const stageBasisHint = computed(() => (
       props.isApplicationDocument
-        ? '仅展示申请单本身的金额、预算触发、事由和规则命中依据。'
-        : '仅展示报销单本身的票据、金额、行程和规则命中依据。'
+        ? '默认只展开最关键的申请依据，其他细节点开查看。'
+        : '默认只展开最关键的报销依据，其他细节点开查看。'
     ))
     const decisionTitle = computed(() => resolveDecision(decisionTone.value, props.isApplicationDocument).title)
     const decisionAction = computed(() => {
@@ -111,25 +124,26 @@ export default {
     })
     const decisionBadgeLabel = computed(() => {
       if (decisionTone.value === 'high') {
-        return '高风险'
+        return '不通过'
       }
       if (decisionTone.value === 'medium') {
-        return '需关注'
+        return '待补充'
       }
-      return '可审批'
+      return '可通过'
     })
     const decisionDescription = computed(() => {
       const riskCount = currentRiskCards.value.length
+      const subject = props.isApplicationDocument ? '申请' : '报销'
       if (riskCount) {
         if (!props.isApplicationDocument && riskExplanationItems.value.length) {
-          return `当前报销已识别 ${riskCount} 个需核对风险点，用户已补充异常说明，审批人应核对说明与票据佐证是否充分。`
+          return `当前${subject}识别到 ${riskCount} 个需核对风险点，已补充说明但仍建议先核对票据与行程。`
         }
-        return `${props.isApplicationDocument ? '当前申请' : '当前报销'}已识别 ${riskCount} 个需核对风险点，审批人应优先查看中高风险依据。`
+        return `当前${subject}识别到 ${riskCount} 个需核对风险点，请优先查看高风险依据。`
       }
       if (materialIssues.value.length || sceneIssues.value.length) {
-        return `${props.isApplicationDocument ? '当前申请' : '当前报销'}存在材料或业务说明不完整，建议补齐后再继续处理。`
+        return `当前${subject}存在材料或业务说明不完整，建议补齐后再处理。`
       }
-      return `${props.isApplicationDocument ? '当前申请' : '当前报销'}未发现中高风险阻断项，可结合当前环节权限按流程处理。`
+      return `当前${subject}未发现中高风险阻断项，可按流程继续处理。`
     })
     const stageEvidenceItems = computed(() => (
       props.isApplicationDocument ? buildApplicationEvidence() : buildReimbursementEvidence()
@@ -139,6 +153,38 @@ export default {
       const sourceItems = abnormalItems.length ? abnormalItems : stageEvidenceItems.value
       return sourceItems.map((item) => ({ ...item }))
     })
+    const stageRiskFactSummary = computed(() => buildStageRiskFactSummary({
+      isApplicationDocument: props.isApplicationDocument,
+      riskCount: currentRiskCards.value.length,
+      highCount: highRiskCards.value.length,
+      mediumCount: mediumRiskCards.value.length,
+      materialIssueCount: materialIssues.value.length,
+      sceneIssueCount: sceneIssues.value.length
+    }))
+    const stageReviewBasisSummary = computed(() => buildStageReviewBasisSummary(
+      compactEvidenceItems.value,
+      props.isApplicationDocument
+    ))
+    const reviewSummaryItems = computed(() => [
+      {
+        key: 'fact',
+        label: '风险概览',
+        tone: decisionTone.value,
+        value: stageRiskFactSummary.value
+      },
+      {
+        key: 'basis',
+        label: '重点依据',
+        tone: decisionTone.value,
+        value: stageReviewBasisSummary.value
+      },
+      {
+        key: 'action',
+        label: '审核建议',
+        tone: decisionTone.value,
+        value: decisionAction.value
+      }
+    ])
 
     function buildApplicationEvidence() {
       const budgetCards = currentRiskCards.value.filter((card) => /预算|余额|占用|超预算/.test(cardText(card)))
@@ -217,28 +263,68 @@ export default {
       decisionDescription,
       decisionAction,
       decisionTitle,
+      reviewSummaryItems,
       stageBasisHint,
       stageBasisTitle,
       stageEvidenceItems,
+      stageReviewBasisSummary,
+      stageRiskFactSummary,
       stageTitle
     }
   }
 }
 
+function buildStageRiskFactSummary({
+  isApplicationDocument,
+  riskCount = 0,
+  highCount = 0,
+  mediumCount = 0,
+  materialIssueCount = 0,
+  sceneIssueCount = 0
+} = {}) {
+  const subject = isApplicationDocument ? '申请单' : '报销单'
+  if (riskCount > 0) {
+    return `${subject}识别 ${riskCount} 个需核对风险点，高风险 ${highCount} 个，中风险 ${mediumCount} 个。`
+  }
+  const issueCount = materialIssueCount + sceneIssueCount
+  if (issueCount > 0) {
+    return `${subject}暂无中高风险命中，但仍有 ${issueCount} 个材料或业务说明项需要补齐。`
+  }
+  return `${subject}未识别到中高风险阻断项。`
+}
+
+function buildStageReviewBasisSummary(evidenceItems = [], isApplicationDocument = false) {
+  const abnormalLabels = evidenceItems
+    .filter((item) => isAbnormalEvidence(item))
+    .map((item) => String(item?.label || '').trim())
+    .filter(Boolean)
+  if (abnormalLabels.length) {
+    return `重点核对${abnormalLabels.join('、')}。`
+  }
+  return isApplicationDocument
+    ? '重点看申请金额、预算触发和事由是否一致。'
+    : '重点看票据、金额、行程和附件是否一致。'
+}
+
 function resolveDecision(tone, isApplicationDocument) {
-  const subject = isApplicationDocument ? '申请' : '报销'
   const map = {
     normal: {
-      title: `当前${subject}未发现中高风险阻断项`,
-      action: `可按权限继续审批${isApplicationDocument ? '，系统会按预算结果决定是否跳过预算复核。' : '，后续进入财务或付款流程。'}`
+      title: '建议通过',
+      action: isApplicationDocument
+        ? '可按权限继续审核，系统会按预算结果决定是否进入下一步。'
+        : '可按权限继续审批，后续进入财务或付款流程。'
     },
     medium: {
-      title: `当前${subject}存在中风险，建议核对后处理`,
-      action: isApplicationDocument ? '建议核对预算占用、申请事由和金额依据后再通过。' : '建议核对票据、金额和业务说明后再通过。'
+      title: '建议补充后通过',
+      action: isApplicationDocument
+        ? '建议补充预算占用、申请事由和金额依据后再通过。'
+        : '建议补充票据、金额或业务说明后再通过。'
     },
     high: {
-      title: `当前${subject}存在高风险，不建议直接通过`,
-      action: isApplicationDocument ? '建议退回补充申请依据，或要求预算管理者复核。' : '建议退回补充票据、行程说明或超标原因。'
+      title: '不建议通过',
+      action: isApplicationDocument
+        ? '建议退回补充申请依据，或要求预算管理者复核。'
+        : '建议退回补充票据、行程说明或超标原因。'
     }
   }
   return map[tone] || map.normal

web/src/components/travel/TravelReimbursementMessageItem.vue

@@ -278,6 +278,7 @@
       <div
         v-if="message.role === 'assistant' && !message.reviewPayload && !message.queryPayload && message.suggestedActions?.length"
         class="message-suggested-actions"
+        :class="{ 'compact-guidance-actions': message.assistantVariant === 'compact_guidance' }"
       >
         <button
           v-for="action in message.suggestedActions"