X-Financial/server/rules/risk-rules/risk.application.marketing_without_campaign.json

{
  "schema_version": "2.0",
  "rule_code": "risk.application.marketing_without_campaign",
  "name": "市场推广费无活动申请",
  "description": "市场活动、投放、展会等推广费用，缺少已审批的活动申请或投放方案。",
  "enabled": false,
  "requires_attachment": false,
  "risk_dimension": "expense_control_demo",
  "risk_category": "申请前置",
  "ontology_signal": "application_required",
  "evaluator": "template_rule",
  "template_key": "keyword_match_v1",
  "finance_rule_code": "expense.application.policy",
  "finance_rule_sheet": "费用申请前置规则",
  "business_stage": [
    "reimbursement"
  ],
  "expense_types": [
    "marketing"
  ],
  "budget_required": true,
  "applies_to": {
    "domains": [
      "expense"
    ],
    "expense_types": [
      "marketing"
    ],
    "business_stages": [
      "reimbursement"
    ]
  },
  "inputs": {
    "fields": [
      {
        "key": "claim.amount",
        "label": "报销金额",
        "type": "number",
        "source": "claim"
      },
      {
        "key": "claim.expense_type",
        "label": "费用类型",
        "type": "enum",
        "source": "claim"
      },
      {
        "key": "application.id",
        "label": "申请单",
        "type": "text",
        "source": "application"
      },
      {
        "key": "material.plan_uploaded",
        "label": "方案已上传",
        "type": "boolean",
        "source": "material"
      }
    ]
  },
  "params": {
    "template_key": "keyword_match_v1",
    "field_keys": [
      "claim.amount",
      "claim.expense_type",
      "claim.department_name",
      "claim.reason",
      "item.item_reason",
      "application.id",
      "application.status",
      "application.approved_amount",
      "application.expense_type",
      "application.department_name",
      "material.plan_uploaded"
    ],
    "search_fields": [
      "claim.reason",
      "item.item_reason",
      "claim.expense_type"
    ],
    "keywords": [
      "市场推广",
      "活动申请",
      "投放方案"
    ],
    "condition_summary": "市场推广费报销缺少活动申请或方案时触发。",
    "finance_rule_code": "expense.application.policy",
    "finance_rule_sheet": "费用申请前置规则",
    "business_stage": [
      "reimbursement"
    ],
    "expense_types": [
      "marketing"
    ],
    "budget_required": true
  },
  "outcomes": {
    "pass": {
      "severity": "none",
      "action": "continue"
    },
    "fail": {
      "severity": "medium",
      "action": "manual_review",
      "risk_score": 50
    }
  },
  "metadata": {
    "owner": "风控与审计部",
    "stability": "platform",
    "source_ref": "费用管控 Demo 风险规则库",
    "created_at": "2026-05-30T00:00:00Z",
    "created_by": "system",
    "risk_score": 50,
    "risk_level": "medium",
    "rule_title": "市场推广费无活动申请",
    "finance_rule_code": "expense.application.policy",
    "finance_rule_sheet": "费用申请前置规则",
    "business_stage": [
      "reimbursement"
    ],
    "expense_types": [
      "marketing"
    ],
    "budget_required": true,
    "risk_level_label": "中风险",
    "risk_score_model": "risk_score_v3",
    "risk_score_detail": {
      "score": 50,
      "level": "medium",
      "level_label": "中风险",
      "model": "risk_score_v3",
      "weights": {
        "impact": 0.35,
        "certainty": 0.25,
        "evidence": 0.15,
        "exception": 0.1,
        "action": 0.1,
        "sensitivity": 0.05
      },
      "components": {
        "impact": 48,
        "certainty": 58,
        "evidence": 62,
        "exception": 35,
        "action": 35,
        "sensitivity": 45
      },
      "calibration": {
        "raw_score": 50,
        "rules": []
      },
      "ai_evidence": {},
      "basis": {
        "template_key": "keyword_match_v1",
        "field_count": 11,
        "condition_count": 0,
        "expense_category": null,
        "expense_category_label": "申请前置",
        "requires_attachment": false
      }
    }
  },
  "severity": "medium",
  "risk_score": 50,
  "risk_level": "medium",
  "risk_level_label": "中风险",
  "risk_score_detail": {
    "score": 50,
    "level": "medium",
    "level_label": "中风险",
    "model": "risk_score_v3",
    "weights": {
      "impact": 0.35,
      "certainty": 0.25,
      "evidence": 0.15,
      "exception": 0.1,
      "action": 0.1,
      "sensitivity": 0.05
    },
    "components": {
      "impact": 48,
      "certainty": 58,
      "evidence": 62,
      "exception": 35,
      "action": 35,
      "sensitivity": 45
    },
    "calibration": {
      "raw_score": 50,
      "rules": []
    },
    "ai_evidence": {},
    "basis": {
      "template_key": "keyword_match_v1",
      "field_count": 11,
      "condition_count": 0,
      "expense_category": null,
      "expense_category_label": "申请前置",
      "requires_attachment": false
    }
  }
}