X-Financial/server/rules/risk-rules/risk.application.large_expense_without_preapproval.json

{
  "schema_version": "2.0",
  "rule_code": "risk.application.large_expense_without_preapproval",
  "name": "通用大额费用无前置申请",
  "description": "非业务招待、非办公用品的通用费用超过 2000 元且缺少关联费用申请。",
  "enabled": true,
  "requires_attachment": false,
  "risk_dimension": "expense_control_demo",
  "risk_category": "申请前置",
  "ontology_signal": "application_required",
  "evaluator": "template_rule",
  "template_key": "composite_rule_v1",
  "finance_rule_code": "expense.preapproval.policy",
  "finance_rule_sheet": "费用申请审批规则",
  "basic_rule_code": "expense.preapproval.policy",
  "basic_rule_sheet": "费用申请审批规则",
  "business_stage": [
    "reimbursement"
  ],
  "expense_types": [
    "all"
  ],
  "budget_required": true,
  "applies_to": {
    "domains": [
      "expense"
    ],
    "expense_types": [
      "all"
    ],
    "business_stages": [
      "reimbursement"
    ]
  },
  "inputs": {
    "fields": [
      {
        "key": "claim.amount",
        "label": "报销金额",
        "type": "number",
        "source": "claim"
      },
      {
        "key": "claim.expense_type",
        "label": "费用类型",
        "type": "enum",
        "source": "claim"
      },
      {
        "key": "claim.department_name",
        "label": "部门",
        "type": "text",
        "source": "claim"
      },
      {
        "key": "claim.reason",
        "label": "事由",
        "type": "text",
        "source": "claim"
      },
      {
        "key": "item.item_reason",
        "label": "明细事由",
        "type": "text",
        "source": "item"
      },
      {
        "key": "application.id",
        "label": "申请单ID",
        "type": "text",
        "source": "application"
      },
      {
        "key": "application.claim_no",
        "label": "申请单号",
        "type": "text",
        "source": "application"
      },
      {
        "key": "application.status",
        "label": "申请状态",
        "type": "enum",
        "source": "application"
      },
      {
        "key": "application.approved_amount",
        "label": "申请审批金额",
        "type": "number",
        "source": "application"
      },
      {
        "key": "application.expense_type",
        "label": "申请费用类型",
        "type": "enum",
        "source": "application"
      },
      {
        "key": "application.department_name",
        "label": "申请部门",
        "type": "text",
        "source": "application"
      }
    ]
  },
  "params": {
    "template_key": "composite_rule_v1",
    "semantic_type": "preapproval_required_amount_threshold",
    "field_keys": [
      "claim.amount",
      "claim.expense_type",
      "claim.department_name",
      "claim.reason",
      "item.item_reason",
      "application.id",
      "application.claim_no",
      "application.status",
      "application.approved_amount",
      "application.expense_type",
      "application.department_name"
    ],
    "conditions": [
      {
        "id": "amount_exceeds_preapproval_threshold",
        "operator": "numeric_compare",
        "left_fields": [
          "claim.amount"
        ],
        "threshold": 2000,
        "compare": "gt"
      },
      {
        "id": "application_present",
        "operator": "exists_any",
        "fields": [
          "application.id",
          "application.claim_no"
        ]
      },
      {
        "id": "not_specific_preapproval_type",
        "operator": "not_contains_any",
        "fields": [
          "claim.expense_type"
        ],
        "keywords": [
          "meal",
          "entertainment",
          "office",
          "业务招待",
          "招待",
          "办公用品",
          "办公"
        ]
      }
    ],
    "hit_logic": {
      "all": [
        "amount_exceeds_preapproval_threshold",
        {
          "not": "application_present"
        },
        "not_specific_preapproval_type"
      ]
    },
    "formula": "amount > threshold AND NOT hasApplication",
    "condition_summary": "非业务招待、非办公用品的通用费用超过 2000 元且未关联费用申请时触发。",
    "message_template": "通用大额费用超过 2000 元但未找到关联费用申请，请补充前置申请或审批说明。",
    "finance_rule_code": "expense.preapproval.policy",
    "finance_rule_sheet": "费用申请审批规则",
    "basic_rule_code": "expense.preapproval.policy",
    "basic_rule_sheet": "费用申请审批规则",
    "business_stage": [
      "reimbursement"
    ],
    "expense_types": [
      "all"
    ],
    "budget_required": true,
    "threshold_amount": 2000,
    "rule_ir": {
      "facts": [
        {
          "id": "A",
          "label": "报销金额",
          "fields": [
            "claim.amount"
          ]
        },
        {
          "id": "B",
          "label": "关联申请",
          "fields": [
            "application.id",
            "application.claim_no"
          ]
        }
      ],
      "hit_logic": "A > threshold AND NOT EXISTS(B)"
    },
    "basic_rule_refs": [
      {
        "code": "expense.preapproval.policy",
        "sheet": "费用申请审批规则",
        "name": "公司费用申请审批规则",
        "component": "preapproval"
      }
    ]
  },
  "outcomes": {
    "pass": {
      "severity": "none",
      "action": "continue"
    },
    "fail": {
      "severity": "high",
      "action": "manual_review",
      "risk_score": 86
    }
  },
  "metadata": {
    "owner": "财务制度管理组",
    "stability": "platform",
    "source_ref": "公司费用申请审批规则",
    "created_at": "2026-06-05T00:00:00+08:00",
    "created_by": "system",
    "risk_score": 86,
    "risk_level": "high",
    "rule_title": "通用大额费用无前置申请",
    "finance_rule_code": "expense.preapproval.policy",
    "finance_rule_sheet": "费用申请审批规则",
    "basic_rule_code": "expense.preapproval.policy",
    "basic_rule_sheet": "费用申请审批规则",
    "business_stage": [
      "reimbursement"
    ],
    "expense_types": [
      "all"
    ],
    "budget_required": true,
    "basic_rule_refs": [
      {
        "code": "expense.preapproval.policy",
        "sheet": "费用申请审批规则",
        "name": "公司费用申请审批规则",
        "component": "preapproval"
      }
    ]
  },
  "severity": "high",
  "risk_score": 86,
  "risk_level": "high",
  "basic_rule_refs": [
    {
      "code": "expense.preapproval.policy",
      "sheet": "费用申请审批规则",
      "name": "公司费用申请审批规则",
      "component": "preapproval"
    }
  ]
}